Customers Bancorp Net Income
| CUBI Stock | USD 72.61 0.12 0.16% |
As of the 16th of February 2026, Customers Bancorp shows the Risk Adjusted Performance of 0.0488, mean deviation of 1.58, and Downside Deviation of 2.18. Customers Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Customers Bancorp Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 5.231 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 208.7 M | 105.4 M | |
| Net Income Applicable To Common Shares | 251.2 M | 263.7 M | |
| Net Income From Continuing Ops | 208.7 M | 145.4 M | |
| Net Income Per Share | 6.55 | 6.88 | |
| Net Income Per E B T | 0.78 | 0.57 |
Customers | Net Income | Build AI portfolio with Customers Stock |
The Net Income trend for Customers Bancorp offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Customers Bancorp is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest Customers Bancorp's Net Income Growth Pattern
Below is the plot of the Net Income of Customers Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Customers Bancorp financial statement analysis. It represents the amount of money remaining after all of Customers Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Customers Bancorp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Customers Bancorp's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 181.47 M | 10 Years Trend |
|
Net Income |
| Timeline |
Customers Net Income Regression Statistics
| Arithmetic Mean | 119,784,141 | |
| Coefficient Of Variation | 82.57 | |
| Mean Deviation | 85,619,107 | |
| Median | 78,837,000 | |
| Standard Deviation | 98,911,049 | |
| Sample Variance | 9783.4T | |
| Range | 315.5M | |
| R-Value | 0.89 | |
| Mean Square Error | 2249.2T | |
| R-Squared | 0.78 | |
| Slope | 17,348,486 | |
| Total Sum of Squares | 156534.3T |
Customers Net Income History
Other Fundumenentals of Customers Bancorp
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Customers Bancorp Net Income component correlations
Customers Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Customers Bancorp is extremely important. It helps to project a fair market value of Customers Stock properly, considering its historical fundamentals such as Net Income. Since Customers Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Customers Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Customers Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
Is there potential for Regional Banks market expansion? Will Customers introduce new products? Factors like these will boost the valuation of Customers Bancorp. Projected growth potential of Customers fundamentally drives upward valuation adjustments. Understanding fair value requires weighing current performance against future potential. All the valuation information about Customers Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.764 | Earnings Share 6.26 | Revenue Per Share | Quarterly Revenue Growth 0.468 | Return On Assets |
Customers Bancorp's market price often diverges from its book value, the accounting figure shown on Customers's balance sheet. Smart investors calculate Customers Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since Customers Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Customers Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Customers Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Customers Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Customers Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Customers Bancorp.
| 11/18/2025 |
| 02/16/2026 |
If you would invest 0.00 in Customers Bancorp on November 18, 2025 and sell it all today you would earn a total of 0.00 from holding Customers Bancorp or generate 0.0% return on investment in Customers Bancorp over 90 days. Customers Bancorp is related to or competes with NBT Bancorp, Banner, Hilltop Holdings, First Bancorp, Trustmark, First Busey, and First Financial. Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides financial products and ser... More
Customers Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Customers Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Customers Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.18 | |||
| Information Ratio | 0.0209 | |||
| Maximum Drawdown | 14.63 | |||
| Value At Risk | (3.09) | |||
| Potential Upside | 3.73 |
Customers Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Customers Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Customers Bancorp's standard deviation. In reality, there are many statistical measures that can use Customers Bancorp historical prices to predict the future Customers Bancorp's volatility.| Risk Adjusted Performance | 0.0488 | |||
| Jensen Alpha | 0.0299 | |||
| Total Risk Alpha | (0.06) | |||
| Sortino Ratio | 0.0211 | |||
| Treynor Ratio | 0.0835 |
Customers Bancorp February 16, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0488 | |||
| Market Risk Adjusted Performance | 0.0935 | |||
| Mean Deviation | 1.58 | |||
| Semi Deviation | 1.95 | |||
| Downside Deviation | 2.18 | |||
| Coefficient Of Variation | 1900.67 | |||
| Standard Deviation | 2.21 | |||
| Variance | 4.86 | |||
| Information Ratio | 0.0209 | |||
| Jensen Alpha | 0.0299 | |||
| Total Risk Alpha | (0.06) | |||
| Sortino Ratio | 0.0211 | |||
| Treynor Ratio | 0.0835 | |||
| Maximum Drawdown | 14.63 | |||
| Value At Risk | (3.09) | |||
| Potential Upside | 3.73 | |||
| Downside Variance | 4.76 | |||
| Semi Variance | 3.78 | |||
| Expected Short fall | (1.79) | |||
| Skewness | (0.39) | |||
| Kurtosis | 2.82 |
Customers Bancorp Backtested Returns
Customers Bancorp appears to be very steady, given 3 months investment horizon. Customers Bancorp secures Sharpe Ratio (or Efficiency) of 0.1, which signifies that the company had a 0.1 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Customers Bancorp, which you can use to evaluate the volatility of the firm. Please makes use of Customers Bancorp's Downside Deviation of 2.18, mean deviation of 1.58, and Risk Adjusted Performance of 0.0488 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Customers Bancorp holds a performance score of 8. The firm shows a Beta (market volatility) of 1.27, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Customers Bancorp will likely underperform. Please check Customers Bancorp's semi variance, and the relationship between the maximum drawdown and accumulation distribution , to make a quick decision on whether Customers Bancorp's price patterns will revert.
