Old Point Financial Performance
| OPOFDelisted Stock | USD 42.10 1.39 3.41% |
The company holds a Beta of -0.0393, which implies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Old Point are expected to decrease at a much lower rate. During the bear market, Old Point is likely to outperform the market. Old Point Financial right now holds a risk of 0.0%. Please check Old Point Financial downside variance, day median price, and the relationship between the treynor ratio and kurtosis , to decide if Old Point Financial will be following its historical price patterns.
Risk-Adjusted Performance
Weakest
Weak | Strong |
Over the last 90 days Old Point Financial has generated negative risk-adjusted returns adding no value to investors with long positions. Despite nearly stable basic indicators, Old Point is not utilizing all of its potentials. The latest stock price disturbance, may contribute to mid-run losses for the stockholders. ...more
| Begin Period Cash Flow | 80.8 M | |
| Total Cashflows From Investing Activities | 50.7 M | |
| Free Cash Flow | 13.2 M |
Old |
Old Point Relative Risk vs. Return Landscape
If you would invest 4,210 in Old Point Financial on November 2, 2025 and sell it today you would earn a total of 0.00 from holding Old Point Financial or generate 0.0% return on investment over 90 days. Old Point Financial is currently does not generate positive expected returns and assumes 0.0% risk (volatility on return distribution) over the 90 days horizon. In different words, 0% of stocks are less volatile than Old, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Old Point Target Price Odds to finish over Current Price
The tendency of Old Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 42.10 | 90 days | 42.10 | roughly 2.53 |
Based on a normal probability distribution, the odds of Old Point to move above the current price in 90 days from now is roughly 2.53 (This Old Point Financial probability density function shows the probability of Old Stock to fall within a particular range of prices over 90 days) .
Given the investment horizon of 90 days Old Point Financial has a beta of -0.0393. This indicates as returns on the benchmark increase, returns on holding Old Point are expected to decrease at a much lower rate. During a bear market, however, Old Point Financial is likely to outperform the market. Additionally Old Point Financial has an alpha of 0.0829, implying that it can generate a 0.0829 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta). Old Point Price Density |
| Price |
Predictive Modules for Old Point
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Old Point Financial. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Old Point Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. Old Point is not an exception. The market had few large corrections towards the Old Point's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Old Point Financial, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Old Point within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.08 | |
β | Beta against Dow Jones | -0.04 | |
σ | Overall volatility | 0.87 | |
Ir | Information ratio | 0.03 |
Old Point Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Old Point for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Old Point Financial can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| Old Point Financial is not yet fully synchronised with the market data | |
| Old Point Financial has a very high chance of going through financial distress in the upcoming years | |
| About 19.0% of the company outstanding shares are owned by corporate insiders |
Old Point Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Old Stock often depends not only on the future outlook of the current and potential Old Point's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Old Point's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 5.1 M | |
| Cash And Short Term Investments | 358.1 M |
Old Point Fundamentals Growth
Old Stock prices reflect investors' perceptions of the future prospects and financial health of Old Point, and Old Point fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Old Stock performance.
| Return On Equity | 0.0759 | |||
| Return On Asset | 0.0061 | |||
| Profit Margin | 0.14 % | |||
| Operating Margin | 0.17 % | |||
| Current Valuation | 181.29 M | |||
| Shares Outstanding | 5.1 M | |||
| Price To Earning | 16.62 X | |||
| Price To Book | 1.82 X | |||
| Price To Sales | 3.52 X | |||
| Revenue | 85.82 M | |||
| EBITDA | 13.94 M | |||
| Cash And Equivalents | 86.82 M | |||
| Cash Per Share | 17.31 X | |||
| Total Debt | 73.77 M | |||
| Debt To Equity | 8.63 % | |||
| Book Value Per Share | 23.48 X | |||
| Cash Flow From Operations | 14.64 M | |||
| Earnings Per Share | 1.71 X | |||
| Total Asset | 1.45 B | |||
| Retained Earnings | 88.49 M | |||
About Old Point Performance
By analyzing Old Point's fundamental ratios, stakeholders can gain valuable insights into Old Point's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Old Point has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Old Point has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company was founded in 1922 and is headquartered in Hampton, Virginia. Old Point operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 273 people.Things to note about Old Point Financial performance evaluation
Checking the ongoing alerts about Old Point for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Old Point Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Old Point Financial is not yet fully synchronised with the market data | |
| Old Point Financial has a very high chance of going through financial distress in the upcoming years | |
| About 19.0% of the company outstanding shares are owned by corporate insiders |
- Analyzing Old Point's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Old Point's stock is overvalued or undervalued compared to its peers.
- Examining Old Point's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Old Point's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Old Point's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Old Point's stock. These opinions can provide insight into Old Point's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Your Equity Center to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation. You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
Other Consideration for investing in Old Stock
If you are still planning to invest in Old Point Financial check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Old Point's history and understand the potential risks before investing.
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