Pennymac Mortgage Investment Stock Analysis
| PMT Stock | USD 13.34 0.19 1.44% |
PennyMac Mortgage Investment is fairly valued with Real Value of 13.55 and Target Price of 13.64. The main objective of PennyMac Mortgage stock analysis is to determine its intrinsic value, which is an estimate of what PennyMac Mortgage Investment is worth, separate from its market price. There are two main types of PennyMac Mortgage's stock analysis: fundamental analysis and technical analysis.
The PennyMac Mortgage stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. PennyMac Mortgage is usually not traded on Memorial Day, Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday. PennyMac Stock trading window is adjusted to America/New York timezone.
PennyMac |
PennyMac Stock Analysis Notes
About 69.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.82. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PennyMac Mortgage has Price/Earnings To Growth (PEG) ratio of 2.12. The entity last dividend was issued on the 11th of October 2024. PennyMac Mortgage Investment Trust, a specialty finance company, primarily invests in mortgage-related assets in the United States. PennyMac Mortgage Investment Trust was founded in 2009 and is headquartered in Westlake Village, California. Pennymac Mortgage operates under REITMortgage classification in the United States and is traded on New York Stock Exchange. It employs 1 people. To find out more about PennyMac Mortgage Investment contact David Spector at 818 224 7442 or learn more at https://pmt.pennymac.com.PennyMac Mortgage Investment Alerts
| PennyMac Mortgage generated a negative expected return over the last 90 days | |
| PennyMac Mortgage Investment has 10.47 B in debt with debt to equity (D/E) ratio of 5.24, demonstrating that the company may be unable to create cash to meet all of its financial commitments. PennyMac Mortgage has a current ratio of 0.84, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for PennyMac to invest in growth at high rates of return. | |
| About 69.0% of PennyMac Mortgage shares are owned by institutional investors | |
| On 25th of October 2024 PennyMac Mortgage paid $ 0.4 per share dividend to its current shareholders | |
| Latest headline from news.google.com: PennyMac Mortgage Investment Trust Shares Bought by Principal Financial Group Inc. - MarketBeat |
PennyMac Mortgage Upcoming and Recent Events
| 1st of February 2024 Upcoming Quarterly Report | View | |
| 25th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 1st of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
PennyMac Largest EPS Surprises
Earnings surprises can significantly impact PennyMac Mortgage's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2010-05-04 | 2010-03-31 | 0.09 | 0.07 | -0.02 | 22 | ||
2017-02-02 | 2016-12-31 | 0.4 | 0.44 | 0.04 | 10 | ||
2018-05-03 | 2018-03-31 | 0.3 | 0.35 | 0.05 | 16 |
PennyMac Mortgage Environmental, Social, and Governance (ESG) Scores
PennyMac Mortgage's ESG score is a quantitative measure that evaluates PennyMac Mortgage's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of PennyMac Mortgage's operations that may have significant financial implications and affect PennyMac Mortgage's stock price as well as guide investors towards more socially responsible investments.
PennyMac Stock Institutional Investors
Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Bank Of New York Mellon Corp | 2024-06-30 | 792.4 K | Mirae Asset Global Etfs Holdings Ltd. | 2024-06-30 | 668.2 K | Van Eck Associates Corporation | 2024-06-30 | 622.1 K | Norges Bank | 2024-06-30 | 582.3 K | Allianz Asset Management Ag | 2024-06-30 | 570.5 K | First Trust Advisors L.p. | 2024-06-30 | 529.9 K | Principal Financial Group Inc | 2024-09-30 | 506.3 K | Dana Investment Advisors Inc | 2024-09-30 | 472.6 K | Wolverine Asset Management Llc | 2024-09-30 | 461.3 K | Blackrock Inc | 2024-06-30 | 14.9 M | Vanguard Group Inc | 2024-09-30 | 9.7 M |
PennyMac Market Capitalization
The company currently falls under 'Mid-Cap' category with a total capitalization of 1.14 B.PennyMac Profitablity
The company has Net Profit Margin of 0.21 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.1 %, which entails that for every 100 dollars of revenue, it generated $0.1 of operating income.| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.03 | |
| Return On Capital Employed | (0.01) | (0.01) | |
| Return On Assets | 0.02 | 0.03 | |
| Return On Equity | 0.10 | 0.08 |
Management Efficiency
PennyMac Mortgage has Return on Asset of 0.0127 % which means that on every $100 spent on assets, it made $0.0127 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0861 %, implying that it generated $0.0861 on every 100 dollars invested. PennyMac Mortgage's management efficiency ratios could be used to measure how well PennyMac Mortgage manages its routine affairs as well as how well it operates its assets and liabilities. At this time, PennyMac Mortgage's Return On Tangible Assets are comparatively stable compared to the past year. Return On Assets is likely to gain to 0.03 in 2024, despite the fact that Return On Capital Employed is likely to grow to (0.01). At this time, PennyMac Mortgage's Total Current Liabilities is comparatively stable compared to the past year. Non Current Liabilities Total is likely to gain to about 3.3 B in 2024, whereas Liabilities And Stockholders Equity is likely to drop slightly above 7.6 B in 2024.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 22.40 | 18.06 | |
| Tangible Book Value Per Share | (22.46) | (21.33) | |
| Enterprise Value Over EBITDA | 8.99 | 17.94 | |
| Price Book Value Ratio | 0.67 | 0.89 | |
| Enterprise Value Multiple | 8.99 | 17.94 | |
| Price Fair Value | 0.67 | 0.89 | |
| Enterprise Value | 259.3 M | 230.5 M |
PennyMac Mortgage has shown resilience through effective management strategies. Our analysis examines how these strategies influence financial outcomes and investor returns which helps in understanding the stock's long-term potential.
