Byline Bancorp Net Income
| BY Stock | USD 32.76 0.83 2.60% |
As of the 2nd of February, Byline Bancorp shows the Mean Deviation of 1.09, downside deviation of 1.27, and Risk Adjusted Performance of 0.132. Byline Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Byline Bancorp Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.5642 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 138.9 M | 145.8 M | |
| Net Income Applicable To Common Shares | 130.1 M | 73.4 M | |
| Net Income | 138.9 M | 145.8 M | |
| Net Income Per Share | 2.90 | 3.05 | |
| Net Income Per E B T | 0.75 | 0.71 |
Byline | Net Income | Build AI portfolio with Byline Stock |
The evolution of Net Income for Byline Bancorp provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Byline Bancorp compares to historical norms and industry peers.
Latest Byline Bancorp's Net Income Growth Pattern
Below is the plot of the Net Income of Byline Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Byline Bancorp financial statement analysis. It represents the amount of money remaining after all of Byline Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Byline Bancorp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Byline Bancorp's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 120.76 M | 10 Years Trend |
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Net Income |
| Timeline |
Byline Net Income Regression Statistics
| Arithmetic Mean | 44,030,759 | |
| Geometric Mean | 39,659,901 | |
| Coefficient Of Variation | 120.10 | |
| Mean Deviation | 45,384,215 | |
| Median | 41,193,000 | |
| Standard Deviation | 52,880,953 | |
| Sample Variance | 2796.4T | |
| Range | 145M | |
| R-Value | 0.91 | |
| Mean Square Error | 530.3T | |
| R-Squared | 0.82 | |
| Slope | 9,495,657 | |
| Total Sum of Squares | 44742.3T |
Byline Net Income History
Other Fundumenentals of Byline Bancorp
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Byline Bancorp Net Income component correlations
Byline Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Byline Bancorp is extremely important. It helps to project a fair market value of Byline Stock properly, considering its historical fundamentals such as Net Income. Since Byline Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Byline Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Byline Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Byline Bancorp. Projected growth potential of Byline fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Byline Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.119 | Dividend Share 0.4 | Earnings Share 2.9 | Revenue Per Share | Quarterly Revenue Growth 0.095 |
The market value of Byline Bancorp is measured differently than its book value, which is the value of Byline that is recorded on the company's balance sheet. Investors also form their own opinion of Byline Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Byline Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Byline Bancorp's market value can be influenced by many factors that don't directly affect Byline Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Byline Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Byline Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Byline Bancorp's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Byline Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Byline Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Byline Bancorp.
| 11/04/2025 |
| 02/02/2026 |
If you would invest 0.00 in Byline Bancorp on November 4, 2025 and sell it all today you would earn a total of 0.00 from holding Byline Bancorp or generate 0.0% return on investment in Byline Bancorp over 90 days. Byline Bancorp is related to or competes with Republic Bancorp, QCR Holdings, Westamerica Bancorporation, ConnectOne Bancorp, Preferred Bank, FirstSun Capital, and Washington Federal. Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and ser... More
Byline Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Byline Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Byline Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.27 | |||
| Information Ratio | 0.145 | |||
| Maximum Drawdown | 7.43 | |||
| Value At Risk | (1.88) | |||
| Potential Upside | 2.74 |
Byline Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Byline Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Byline Bancorp's standard deviation. In reality, there are many statistical measures that can use Byline Bancorp historical prices to predict the future Byline Bancorp's volatility.| Risk Adjusted Performance | 0.132 | |||
| Jensen Alpha | 0.218 | |||
| Total Risk Alpha | 0.1776 | |||
| Sortino Ratio | 0.1682 | |||
| Treynor Ratio | 0.2815 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Byline Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Byline Bancorp February 2, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.132 | |||
| Market Risk Adjusted Performance | 0.2915 | |||
| Mean Deviation | 1.09 | |||
| Semi Deviation | 0.9983 | |||
| Downside Deviation | 1.27 | |||
| Coefficient Of Variation | 570.0 | |||
| Standard Deviation | 1.48 | |||
| Variance | 2.18 | |||
| Information Ratio | 0.145 | |||
| Jensen Alpha | 0.218 | |||
| Total Risk Alpha | 0.1776 | |||
| Sortino Ratio | 0.1682 | |||
| Treynor Ratio | 0.2815 | |||
| Maximum Drawdown | 7.43 | |||
| Value At Risk | (1.88) | |||
| Potential Upside | 2.74 | |||
| Downside Variance | 1.62 | |||
| Semi Variance | 0.9966 | |||
| Expected Short fall | (1.26) | |||
| Skewness | 0.361 | |||
| Kurtosis | 0.8325 |
Byline Bancorp Backtested Returns
Byline Bancorp appears to be very steady, given 3 months investment horizon. Byline Bancorp secures Sharpe Ratio (or Efficiency) of 0.22, which signifies that the company had a 0.22 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Byline Bancorp, which you can use to evaluate the volatility of the firm. Please makes use of Byline Bancorp's Downside Deviation of 1.27, risk adjusted performance of 0.132, and Mean Deviation of 1.09 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Byline Bancorp holds a performance score of 17. The firm shows a Beta (market volatility) of 0.88, which signifies possible diversification benefits within a given portfolio. Byline Bancorp returns are very sensitive to returns on the market. As the market goes up or down, Byline Bancorp is expected to follow. Please check Byline Bancorp's downside variance, and the relationship between the sortino ratio and accumulation distribution , to make a quick decision on whether Byline Bancorp's price patterns will revert.
