Affirm Holdings Stock Performance
| AFRM Stock | USD 71.43 1.40 1.92% |
The firm shows a Beta (market volatility) of 0.27, which signifies not very significant fluctuations relative to the market. As returns on the market increase, Affirm Holdings' returns are expected to increase less than the market. However, during the bear market, the loss of holding Affirm Holdings is expected to be smaller as well. At this point, Affirm Holdings has a negative expected return of -0.0361%. Please make sure to confirm Affirm Holdings' skewness, and the relationship between the total risk alpha and day median price , to decide if Affirm Holdings performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Weakest
Weak | Strong |
Over the last 90 days Affirm Holdings has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of very healthy basic indicators, Affirm Holdings is not utilizing all of its potentials. The current stock price disarray, may contribute to short-term losses for the investors. ...more
| Begin Period Cash Flow | 1.3 B | |
| Total Cashflows From Investing Activities | -1.1 B |
Affirm Holdings Relative Risk vs. Return Landscape
If you would invest 7,645 in Affirm Holdings on October 27, 2025 and sell it today you would lose (502.00) from holding Affirm Holdings or give up 6.57% of portfolio value over 90 days. Affirm Holdings is currently does not generate positive expected returns and assumes 3.8968% risk (volatility on return distribution) over the 90 days horizon. In different words, 35% of stocks are less volatile than Affirm, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Affirm Holdings Target Price Odds to finish over Current Price
The tendency of Affirm Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 71.43 | 90 days | 71.43 | about 58.62 |
Based on a normal probability distribution, the odds of Affirm Holdings to move above the current price in 90 days from now is about 58.62 (This Affirm Holdings probability density function shows the probability of Affirm Stock to fall within a particular range of prices over 90 days) .
Given the investment horizon of 90 days Affirm Holdings has a beta of 0.27. This suggests as returns on the market go up, Affirm Holdings average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding Affirm Holdings will be expected to be much smaller as well. Additionally Affirm Holdings has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the Dow Jones Industrial. Affirm Holdings Price Density |
| Price |
Predictive Modules for Affirm Holdings
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Affirm Holdings. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Affirm Holdings Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. Affirm Holdings is not an exception. The market had few large corrections towards the Affirm Holdings' value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Affirm Holdings, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Affirm Holdings within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | -0.06 | |
β | Beta against Dow Jones | 0.27 | |
σ | Overall volatility | 4.64 | |
Ir | Information ratio | -0.03 |
Affirm Holdings Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Affirm Holdings for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Affirm Holdings can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| Affirm Holdings generated a negative expected return over the last 90 days | |
| Affirm Holdings has high historical volatility and very poor performance | |
| Over 83.0% of the company shares are held by institutions such as insurance companies |
Affirm Holdings Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Affirm Stock often depends not only on the future outlook of the current and potential Affirm Holdings' investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Affirm Holdings' indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 341 M | |
| Cash And Short Term Investments | 2.2 B |
Affirm Holdings Fundamentals Growth
Affirm Stock prices reflect investors' perceptions of the future prospects and financial health of Affirm Holdings, and Affirm Holdings fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Affirm Stock performance.
| Return On Equity | 0.076 | |||
| Return On Asset | 0.0063 | |||
| Profit Margin | 0.07 % | |||
| Operating Margin | 0.07 % | |||
| Current Valuation | 29.29 B | |||
| Shares Outstanding | 289.36 M | |||
| Price To Book | 7.15 X | |||
| Price To Sales | 6.82 X | |||
| Revenue | 3.22 B | |||
| EBITDA | 711.99 M | |||
| Cash And Equivalents | 1.56 B | |||
| Cash Per Share | 5.38 X | |||
| Total Debt | 7.85 B | |||
| Debt To Equity | 1.58 % | |||
| Book Value Per Share | 9.99 X | |||
| Cash Flow From Operations | 793.91 M | |||
| Earnings Per Share | 0.69 X | |||
| Total Asset | 11.15 B | |||
| Retained Earnings | (3.06 B) | |||
About Affirm Holdings Performance
By examining Affirm Holdings' fundamental ratios, stakeholders can obtain critical insights into Affirm Holdings' financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Affirm Holdings is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California. Affirm Holdings operates under SoftwareInfrastructure classification in the United States and is traded on NASDAQ Exchange. It employs 2552 people.Things to note about Affirm Holdings performance evaluation
Checking the ongoing alerts about Affirm Holdings for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Affirm Holdings help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Affirm Holdings generated a negative expected return over the last 90 days | |
| Affirm Holdings has high historical volatility and very poor performance | |
| Over 83.0% of the company shares are held by institutions such as insurance companies |
- Analyzing Affirm Holdings' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Affirm Holdings' stock is overvalued or undervalued compared to its peers.
- Examining Affirm Holdings' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Affirm Holdings' management team can have a significant impact on its success or failure. Reviewing the track record and experience of Affirm Holdings' management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Affirm Holdings' stock. These opinions can provide insight into Affirm Holdings' potential for growth and whether the stock is currently undervalued or overvalued.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as various price indices. To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Is Stock space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affirm Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Affirm Holdings is measured differently than its book value, which is the value of Affirm that is recorded on the company's balance sheet. Investors also form their own opinion of Affirm Holdings' value that differs from its market value or its book value, called intrinsic value, which is Affirm Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affirm Holdings' market value can be influenced by many factors that don't directly affect Affirm Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affirm Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affirm Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affirm Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.