CNB Financial Net Income
| CCNE Stock | USD 29.51 0.34 1.14% |
As of the 12th of February 2026, CNB Financial owns the coefficient of variation of 542.6, and Market Risk Adjusted Performance of 0.3266. CNB Financial technical analysis gives you the methodology to make use of past data patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm CNB Financial jensen alpha, semi variance, and the relationship between the standard deviation and value at risk to decide if CNB Financial is priced correctly, providing market reflects its prevailing price of 29.51 per share. Given that CNB Financial has jensen alpha of 0.2159, we suggest you to validate CNB Financial's latest market performance to make sure the company can sustain itself in the future.
CNB Financial Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.3541 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 62.8 M | 65.9 M | |
| Net Income Applicable To Common Shares | 67.7 M | 71.1 M | |
| Net Income From Continuing Ops | 62.8 M | 37.8 M | |
| Net Income Per Share | 2.68 | 2.81 | |
| Net Income Per E B T | 0.80 | 0.61 |
CNB | Net Income | Build AI portfolio with CNB Stock |
Analyzing CNB Financial's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing CNB Financial's current valuation and future prospects.
Latest CNB Financial's Net Income Growth Pattern
Below is the plot of the Net Income of CNB Financial over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in CNB Financial financial statement analysis. It represents the amount of money remaining after all of CNB Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is CNB Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in CNB Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 54.58 M | 10 Years Trend |
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Net Income |
| Timeline |
CNB Net Income Regression Statistics
| Arithmetic Mean | 36,353,444 | |
| Geometric Mean | 29,499,893 | |
| Coefficient Of Variation | 57.71 | |
| Mean Deviation | 18,195,934 | |
| Median | 32,743,000 | |
| Standard Deviation | 20,979,330 | |
| Sample Variance | 440.1T | |
| Range | 65.6M | |
| R-Value | 0.96 | |
| Mean Square Error | 40.1T | |
| R-Squared | 0.91 | |
| Slope | 3,973,298 | |
| Total Sum of Squares | 7042.1T |
CNB Net Income History
Other Fundumenentals of CNB Financial
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
CNB Financial Net Income component correlations
CNB Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for CNB Financial is extremely important. It helps to project a fair market value of CNB Stock properly, considering its historical fundamentals such as Net Income. Since CNB Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of CNB Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of CNB Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could CNB diversify its offerings? Factors like these will boost the valuation of CNB Financial. Projected growth potential of CNB fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every CNB Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.657 | Dividend Share 0.72 | Earnings Share 2.1 | Revenue Per Share | Quarterly Revenue Growth 0.805 |
Understanding CNB Financial requires distinguishing between market price and book value, where the latter reflects CNB's accounting equity. The concept of intrinsic value - what CNB Financial's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push CNB Financial's price substantially above or below its fundamental value.
It's important to distinguish between CNB Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding CNB Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, CNB Financial's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
CNB Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to CNB Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of CNB Financial.
| 11/14/2025 |
| 02/12/2026 |
If you would invest 0.00 in CNB Financial on November 14, 2025 and sell it all today you would earn a total of 0.00 from holding CNB Financial or generate 0.0% return on investment in CNB Financial over 90 days. CNB Financial is related to or competes with Business First, TrustCo Bank, Amerant Bancorp, Mercantile Bank, Northeast Bancorp, Hbt Financial, and HomeTrust Bancshares. CNB Financial Corporation operates as the bank holding company for CNB Bank that provides a range of banking products an... More
CNB Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure CNB Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess CNB Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.19 | |||
| Information Ratio | 0.1326 | |||
| Maximum Drawdown | 8.97 | |||
| Value At Risk | (1.55) | |||
| Potential Upside | 3.41 |
CNB Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for CNB Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as CNB Financial's standard deviation. In reality, there are many statistical measures that can use CNB Financial historical prices to predict the future CNB Financial's volatility.| Risk Adjusted Performance | 0.1545 | |||
| Jensen Alpha | 0.2159 | |||
| Total Risk Alpha | 0.1419 | |||
| Sortino Ratio | 0.1735 | |||
| Treynor Ratio | 0.3166 |
CNB Financial February 12, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1545 | |||
| Market Risk Adjusted Performance | 0.3266 | |||
| Mean Deviation | 1.15 | |||
| Semi Deviation | 0.9497 | |||
| Downside Deviation | 1.19 | |||
| Coefficient Of Variation | 542.6 | |||
| Standard Deviation | 1.56 | |||
| Variance | 2.44 | |||
| Information Ratio | 0.1326 | |||
| Jensen Alpha | 0.2159 | |||
| Total Risk Alpha | 0.1419 | |||
| Sortino Ratio | 0.1735 | |||
| Treynor Ratio | 0.3166 | |||
| Maximum Drawdown | 8.97 | |||
| Value At Risk | (1.55) | |||
| Potential Upside | 3.41 | |||
| Downside Variance | 1.43 | |||
| Semi Variance | 0.9019 | |||
| Expected Short fall | (1.45) | |||
| Skewness | 0.6535 | |||
| Kurtosis | 1.26 |
CNB Financial Backtested Returns
CNB Financial appears to be very steady, given 3 months investment horizon. CNB Financial retains Efficiency (Sharpe Ratio) of 0.18, which signifies that the company had a 0.18 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for CNB Financial, which you can use to evaluate the volatility of the firm. Please makes use of CNB Financial's coefficient of variation of 542.6, and Market Risk Adjusted Performance of 0.3266 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, CNB Financial holds a performance score of 14. The firm owns a Beta (Systematic Risk) of 0.88, which signifies possible diversification benefits within a given portfolio. CNB Financial returns are very sensitive to returns on the market. As the market goes up or down, CNB Financial is expected to follow. Please check CNB Financial's sortino ratio, semi variance, and the relationship between the information ratio and value at risk , to make a quick decision on whether CNB Financial's current price history will revert.