Auto-correlation | -0.19 |
Insignificant reverse predictability
Customers Bancorp has insignificant reverse predictability. Overlapping area represents the amount of predictability between Customers Bancorp time series from 18th of November 2025 to 2nd of January 2026 and 2nd of January 2026 to 16th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Customers Bancorp price movement. The serial correlation of -0.19 indicates that over 19.0% of current Customers Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.19 | |
| Spearman Rank Test | -0.42 | |
| Residual Average | 0.0 | |
| Price Variance | 6.26 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Customers Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
|
Based on the recorded statements, Customers Bancorp reported net income of 181.47 M. This is 85.79% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 68.22% higher than that of the company.
Customers Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Customers Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Customers Bancorp could also be used in its relative valuation, which is a method of valuing Customers Bancorp by comparing valuation metrics of similar companies.Customers Bancorp is currently under evaluation in net income category among its peers.
Customers Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Customers Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Customers Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Customers Bancorp Institutional Holders
Institutional Holdings refers to the ownership stake in Customers Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Customers Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Customers Bancorp's value.| Shares | Charles Schwab Investment Management Inc | 2025-06-30 | 434.3 K | D. E. Shaw & Co Lp | 2025-06-30 | 381.3 K | Allspring Global Investments Holdings, Llc | 2025-06-30 | 369.8 K | Northern Trust Corp | 2025-06-30 | 368.8 K | Tidal Investments Llc. | 2025-06-30 | 302 K | Aristotle Capital Boston, Llc | 2025-06-30 | 301.5 K | Anatole Investment Management Ltd | 2025-06-30 | 299.5 K | Royce & Associates, Lp | 2025-06-30 | 285 K | Tieton Capital Management, Llc | 2025-06-30 | 281.2 K | Blackrock Inc | 2025-06-30 | 4.3 M | Wellington Management Company Llp | 2025-06-30 | 3.7 M |
Customers Fundamentals
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0095 | ||||
| Profit Margin | 0.31 % | ||||
| Operating Margin | 0.50 % | ||||
| Current Valuation | (219.31 M) | ||||
| Shares Outstanding | 34.19 M | ||||
| Shares Owned By Insiders | 6.95 % | ||||
| Shares Owned By Institutions | 97.09 % | ||||
| Number Of Shares Shorted | 1.56 M | ||||
| Price To Earning | 6.75 X | ||||
| Price To Book | 1.18 X | ||||
| Price To Sales | 3.45 X | ||||
| Revenue | 1.41 B | ||||
| Gross Profit | 720.35 M | ||||
| EBITDA | 351.62 M | ||||
| Net Income | 181.47 M | ||||
| Cash And Equivalents | 404.46 M | ||||
| Cash Per Share | 12.45 X | ||||
| Total Debt | 1.71 B | ||||
| Debt To Equity | 0.36 % | ||||
| Book Value Per Share | 61.87 X | ||||
| Cash Flow From Operations | 145.06 M | ||||
| Short Ratio | 4.66 X | ||||
| Earnings Per Share | 6.26 X | ||||
| Target Price | 91.44 | ||||
| Number Of Employees | 870 | ||||
| Beta | 1.64 | ||||
| Market Capitalization | 2.49 B | ||||
| Total Asset | 24.9 B | ||||
| Retained Earnings | 1.54 B | ||||
| Net Asset | 24.9 B |
About Customers Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Customers Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Customers Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Customers Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Currently Active Assets on Macroaxis
| FSLY | Fastly Class A | |
| MOB | Mobilicom Limited American | |
| CMG | Chipotle Mexican Grill | |
| CSAN | Cosan SA ADR | |
| RKT | Rocket Companies |
Check out For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Is there potential for Regional Banks market expansion? Will Customers introduce new products? Factors like these will boost the valuation of Customers Bancorp. Projected growth potential of Customers fundamentally drives upward valuation adjustments. Understanding fair value requires weighing current performance against future potential. All the valuation information about Customers Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.764 | Earnings Share 6.26 | Revenue Per Share | Quarterly Revenue Growth 0.468 | Return On Assets |
Customers Bancorp's market price often diverges from its book value, the accounting figure shown on Customers's balance sheet. Smart investors calculate Customers Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since Customers Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Customers Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Customers Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.