Intercorp Financial has a performance score of 4 on a scale of 0 to 100. The company retains a Market Volatility (i.e., Beta) of -0.14, which attests to not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Intercorp Financial are expected to decrease at a much lower rate. During the bear market, Intercorp Financial is likely to outperform the market. Intercorp Financial right now retains a risk of 1.54%. Please check out Intercorp Financial potential upside, as well as the relationship between the kurtosis and day typical price , to decide if Intercorp Financial will be following its current trending patterns.
Risk-Adjusted Performance
Soft
Weak
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in Intercorp Financial Services are ranked lower than 4 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively stable technical and fundamental indicators, Intercorp Financial is not utilizing all of its potentials. The latest stock price uproar, may contribute to short-horizon losses for the private investors. ...more
Intercorp Financial Relative Risk vs. Return Landscape
If you would invest 4,037 in Intercorp Financial Services on October 4, 2025 and sell it today you would earn a total of 199.00 from holding Intercorp Financial Services or generate 4.93% return on investment over 90 days. Intercorp Financial Services is generating 0.0893% of daily returns assuming volatility of 1.5404% on return distribution over 90 days investment horizon. In other words, 13% of stocks are less volatile than Intercorp, and above 99% of all equities are expected to generate higher returns over the next 90 days.
Expected Return
Risk
Considering the 90-day investment horizon Intercorp Financial is expected to generate 2.12 times more return on investment than the market. However, the company is 2.12 times more volatile than its market benchmark. It trades about 0.06 of its potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.07 per unit of risk.
Intercorp Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Intercorp Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Intercorp Financial Services, and traders can use it to determine the average amount a Intercorp Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.058
Best Portfolio
Best Equity
Good Returns
Average Returns
Small Returns
Cash
Small Risk
IFS
High Risk
Huge Risk
Negative Returns
Based on monthly moving average Intercorp Financial is performing at about 4% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Intercorp Financial by adding it to a well-diversified portfolio.
Intercorp Financial Fundamentals Growth
Intercorp Stock prices reflect investors' perceptions of the future prospects and financial health of Intercorp Financial, and Intercorp Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Intercorp Stock performance.
Assessing Intercorp Financial's fundamental ratios provides investors with valuable insights into Intercorp Financial's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Intercorp Financial is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
Intercorp Financial Services Inc. provides banking, insurance, and wealth management services for retail and commercial clients in Peru. Intercorp Financial Services Inc. operates as a subsidiary of Intercorp Per Ltd. Intercorp Financial operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 7378 people.
Things to note about Intercorp Financial performance evaluation
Checking the ongoing alerts about Intercorp Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Intercorp Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Intercorp Financial Services has about 15.09 B in cash with (1.78 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 130.75, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Roughly 73.0% of the company shares are held by company insiders
Evaluating Intercorp Financial's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Intercorp Financial's stock performance include:
Analyzing Intercorp Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Intercorp Financial's stock is overvalued or undervalued compared to its peers.
Examining Intercorp Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
Evaluating Intercorp Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Intercorp Financial's management team can help you assess the Company's leadership.
Pay attention to analyst opinions and ratings of Intercorp Financial's stock. These opinions can provide insight into Intercorp Financial's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Intercorp Financial's stock performance is not an exact science, and many factors can impact Intercorp Financial's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.
Additional Tools for Intercorp Stock Analysis
When running Intercorp Financial's price analysis, check to measure Intercorp Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Intercorp Financial is operating at the current time. Most of Intercorp Financial's value examination focuses on studying past and present price action to predict the probability of Intercorp Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Intercorp Financial's price. Additionally, you may evaluate how the addition of Intercorp Financial to your portfolios can decrease your overall portfolio volatility.