Bar Harbor Bankshares Net Income
| BHB Stock | USD 35.20 0.40 1.12% |
As of the 10th of February, Bar Harbor shows the Mean Deviation of 1.28, risk adjusted performance of 0.1492, and Downside Deviation of 1.48. Bar Harbor Bankshares technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Bar Harbor Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 5.1158 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 50.1 M | 52.6 M | |
| Net Income Applicable To Common Shares | 50.1 M | 52.6 M | |
| Net Income From Continuing Ops | 50.1 M | 31.7 M | |
| Net Income Per Share | 2.21 | 1.15 | |
| Net Income Per E B T | 0.80 | 0.58 |
Bar | Net Income | Build AI portfolio with Bar Stock |
Analyzing Bar Harbor's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Bar Harbor's current valuation and future prospects.
Latest Bar Harbor's Net Income Growth Pattern
Below is the plot of the Net Income of Bar Harbor Bankshares over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Bar Harbor Bankshares financial statement analysis. It represents the amount of money remaining after all of Bar Harbor Bankshares operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Bar Harbor's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Bar Harbor's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 43.54 M | 10 Years Trend |
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Net Income |
| Timeline |
Bar Net Income Regression Statistics
| Arithmetic Mean | 26,411,741 | |
| Geometric Mean | 22,649,744 | |
| Coefficient Of Variation | 50.85 | |
| Mean Deviation | 11,979,179 | |
| Median | 25,993,000 | |
| Standard Deviation | 13,429,061 | |
| Sample Variance | 180.3T | |
| Range | 39M | |
| R-Value | 0.93 | |
| Mean Square Error | 25.5T | |
| R-Squared | 0.87 | |
| Slope | 2,476,712 | |
| Total Sum of Squares | 2885.4T |
Bar Net Income History
Other Fundumenentals of Bar Harbor Bankshares
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Bar Harbor Net Income component correlations
Bar Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Bar Harbor is extremely important. It helps to project a fair market value of Bar Stock properly, considering its historical fundamentals such as Net Income. Since Bar Harbor's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Bar Harbor's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Bar Harbor's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bar Harbor. Projected growth potential of Bar fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Bar Harbor assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.01) | Dividend Share 1.26 | Earnings Share 2.31 | Revenue Per Share | Quarterly Revenue Growth 0.289 |
The market value of Bar Harbor Bankshares is measured differently than its book value, which is the value of Bar that is recorded on the company's balance sheet. Investors also form their own opinion of Bar Harbor's value that differs from its market value or its book value, called intrinsic value, which is Bar Harbor's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bar Harbor's market value can be influenced by many factors that don't directly affect Bar Harbor's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Bar Harbor's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Bar Harbor should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Bar Harbor's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Bar Harbor 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Bar Harbor's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Bar Harbor.
| 11/12/2025 |
| 02/10/2026 |
If you would invest 0.00 in Bar Harbor on November 12, 2025 and sell it all today you would earn a total of 0.00 from holding Bar Harbor Bankshares or generate 0.0% return on investment in Bar Harbor over 90 days. Bar Harbor is related to or competes with Arrow Financial, Farmers National, Northrim BanCorp, Midland States, Third Coast, Bridgewater Bancshares, and ACNB. Bar Harbor Bankshares operates as the holding company for Bar Harbor Bank Trust that provides commercial, lending, retai... More
Bar Harbor Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Bar Harbor's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Bar Harbor Bankshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.48 | |||
| Information Ratio | 0.1224 | |||
| Maximum Drawdown | 8.32 | |||
| Value At Risk | (2.17) | |||
| Potential Upside | 3.28 |
Bar Harbor Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Bar Harbor's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Bar Harbor's standard deviation. In reality, there are many statistical measures that can use Bar Harbor historical prices to predict the future Bar Harbor's volatility.| Risk Adjusted Performance | 0.1492 | |||
| Jensen Alpha | 0.2083 | |||
| Total Risk Alpha | 0.1096 | |||
| Sortino Ratio | 0.1432 | |||
| Treynor Ratio | 0.2899 |
Bar Harbor February 10, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1492 | |||
| Market Risk Adjusted Performance | 0.2999 | |||
| Mean Deviation | 1.28 | |||
| Semi Deviation | 1.29 | |||
| Downside Deviation | 1.48 | |||
| Coefficient Of Variation | 557.4 | |||
| Standard Deviation | 1.73 | |||
| Variance | 2.98 | |||
| Information Ratio | 0.1224 | |||
| Jensen Alpha | 0.2083 | |||
| Total Risk Alpha | 0.1096 | |||
| Sortino Ratio | 0.1432 | |||
| Treynor Ratio | 0.2899 | |||
| Maximum Drawdown | 8.32 | |||
| Value At Risk | (2.17) | |||
| Potential Upside | 3.28 | |||
| Downside Variance | 2.18 | |||
| Semi Variance | 1.66 | |||
| Expected Short fall | (1.51) | |||
| Skewness | 0.3893 | |||
| Kurtosis | 1.5 |
Bar Harbor Bankshares Backtested Returns
Bar Harbor appears to be very steady, given 3 months investment horizon. Bar Harbor Bankshares secures Sharpe Ratio (or Efficiency) of 0.19, which signifies that the company had a 0.19 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Bar Harbor Bankshares, which you can use to evaluate the volatility of the firm. Please makes use of Bar Harbor's Mean Deviation of 1.28, risk adjusted performance of 0.1492, and Downside Deviation of 1.48 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Bar Harbor holds a performance score of 15. The firm shows a Beta (market volatility) of 1.03, which signifies a somewhat significant risk relative to the market. Bar Harbor returns are very sensitive to returns on the market. As the market goes up or down, Bar Harbor is expected to follow. Please check Bar Harbor's total risk alpha, value at risk, expected short fall, as well as the relationship between the treynor ratio and downside variance , to make a quick decision on whether Bar Harbor's price patterns will revert.
