Is Bar Harbor Stock a Good Investment?
Bar Harbor Investment Advice | BHB |
- Examine Bar Harbor's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Bar Harbor's leadership team and their track record. Good management can help Bar Harbor navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Bar Harbor's business and its evolving consumer preferences.
- Compare Bar Harbor's performance and market position to its competitors. Analyze how Bar Harbor is positioned in terms of product offerings, innovation, and market share.
- Check if Bar Harbor pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Bar Harbor's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Bar Harbor Bankshares stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Bar Harbor Bankshares is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Bar Harbor Stock
Researching Bar Harbor's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 57.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.19. Some equities with similar Price to Book (P/B) outperform the market in the long run. Bar Harbor Bankshares last dividend was issued on the 14th of November 2024. The entity had 3:2 split on the 22nd of March 2017.
To determine if Bar Harbor is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Bar Harbor's research are outlined below:
| Bar Harbor has a strong financial position based on the latest SEC filings | |
| About 57.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from MacroaxisInsider: Acquisition by Kenneth Smith of 1103 shares of Bar Harbor subject to Rule 16b-3 |
Bar Harbor uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Bar Harbor Bankshares. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Bar Harbor's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 18th of April 2024 Upcoming Quarterly Report | View | |
| 18th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 28th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Bar Harbor's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Bar Harbor's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2011-04-28 | 2011-03-31 | 0.3 | 0.33 | 0.03 | 10 | ||
2015-04-29 | 2015-03-31 | 0.39 | 0.43 | 0.04 | 10 | ||
2015-02-02 | 2014-12-31 | 0.39 | 0.35 | -0.04 | 10 | ||
2013-01-31 | 2012-12-31 | 0.36 | 0.32 | -0.04 | 11 | ||
2012-04-25 | 2012-03-31 | 0.32 | 0.36 | 0.04 | 12 | ||
2012-01-31 | 2011-12-31 | 0.31 | 0.27 | -0.04 | 12 | ||
2009-07-29 | 2009-06-30 | 0.34 | 0.38 | 0.04 | 11 | ||
2016-07-28 | 2016-06-30 | 0.42 | 0.47 | 0.05 | 11 |
Bar Harbor's market capitalization trends
The company currently falls under 'Small-Cap' category with a total capitalization of 549.19 M.Market Cap |
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Bar Harbor's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.10 | 0.12 |
Determining Bar Harbor's profitability involves analyzing its financial statements and using various financial metrics to determine if Bar Harbor is a good buy. For example, gross profit margin measures Bar Harbor's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Bar Harbor's profitability and make more informed investment decisions.
Please note, the presentation of Bar Harbor's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Bar Harbor's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Bar Harbor's management manipulating its earnings.
Evaluate Bar Harbor's management efficiency
Bar Harbor Bankshares has Return on Asset of 0.0106 % which means that on every $100 spent on assets, it made $0.0106 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0983 %, implying that it generated $0.0983 on every 100 dollars invested. Bar Harbor's management efficiency ratios could be used to measure how well Bar Harbor manages its routine affairs as well as how well it operates its assets and liabilities. At present, Bar Harbor's Return On Assets are projected to slightly decrease based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.12, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, Bar Harbor's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 4.5 B, whereas Non Currrent Assets Other are projected to grow to (700.2 M).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 28.53 | 15.96 | |
| Tangible Book Value Per Share | 20.32 | 14.26 | |
| Enterprise Value Over EBITDA | 20.95 | 25.38 | |
| Price Book Value Ratio | 1.03 | 1.47 | |
| Enterprise Value Multiple | 20.95 | 25.38 | |
| Price Fair Value | 1.03 | 1.47 | |
| Enterprise Value | 681.2 M | 356.9 M |
Examining the leadership quality of Bar Harbor Bankshares offers valuable insights into its operational efficiency and financial health. This analysis assists investors in making informed decisions regarding the stock.
