Customers Bancorp Stock Beta
| CUBI Stock | USD 56.98 0.33 0.58% |
Customers Bancorp fundamentals help investors to digest information that contributes to Customers Bancorp's financial success or failures. It also enables traders to predict the movement of Customers Stock. The fundamental analysis module provides a way to measure Customers Bancorp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Customers Bancorp stock.
Customers | Beta |
Customers Bancorp Company Beta Analysis
Customers Bancorp's Beta is one of the most important measures of equity market volatility. Beta can be thought of as asset elasticity or sensitivity to market. In other words, it is a number that shows the relationship of an equity instrument to the financial market in which this instrument is traded. For example, if Beta of equity is 2, it is expected to significantly outperform market when the market is going up and significantly underperform when the market is going down. Similarly, Beta of 1 indicates that an asset and market will generate similar returns over time.
Current Customers Bancorp Beta | 1.62 |
Most of Customers Bancorp's fundamental indicators, such as Beta, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Customers Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Customers Beta Driver Correlations
Understanding the fundamental principles of building solid financial models for Customers Bancorp is extremely important. It helps to project a fair market value of Customers Stock properly, considering its historical fundamentals such as Beta. Since Customers Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Customers Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Customers Bancorp's interrelated accounts and indicators.
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In a nutshell, Beta is a measure of individual stock risk relative to the overall volatility of the stock market. and is calculated based on very sound finance theory - Capital Assets Pricing Model (CAPM).However, since Beta is calculated based on historical price movements it may not predict how a firm's stock is going to perform in the future.
| Competition |
In accordance with the recently published financial statements, Customers Bancorp has a Beta of 1.615. This is 96.95% higher than that of the Banks sector and significantly higher than that of the Financials industry. The beta for all United States stocks is notably lower than that of the firm.
Customers Beta Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Customers Bancorp's direct or indirect competition against its Beta to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Customers Bancorp could also be used in its relative valuation, which is a method of valuing Customers Bancorp by comparing valuation metrics of similar companies.Customers Bancorp is currently under evaluation in beta category among its peers.
Customers Bancorp Current Valuation Drivers
We derive many important indicators used in calculating different scores of Customers Bancorp from analyzing Customers Bancorp's financial statements. These drivers represent accounts that assess Customers Bancorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Customers Bancorp's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 572.8M | 2.1B | 924.8M | 1.8B | 1.5B | 1.6B | |
| Enterprise Value | 1.0B | 2.7B | 1.9B | (507.7M) | (456.9M) | (434.1M) |
Customers Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Customers Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Customers Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Customers Bancorp Institutional Holders
Institutional Holdings refers to the ownership stake in Customers Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Customers Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Customers Bancorp's value.| Shares | Assenagon Asset Management Sa | 2024-09-30 | 479.7 K | Aristotle Capital Boston, Llc | 2024-09-30 | 415.5 K | Amvescap Plc. | 2024-09-30 | 367.4 K | Jpmorgan Chase & Co | 2024-09-30 | 322.7 K | Northern Trust Corp | 2024-09-30 | 320.5 K | Arrowstreet Capital Limited Partnership | 2024-09-30 | 305.4 K | Lsv Asset Management | 2024-09-30 | 298 K | Goldman Sachs Group Inc | 2024-09-30 | 267.8 K | Wayne Hummer Asset Mgmt Company | 2024-09-30 | 260.8 K | Blackrock Inc | 2024-09-30 | 4.5 M | Wellington Management Company Llp | 2024-09-30 | 2.8 M |
As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Customers Bancorp will likely underperform.
Customers Fundamentals
| Return On Equity | 0.13 | |||
| Return On Asset | 0.01 | |||
| Profit Margin | 0.32 % | |||
| Operating Margin | 0.36 % | |||
| Current Valuation | 70.9 M | |||
| Shares Outstanding | 31.35 M | |||
| Shares Owned By Insiders | 7.40 % | |||
| Shares Owned By Institutions | 93.50 % | |||
| Number Of Shares Shorted | 1.9 M | |||
| Price To Earning | 6.75 X | |||
| Price To Book | 1.06 X | |||
| Price To Sales | 2.67 X | |||
| Revenue | 1.33 B | |||
| Gross Profit | 672.81 M | |||
| EBITDA | 362.1 M | |||
| Net Income | 250.14 M | |||
| Cash And Equivalents | 404.46 M | |||
| Cash Per Share | 12.45 X | |||
| Total Debt | 1.53 B | |||
| Debt To Equity | 0.36 % | |||
| Book Value Per Share | 53.07 X | |||
| Cash Flow From Operations | 124.73 M | |||
| Short Ratio | 5.70 X | |||
| Earnings Per Share | 5.09 X | |||
| Target Price | 66.67 | |||
| Number Of Employees | 812 | |||
| Beta | 1.62 | |||
| Market Capitalization | 1.8 B | |||
| Total Asset | 21.32 B | |||
| Retained Earnings | 1.16 B | |||
| Net Asset | 21.32 B |
About Customers Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Customers Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Customers Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Customers Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out Customers Bancorp Piotroski F Score and Customers Bancorp Altman Z Score analysis. For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Customers Bancorp. If investors know Customers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Customers Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.49) | Earnings Share 5.09 | Revenue Per Share | Quarterly Revenue Growth (0.25) | Return On Assets |
The market value of Customers Bancorp is measured differently than its book value, which is the value of Customers that is recorded on the company's balance sheet. Investors also form their own opinion of Customers Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Customers Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Customers Bancorp's market value can be influenced by many factors that don't directly affect Customers Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Customers Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Customers Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.