Auto-correlation | 0.87 |
Very good predictability
Byline Bancorp has very good predictability. Overlapping area represents the amount of predictability between Byline Bancorp time series from 4th of November 2025 to 19th of December 2025 and 19th of December 2025 to 2nd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Byline Bancorp price movement. The serial correlation of 0.87 indicates that approximately 87.0% of current Byline Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.87 | |
| Spearman Rank Test | 0.78 | |
| Residual Average | 0.0 | |
| Price Variance | 1.08 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Byline Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Byline Bancorp reported net income of 120.76 M. This is 90.55% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 78.85% higher than that of the company.
Byline Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Byline Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Byline Bancorp could also be used in its relative valuation, which is a method of valuing Byline Bancorp by comparing valuation metrics of similar companies.Byline Bancorp is currently under evaluation in net income category among its peers.
Byline Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Byline Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Byline Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Byline Bancorp Institutional Holders
Institutional Holdings refers to the ownership stake in Byline Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Byline Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Byline Bancorp's value.| Shares | T. Rowe Price Investment Management,inc. | 2025-06-30 | 596.8 K | Millennium Management Llc | 2025-06-30 | 554.2 K | Bridgeway Capital Management, Llc | 2025-06-30 | 488.6 K | Federated Hermes Inc | 488.2 K | Jpmorgan Chase & Co | 2025-06-30 | 448.1 K | Maltese Capital Management Llc | 2025-06-30 | 256.6 K | Nuveen, Llc | 2025-06-30 | 250.1 K | Next Century Growth Investors Llc | 2025-06-30 | 247.8 K | Northern Trust Corp | 2025-06-30 | 234.2 K | Blackrock Inc | 2025-06-30 | 2.3 M | Dimensional Fund Advisors, Inc. | 2025-06-30 | 2.3 M |
Byline Fundamentals
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0136 | |||
| Profit Margin | 0.32 % | |||
| Operating Margin | 0.46 % | |||
| Current Valuation | 1.87 B | |||
| Shares Outstanding | 45.55 M | |||
| Shares Owned By Insiders | 28.43 % | |||
| Shares Owned By Institutions | 54.77 % | |||
| Number Of Shares Shorted | 344.09 K | |||
| Price To Earning | 15.25 X | |||
| Price To Book | 1.14 X | |||
| Price To Sales | 3.57 X | |||
| Revenue | 629.49 M | |||
| Gross Profit | 409.98 M | |||
| EBITDA | 187.86 M | |||
| Net Income | 120.76 M | |||
| Cash And Equivalents | 181.04 M | |||
| Cash Per Share | 4.83 X | |||
| Total Debt | 8.38 B | |||
| Debt To Equity | 0.08 % | |||
| Book Value Per Share | 27.84 X | |||
| Cash Flow From Operations | 175.16 M | |||
| Short Ratio | 1.85 X | |||
| Earnings Per Share | 2.90 X | |||
| Target Price | 35.0 | |||
| Number Of Employees | 1.02 K | |||
| Beta | 0.86 | |||
| Market Capitalization | 1.46 B | |||
| Total Asset | 9.65 B | |||
| Retained Earnings | 645.72 M | |||
| Annual Yield | 0.01 % | |||
| Net Asset | 9.65 B | |||
| Last Dividend Paid | 0.4 |
About Byline Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Byline Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Byline Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Byline Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When running Byline Bancorp's price analysis, check to measure Byline Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Byline Bancorp is operating at the current time. Most of Byline Bancorp's value examination focuses on studying past and present price action to predict the probability of Byline Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Byline Bancorp's price. Additionally, you may evaluate how the addition of Byline Bancorp to your portfolios can decrease your overall portfolio volatility.