Pennymac Mortgage Investment Stock Performance
| PMT Stock | USD 12.64 0.15 1.20% |
PennyMac Mortgage has a performance score of 4 on a scale of 0 to 100. The company holds a Beta of 0.5, which implies possible diversification benefits within a given portfolio. As returns on the market increase, PennyMac Mortgage's returns are expected to increase less than the market. However, during the bear market, the loss of holding PennyMac Mortgage is expected to be smaller as well. PennyMac Mortgage right now holds a risk of 2.01%. Please check PennyMac Mortgage value at risk, as well as the relationship between the kurtosis and market facilitation index , to decide if PennyMac Mortgage will be following its historical price patterns.
Risk-Adjusted Performance
Soft
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in PennyMac Mortgage Investment are ranked lower than 4 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively weak primary indicators, PennyMac Mortgage may actually be approaching a critical reversion point that can send shares even higher in March 2026. ...more
Actual Historical Performance (%)
One Day Return 1.2 | Five Day Return 3.95 | Year To Date Return (0.08) | Ten Year Return 6.76 | All Time Return (33.82) |
Forward Dividend Yield 0.1266 | Payout Ratio | Forward Dividend Rate 1.6 | Dividend Date 2026-01-23 | Ex Dividend Date 2025-12-26 |
1 | KBRA Assigns Preliminary Ratings to PMT Loan Trust 2025-INV12 | 12/02/2025 |
2 | How Investors Are Reacting To PennyMac Mortgage Investment Trust New Prime RMBS Ratings And Collateral Mix | 01/09/2026 |
| PennyMac Mortgage dividend paid on 23rd of January 2026 | 01/23/2026 |
3 | PennyMac Mortgage Investment Trust Q4 2025 Earnings Preview | 01/28/2026 |
4 | PennyMac Mortgage Investment Trust Misses Q4 CY2025 Sales Expectations | 01/29/2026 |
5 | A Look At PennyMac Mortgage Investment Trust Valuation After Recent Share Price Momentum | 01/30/2026 |
6 | Widest and Highest-Grade Caesium Intercepts to Date at Vega including 28.0 m at 8.05 percent Cs2O and 2.2 m at 26.48 percent Cs2O | 02/03/2026 |
7 | Rocket CEO says U.S. mortgage industry is a tale of two cities. His booming business shows a broader reality for American homebuyers | 02/05/2026 |
8 | PMET Announces Up To Aggregate C130 Million Financings to Advance Shaakichiuwaanaan Through a Flow-Through Private Placement and a Public Offering of Common | 02/09/2026 |
9 | PennyMac Mortgage Investment Trust PFD SER A declares 0.5078 dividend | 02/12/2026 |
| Begin Period Cash Flow | 281.1 M | |
| Total Cashflows From Investing Activities | 1.4 B |
PennyMac Mortgage Relative Risk vs. Return Landscape
If you would invest 1,195 in PennyMac Mortgage Investment on November 17, 2025 and sell it today you would earn a total of 69.00 from holding PennyMac Mortgage Investment or generate 5.77% return on investment over 90 days. PennyMac Mortgage Investment is generating 0.1116% of daily returns assuming volatility of 2.0125% on return distribution over 90 days investment horizon. In other words, 18% of stocks are less volatile than PennyMac, and above 98% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
PennyMac Mortgage Target Price Odds to finish over Current Price
The tendency of PennyMac Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 12.64 | 90 days | 12.64 | about 42.86 |
Based on a normal probability distribution, the odds of PennyMac Mortgage to move above the current price in 90 days from now is about 42.86 (This PennyMac Mortgage Investment probability density function shows the probability of PennyMac Stock to fall within a particular range of prices over 90 days) .
