Customers Bancorp Net Income
| CUBB Stock | USD 22.70 0.15 0.66% |
As of the 16th of February 2026, Customers Bancorp shows the Mean Deviation of 0.4756, downside deviation of 0.5563, and Risk Adjusted Performance of 0.1224. Customers Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Customers Bancorp Total Revenue |
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| Last Reported | Projected for Next Year | ||
| Net Income | 224.1 M | 235.3 M | |
| Net Income Applicable To Common Shares | 136.3 M | 78.9 M | |
| Net Income From Continuing Ops | 119.3 M | 106.1 M | |
| Net Income Per Share | 6.92 | 7.26 | |
| Net Income Per E B T | 0.78 | 0.57 |
Customers | Net Income | Build AI portfolio with Customers Stock |
Analyzing Customers Bancorp's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Customers Bancorp's current valuation and future prospects.
Latest Customers Bancorp's Net Income Growth Pattern
Below is the plot of the Net Income of Customers Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Customers Bancorp financial statement analysis. It represents the amount of money remaining after all of Customers Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Customers Bancorp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Customers Bancorp's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 224.09 M | 10 Years Trend |
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Net Income |
| Timeline |
Customers Net Income Regression Statistics
| Arithmetic Mean | 119,784,141 | |
| Coefficient Of Variation | 82.57 | |
| Mean Deviation | 85,619,107 | |
| Median | 78,837,000 | |
| Standard Deviation | 98,911,049 | |
| Sample Variance | 9783.4T | |
| Range | 315.5M | |
| R-Value | 0.89 | |
| Mean Square Error | 2249.2T | |
| R-Squared | 0.78 | |
| Slope | 17,348,486 | |
| Total Sum of Squares | 156534.3T |
Customers Net Income History
Other Fundumenentals of Customers Bancorp
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Customers Bancorp Net Income component correlations
Customers Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Customers Bancorp is extremely important. It helps to project a fair market value of Customers Stock properly, considering its historical fundamentals such as Net Income. Since Customers Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Customers Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Customers Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Customers Bancorp. Projected growth potential of Customers fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Customers Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Customers Bancorp's market price often diverges from its book value, the accounting figure shown on Customers's balance sheet. Smart investors calculate Customers Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Customers Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Customers Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Customers Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Customers Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Customers Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Customers Bancorp.
| 11/18/2025 |
| 02/16/2026 |
If you would invest 0.00 in Customers Bancorp on November 18, 2025 and sell it all today you would earn a total of 0.00 from holding Customers Bancorp or generate 0.0% return on investment in Customers Bancorp over 90 days. Customers Bancorp is related to or competes with Customers Bancorp, First Bancorp, Enterprise Financial, Stock Yards, First Busey, Hilltop Holdings, and Nicolet Bankshares. Customers Bancorp is entity of United States More
Customers Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Customers Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Customers Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.5563 | |||
| Information Ratio | 0.0487 | |||
| Maximum Drawdown | 3.42 | |||
| Value At Risk | (0.72) | |||
| Potential Upside | 1.39 |
Customers Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Customers Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Customers Bancorp's standard deviation. In reality, there are many statistical measures that can use Customers Bancorp historical prices to predict the future Customers Bancorp's volatility.| Risk Adjusted Performance | 0.1224 | |||
| Jensen Alpha | 0.0911 | |||
| Total Risk Alpha | 0.043 | |||
| Sortino Ratio | 0.058 | |||
| Treynor Ratio | 5.15 |
Customers Bancorp February 16, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1224 | |||
| Market Risk Adjusted Performance | 5.16 | |||
| Mean Deviation | 0.4756 | |||
| Semi Deviation | 0.3414 | |||
| Downside Deviation | 0.5563 | |||
| Coefficient Of Variation | 647.93 | |||
| Standard Deviation | 0.6623 | |||
| Variance | 0.4386 | |||
| Information Ratio | 0.0487 | |||
| Jensen Alpha | 0.0911 | |||
| Total Risk Alpha | 0.043 | |||
| Sortino Ratio | 0.058 | |||
| Treynor Ratio | 5.15 | |||
| Maximum Drawdown | 3.42 | |||
| Value At Risk | (0.72) | |||
| Potential Upside | 1.39 | |||
| Downside Variance | 0.3095 | |||
| Semi Variance | 0.1165 | |||
| Expected Short fall | (0.56) | |||
| Skewness | 1.06 | |||
| Kurtosis | 2.1 |
Customers Bancorp Backtested Returns
At this point, Customers Bancorp is very steady. Customers Bancorp secures Sharpe Ratio (or Efficiency) of 0.18, which signifies that the company had a 0.18 % return per unit of risk over the last 3 months. We have found twenty-six technical indicators for Customers Bancorp, which you can use to evaluate the volatility of the firm. Please confirm Customers Bancorp's Risk Adjusted Performance of 0.1224, mean deviation of 0.4756, and Downside Deviation of 0.5563 to double-check if the risk estimate we provide is consistent with the expected return of 0.11%. Customers Bancorp has a performance score of 14 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.0179, which signifies not very significant fluctuations relative to the market. As returns on the market increase, Customers Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding Customers Bancorp is expected to be smaller as well. Customers Bancorp right now shows a risk of 0.62%. Please confirm Customers Bancorp potential upside, skewness, and the relationship between the maximum drawdown and semi variance , to decide if Customers Bancorp will be following its price patterns.
Auto-correlation | 0.32 |
Below average predictability
Customers Bancorp has below average predictability. Overlapping area represents the amount of predictability between Customers Bancorp time series from 18th of November 2025 to 2nd of January 2026 and 2nd of January 2026 to 16th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Customers Bancorp price movement. The serial correlation of 0.32 indicates that nearly 32.0% of current Customers Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.32 | |
| Spearman Rank Test | 0.15 | |
| Residual Average | 0.0 | |
| Price Variance | 0.02 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Customers Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Customers Bancorp reported net income of 224.09 M. This is 30.17% lower than that of the Banks sector and about the same as Financials (which currently averages 226.66 M) industry. The net income for all United States stocks is 60.75% higher than that of the company.
Customers Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Customers Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Customers Bancorp could also be used in its relative valuation, which is a method of valuing Customers Bancorp by comparing valuation metrics of similar companies.Customers Bancorp is currently under evaluation in net income category among its peers.
Customers Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Customers Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Customers Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Customers Fundamentals
| Revenue | 1.38 B | ||||
| EBITDA | 288.43 M | ||||
| Net Income | 224.09 M | ||||
| Total Debt | 1.71 B | ||||
| Cash Flow From Operations | 145.06 M | ||||
| Number Of Employees | 12 | ||||
| Total Asset | 24.9 B | ||||
| Retained Earnings | 1.54 B | ||||
| Annual Yield | 0.07 % | ||||
| Net Asset | 24.9 B | ||||
| Last Dividend Paid | 0.41 |
About Customers Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Customers Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Customers Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Customers Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Customers Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Customers Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Customers Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Customers Bancorp Stock:Check out For information on how to trade Customers Stock refer to our How to Trade Customers Stock guide.You can also try the Sign In To Macroaxis module to sign in to explore Macroaxis' wealth optimization platform and fintech modules.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Customers Bancorp. Projected growth potential of Customers fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Customers Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Customers Bancorp's market price often diverges from its book value, the accounting figure shown on Customers's balance sheet. Smart investors calculate Customers Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Customers Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Customers Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Customers Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.