Affinity Bancshares Stock Current Valuation
| AFBI Stock | USD 21.52 0.06 0.28% |
Valuation analysis of Affinity Bancshares helps investors to measure Affinity Bancshares' intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns.
Overvalued
Today
Please note that Affinity Bancshares' price fluctuation is very steady at this time. Calculation of the real value of Affinity Bancshares is based on 3 months time horizon. Increasing Affinity Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Affinity Bancshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Affinity Stock. However, Affinity Bancshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 21.52 | Real 19.39 | Hype 21.52 | Naive 21.45 |
The intrinsic value of Affinity Bancshares' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Affinity Bancshares' stock price.
Estimating the potential upside or downside of Affinity Bancshares helps investors to forecast how Affinity stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Affinity Bancshares more accurately as focusing exclusively on Affinity Bancshares' fundamentals will not take into account other important factors: Affinity Bancshares Company Current Valuation Analysis
Affinity Bancshares' Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current Affinity Bancshares Current Valuation | 144.51 M |
Most of Affinity Bancshares' fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Affinity Bancshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, Affinity Bancshares has a Current Valuation of 144.51 M. This is 99.56% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 99.13% higher than that of the company.
Affinity Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Affinity Bancshares' direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Affinity Bancshares could also be used in its relative valuation, which is a method of valuing Affinity Bancshares by comparing valuation metrics of similar companies.Affinity Bancshares is currently under evaluation in current valuation category among its peers.
Affinity Fundamentals
| Return On Equity | 0.0454 | ||||
| Return On Asset | 0.0065 | ||||
| Profit Margin | 0.18 % | ||||
| Operating Margin | 0.29 % | ||||
| Current Valuation | 144.51 M | ||||
| Shares Outstanding | 6.41 M | ||||
| Shares Owned By Insiders | 28.63 % | ||||
| Shares Owned By Institutions | 23.52 % | ||||
| Number Of Shares Shorted | 22.62 K | ||||
| Price To Earning | 13.04 X | ||||
| Price To Book | 1.07 X | ||||
| Price To Sales | 4.51 X | ||||
| Revenue | 29.71 M | ||||
| Gross Profit | 31.45 M | ||||
| EBITDA | 9.12 M | ||||
| Net Income | 6.45 M | ||||
| Cash And Equivalents | 55.4 M | ||||
| Cash Per Share | 8.30 X | ||||
| Total Debt | 40 M | ||||
| Book Value Per Share | 20.02 X | ||||
| Cash Flow From Operations | 7.87 M | ||||
| Short Ratio | 3.45 X | ||||
| Earnings Per Share | 0.85 X | ||||
| Number Of Employees | 91 | ||||
| Beta | 0.51 | ||||
| Market Capitalization | 138 M | ||||
| Total Asset | 843.26 M | ||||
| Retained Earnings | 71.34 M | ||||
| Net Asset | 843.26 M |
About Affinity Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Affinity Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Affinity Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Affinity Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether Affinity Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Affinity Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Affinity Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Affinity Bancshares Stock:Check out Affinity Bancshares Piotroski F Score and Affinity Bancshares Altman Z Score analysis. For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affinity Bancshares. If investors know Affinity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affinity Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Affinity Bancshares is measured differently than its book value, which is the value of Affinity that is recorded on the company's balance sheet. Investors also form their own opinion of Affinity Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Affinity Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affinity Bancshares' market value can be influenced by many factors that don't directly affect Affinity Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affinity Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affinity Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affinity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.