PennyMac Mortgage Valuation
| PMT Stock | USD 13.34 0.19 1.44% |
At this time, the company appears to be fairly valued. PennyMac Mortgage holds a recent Real Value of $13.55 per share. The prevailing price of the company is $13.34. Our model determines the value of PennyMac Mortgage from analyzing the company fundamentals such as Shares Outstanding of 86.86 M, return on equity of 0.0861, and Operating Margin of 0.1 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting PennyMac Mortgage's valuation include:
Price Book 0.8186 | Enterprise Value 12.1 B | Price Sales 1.4153 | Forward PE 9.0992 | Trailing PE 9.529 |
Fairly Valued
Today
Please note that PennyMac Mortgage's price fluctuation is very steady at this time. Calculation of the real value of PennyMac Mortgage is based on 3 months time horizon. Increasing PennyMac Mortgage's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
PennyMac Mortgage's intrinsic value may or may not be the same as its current market price of 13.34, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 13.34 | Real 13.55 | Target 13.64 | Hype 13.34 | Naive 13.23 |
The intrinsic value of PennyMac Mortgage's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence PennyMac Mortgage's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of PennyMac Mortgage Investment helps investors to forecast how PennyMac stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of PennyMac Mortgage more accurately as focusing exclusively on PennyMac Mortgage's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use PennyMac Mortgage's intrinsic value based on its ongoing forecasts of PennyMac Mortgage's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against PennyMac Mortgage's closest peers.
PennyMac Mortgage Cash |
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PennyMac Valuation Trend
PennyMac Mortgage's real value is important for investors to make better decisions and a more accurate overall view of PennyMac Mortgage's financial worth over time. Using both PennyMac Mortgage's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
PennyMac Revenue by Product
PennyMac Mortgage Total Value Analysis
PennyMac Mortgage Investment is at this time expected to have company total value of 12.07 B with market capitalization of 1.14 B, debt of 10.47 B, and cash on hands of 349.38 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the PennyMac Mortgage fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
12.07 B | 1.14 B | 10.47 B | 349.38 M |
PennyMac Mortgage Investor Information
About 69.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.82. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PennyMac Mortgage has Price/Earnings To Growth (PEG) ratio of 2.12. The entity last dividend was issued on the 11th of October 2024. Based on the measurements of operating efficiency obtained from PennyMac Mortgage's historical financial statements, PennyMac Mortgage Investment is not in a good financial situation at this time. It has a very high odds of going through financial crisis in December.PennyMac Mortgage Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. PennyMac Mortgage has an asset utilization ratio of 5.54 percent. This implies that the Company is making $0.0554 for each dollar of assets. An increasing asset utilization means that PennyMac Mortgage Investment is more efficient with each dollar of assets it utilizes for everyday operations.PennyMac Mortgage Ownership Allocation
Over half of PennyMac Mortgage's outstanding shares are owned by third-party entities. These third-party entities are typically referred to as corporate investors that secure positions in a given instrument to benefit from reduced trade commissions.PennyMac Mortgage Profitability Analysis
The company reported the last year's revenue of 725.87 M. Total Income to common stockholders was 199.65 M with loss before taxes, overhead, and interest of (321.2 M).PennyMac Mortgage Past Distributions to stockholders
About PennyMac Mortgage Valuation
The stock valuation mechanism determines PennyMac Mortgage's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of PennyMac Mortgage based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of PennyMac Mortgage. We calculate exposure to PennyMac Mortgage's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of PennyMac Mortgage's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 578.8 M | 607.7 M | |
| Pretax Profit Margin | 0.34 | 0.32 | |
| Operating Profit Margin | (0.03) | (0.03) | |
| Net Profit Margin | 0.28 | 0.26 | |
| Gross Profit Margin | 0.80 | 0.84 |
A single share of PennyMac Mortgage represents a small ownership stake in the entity. As a stockholder of PennyMac, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
PennyMac Mortgage Dividends Analysis For Valuation
Dividend Paid And Capex Coverage Ratio is likely to gain to 7.71 in 2024, whereas Dividends Paid is likely to drop slightly above 157.9 M in 2024. . Price Earnings Ratio is likely to gain to 8.53 in 2024, despite the fact that Retained Earnings are likely to grow to (483.3 M).
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 182.4 M | 157.9 M | |
| Dividend Yield | 0.14 | 0.09 | |
| Dividend Payout Ratio | 0.91 | 0.86 | |
| Dividend Paid And Capex Coverage Ratio | 7.35 | 7.71 |
There are various types of dividends PennyMac Mortgage can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of PennyMac shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from PennyMac Mortgage Investment directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When PennyMac pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of PennyMac Mortgage by the value of the dividends paid out.
PennyMac Mortgage Growth Indicators
Investing in growth stocks can be very risky. If the company such as PennyMac Mortgage does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 111.7 M | |
| Quarterly Earnings Growth Y O Y | -0.31 | |
| Forward Price Earnings | 9.0992 |
PennyMac Mortgage Current Valuation Indicators
PennyMac Mortgage's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final PennyMac Mortgage's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as PennyMac Mortgage, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use PennyMac Mortgage's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes PennyMac Mortgage's worth.Additional Tools for PennyMac Stock Analysis
When running PennyMac Mortgage's price analysis, check to measure PennyMac Mortgage's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PennyMac Mortgage is operating at the current time. Most of PennyMac Mortgage's value examination focuses on studying past and present price action to predict the probability of PennyMac Mortgage's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PennyMac Mortgage's price. Additionally, you may evaluate how the addition of PennyMac Mortgage to your portfolios can decrease your overall portfolio volatility.