Axos Financial Net Income
| AX Stock | USD 97.69 0.13 0.13% |
As of the 19th of February, Axos Financial shows the Risk Adjusted Performance of 0.1281, mean deviation of 1.38, and Downside Deviation of 1.77. Axos Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Axos Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Axos Financial's valuation are provided below:Gross Profit 1.3 B | Profit Margin | Market Capitalization 5.5 B | Enterprise Value Revenue 4.9332 | Revenue |
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Axos Financial. If investors know Axos will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Axos Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.233 | Earnings Share 7.88 | Revenue Per Share 22.366 | Quarterly Revenue Growth 0.218 | Return On Assets 0.0176 |
The market value of Axos Financial is measured differently than its book value, which is the value of Axos that is recorded on the company's balance sheet. Investors also form their own opinion of Axos Financial's value that differs from its market value or its book value, called intrinsic value, which is Axos Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Axos Financial's market value can be influenced by many factors that don't directly affect Axos Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Understanding that Axos Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Axos Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Meanwhile, Axos Financial's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Axos Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Axos Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Axos Financial.
| 11/21/2025 |
| 02/19/2026 |
If you would invest 0.00 in Axos Financial on November 21, 2025 and sell it all today you would earn a total of 0.00 from holding Axos Financial or generate 0.0% return on investment in Axos Financial over 90 days. Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United Stat... More
Axos Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Axos Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Axos Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.77 | |||
| Information Ratio | 0.1291 | |||
| Maximum Drawdown | 8.23 | |||
| Value At Risk | (2.62) | |||
| Potential Upside | 3.29 |
Axos Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Axos Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Axos Financial's standard deviation. In reality, there are many statistical measures that can use Axos Financial historical prices to predict the future Axos Financial's volatility.| Risk Adjusted Performance | 0.1281 | |||
| Jensen Alpha | 0.2272 | |||
| Total Risk Alpha | 0.1875 | |||
| Sortino Ratio | 0.1331 | |||
| Treynor Ratio | 0.2228 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Axos Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Axos Financial February 19, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1281 | |||
| Market Risk Adjusted Performance | 0.2328 | |||
| Mean Deviation | 1.38 | |||
| Semi Deviation | 1.48 | |||
| Downside Deviation | 1.77 | |||
| Coefficient Of Variation | 646.6 | |||
| Standard Deviation | 1.82 | |||
| Variance | 3.32 | |||
| Information Ratio | 0.1291 | |||
| Jensen Alpha | 0.2272 | |||
| Total Risk Alpha | 0.1875 | |||
| Sortino Ratio | 0.1331 | |||
| Treynor Ratio | 0.2228 | |||
| Maximum Drawdown | 8.23 | |||
| Value At Risk | (2.62) | |||
| Potential Upside | 3.29 | |||
| Downside Variance | 3.13 | |||
| Semi Variance | 2.2 | |||
| Expected Short fall | (1.49) | |||
| Skewness | (0.12) | |||
| Kurtosis | 0.5333 |
Axos Financial Backtested Returns
Axos Financial appears to be very steady, given 3 months investment horizon. Axos Financial secures Sharpe Ratio (or Efficiency) of 0.21, which signifies that the company had a 0.21 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Axos Financial, which you can use to evaluate the volatility of the firm. Please makes use of Axos Financial's Risk Adjusted Performance of 0.1281, mean deviation of 1.38, and Downside Deviation of 1.77 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Axos Financial holds a performance score of 16. The firm shows a Beta (market volatility) of 1.22, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Axos Financial will likely underperform. Please check Axos Financial's semi variance, and the relationship between the treynor ratio and daily balance of power , to make a quick decision on whether Axos Financial's price patterns will revert.
Auto-correlation | 0.80 |
Very good predictability
Axos Financial has very good predictability. Overlapping area represents the amount of predictability between Axos Financial time series from 21st of November 2025 to 5th of January 2026 and 5th of January 2026 to 19th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Axos Financial price movement. The serial correlation of 0.8 indicates that around 80.0% of current Axos Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.8 | |
| Spearman Rank Test | 0.66 | |
| Residual Average | 0.0 | |
| Price Variance | 9.4 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Axos Financial reported net income of 432.91 M. This is 66.11% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 24.18% higher than that of the company.
Axos Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Axos Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Axos Financial could also be used in its relative valuation, which is a method of valuing Axos Financial by comparing valuation metrics of similar companies.Axos Financial is currently under evaluation in net income category among its peers.
Axos Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Axos Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Axos Financial's managers, analysts, and investors.Environmental | Governance | Social |
Axos Financial Institutional Holders
Institutional Holdings refers to the ownership stake in Axos Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Axos Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Axos Financial's value.| Shares | Charles Schwab Investment Management Inc | 2025-06-30 | 644.6 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 599.9 K | Emerald Advisers, Llc | 2025-06-30 | 553.6 K | Nuveen, Llc | 2025-06-30 | 517.8 K | Citadel Advisors Llc | 2025-06-30 | 483 K | Shaker Investments, L.l.c. | 2025-06-30 | 410.4 K | Millennium Management Llc | 2025-06-30 | 396.7 K | Jarislowsky Fraser Ltd | 2025-06-30 | 386.7 K | Bank Of New York Mellon Corp | 2025-06-30 | 384.5 K | Blackrock Inc | 2025-06-30 | 8 M | Vanguard Group Inc | 2025-06-30 | 5.9 M |
Axos Fundamentals
| Return On Equity | 0.17 | ||||
| Return On Asset | 0.0176 | ||||
| Profit Margin | 0.36 % | ||||
| Operating Margin | 0.51 % | ||||
| Current Valuation | 5.8 B | ||||
| Shares Outstanding | 56.68 M | ||||
| Shares Owned By Insiders | 4.42 % | ||||
| Shares Owned By Institutions | 83.51 % | ||||
| Number Of Shares Shorted | 2.24 M | ||||
| Price To Earning | 11.37 X | ||||
| Price To Book | 1.88 X | ||||
| Price To Sales | 4.36 X | ||||
| Revenue | 1.93 B | ||||
| Gross Profit | 1.27 B | ||||
| EBITDA | 642.41 M | ||||
| Net Income | 432.91 M | ||||
| Cash And Equivalents | 75 K | ||||
| Total Debt | 372.67 M | ||||
| Debt To Equity | 0.16 % | ||||
| Current Ratio | 2.96 X | ||||
| Book Value Per Share | 51.70 X | ||||
| Cash Flow From Operations | 490.33 M | ||||
| Short Ratio | 6.04 X | ||||
| Earnings Per Share | 7.88 X | ||||
| Price To Earnings To Growth | 0.78 X | ||||
| Target Price | 111.4 | ||||
| Number Of Employees | 1.99 K | ||||
| Beta | 1.25 | ||||
| Market Capitalization | 5.53 B | ||||
| Total Asset | 24.78 B | ||||
| Retained Earnings | 2.62 B | ||||
| Working Capital | 144.28 M | ||||
| Current Asset | 217.86 M | ||||
| Current Liabilities | 73.58 M | ||||
| Net Asset | 24.78 B |
About Axos Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Axos Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Axos Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Axos Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When running Axos Financial's price analysis, check to measure Axos Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Axos Financial is operating at the current time. Most of Axos Financial's value examination focuses on studying past and present price action to predict the probability of Axos Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Axos Financial's price. Additionally, you may evaluate how the addition of Axos Financial to your portfolios can decrease your overall portfolio volatility.