Intercorp Financial Services Stock Performance
| IFS Stock | USD 49.56 0.52 1.06% |
On a scale of 0 to 100, Intercorp Financial holds a performance score of 11. The company retains a Market Volatility (i.e., Beta) of 0.45, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, Intercorp Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Intercorp Financial is expected to be smaller as well. Please check Intercorp Financial's potential upside, as well as the relationship between the kurtosis and day typical price , to make a quick decision on whether Intercorp Financial's current trending patterns will revert.
Risk-Adjusted Performance
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Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Intercorp Financial Services are ranked lower than 11 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively unsteady technical and fundamental indicators, Intercorp Financial unveiled solid returns over the last few months and may actually be approaching a breakup point. ...more
| Begin Period Cash Flow | 9.1 B | |
| Total Cashflows From Investing Activities | -7 M |
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Intercorp Financial Relative Risk vs. Return Landscape
If you would invest 4,303 in Intercorp Financial Services on October 31, 2025 and sell it today you would earn a total of 653.00 from holding Intercorp Financial Services or generate 15.18% return on investment over 90 days. Intercorp Financial Services is generating 0.2462% of daily returns assuming volatility of 1.7088% on return distribution over 90 days investment horizon. In other words, 15% of stocks are less volatile than Intercorp, and above 96% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Intercorp Financial Target Price Odds to finish over Current Price
The tendency of Intercorp Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 49.56 | 90 days | 49.56 | near 1 |
Based on a normal probability distribution, the odds of Intercorp Financial to move above the current price in 90 days from now is near 1 (This Intercorp Financial Services probability density function shows the probability of Intercorp Stock to fall within a particular range of prices over 90 days) .
Considering the 90-day investment horizon Intercorp Financial has a beta of 0.45. This usually indicates as returns on the market go up, Intercorp Financial average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding Intercorp Financial Services will be expected to be much smaller as well. Additionally Intercorp Financial Services has an alpha of 0.2129, implying that it can generate a 0.21 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta). Intercorp Financial Price Density |
| Price |
Predictive Modules for Intercorp Financial
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Intercorp Financial. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Intercorp Financial Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. Intercorp Financial is not an exception. The market had few large corrections towards the Intercorp Financial's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Intercorp Financial Services, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Intercorp Financial within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.21 | |
β | Beta against Dow Jones | 0.45 | |
σ | Overall volatility | 2.69 | |
Ir | Information ratio | 0.11 |
Intercorp Financial Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Intercorp Financial for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Intercorp Financial can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| Intercorp Financial Services has about 15.09 B in cash with (1.78 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 130.75, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Roughly 73.0% of the company shares are held by company insiders | |
| Latest headline from fool.com: Bank OZK Q1 2025 Earnings Call Transcript |
Intercorp Financial Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Intercorp Stock often depends not only on the future outlook of the current and potential Intercorp Financial's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Intercorp Financial's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 114.3 M | |
| Cash And Short Term Investments | 33.4 B |
Intercorp Financial Fundamentals Growth
Intercorp Stock prices reflect investors' perceptions of the future prospects and financial health of Intercorp Financial, and Intercorp Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Intercorp Stock performance.
| Return On Equity | 0.18 | |||
| Return On Asset | 0.0205 | |||
| Profit Margin | 0.36 % | |||
| Operating Margin | 0.41 % | |||
| Current Valuation | 6.2 B | |||
| Shares Outstanding | 111.35 M | |||
| Price To Earning | 5.84 X | |||
| Price To Book | 1.58 X | |||
| Price To Sales | 1.00 X | |||
| Revenue | 8.86 B | |||
| EBITDA | 2.06 B | |||
| Cash And Equivalents | 15.09 B | |||
| Cash Per Share | 130.75 X | |||
| Total Debt | 11.82 B | |||
| Debt To Equity | 7.31 % | |||
| Book Value Per Share | 31.24 X | |||
| Cash Flow From Operations | (1.78 B) | |||
| Earnings Per Share | 5.06 X | |||
| Total Asset | 95.5 B | |||
| Retained Earnings | 9.74 B | |||
About Intercorp Financial Performance
Assessing Intercorp Financial's fundamental ratios provides investors with valuable insights into Intercorp Financial's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Intercorp Financial is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
Intercorp Financial Services Inc. provides banking, insurance, and wealth management services for retail and commercial clients in Peru. Intercorp Financial Services Inc. operates as a subsidiary of Intercorp Per Ltd. Intercorp Financial operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 7378 people.Things to note about Intercorp Financial performance evaluation
Checking the ongoing alerts about Intercorp Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Intercorp Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Intercorp Financial Services has about 15.09 B in cash with (1.78 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 130.75, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Roughly 73.0% of the company shares are held by company insiders | |
| Latest headline from fool.com: Bank OZK Q1 2025 Earnings Call Transcript |
- Analyzing Intercorp Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Intercorp Financial's stock is overvalued or undervalued compared to its peers.
- Examining Intercorp Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Intercorp Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Intercorp Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Intercorp Financial's stock. These opinions can provide insight into Intercorp Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Intercorp Stock Analysis
When running Intercorp Financial's price analysis, check to measure Intercorp Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Intercorp Financial is operating at the current time. Most of Intercorp Financial's value examination focuses on studying past and present price action to predict the probability of Intercorp Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Intercorp Financial's price. Additionally, you may evaluate how the addition of Intercorp Financial to your portfolios can decrease your overall portfolio volatility.