ACNB Corporation Net Income
| ACNB Stock | USD 52.77 0.01 0.02% |
As of the 7th of February, ACNB shows the Mean Deviation of 1.23, coefficient of variation of 601.03, and Downside Deviation of 1.4. ACNB technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the entity's future prices.
ACNB Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 5.7805 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 36.6 M | 38.5 M | |
| Net Income Applicable To Common Shares | 41.1 M | 43.2 M | |
| Net Income From Continuing Ops | 36.6 M | 20.4 M | |
| Net Income Per Share | 3.61 | 3.79 | |
| Net Income Per E B T | 0.80 | 0.61 |
ACNB | Net Income | Build AI portfolio with ACNB Stock |
Analyzing ACNB's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing ACNB's current valuation and future prospects.
Latest ACNB's Net Income Growth Pattern
Below is the plot of the Net Income of ACNB Corporation over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in ACNB financial statement analysis. It represents the amount of money remaining after all of ACNB Corporation operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is ACNB's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in ACNB's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 31.85 M | 10 Years Trend |
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Net Income |
| Timeline |
ACNB Net Income Regression Statistics
| Arithmetic Mean | 20,139,856 | |
| Geometric Mean | 16,953,472 | |
| Coefficient Of Variation | 57.71 | |
| Mean Deviation | 10,285,259 | |
| Median | 18,394,000 | |
| Standard Deviation | 11,622,041 | |
| Sample Variance | 135.1T | |
| Range | 32.1M | |
| R-Value | 0.95 | |
| Mean Square Error | 15.3T | |
| R-Squared | 0.89 | |
| Slope | 2,175,967 | |
| Total Sum of Squares | 2161.1T |
ACNB Net Income History
Other Fundumenentals of ACNB
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
ACNB Net Income component correlations
ACNB Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for ACNB is extremely important. It helps to project a fair market value of ACNB Stock properly, considering its historical fundamentals such as Net Income. Since ACNB's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of ACNB's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of ACNB's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ACNB. If investors know ACNB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive ACNB assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.35 | Dividend Share 1.38 | Earnings Share 3.6 | Revenue Per Share | Quarterly Revenue Growth 0.376 |
Understanding ACNB requires distinguishing between market price and book value, where the latter reflects ACNB's accounting equity. The concept of intrinsic value - what ACNB's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push ACNB's price substantially above or below its fundamental value.
Understanding that ACNB's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether ACNB represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, ACNB's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
ACNB 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to ACNB's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of ACNB.
| 11/09/2025 |
| 02/07/2026 |
If you would invest 0.00 in ACNB on November 9, 2025 and sell it all today you would earn a total of 0.00 from holding ACNB Corporation or generate 0.0% return on investment in ACNB over 90 days. ACNB is related to or competes with Arrow Financial, Peoples Fin, Shore Bancshares, Bridgewater Bancshares, Capital Bancorp, Bar Harbor, and Unity Bancorp. ACNB Corporation, a financial holding company, provides banking, insurance, and financial services to individual, busine... More
ACNB Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure ACNB's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess ACNB Corporation upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.4 | |||
| Information Ratio | 0.1074 | |||
| Maximum Drawdown | 7.3 | |||
| Value At Risk | (2.28) | |||
| Potential Upside | 2.5 |
ACNB Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for ACNB's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as ACNB's standard deviation. In reality, there are many statistical measures that can use ACNB historical prices to predict the future ACNB's volatility.| Risk Adjusted Performance | 0.1388 | |||
| Jensen Alpha | 0.1998 | |||
| Total Risk Alpha | 0.0927 | |||
| Sortino Ratio | 0.1163 | |||
| Treynor Ratio | 0.448 |
ACNB February 7, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1388 | |||
| Market Risk Adjusted Performance | 0.458 | |||
| Mean Deviation | 1.23 | |||
| Semi Deviation | 1.17 | |||
| Downside Deviation | 1.4 | |||
| Coefficient Of Variation | 601.03 | |||
| Standard Deviation | 1.52 | |||
| Variance | 2.31 | |||
| Information Ratio | 0.1074 | |||
| Jensen Alpha | 0.1998 | |||
| Total Risk Alpha | 0.0927 | |||
| Sortino Ratio | 0.1163 | |||
| Treynor Ratio | 0.448 | |||
| Maximum Drawdown | 7.3 | |||
| Value At Risk | (2.28) | |||
| Potential Upside | 2.5 | |||
| Downside Variance | 1.97 | |||
| Semi Variance | 1.37 | |||
| Expected Short fall | (1.43) | |||
| Skewness | (0.10) | |||
| Kurtosis | (0.25) |
ACNB Backtested Returns
At this point, ACNB is very steady. ACNB secures Sharpe Ratio (or Efficiency) of 0.12, which signifies that the company had a 0.12 % return per unit of return volatility over the last 3 months. We have found twenty-nine technical indicators for ACNB Corporation, which you can use to evaluate the volatility of the entity. Please confirm ACNB's Coefficient Of Variation of 601.03, mean deviation of 1.23, and Downside Deviation of 1.4 to double-check if the risk estimate we provide is consistent with the expected return of 0.18%. ACNB has a performance score of 9 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.54, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, ACNB's returns are expected to increase less than the market. However, during the bear market, the loss of holding ACNB is expected to be smaller as well. ACNB at this time shows a risk of 1.54%. Please confirm ACNB jensen alpha, potential upside, accumulation distribution, as well as the relationship between the treynor ratio and expected short fall , to decide if ACNB will be following its price patterns.