Dividend Yield 0.1217 | Operating Margin 0.0998 | Profit Margin 0.2074 | Forward Dividend Yield 0.1217 | Beta 1.475 |
Technical Drivers
As of the 21st of November, PennyMac Mortgage holds the Risk Adjusted Performance of (0.01), coefficient of variation of (6,164), and Variance of 0.7905. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of PennyMac Mortgage, as well as the relationship between them.PennyMac Mortgage Price Movement Analysis
The output start index for this execution was thirteen with a total number of output elements of fourty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. PennyMac Mortgage middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for PennyMac Mortgage. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
PennyMac Mortgage Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific PennyMac Mortgage insiders, such as employees or executives, is commonly permitted as long as it does not rely on PennyMac Mortgage's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases PennyMac Mortgage insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
PennyMac Mortgage Outstanding Bonds
PennyMac Mortgage issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. PennyMac Mortgage uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most PennyMac bonds can be classified according to their maturity, which is the date when PennyMac Mortgage Investment has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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PennyMac Mortgage Predictive Daily Indicators
PennyMac Mortgage intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of PennyMac Mortgage stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
PennyMac Mortgage Corporate Filings
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
10Q | 30th of October 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F4 | 29th of October 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 22nd of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
8K | 3rd of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 5th of September 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 9th of August 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 1st of August 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
PennyMac Mortgage Forecast Models
PennyMac Mortgage's time-series forecasting models are one of many PennyMac Mortgage's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary PennyMac Mortgage's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About PennyMac Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how PennyMac Mortgage prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling PennyMac shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as PennyMac Mortgage. By using and applying PennyMac Stock analysis, traders can create a robust methodology for identifying PennyMac entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | 0.34 | 0.32 | |
| Operating Profit Margin | (0.03) | (0.03) | |
| Net Profit Margin | 0.28 | 0.26 | |
| Gross Profit Margin | 0.80 | 0.84 |
Current PennyMac Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. PennyMac analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. PennyMac analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
| Target Price | Advice | # of Analysts | |
| 13.64 | Buy | 11 | Odds |
Most PennyMac analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand PennyMac stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of PennyMac Mortgage, talking to its executives and customers, or listening to PennyMac conference calls.
PennyMac Stock Analysis Indicators
PennyMac Mortgage Investment stock analysis indicators help investors evaluate how PennyMac Mortgage stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading PennyMac Mortgage shares will generate the highest return on investment. By understating and applying PennyMac Mortgage stock analysis, traders can identify PennyMac Mortgage position entry and exit signals to maximize returns.
| Begin Period Cash Flow | 111.9 M | |
| Long Term Debt | 4.8 B | |
| Common Stock Shares Outstanding | 111.7 M | |
| Total Stockholder Equity | 2 B | |
| Tax Provision | 47.2 M | |
| Quarterly Earnings Growth Y O Y | -0.31 | |
| Property Plant And Equipment Net | -2.5 B | |
| Cash And Short Term Investments | 409.4 M | |
| Cash | 281.1 M | |
| Accounts Payable | 387.7 M | |
| Net Debt | 10.2 B | |
| 50 Day M A | 13.8366 | |
| Total Current Liabilities | 9.3 B | |
| Other Operating Expenses | 167.6 M | |
| Non Current Assets Total | 13.8 B | |
| Forward Price Earnings | 9.0992 | |
| Non Currrent Assets Other | -8.9 B | |
| Stock Based Compensation | 5.2 M |
Additional Tools for PennyMac Stock Analysis
When running PennyMac Mortgage's price analysis, check to measure PennyMac Mortgage's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PennyMac Mortgage is operating at the current time. Most of PennyMac Mortgage's value examination focuses on studying past and present price action to predict the probability of PennyMac Mortgage's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PennyMac Mortgage's price. Additionally, you may evaluate how the addition of PennyMac Mortgage to your portfolios can decrease your overall portfolio volatility.