Auto-correlation | 0.85 |
Very good predictability
Bar Harbor Bankshares has very good predictability. Overlapping area represents the amount of predictability between Bar Harbor time series from 12th of November 2025 to 27th of December 2025 and 27th of December 2025 to 10th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Bar Harbor Bankshares price movement. The serial correlation of 0.85 indicates that around 85.0% of current Bar Harbor price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.85 | |
| Spearman Rank Test | 0.86 | |
| Residual Average | 0.0 | |
| Price Variance | 2.17 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Bar Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Bar Harbor Bankshares reported net income of 43.54 M. This is 96.59% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 92.37% higher than that of the company.
Bar Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Bar Harbor's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Bar Harbor could also be used in its relative valuation, which is a method of valuing Bar Harbor by comparing valuation metrics of similar companies.Bar Harbor is currently under evaluation in net income category among its peers.
Bar Harbor Current Valuation Drivers
We derive many important indicators used in calculating different scores of Bar Harbor from analyzing Bar Harbor's financial statements. These drivers represent accounts that assess Bar Harbor's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Bar Harbor's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 344.4M | 433.1M | 481.9M | 444.6M | 400.1M | 420.1M | |
| Enterprise Value | 454.4M | 361.2M | 783.8M | 651.2M | 586.1M | 358.8M |
Bar Harbor ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Bar Harbor's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Bar Harbor's managers, analysts, and investors.Environmental | Governance | Social |
Bar Fundamentals
| Return On Equity | 0.0745 | ||||
| Return On Asset | 0.0084 | ||||
| Profit Margin | 0.23 % | ||||
| Operating Margin | 0.42 % | ||||
| Current Valuation | 783.4 M | ||||
| Shares Outstanding | 16.7 M | ||||
| Shares Owned By Insiders | 2.80 % | ||||
| Shares Owned By Institutions | 56.00 % | ||||
| Number Of Shares Shorted | 164.47 K | ||||
| Price To Earning | 13.09 X | ||||
| Price To Book | 1.12 X | ||||
| Price To Sales | 3.64 X | ||||
| Revenue | 243.34 M | ||||
| Gross Profit | 163.4 M | ||||
| EBITDA | 52.02 M | ||||
| Net Income | 43.54 M | ||||
| Cash And Equivalents | 82.06 M | ||||
| Cash Per Share | 5.45 X | ||||
| Total Debt | 269.64 M | ||||
| Debt To Equity | 9.25 % | ||||
| Book Value Per Share | 31.89 X | ||||
| Cash Flow From Operations | 52.37 M | ||||
| Short Ratio | 2.13 X | ||||
| Earnings Per Share | 2.31 X | ||||
| Target Price | 36.5 | ||||
| Number Of Employees | 458 | ||||
| Beta | 0.61 | ||||
| Market Capitalization | 594.59 M | ||||
| Total Asset | 4.68 B | ||||
| Retained Earnings | 297.86 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 3.38 % | ||||
| Net Asset | 4.68 B | ||||
| Last Dividend Paid | 1.26 |
About Bar Harbor Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Bar Harbor Bankshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Bar Harbor using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Bar Harbor Bankshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Bar Harbor Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bar Harbor's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bar Harbor Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bar Harbor Bankshares Stock:Check out You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bar Harbor. Projected growth potential of Bar fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Bar Harbor assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.01) | Dividend Share 1.26 | Earnings Share 2.31 | Revenue Per Share | Quarterly Revenue Growth 0.289 |
The market value of Bar Harbor Bankshares is measured differently than its book value, which is the value of Bar that is recorded on the company's balance sheet. Investors also form their own opinion of Bar Harbor's value that differs from its market value or its book value, called intrinsic value, which is Bar Harbor's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bar Harbor's market value can be influenced by many factors that don't directly affect Bar Harbor's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Bar Harbor's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Bar Harbor should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Bar Harbor's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.