Consumers Bancorp Net Income
| CBKM Stock | USD 25.95 0.45 1.70% |
As of the 14th of February 2026, Consumers Bancorp shows the Risk Adjusted Performance of 0.101, downside deviation of 0.8282, and Mean Deviation of 0.6734. Consumers Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to collect data for nineteen technical drivers for Consumers Bancorp, which can be compared to its peers. Please confirm Consumers Bancorp jensen alpha, as well as the relationship between the potential upside and skewness to decide if Consumers Bancorp is priced correctly, providing market reflects its regular price of 25.95 per share. Given that Consumers Bancorp has jensen alpha of 0.1525, we suggest you to validate Consumers Bancorp's prevailing market performance to make sure the company can sustain itself at a future point.
Consumers Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Consumers Bancorp's valuation are provided below:Consumers Bancorp does not presently have any fundamental signals for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Consumers |
Consumers Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Consumers Bancorp's otc stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Consumers Bancorp.
| 11/16/2025 |
| 02/14/2026 |
If you would invest 0.00 in Consumers Bancorp on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding Consumers Bancorp or generate 0.0% return on investment in Consumers Bancorp over 90 days. Consumers Bancorp is related to or competes with Citizens Bancshares, Potomac Bancshares, New Peoples, Farmers Bancorp, Southeastern Banking, Century Next, and Citizens Bancorp. Consumers Bancorp, Inc. operates as the bank holding company for the Consumers National Bank that provides various comme... More
Consumers Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Consumers Bancorp's otc stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Consumers Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.8282 | |||
| Information Ratio | 0.0603 | |||
| Maximum Drawdown | 7.54 | |||
| Value At Risk | (1.42) | |||
| Potential Upside | 2.04 |
Consumers Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Consumers Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Consumers Bancorp's standard deviation. In reality, there are many statistical measures that can use Consumers Bancorp historical prices to predict the future Consumers Bancorp's volatility.| Risk Adjusted Performance | 0.101 | |||
| Jensen Alpha | 0.1525 | |||
| Total Risk Alpha | 0.0439 | |||
| Sortino Ratio | 0.083 | |||
| Treynor Ratio | (0.32) |
Consumers Bancorp February 14, 2026 Technical Indicators
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| Volume Indicators |
| Risk Adjusted Performance | 0.101 | |||
| Market Risk Adjusted Performance | (0.31) | |||
| Mean Deviation | 0.6734 | |||
| Semi Deviation | 0.4812 | |||
| Downside Deviation | 0.8282 | |||
| Coefficient Of Variation | 822.72 | |||
| Standard Deviation | 1.14 | |||
| Variance | 1.3 | |||
| Information Ratio | 0.0603 | |||
| Jensen Alpha | 0.1525 | |||
| Total Risk Alpha | 0.0439 | |||
| Sortino Ratio | 0.083 | |||
| Treynor Ratio | (0.32) | |||
| Maximum Drawdown | 7.54 | |||
| Value At Risk | (1.42) | |||
| Potential Upside | 2.04 | |||
| Downside Variance | 0.686 | |||
| Semi Variance | 0.2316 | |||
| Expected Short fall | (1.09) | |||
| Skewness | 2.57 | |||
| Kurtosis | 11.56 |
Consumers Bancorp Backtested Returns
As of now, Consumers OTC Stock is very steady. Consumers Bancorp secures Sharpe Ratio (or Efficiency) of 0.14, which signifies that the company had a 0.14 % return per unit of risk over the last 3 months. We have found twenty-six technical indicators for Consumers Bancorp, which you can use to evaluate the volatility of the firm. Please confirm Consumers Bancorp's Mean Deviation of 0.6734, downside deviation of 0.8282, and Risk Adjusted Performance of 0.101 to double-check if the risk estimate we provide is consistent with the expected return of 0.16%. Consumers Bancorp has a performance score of 10 on a scale of 0 to 100. The firm shows a Beta (market volatility) of -0.4, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, returns on owning Consumers Bancorp are expected to decrease at a much lower rate. During the bear market, Consumers Bancorp is likely to outperform the market. Consumers Bancorp right now shows a risk of 1.16%. Please confirm Consumers Bancorp potential upside, and the relationship between the sortino ratio and skewness , to decide if Consumers Bancorp will be following its price patterns.
Auto-correlation | -0.29 |
Weak reverse predictability
Consumers Bancorp has weak reverse predictability. Overlapping area represents the amount of predictability between Consumers Bancorp time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Consumers Bancorp price movement. The serial correlation of -0.29 indicates that nearly 29.0% of current Consumers Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.29 | |
| Spearman Rank Test | 0.22 | |
| Residual Average | 0.0 | |
| Price Variance | 0.12 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Consumers Bancorp reported net income of 11.19 M. This is 99.12% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 98.04% higher than that of the company.
Consumers Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Consumers Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the otc stocks which would be a good addition to a portfolio. Peer analysis of Consumers Bancorp could also be used in its relative valuation, which is a method of valuing Consumers Bancorp by comparing valuation metrics of similar companies.Consumers Bancorp is currently under evaluation in net income category among its peers.
Consumers Fundamentals
| Return On Equity | 0.17 | |||
| Return On Asset | 0.0109 | |||
| Profit Margin | 0.29 % | |||
| Operating Margin | 0.36 % | |||
| Current Valuation | 75.52 M | |||
| Shares Outstanding | 3.09 M | |||
| Shares Owned By Insiders | 11.41 % | |||
| Shares Owned By Institutions | 5.71 % | |||
| Price To Earning | 6.48 X | |||
| Price To Book | 1.48 X | |||
| Price To Sales | 1.57 X | |||
| Revenue | 37.48 M | |||
| Gross Profit | 36.75 M | |||
| EBITDA | 3.34 M | |||
| Net Income | 11.19 M | |||
| Cash And Equivalents | 29.28 M | |||
| Cash Per Share | 9.57 X | |||
| Total Debt | 8.26 M | |||
| Debt To Equity | 8.83 % | |||
| Book Value Per Share | 16.31 X | |||
| Cash Flow From Operations | 14.95 M | |||
| Earnings Per Share | 3.50 X | |||
| Number Of Employees | 171 | |||
| Beta | 0.21 | |||
| Market Capitalization | 59.47 M | |||
| Total Asset | 977.31 M | |||
| Retained Earnings | 37.17 M | |||
| Z Score | 4.2 | |||
| Annual Yield | 0.03 % | |||
| Five Year Return | 2.85 % | |||
| Net Asset | 977.31 M | |||
| Last Dividend Paid | 0.66 |
About Consumers Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Consumers Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Consumers Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Consumers Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this otc stock, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Consumers Bancorp financial ratios help investors to determine whether Consumers OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Consumers with respect to the benefits of owning Consumers Bancorp security.