Auto-correlation | 0.69 |
Good predictability
ACNB Corporation has good predictability. Overlapping area represents the amount of predictability between ACNB time series from 9th of November 2025 to 24th of December 2025 and 24th of December 2025 to 7th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of ACNB price movement. The serial correlation of 0.69 indicates that around 69.0% of current ACNB price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.69 | |
| Spearman Rank Test | 0.42 | |
| Residual Average | 0.0 | |
| Price Variance | 2.47 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
ACNB Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, ACNB Corporation reported net income of 31.85 M. This is 97.51% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 94.42% higher than that of the company.
ACNB Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses ACNB's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of ACNB could also be used in its relative valuation, which is a method of valuing ACNB by comparing valuation metrics of similar companies.ACNB is currently under evaluation in net income category among its peers.
ACNB ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, ACNB's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to ACNB's managers, analysts, and investors.Environmental | Governance | Social |
ACNB Institutional Holders
Institutional Holdings refers to the ownership stake in ACNB that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of ACNB's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing ACNB's value.| Shares | Northern Trust Corp | 2025-06-30 | 98.2 K | Empowered Funds, Llc | 2025-06-30 | 49.1 K | Susquehanna International Group, Llp | 2025-06-30 | 38.4 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 35.7 K | Charles Schwab Investment Management Inc | 2025-06-30 | 31 K | Bank Of New York Mellon Corp | 2025-06-30 | 29.2 K | Stifel Financial Corp | 2025-06-30 | 28 K | Kestra Advisory Services, Llc | 2025-06-30 | 24.3 K | Maltese Capital Management Llc | 2025-06-30 | 23.9 K | Blackrock Inc | 2025-06-30 | 609.6 K | Fmr Inc | 2025-06-30 | 604.5 K |
ACNB Fundamentals
| Return On Equity | 0.1 | ||||
| Return On Asset | 0.0132 | ||||
| Profit Margin | 0.25 % | ||||
| Operating Margin | 0.42 % | ||||
| Current Valuation | 806.16 M | ||||
| Shares Outstanding | 10.37 M | ||||
| Shares Owned By Insiders | 3.54 % | ||||
| Shares Owned By Institutions | 39.37 % | ||||
| Number Of Shares Shorted | 121.22 K | ||||
| Price To Earning | 11.33 X | ||||
| Price To Book | 1.32 X | ||||
| Price To Sales | 3.74 X | ||||
| Revenue | 170.38 M | ||||
| Gross Profit | 146.68 M | ||||
| EBITDA | 46.45 M | ||||
| Net Income | 31.85 M | ||||
| Cash And Equivalents | 357.03 M | ||||
| Cash Per Share | 41.95 X | ||||
| Total Debt | 329.02 M | ||||
| Debt To Equity | 9.48 % | ||||
| Book Value Per Share | 40.49 X | ||||
| Cash Flow From Operations | 39.78 M | ||||
| Short Ratio | 4.59 X | ||||
| Earnings Per Share | 3.60 X | ||||
| Target Price | 56.5 | ||||
| Number Of Employees | 391 | ||||
| Beta | 0.86 | ||||
| Market Capitalization | 547.9 M | ||||
| Total Asset | 3.23 B | ||||
| Retained Earnings | 257.29 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 3.14 % | ||||
| Net Asset | 3.23 B | ||||
| Last Dividend Paid | 1.38 |
About ACNB Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze ACNB Corporation's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of ACNB using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of ACNB Corporation based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether ACNB offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ACNB's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Acnb Corporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Acnb Corporation Stock:Check out You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ACNB. If investors know ACNB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive ACNB assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.35 | Dividend Share 1.38 | Earnings Share 3.6 | Revenue Per Share | Quarterly Revenue Growth 0.376 |
Understanding ACNB requires distinguishing between market price and book value, where the latter reflects ACNB's accounting equity. The concept of intrinsic value - what ACNB's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push ACNB's price substantially above or below its fundamental value.
Understanding that ACNB's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether ACNB represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, ACNB's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.