American Riviera Bank Net Income
| ARBV Stock | USD 27.00 0.05 0.19% |
As of the 12th of February 2026, American Riviera shows the risk adjusted performance of 0.1958, and Mean Deviation of 0.8291. American Riviera Bank technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We have analyzed nineteen technical drivers for American Riviera Bank, which can be compared to its peers. Please confirm American Riviera Bank standard deviation, as well as the relationship between the maximum drawdown and expected short fall to decide if American Riviera Bank is priced correctly, providing market reflects its regular price of 27.0 per share. Given that American Riviera has jensen alpha of 0.2884, we suggest you to validate American Riviera Bank's prevailing market performance to make sure the company can sustain itself at a future point.
American Riviera's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing American Riviera's valuation are provided below:American Riviera Bank does not presently have any fundamental signals for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. American |
American Riviera 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to American Riviera's otc stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of American Riviera.
| 11/14/2025 |
| 02/12/2026 |
If you would invest 0.00 in American Riviera on November 14, 2025 and sell it all today you would earn a total of 0.00 from holding American Riviera Bank or generate 0.0% return on investment in American Riviera over 90 days. American Riviera is related to or competes with Summit Bank, QNB Corp, Community Bancorp, Primary Bank, Pinnacle Bank, Embassy Bancorp, and Main Street. American Riviera Bancorp operates as a bank holding company for American Riviera Bank that provides a range of community... More
American Riviera Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure American Riviera's otc stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess American Riviera Bank upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.63 | |||
| Information Ratio | 0.1629 | |||
| Maximum Drawdown | 8.3 | |||
| Value At Risk | (1.73) | |||
| Potential Upside | 3.09 |
American Riviera Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for American Riviera's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as American Riviera's standard deviation. In reality, there are many statistical measures that can use American Riviera historical prices to predict the future American Riviera's volatility.| Risk Adjusted Performance | 0.1958 | |||
| Jensen Alpha | 0.2884 | |||
| Total Risk Alpha | 0.1523 | |||
| Sortino Ratio | 0.1307 | |||
| Treynor Ratio | 1.59 |
American Riviera February 12, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1958 | |||
| Market Risk Adjusted Performance | 1.6 | |||
| Mean Deviation | 0.8291 | |||
| Semi Deviation | 0.6306 | |||
| Downside Deviation | 1.63 | |||
| Coefficient Of Variation | 413.2 | |||
| Standard Deviation | 1.31 | |||
| Variance | 1.71 | |||
| Information Ratio | 0.1629 | |||
| Jensen Alpha | 0.2884 | |||
| Total Risk Alpha | 0.1523 | |||
| Sortino Ratio | 0.1307 | |||
| Treynor Ratio | 1.59 | |||
| Maximum Drawdown | 8.3 | |||
| Value At Risk | (1.73) | |||
| Potential Upside | 3.09 | |||
| Downside Variance | 2.65 | |||
| Semi Variance | 0.3976 | |||
| Expected Short fall | (1.34) | |||
| Skewness | 0.1136 | |||
| Kurtosis | 3.47 |
American Riviera Bank Backtested Returns
American Riviera appears to be very steady, given 3 months investment horizon. American Riviera Bank secures Sharpe Ratio (or Efficiency) of 0.24, which signifies that the company had a 0.24 % return per unit of standard deviation over the last 3 months. We have found twenty-seven technical indicators for American Riviera Bank, which you can use to evaluate the volatility of the firm. Please makes use of American Riviera's risk adjusted performance of 0.1958, and Mean Deviation of 0.8291 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, American Riviera holds a performance score of 19. The firm shows a Beta (market volatility) of 0.19, which signifies not very significant fluctuations relative to the market. As returns on the market increase, American Riviera's returns are expected to increase less than the market. However, during the bear market, the loss of holding American Riviera is expected to be smaller as well. Please check American Riviera's maximum drawdown, and the relationship between the information ratio and expected short fall , to make a quick decision on whether American Riviera's price patterns will revert.
Auto-correlation | 0.41 |
Average predictability
American Riviera Bank has average predictability. Overlapping area represents the amount of predictability between American Riviera time series from 14th of November 2025 to 29th of December 2025 and 29th of December 2025 to 12th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of American Riviera Bank price movement. The serial correlation of 0.41 indicates that just about 41.0% of current American Riviera price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.41 | |
| Spearman Rank Test | 0.37 | |
| Residual Average | 0.0 | |
| Price Variance | 0.94 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, American Riviera Bank reported net income of 11.83 M. This is 99.07% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 97.93% higher than that of the company.
American Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses American Riviera's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the otc stocks which would be a good addition to a portfolio. Peer analysis of American Riviera could also be used in its relative valuation, which is a method of valuing American Riviera by comparing valuation metrics of similar companies.American Riviera is currently under evaluation in net income category among its peers.
American Fundamentals
| Return On Equity | 0.14 | |||
| Return On Asset | 0.0095 | |||
| Profit Margin | 0.27 % | |||
| Operating Margin | 0.37 % | |||
| Current Valuation | (135.44 M) | |||
| Shares Outstanding | 5.69 M | |||
| Shares Owned By Institutions | 14.06 % | |||
| Price To Earning | 9.81 X | |||
| Price To Book | 1.18 X | |||
| Price To Sales | 2.12 X | |||
| Revenue | 42.67 M | |||
| Gross Profit | 42.34 M | |||
| Net Income | 11.83 M | |||
| Cash And Equivalents | 178.88 M | |||
| Cash Per Share | 34.36 X | |||
| Total Debt | 18 M | |||
| Book Value Per Share | 14.43 X | |||
| Cash Flow From Operations | 12.58 M | |||
| Earnings Per Share | 2.15 X | |||
| Number Of Employees | 10 | |||
| Beta | 0.73 | |||
| Market Capitalization | 105.34 M | |||
| Total Asset | 1.31 B | |||
| Z Score | 3.0 | |||
| Annual Yield | 0.02 % | |||
| Net Asset | 1.31 B |
About American Riviera Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze American Riviera Bank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of American Riviera using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of American Riviera Bank based on its fundamental data. In general, a quantitative approach, as applied to this otc stock, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Thematic Opportunities
Explore Investment Opportunities
Additional Tools for American OTC Stock Analysis
When running American Riviera's price analysis, check to measure American Riviera's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy American Riviera is operating at the current time. Most of American Riviera's value examination focuses on studying past and present price action to predict the probability of American Riviera's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move American Riviera's price. Additionally, you may evaluate how the addition of American Riviera to your portfolios can decrease your overall portfolio volatility.