CNO Financial Group Net Income
| CNO Stock | USD 43.08 0.03 0.07% |
As of the 12th of February 2026, CNO Financial shows the risk adjusted performance of 0.0634, and Mean Deviation of 1.07. CNO Financial Group technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
CNO Financial Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 1.5963 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 464.6 M | 487.8 M | |
| Net Income Applicable To Common Shares | 229.3 M | 277.3 M | |
| Net Income From Continuing Ops | 363.6 M | 223.3 M | |
| Net Income Per Share | 2.35 | 2.46 | |
| Net Income Per E B T | 0.78 | 0.82 |
CNO | Net Income | Build AI portfolio with CNO Stock |
Evaluating CNO Financial's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into CNO Financial Group's fundamental strength.
Latest CNO Financial's Net Income Growth Pattern
Below is the plot of the Net Income of CNO Financial Group over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in CNO Financial Group financial statement analysis. It represents the amount of money remaining after all of CNO Financial Group operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is CNO Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in CNO Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 404 M | 10 Years Trend |
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Net Income |
| Timeline |
CNO Net Income Regression Statistics
| Arithmetic Mean | 202,768,529 | |
| Geometric Mean | 316,397,706 | |
| Coefficient Of Variation | 205.43 | |
| Mean Deviation | 245,914,602 | |
| Median | 276,500,000 | |
| Standard Deviation | 416,541,809 | |
| Sample Variance | 173507.1T | |
| Range | 1.8B | |
| R-Value | 0.42 | |
| Mean Square Error | 152413.5T | |
| R-Squared | 0.18 | |
| Significance | 0.09 | |
| Slope | 34,652,010 | |
| Total Sum of Squares | 2776113.3T |
CNO Net Income History
Other Fundumenentals of CNO Financial Group
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
CNO Financial Net Income component correlations
CNO Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for CNO Financial is extremely important. It helps to project a fair market value of CNO Stock properly, considering its historical fundamentals such as Net Income. Since CNO Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of CNO Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of CNO Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Life & Health Insurance sector continue expanding? Could CNO diversify its offerings? Factors like these will boost the valuation of CNO Financial. Projected growth potential of CNO fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every CNO Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.40) | Dividend Share 0.67 | Earnings Share 2.3 | Revenue Per Share | Quarterly Revenue Growth 0.042 |
Understanding CNO Financial Group requires distinguishing between market price and book value, where the latter reflects CNO's accounting equity. The concept of intrinsic value - what CNO Financial's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push CNO Financial's price substantially above or below its fundamental value.
It's important to distinguish between CNO Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding CNO Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, CNO Financial's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
CNO Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to CNO Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of CNO Financial.
| 11/14/2025 |
| 02/12/2026 |
If you would invest 0.00 in CNO Financial on November 14, 2025 and sell it all today you would earn a total of 0.00 from holding CNO Financial Group or generate 0.0% return on investment in CNO Financial over 90 days. CNO Financial is related to or competes with FG Annuities, Genworth Financial, Assured Guaranty, Brighthouse Financial, ServisFirst Bancshares, Texas Capital, and Federated Investors. CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, indiv... More
CNO Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure CNO Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess CNO Financial Group upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.48 | |||
| Information Ratio | 0.0054 | |||
| Maximum Drawdown | 9.83 | |||
| Value At Risk | (1.93) | |||
| Potential Upside | 2.09 |
CNO Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for CNO Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as CNO Financial's standard deviation. In reality, there are many statistical measures that can use CNO Financial historical prices to predict the future CNO Financial's volatility.| Risk Adjusted Performance | 0.0634 | |||
| Jensen Alpha | 0.0037 | |||
| Total Risk Alpha | (0.08) | |||
| Sortino Ratio | 0.0055 | |||
| Treynor Ratio | 0.0969 |
CNO Financial February 12, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0634 | |||
| Market Risk Adjusted Performance | 0.1069 | |||
| Mean Deviation | 1.07 | |||
| Semi Deviation | 1.3 | |||
| Downside Deviation | 1.48 | |||
| Coefficient Of Variation | 1352.0 | |||
| Standard Deviation | 1.51 | |||
| Variance | 2.27 | |||
| Information Ratio | 0.0054 | |||
| Jensen Alpha | 0.0037 | |||
| Total Risk Alpha | (0.08) | |||
| Sortino Ratio | 0.0055 | |||
| Treynor Ratio | 0.0969 | |||
| Maximum Drawdown | 9.83 | |||
| Value At Risk | (1.93) | |||
| Potential Upside | 2.09 | |||
| Downside Variance | 2.19 | |||
| Semi Variance | 1.69 | |||
| Expected Short fall | (1.14) | |||
| Skewness | 0.3397 | |||
| Kurtosis | 2.91 |
CNO Financial Group Backtested Returns
As of now, CNO Stock is very steady. CNO Financial Group secures Sharpe Ratio (or Efficiency) of 0.0599, which signifies that the company had a 0.0599 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for CNO Financial Group, which you can use to evaluate the volatility of the firm. Please confirm CNO Financial's risk adjusted performance of 0.0634, and Mean Deviation of 1.07 to double-check if the risk estimate we provide is consistent with the expected return of 0.0926%. CNO Financial has a performance score of 4 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 1.05, which signifies a somewhat significant risk relative to the market. CNO Financial returns are very sensitive to returns on the market. As the market goes up or down, CNO Financial is expected to follow. CNO Financial Group now shows a risk of 1.55%. Please confirm CNO Financial Group semi variance, and the relationship between the treynor ratio and daily balance of power , to decide if CNO Financial Group will be following its price patterns.
