The Hanover Insurance Stock Net Income
| AF4 Stock | EUR 145.00 4.00 2.68% |
As of the 10th of February, Hanover Insurance retains the Risk Adjusted Performance of 0.0101, market risk adjusted performance of 0.0114, and Downside Deviation of 1.96. Hanover Insurance technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out Hanover Insurance mean deviation, downside deviation, standard deviation, as well as the relationship between the semi deviation and coefficient of variation to decide if Hanover Insurance is priced fairly, providing market reflects its last-minute price of 145.0 per share.
Hanover Insurance Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization 5.1 B | Enterprise Value Revenue 0.9524 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 382.8 M | 218 M | |
| Net Income Applicable To Common Shares | 133.4 M | 126.7 M | |
| Net Income | 383.4 M | 227.3 M |
Hanover | Net Income |
The Net Income trend for The Hanover Insurance offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Hanover Insurance is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest Hanover Insurance's Net Income Growth Pattern
Below is the plot of the Net Income of The Hanover Insurance over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Hanover Insurance financial statement analysis. It represents the amount of money remaining after all of The Hanover Insurance operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Hanover Insurance's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Hanover Insurance's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 426 M | 10 Years Trend |
|
Net Income |
| Timeline |
Hanover Net Income Regression Statistics
| Arithmetic Mean | 286,136,257 | |
| Geometric Mean | 251,581,838 | |
| Coefficient Of Variation | 39.73 | |
| Mean Deviation | 86,052,494 | |
| Median | 282,000,000 | |
| Standard Deviation | 113,686,574 | |
| Sample Variance | 12924.6T | |
| Range | 390.7M | |
| R-Value | 0.02 | |
| Mean Square Error | 13782.8T | |
| R-Squared | 0.0003 | |
| Significance | 0.95 | |
| Slope | 359,144 | |
| Total Sum of Squares | 206794.2T |
Hanover Net Income History
Hanover Insurance 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Hanover Insurance's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Hanover Insurance.
| 11/12/2025 |
| 02/10/2026 |
If you would invest 0.00 in Hanover Insurance on November 12, 2025 and sell it all today you would earn a total of 0.00 from holding The Hanover Insurance or generate 0.0% return on investment in Hanover Insurance over 90 days. Hanover Insurance is related to or competes with AUREA SA, Franklin Global, Bitwise Core, Reliance Steel, Toyota Tsusho, SANDVIK, and Fanuc. The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products a... More
Hanover Insurance Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Hanover Insurance's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess The Hanover Insurance upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.96 | |||
| Information Ratio | (0.06) | |||
| Maximum Drawdown | 9.57 | |||
| Value At Risk | (2.67) | |||
| Potential Upside | 2.11 |
Hanover Insurance Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Hanover Insurance's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Hanover Insurance's standard deviation. In reality, there are many statistical measures that can use Hanover Insurance historical prices to predict the future Hanover Insurance's volatility.| Risk Adjusted Performance | 0.0101 | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.18) | |||
| Sortino Ratio | (0.04) | |||
| Treynor Ratio | 0.0014 |
Hanover Insurance February 10, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0101 | |||
| Market Risk Adjusted Performance | 0.0114 | |||
| Mean Deviation | 1.07 | |||
| Semi Deviation | 1.4 | |||
| Downside Deviation | 1.96 | |||
| Coefficient Of Variation | 15673.26 | |||
| Standard Deviation | 1.6 | |||
| Variance | 2.55 | |||
| Information Ratio | (0.06) | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.18) | |||
| Sortino Ratio | (0.04) | |||
| Treynor Ratio | 0.0014 | |||
| Maximum Drawdown | 9.57 | |||
| Value At Risk | (2.67) | |||
| Potential Upside | 2.11 | |||
| Downside Variance | 3.85 | |||
| Semi Variance | 1.96 | |||
| Expected Short fall | (1.37) | |||
| Skewness | 0.6248 | |||
| Kurtosis | 2.85 |
Hanover Insurance Backtested Returns
Hanover Insurance holds Efficiency (Sharpe) Ratio of -0.0659, which attests that the entity had a -0.0659 % return per unit of risk over the last 3 months. Hanover Insurance exposes twenty-nine different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check out Hanover Insurance's Risk Adjusted Performance of 0.0101, downside deviation of 1.96, and Market Risk Adjusted Performance of 0.0114 to validate the risk estimate we provide. The company retains a Market Volatility (i.e., Beta) of 0.14, which attests to not very significant fluctuations relative to the market. As returns on the market increase, Hanover Insurance's returns are expected to increase less than the market. However, during the bear market, the loss of holding Hanover Insurance is expected to be smaller as well. At this point, Hanover Insurance has a negative expected return of -0.094%. Please make sure to check out Hanover Insurance's mean deviation, downside deviation, standard deviation, as well as the relationship between the semi deviation and coefficient of variation , to decide if Hanover Insurance performance from the past will be repeated at some point in the near future.
Auto-correlation | 0.06 |
Virtually no predictability
The Hanover Insurance has virtually no predictability. Overlapping area represents the amount of predictability between Hanover Insurance time series from 12th of November 2025 to 27th of December 2025 and 27th of December 2025 to 10th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Hanover Insurance price movement. The serial correlation of 0.06 indicates that barely 6.0% of current Hanover Insurance price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.06 | |
| Spearman Rank Test | 0.08 | |
| Residual Average | 0.0 | |
| Price Variance | 15.55 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Hanover Operating Income
Operating Income |
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Based on the recorded statements, The Hanover Insurance reported net income of 426 M. This is 66.65% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all Germany stocks is 25.39% higher than that of the company.
Hanover Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Hanover Insurance's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Hanover Insurance could also be used in its relative valuation, which is a method of valuing Hanover Insurance by comparing valuation metrics of similar companies.Hanover Insurance is currently under evaluation in net income category among its peers.
Hanover Fundamentals
| Return On Equity | 0.21 | ||||
| Return On Asset | 0.0344 | ||||
| Profit Margin | 0.10 % | ||||
| Operating Margin | 0.16 % | ||||
| Current Valuation | 5.33 B | ||||
| Shares Outstanding | 35.15 M | ||||
| Shares Owned By Insiders | 0.82 % | ||||
| Shares Owned By Institutions | 91.20 % | ||||
| Price To Earning | 10.73 X | ||||
| Price To Book | 1.73 X | ||||
| Price To Sales | 0.77 X | ||||
| Revenue | 6.22 B | ||||
| Gross Profit | 1.58 B | ||||
| EBITDA | 888.5 M | ||||
| Net Income | 426 M | ||||
| Cash And Equivalents | 106.4 M | ||||
| Cash Per Share | 2.98 X | ||||
| Total Debt | 61.8 M | ||||
| Debt To Equity | 0.25 % | ||||
| Current Ratio | 0.37 X | ||||
| Book Value Per Share | 85.32 X | ||||
| Cash Flow From Operations | 806.4 M | ||||
| Earnings Per Share | 15.38 X | ||||
| Target Price | 152.33 | ||||
| Number Of Employees | 4.9 K | ||||
| Beta | 0.32 | ||||
| Market Capitalization | 5.1 B | ||||
| Total Asset | 15.27 B | ||||
| Retained Earnings | 3.21 B | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 2.00 % | ||||
| Net Asset | 15.27 B | ||||
| Last Dividend Paid | 3.65 |
About Hanover Insurance Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze The Hanover Insurance's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Hanover Insurance using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of The Hanover Insurance based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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