Intercorp Financial Services Net Income
| IFS Stock | USD 49.99 0.29 0.58% |
As of the 5th of February, Intercorp Financial retains the Market Risk Adjusted Performance of 0.4527, risk adjusted performance of 0.1078, and Downside Deviation of 1.6. Intercorp Financial technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out Intercorp Financial information ratio, potential upside, as well as the relationship between the Potential Upside and kurtosis to decide if Intercorp Financial is priced fairly, providing market reflects its last-minute price of 49.99 per share. Given that Intercorp Financial Services has jensen alpha of 0.1999, we strongly advise you to confirm Intercorp Financial's regular market performance to make sure the company can sustain itself at a future point.
Intercorp Financial Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.5671 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 1.5 B | 990.2 M | |
| Net Income Applicable To Common Shares | 1.5 B | 1.3 B | |
| Net Income From Continuing Ops | 1.5 B | 1.4 B | |
| Net Income Per Share | 10.24 | 6.66 | |
| Net Income Per E B T | 0.71 | 0.61 |
Intercorp | Net Income | Build AI portfolio with Intercorp Stock |
The evolution of Net Income for Intercorp Financial Services provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Intercorp Financial compares to historical norms and industry peers.
Latest Intercorp Financial's Net Income Growth Pattern
Below is the plot of the Net Income of Intercorp Financial Services over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Intercorp Financial financial statement analysis. It represents the amount of money remaining after all of Intercorp Financial Services operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Intercorp Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Intercorp Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 1.31 B | 10 Years Trend |
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Net Income |
| Timeline |
Intercorp Net Income Regression Statistics
| Arithmetic Mean | 1,054,908,144 | |
| Geometric Mean | 943,757,939 | |
| Coefficient Of Variation | 39.94 | |
| Mean Deviation | 311,072,417 | |
| Median | 1,027,379,000 | |
| Standard Deviation | 421,335,771 | |
| Sample Variance | 177523.8T | |
| Range | 1.6B | |
| R-Value | 0.58 | |
| Mean Square Error | 124894.6T | |
| R-Squared | 0.34 | |
| Significance | 0.01 | |
| Slope | 48,682,703 | |
| Total Sum of Squares | 2840381.3T |
Intercorp Net Income History
Other Fundumenentals of Intercorp Financial
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Intercorp Financial Net Income component correlations
Intercorp Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Intercorp Financial is extremely important. It helps to project a fair market value of Intercorp Stock properly, considering its historical fundamentals such as Net Income. Since Intercorp Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Intercorp Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Intercorp Financial's interrelated accounts and indicators.
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Is there potential for Regional Banks market expansion? Will Intercorp introduce new products? Factors like these will boost the valuation of Intercorp Financial. Market participants price Intercorp higher when confident in its future expansion prospects. Understanding fair value requires weighing current performance against future potential. All the valuation information about Intercorp Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.212 | Dividend Share 3.772 | Earnings Share 5.03 | Revenue Per Share | Quarterly Revenue Growth 0.122 |
Investors evaluate Intercorp Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Intercorp Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Intercorp Financial's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Intercorp Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Intercorp Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Intercorp Financial's market price signifies the transaction level at which participants voluntarily complete trades.
Intercorp Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Intercorp Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Intercorp Financial.
| 11/07/2025 |
| 02/05/2026 |
If you would invest 0.00 in Intercorp Financial on November 7, 2025 and sell it all today you would earn a total of 0.00 from holding Intercorp Financial Services or generate 0.0% return on investment in Intercorp Financial over 90 days. Intercorp Financial is related to or competes with Hancock Whitney, United Bankshares, Bank Ozk, Ameris Bancorp, Grupo Aval, Axos Financial, and Glacier Bancorp. Intercorp Financial Services Inc. provides banking, insurance, and wealth management services for retail and commercial ... More
Intercorp Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Intercorp Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Intercorp Financial Services upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.6 | |||
| Information Ratio | 0.1012 | |||
| Maximum Drawdown | 5.95 | |||
| Value At Risk | (2.88) | |||
| Potential Upside | 3.68 |
Intercorp Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Intercorp Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Intercorp Financial's standard deviation. In reality, there are many statistical measures that can use Intercorp Financial historical prices to predict the future Intercorp Financial's volatility.| Risk Adjusted Performance | 0.1078 | |||
| Jensen Alpha | 0.1999 | |||
| Total Risk Alpha | 0.1009 | |||
| Sortino Ratio | 0.1083 | |||
| Treynor Ratio | 0.4427 |
Intercorp Financial February 5, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1078 | |||
| Market Risk Adjusted Performance | 0.4527 | |||
| Mean Deviation | 1.25 | |||
| Semi Deviation | 1.39 | |||
| Downside Deviation | 1.6 | |||
| Coefficient Of Variation | 720.57 | |||
| Standard Deviation | 1.71 | |||
| Variance | 2.94 | |||
| Information Ratio | 0.1012 | |||
| Jensen Alpha | 0.1999 | |||
| Total Risk Alpha | 0.1009 | |||
| Sortino Ratio | 0.1083 | |||
| Treynor Ratio | 0.4427 | |||
| Maximum Drawdown | 5.95 | |||
| Value At Risk | (2.88) | |||
| Potential Upside | 3.68 | |||
| Downside Variance | 2.56 | |||
| Semi Variance | 1.93 | |||
| Expected Short fall | (1.37) | |||
| Skewness | 0.1994 | |||
| Kurtosis | 0.62 |
Intercorp Financial Backtested Returns
Intercorp Financial appears to be very steady, given 3 months investment horizon. Intercorp Financial holds Efficiency (Sharpe) Ratio of 0.18, which attests that the entity had a 0.18 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Intercorp Financial, which you can use to evaluate the volatility of the firm. Please utilize Intercorp Financial's Downside Deviation of 1.6, market risk adjusted performance of 0.4527, and Risk Adjusted Performance of 0.1078 to validate if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Intercorp Financial holds a performance score of 13. The company retains a Market Volatility (i.e., Beta) of 0.51, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, Intercorp Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Intercorp Financial is expected to be smaller as well. Please check Intercorp Financial's potential upside, as well as the relationship between the kurtosis and day typical price , to make a quick decision on whether Intercorp Financial's current trending patterns will revert.