Dividend Yield 0.0328 | Forward Dividend Yield 0.0328 | Forward Dividend Rate 1.18 | Beta 0.66 |
Basic technical analysis of Bar Stock
As of the 26th of November, Bar Harbor shows the Mean Deviation of 1.85, downside deviation of 2.31, and Risk Adjusted Performance of 0.0682. Bar Harbor Bankshares technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Bar Harbor's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Bar Harbor insiders, such as employees or executives, is commonly permitted as long as it does not rely on Bar Harbor's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Bar Harbor insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Bar Harbor's Outstanding Corporate Bonds
Bar Harbor issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Bar Harbor Bankshares uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Bar bonds can be classified according to their maturity, which is the date when Bar Harbor Bankshares has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
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| HSBC Holdings PLC Corp BondUS404280DR76 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Bar Harbor's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Bar Harbor's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0682 | |||
| Market Risk Adjusted Performance | 0.1122 | |||
| Mean Deviation | 1.85 | |||
| Semi Deviation | 2.09 | |||
| Downside Deviation | 2.31 | |||
| Coefficient Of Variation | 1257.71 | |||
| Standard Deviation | 2.95 | |||
| Variance | 8.68 | |||
| Information Ratio | 0.0359 | |||
| Jensen Alpha | (0.04) | |||
| Total Risk Alpha | (0.23) | |||
| Sortino Ratio | 0.0456 | |||
| Treynor Ratio | 0.1022 | |||
| Maximum Drawdown | 22.04 | |||
| Value At Risk | (3.46) | |||
| Potential Upside | 3.51 | |||
| Downside Variance | 5.36 | |||
| Semi Variance | 4.36 | |||
| Expected Short fall | (2.03) | |||
| Skewness | 2.28 | |||
| Kurtosis | 11.83 |
| Risk Adjusted Performance | 0.0682 | |||
| Market Risk Adjusted Performance | 0.1122 | |||
| Mean Deviation | 1.85 | |||
| Semi Deviation | 2.09 | |||
| Downside Deviation | 2.31 | |||
| Coefficient Of Variation | 1257.71 | |||
| Standard Deviation | 2.95 | |||
| Variance | 8.68 | |||
| Information Ratio | 0.0359 | |||
| Jensen Alpha | (0.04) | |||
| Total Risk Alpha | (0.23) | |||
| Sortino Ratio | 0.0456 | |||
| Treynor Ratio | 0.1022 | |||
| Maximum Drawdown | 22.04 | |||
| Value At Risk | (3.46) | |||
| Potential Upside | 3.51 | |||
| Downside Variance | 5.36 | |||
| Semi Variance | 4.36 | |||
| Expected Short fall | (2.03) | |||
| Skewness | 2.28 | |||
| Kurtosis | 11.83 |
Consider Bar Harbor's intraday indicators
Bar Harbor intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Bar Harbor stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 854.12 | |||
| Daily Balance Of Power | 0.1651 | |||
| Rate Of Daily Change | 1.01 | |||
| Day Median Price | 36.03 | |||
| Day Typical Price | 36.03 | |||
| Price Action Indicator | 0.11 | |||
| Period Momentum Indicator | 0.18 |
Bar Harbor Corporate Filings
F4 | 14th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 13th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 7th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
| 16th of October 2024 Other Reports | ViewVerify |
Bar Stock media impact
Far too much social signal, news, headlines, and media speculation about Bar Harbor that are available to investors today. That information is available publicly through Bar media outlets and privately through word of mouth or via Bar internal channels. However, regardless of the origin, that massive amount of Bar data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Bar Harbor news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Bar Harbor relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Bar Harbor's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Bar Harbor alpha.
Bar Harbor Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Bar Harbor can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Bar Harbor Corporate Directors
| David Colter | Independent Director | Profile | |
| Matthew Caras | Independent Director | Profile | |
| Stephen Theroux | Independent Director | Profile | |
| Scott Toothaker | Independent Director | Profile |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bar Harbor Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate. You can also try the CEOs Directory module to screen CEOs from public companies around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bar Harbor. If investors know Bar will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bar Harbor listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.094 | Dividend Share 1.16 | Earnings Share 2.77 | Revenue Per Share 9.775 | Quarterly Revenue Growth 0.034 |
The market value of Bar Harbor Bankshares is measured differently than its book value, which is the value of Bar that is recorded on the company's balance sheet. Investors also form their own opinion of Bar Harbor's value that differs from its market value or its book value, called intrinsic value, which is Bar Harbor's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bar Harbor's market value can be influenced by many factors that don't directly affect Bar Harbor's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Bar Harbor's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Bar Harbor is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bar Harbor's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.