Auto-correlation | 0.19 |
Very weak predictability
CNO Financial Group has very weak predictability. Overlapping area represents the amount of predictability between CNO Financial time series from 14th of November 2025 to 29th of December 2025 and 29th of December 2025 to 12th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of CNO Financial Group price movement. The serial correlation of 0.19 indicates that over 19.0% of current CNO Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.19 | |
| Spearman Rank Test | -0.16 | |
| Residual Average | 0.0 | |
| Price Variance | 0.91 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
CNO Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, CNO Financial Group reported net income of 404 M. This is 68.37% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 29.24% higher than that of the company.
CNO Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses CNO Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of CNO Financial could also be used in its relative valuation, which is a method of valuing CNO Financial by comparing valuation metrics of similar companies.CNO Financial is currently under evaluation in net income category among its peers.
CNO Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, CNO Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to CNO Financial's managers, analysts, and investors.Environmental | Governance | Social |
CNO Financial Institutional Holders
Institutional Holdings refers to the ownership stake in CNO Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of CNO Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing CNO Financial's value.| Shares | Northern Trust Corp | 2025-06-30 | 1.7 M | Principal Financial Group Inc | 2025-06-30 | 1.7 M | Allianz Asset Management Ag | 2025-06-30 | 1.5 M | Allspring Global Investments Holdings, Llc | 2025-06-30 | 1.3 M | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 1.3 M | Charles Schwab Investment Management Inc | 2025-06-30 | 1.1 M | Bank Of New York Mellon Corp | 2025-06-30 | 1 M | First Trust Advisors L.p. | 2025-06-30 | 983.7 K | Fmr Inc | 2025-06-30 | 959 K | Blackrock Inc | 2025-06-30 | 13.3 M | Vanguard Group Inc | 2025-06-30 | 12.4 M |
CNO Fundamentals
| Return On Equity | 0.0898 | ||||
| Return On Asset | 0.012 | ||||
| Profit Margin | 0.05 % | ||||
| Operating Margin | 0.15 % | ||||
| Current Valuation | 7.16 B | ||||
| Shares Outstanding | 94.48 M | ||||
| Shares Owned By Insiders | 2.19 % | ||||
| Shares Owned By Institutions | 96.33 % | ||||
| Number Of Shares Shorted | 1.83 M | ||||
| Price To Earning | 6.89 X | ||||
| Price To Book | 1.54 X | ||||
| Price To Sales | 0.92 X | ||||
| Revenue | 4.49 B | ||||
| Gross Profit | 1.74 B | ||||
| EBITDA | 293.4 M | ||||
| Net Income | 404 M | ||||
| Cash And Equivalents | 2 B | ||||
| Cash Per Share | 6.70 X | ||||
| Total Debt | 4.05 B | ||||
| Debt To Equity | 1.76 % | ||||
| Current Ratio | 2.55 X | ||||
| Book Value Per Share | 27.24 X | ||||
| Cash Flow From Operations | 627.7 M | ||||
| Short Ratio | 3.47 X | ||||
| Earnings Per Share | 2.30 X | ||||
| Price To Earnings To Growth | 1.58 X | ||||
| Target Price | 48.0 | ||||
| Number Of Employees | 3.3 K | ||||
| Beta | 0.84 | ||||
| Market Capitalization | 4.11 B | ||||
| Total Asset | 5.2 M | ||||
| Retained Earnings | 2.42 B | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 2.27 % | ||||
| Net Asset | 5.2 M | ||||
| Last Dividend Paid | 0.67 |
About CNO Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze CNO Financial Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of CNO Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of CNO Financial Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with CNO Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if CNO Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in CNO Financial will appreciate offsetting losses from the drop in the long position's value.Moving together with CNO Stock
Moving against CNO Stock
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The ability to find closely correlated positions to CNO Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace CNO Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back CNO Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling CNO Financial Group to buy it.
The correlation of CNO Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as CNO Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if CNO Financial Group moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for CNO Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.
Will Life & Health Insurance sector continue expanding? Could CNO diversify its offerings? Factors like these will boost the valuation of CNO Financial. Projected growth potential of CNO fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every CNO Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.40) | Dividend Share 0.67 | Earnings Share 2.3 | Revenue Per Share | Quarterly Revenue Growth 0.042 |
Understanding CNO Financial Group requires distinguishing between market price and book value, where the latter reflects CNO's accounting equity. The concept of intrinsic value - what CNO Financial's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push CNO Financial's price substantially above or below its fundamental value.
It's important to distinguish between CNO Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding CNO Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, CNO Financial's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.