Auto-correlation | 0.65 |
Good predictability
Intercorp Financial Services has good predictability. Overlapping area represents the amount of predictability between Intercorp Financial time series from 7th of November 2025 to 22nd of December 2025 and 22nd of December 2025 to 5th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Intercorp Financial price movement. The serial correlation of 0.65 indicates that roughly 65.0% of current Intercorp Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.65 | |
| Spearman Rank Test | 0.42 | |
| Residual Average | 0.0 | |
| Price Variance | 8.42 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Intercorp Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Intercorp Financial Services reported net income of 1.31 B. This is 2.35% higher than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 128.99% lower than that of the firm.
Intercorp Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Intercorp Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Intercorp Financial could also be used in its relative valuation, which is a method of valuing Intercorp Financial by comparing valuation metrics of similar companies.Intercorp Financial is currently under evaluation in net income category among its peers.
Intercorp Financial Current Valuation Drivers
We derive many important indicators used in calculating different scores of Intercorp Financial from analyzing Intercorp Financial's financial statements. These drivers represent accounts that assess Intercorp Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Intercorp Financial's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 12.1B | 10.3B | 9.4B | 12.6B | 14.5B | 13.7B | |
| Enterprise Value | 5.2B | 7.8B | 10.6B | 12.3B | 14.1B | 11.7B |
Intercorp Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Intercorp Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Intercorp Financial's managers, analysts, and investors.Environmental | Governance | Social |
Intercorp Financial Institutional Holders
Institutional Holdings refers to the ownership stake in Intercorp Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Intercorp Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Intercorp Financial's value.| Shares | First Horizon Advisors Inc. | 2023-12-31 | 0.0 |
Intercorp Fundamentals
| Return On Equity | 0.18 | ||||
| Return On Asset | 0.0205 | ||||
| Profit Margin | 0.36 % | ||||
| Operating Margin | 0.41 % | ||||
| Current Valuation | 6.35 B | ||||
| Shares Outstanding | 111.35 M | ||||
| Shares Owned By Insiders | 73.06 % | ||||
| Shares Owned By Institutions | 25.24 % | ||||
| Number Of Shares Shorted | 74.19 K | ||||
| Price To Earning | 5.84 X | ||||
| Price To Book | 1.63 X | ||||
| Price To Sales | 1.03 X | ||||
| Revenue | 8.86 B | ||||
| Gross Profit | 5.48 B | ||||
| EBITDA | 2.06 B | ||||
| Net Income | 1.31 B | ||||
| Cash And Equivalents | 15.09 B | ||||
| Cash Per Share | 130.75 X | ||||
| Total Debt | 11.82 B | ||||
| Debt To Equity | 7.31 % | ||||
| Book Value Per Share | 31.02 X | ||||
| Cash Flow From Operations | (1.78 B) | ||||
| Short Ratio | 0.35 X | ||||
| Earnings Per Share | 5.03 X | ||||
| Price To Earnings To Growth | 0.85 X | ||||
| Target Price | 55.98 | ||||
| Number Of Employees | 8.54 K | ||||
| Beta | 0.81 | ||||
| Market Capitalization | 5.64 B | ||||
| Total Asset | 95.5 B | ||||
| Retained Earnings | 9.74 B | ||||
| Annual Yield | 0.02 % | ||||
| Net Asset | 95.5 B | ||||
| Last Dividend Paid | 3.77 |
About Intercorp Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Intercorp Financial Services's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Intercorp Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Intercorp Financial Services based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Intercorp Stock Analysis
When running Intercorp Financial's price analysis, check to measure Intercorp Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Intercorp Financial is operating at the current time. Most of Intercorp Financial's value examination focuses on studying past and present price action to predict the probability of Intercorp Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Intercorp Financial's price. Additionally, you may evaluate how the addition of Intercorp Financial to your portfolios can decrease your overall portfolio volatility.