Axos Financial Net Income
| AX Stock | USD 94.64 2.78 3.03% |
As of the 29th of January, Axos Financial shows the Risk Adjusted Performance of 0.1475, downside deviation of 1.75, and Mean Deviation of 1.29. Axos Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Axos Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Axos Financial's valuation are provided below:Axos Financial does not presently have any fundamental signals for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Is Stock space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Axos Financial. If investors know Axos will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Axos Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
The market value of Axos Financial is measured differently than its book value, which is the value of Axos that is recorded on the company's balance sheet. Investors also form their own opinion of Axos Financial's value that differs from its market value or its book value, called intrinsic value, which is Axos Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Axos Financial's market value can be influenced by many factors that don't directly affect Axos Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Understanding that Axos Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Axos Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Meanwhile, Axos Financial's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Axos Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Axos Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Axos Financial.
| 10/31/2025 |
| 01/29/2026 |
If you would invest 0.00 in Axos Financial on October 31, 2025 and sell it all today you would earn a total of 0.00 from holding Axos Financial or generate 0.0% return on investment in Axos Financial over 90 days. Axos Financial is related to or competes with International Bancshares, First Financial, Hancock Whitney, Intercorp Financial, Webster Financial, Ameris Bancorp, and Atlantic Union. Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United Stat... More
Axos Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Axos Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Axos Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.75 | |||
| Information Ratio | 0.1592 | |||
| Maximum Drawdown | 8.23 | |||
| Value At Risk | (2.60) | |||
| Potential Upside | 3.18 |
Axos Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Axos Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Axos Financial's standard deviation. In reality, there are many statistical measures that can use Axos Financial historical prices to predict the future Axos Financial's volatility.| Risk Adjusted Performance | 0.1475 | |||
| Jensen Alpha | 0.2534 | |||
| Total Risk Alpha | 0.2019 | |||
| Sortino Ratio | 0.1545 | |||
| Treynor Ratio | 0.2402 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Axos Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Axos Financial January 29, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1475 | |||
| Market Risk Adjusted Performance | 0.2502 | |||
| Mean Deviation | 1.29 | |||
| Semi Deviation | 1.4 | |||
| Downside Deviation | 1.75 | |||
| Coefficient Of Variation | 512.27 | |||
| Standard Deviation | 1.7 | |||
| Variance | 2.9 | |||
| Information Ratio | 0.1592 | |||
| Jensen Alpha | 0.2534 | |||
| Total Risk Alpha | 0.2019 | |||
| Sortino Ratio | 0.1545 | |||
| Treynor Ratio | 0.2402 | |||
| Maximum Drawdown | 8.23 | |||
| Value At Risk | (2.60) | |||
| Potential Upside | 3.18 | |||
| Downside Variance | 3.08 | |||
| Semi Variance | 1.95 | |||
| Expected Short fall | (1.39) | |||
| Skewness | (0.46) | |||
| Kurtosis | 1.01 |
Axos Financial Backtested Returns
Axos Financial appears to be very steady, given 3 months investment horizon. Axos Financial secures Sharpe Ratio (or Efficiency) of 0.2, which signifies that the company had a 0.2 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Axos Financial, which you can use to evaluate the volatility of the firm. Please makes use of Axos Financial's Downside Deviation of 1.75, risk adjusted performance of 0.1475, and Mean Deviation of 1.29 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Axos Financial holds a performance score of 15. The firm shows a Beta (market volatility) of 1.34, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Axos Financial will likely underperform. Please check Axos Financial's semi variance, and the relationship between the treynor ratio and daily balance of power , to make a quick decision on whether Axos Financial's price patterns will revert.
Auto-correlation | 0.75 |
Good predictability
Axos Financial has good predictability. Overlapping area represents the amount of predictability between Axos Financial time series from 31st of October 2025 to 15th of December 2025 and 15th of December 2025 to 29th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Axos Financial price movement. The serial correlation of 0.75 indicates that around 75.0% of current Axos Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.75 | |
| Spearman Rank Test | 0.66 | |
| Residual Average | 0.0 | |
| Price Variance | 8.89 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Axos Financial reported net income of 432.91 M. This is 66.11% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 24.18% higher than that of the company.
Axos Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Axos Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Axos Financial could also be used in its relative valuation, which is a method of valuing Axos Financial by comparing valuation metrics of similar companies.Axos Financial is currently under evaluation in net income category among its peers.
Axos Fundamentals
| Return On Equity | 0.17 | |||
| Return On Asset | 0.017 | |||
| Profit Margin | 0.36 % | |||
| Operating Margin | 0.51 % | |||
| Current Valuation | 4.25 B | |||
| Shares Outstanding | 56.64 M | |||
| Shares Owned By Insiders | 4.50 % | |||
| Shares Owned By Institutions | 81.73 % | |||
| Number Of Shares Shorted | 2.27 M | |||
| Price To Earning | 11.37 X | |||
| Price To Book | 1.88 X | |||
| Price To Sales | 4.33 X | |||
| Revenue | 1.93 B | |||
| Gross Profit | 1.2 B | |||
| EBITDA | 642.41 M | |||
| Net Income | 432.91 M | |||
| Cash And Equivalents | 75 K | |||
| Total Debt | 372.67 M | |||
| Debt To Equity | 0.16 % | |||
| Current Ratio | 2.96 X | |||
| Book Value Per Share | 49.31 X | |||
| Cash Flow From Operations | 490.33 M | |||
| Short Ratio | 6.38 X | |||
| Earnings Per Share | 7.44 X | |||
| Price To Earnings To Growth | 0.78 X | |||
| Target Price | 103.25 | |||
| Number Of Employees | 1.99 K | |||
| Beta | 1.26 | |||
| Market Capitalization | 5.2 B | |||
| Total Asset | 24.78 B | |||
| Retained Earnings | 2.62 B | |||
| Working Capital | 144.28 M | |||
| Current Asset | 217.86 M | |||
| Current Liabilities | 73.58 M | |||
| Net Asset | 24.78 B |
About Axos Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Axos Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Axos Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Axos Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Axos Stock Analysis
When running Axos Financial's price analysis, check to measure Axos Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Axos Financial is operating at the current time. Most of Axos Financial's value examination focuses on studying past and present price action to predict the probability of Axos Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Axos Financial's price. Additionally, you may evaluate how the addition of Axos Financial to your portfolios can decrease your overall portfolio volatility.