Auto-correlation | 0.59 |
Modest predictability
CNB Financial has modest predictability. Overlapping area represents the amount of predictability between CNB Financial time series from 14th of November 2025 to 29th of December 2025 and 29th of December 2025 to 12th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of CNB Financial price movement. The serial correlation of 0.59 indicates that roughly 59.0% of current CNB Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.59 | |
| Spearman Rank Test | 0.63 | |
| Residual Average | 0.0 | |
| Price Variance | 1.18 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
CNB Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, CNB Financial reported net income of 54.58 M. This is 95.73% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 90.44% higher than that of the company.
CNB Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses CNB Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of CNB Financial could also be used in its relative valuation, which is a method of valuing CNB Financial by comparing valuation metrics of similar companies.CNB Financial is currently under evaluation in net income category among its peers.
CNB Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, CNB Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to CNB Financial's managers, analysts, and investors.Environmental | Governance | Social |
CNB Financial Institutional Holders
Institutional Holdings refers to the ownership stake in CNB Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of CNB Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing CNB Financial's value.| Shares | Stieven Capital Advisors, L.p. | 2025-06-30 | 291.7 K | Hotchkis & Wiley Capital Management Llc | 2025-06-30 | 281.9 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 214.1 K | Northern Trust Corp | 2025-06-30 | 203.3 K | Petiole Usa Ltd | 2025-06-30 | 189.2 K | Millennium Management Llc | 2025-06-30 | 184.4 K | Alliancebernstein L.p. | 2025-06-30 | 157.2 K | Jpmorgan Chase & Co | 2025-06-30 | 154.6 K | Cnb Bank | 2025-06-30 | 154.1 K | Blackrock Inc | 2025-06-30 | 1.7 M | Vanguard Group Inc | 2025-06-30 | 1.1 M |
CNB Fundamentals
| Return On Equity | 0.0892 | ||||
| Return On Asset | 0.0091 | ||||
| Profit Margin | 0.24 % | ||||
| Operating Margin | 0.51 % | ||||
| Current Valuation | 671.67 M | ||||
| Shares Outstanding | 29.47 M | ||||
| Shares Owned By Insiders | 2.65 % | ||||
| Shares Owned By Institutions | 61.43 % | ||||
| Number Of Shares Shorted | 359.64 K | ||||
| Price To Earning | 11.98 X | ||||
| Price To Book | 1.08 X | ||||
| Price To Sales | 3.22 X | ||||
| Revenue | 404.86 M | ||||
| Gross Profit | 273.35 M | ||||
| EBITDA | 82.47 M | ||||
| Net Income | 54.58 M | ||||
| Cash And Equivalents | 283.12 M | ||||
| Cash Per Share | 16.88 X | ||||
| Total Debt | 164 M | ||||
| Debt To Equity | 10.32 % | ||||
| Book Value Per Share | 27.87 X | ||||
| Cash Flow From Operations | 71.51 M | ||||
| Short Ratio | 2.52 X | ||||
| Earnings Per Share | 2.10 X | ||||
| Target Price | 32.0 | ||||
| Number Of Employees | 769 | ||||
| Beta | 0.71 | ||||
| Market Capitalization | 879.87 M | ||||
| Total Asset | 8.4 B | ||||
| Retained Earnings | 424.94 M | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 2.77 % | ||||
| Net Asset | 8.4 B | ||||
| Last Dividend Paid | 0.72 |
About CNB Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze CNB Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of CNB Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of CNB Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether CNB Financial is a strong investment it is important to analyze CNB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact CNB Financial's future performance. For an informed investment choice regarding CNB Stock, refer to the following important reports:Check out For information on how to trade CNB Stock refer to our How to Trade CNB Stock guide.You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Will Regional Banks sector continue expanding? Could CNB diversify its offerings? Factors like these will boost the valuation of CNB Financial. Projected growth potential of CNB fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every CNB Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.657 | Dividend Share 0.72 | Earnings Share 2.1 | Revenue Per Share | Quarterly Revenue Growth 0.805 |
Understanding CNB Financial requires distinguishing between market price and book value, where the latter reflects CNB's accounting equity. The concept of intrinsic value - what CNB Financial's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push CNB Financial's price substantially above or below its fundamental value.
It's important to distinguish between CNB Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding CNB Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, CNB Financial's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.