PennyMac Mortgage Price Density |
| Price |
Predictive Modules for PennyMac Mortgage
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as PennyMac Mortgage. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.PennyMac Mortgage Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. PennyMac Mortgage is not an exception. The market had few large corrections towards the PennyMac Mortgage's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold PennyMac Mortgage Investment, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of PennyMac Mortgage within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.08 | |
β | Beta against Dow Jones | 0.50 | |
σ | Overall volatility | 0.50 | |
Ir | Information ratio | 0.03 |
PennyMac Mortgage Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of PennyMac Mortgage for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for PennyMac Mortgage can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| PennyMac Mortgage Investment has 19.09 B in debt with debt to equity (D/E) ratio of 5.24, demonstrating that the company may be unable to create cash to meet all of its financial commitments. PennyMac Mortgage has a current ratio of 0.84, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. That said, strategic use of leverage may enable PennyMac to fund expansion initiatives and generate superior returns. | |
| PennyMac Mortgage Investment has about 349.38 M in cash with (2.7 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.86. | |
| PennyMac Mortgage has a frail financial position based on the latest SEC disclosures | |
| Roughly 71.0% of PennyMac Mortgage shares are owned by institutional investors | |
| On 23rd of January 2026 PennyMac Mortgage paid $ 0.4 per share dividend to its current shareholders | |
| Latest headline from seekingalpha.com: PennyMac Mortgage Investment Trust PFD SER A declares 0.5078 dividend |
PennyMac Mortgage Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of PennyMac Stock often depends not only on the future outlook of the current and potential PennyMac Mortgage's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. PennyMac Mortgage's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 87 M | |
| Cash And Short Term Investments | 462.5 M |
PennyMac Mortgage Fundamentals Growth
PennyMac Stock prices reflect investors' perceptions of the future prospects and financial health of PennyMac Mortgage, and PennyMac Mortgage fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on PennyMac Stock performance.
| Return On Equity | 0.0669 | ||||
| Return On Asset | 0.0072 | ||||
| Profit Margin | 0.18 % | ||||
| Operating Margin | 0.21 % | ||||
| Current Valuation | 20.45 B | ||||
| Shares Outstanding | 87.02 M | ||||
| Price To Earning | 56.52 X | ||||
| Price To Book | 0.82 X | ||||
| Price To Sales | 1.53 X | ||||
| Revenue | 1.59 B | ||||
| Gross Profit | 597.74 M | ||||
| EBITDA | 964.28 M | ||||
| Net Income | 160.2 M | ||||
| Cash And Equivalents | 349.38 M | ||||
| Cash Per Share | 3.86 X | ||||
| Total Debt | 19.09 B | ||||
| Debt To Equity | 5.24 % | ||||
| Current Ratio | 0.86 X | ||||
| Book Value Per Share | 15.47 X | ||||
| Cash Flow From Operations | (2.7 B) | ||||
| Earnings Per Share | 0.99 X | ||||
| Market Capitalization | 1.1 B | ||||
| Total Asset | 21.35 B | ||||
| Retained Earnings | (582.83 M) | ||||
| Working Capital | (3.78 B) | ||||
| Current Asset | 99.97 M | ||||
| Current Liabilities | 3.88 B | ||||
About PennyMac Mortgage Performance
Assessing PennyMac Mortgage's fundamental ratios provides investors with valuable insights into PennyMac Mortgage's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the PennyMac Mortgage is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | (393.33) | (412.99) | |
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.07 | 0.07 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.07 | 0.08 |
Things to note about PennyMac Mortgage performance evaluation
Checking the ongoing alerts about PennyMac Mortgage for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for PennyMac Mortgage help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| PennyMac Mortgage Investment has 19.09 B in debt with debt to equity (D/E) ratio of 5.24, demonstrating that the company may be unable to create cash to meet all of its financial commitments. PennyMac Mortgage has a current ratio of 0.84, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. That said, strategic use of leverage may enable PennyMac to fund expansion initiatives and generate superior returns. | |
| PennyMac Mortgage Investment has about 349.38 M in cash with (2.7 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.86. | |
| PennyMac Mortgage has a frail financial position based on the latest SEC disclosures | |
| Roughly 71.0% of PennyMac Mortgage shares are owned by institutional investors | |
| On 23rd of January 2026 PennyMac Mortgage paid $ 0.4 per share dividend to its current shareholders | |
| Latest headline from seekingalpha.com: PennyMac Mortgage Investment Trust PFD SER A declares 0.5078 dividend |
- Analyzing PennyMac Mortgage's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether PennyMac Mortgage's stock is overvalued or undervalued compared to its peers.
- Examining PennyMac Mortgage's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating PennyMac Mortgage's management team can have a significant impact on its success or failure. Reviewing the track record and experience of PennyMac Mortgage's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of PennyMac Mortgage's stock. These opinions can provide insight into PennyMac Mortgage's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for PennyMac Stock Analysis
When running PennyMac Mortgage's price analysis, check to measure PennyMac Mortgage's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PennyMac Mortgage is operating at the current time. Most of PennyMac Mortgage's value examination focuses on studying past and present price action to predict the probability of PennyMac Mortgage's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PennyMac Mortgage's price. Additionally, you may evaluate how the addition of PennyMac Mortgage to your portfolios can decrease your overall portfolio volatility.