Dime Community Bancshares Net Income
| DCOM Stock | USD 35.24 0.18 0.51% |
As of the 15th of February 2026, Dime Community shows the Downside Deviation of 1.55, mean deviation of 1.36, and Coefficient Of Variation of 430.51. Dime Community Bancshares technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm Dime Community Bancshares downside deviation, jensen alpha, as well as the relationship between the Jensen Alpha and downside variance to decide if Dime Community Bancshares is priced favorably, providing market reflects its regular price of 35.24 per share. Given that Dime Community has jensen alpha of 0.3723, we urge you to verify Dime Community Bancshares's prevailing market performance to make sure the company can sustain itself at a future point.
Dime Community Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 5.4729 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 33.4 M | 48.4 M | |
| Net Income Applicable To Common Shares | 165.1 M | 173.4 M | |
| Net Income From Continuing Ops | 33.4 M | 31.8 M | |
| Net Income Per Share | 2.57 | 2.70 | |
| Net Income Per E B T | 0.71 | 0.50 |
Dime | Net Income | Build AI portfolio with Dime Stock |
Evaluating Dime Community's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Dime Community Bancshares's fundamental strength.
Latest Dime Community's Net Income Growth Pattern
Below is the plot of the Net Income of Dime Community Bancshares over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Dime Community Bancshares financial statement analysis. It represents the amount of money remaining after all of Dime Community Bancshares operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Dime Community's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Dime Community's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 29.08 M | 10 Years Trend |
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Net Income |
| Timeline |
Dime Net Income Regression Statistics
| Arithmetic Mean | 64,429,359 | |
| Geometric Mean | 54,603,503 | |
| Coefficient Of Variation | 58.73 | |
| Mean Deviation | 31,233,170 | |
| Median | 47,309,000 | |
| Standard Deviation | 37,839,514 | |
| Sample Variance | 1431.8T | |
| Range | 140.3M | |
| R-Value | 0.66 | |
| Mean Square Error | 870.3T | |
| R-Squared | 0.43 | |
| Significance | 0 | |
| Slope | 4,914,583 | |
| Total Sum of Squares | 22909.3T |
Dime Net Income History
Other Fundumenentals of Dime Community Bancshares
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Dime Community Net Income component correlations
Dime Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Dime Community is extremely important. It helps to project a fair market value of Dime Stock properly, considering its historical fundamentals such as Net Income. Since Dime Community's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Dime Community's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Dime Community's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could Dime diversify its offerings? Factors like these will boost the valuation of Dime Community. Projected growth potential of Dime fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Dime Community data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 1.031 | Dividend Share 1 | Earnings Share 2.36 | Revenue Per Share | Quarterly Revenue Growth 1.594 |
Investors evaluate Dime Community Bancshares using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Dime Community's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Dime Community's market price to deviate significantly from intrinsic value.
It's important to distinguish between Dime Community's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Dime Community should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Dime Community's market price signifies the transaction level at which participants voluntarily complete trades.
Dime Community 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Dime Community's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Dime Community.
| 11/17/2025 |
| 02/15/2026 |
If you would invest 0.00 in Dime Community on November 17, 2025 and sell it all today you would earn a total of 0.00 from holding Dime Community Bancshares or generate 0.0% return on investment in Dime Community over 90 days. Dime Community is related to or competes with Bank First, ConnectOne Bancorp, Hope Bancorp, Washington Federal, Republic Bancorp, TriCo Bancshares, and Byline Bancorp. Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides various commercial... More
Dime Community Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Dime Community's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Dime Community Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.55 | |||
| Information Ratio | 0.197 | |||
| Maximum Drawdown | 11.73 | |||
| Value At Risk | (2.14) | |||
| Potential Upside | 3.94 |
Dime Community Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Dime Community's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Dime Community's standard deviation. In reality, there are many statistical measures that can use Dime Community historical prices to predict the future Dime Community's volatility.| Risk Adjusted Performance | 0.1934 | |||
| Jensen Alpha | 0.3723 | |||
| Total Risk Alpha | 0.3028 | |||
| Sortino Ratio | 0.2522 | |||
| Treynor Ratio | 0.3478 |
Dime Community February 15, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1934 | |||
| Market Risk Adjusted Performance | 0.3578 | |||
| Mean Deviation | 1.36 | |||
| Semi Deviation | 1.09 | |||
| Downside Deviation | 1.55 | |||
| Coefficient Of Variation | 430.51 | |||
| Standard Deviation | 1.98 | |||
| Variance | 3.92 | |||
| Information Ratio | 0.197 | |||
| Jensen Alpha | 0.3723 | |||
| Total Risk Alpha | 0.3028 | |||
| Sortino Ratio | 0.2522 | |||
| Treynor Ratio | 0.3478 | |||
| Maximum Drawdown | 11.73 | |||
| Value At Risk | (2.14) | |||
| Potential Upside | 3.94 | |||
| Downside Variance | 2.39 | |||
| Semi Variance | 1.18 | |||
| Expected Short fall | (1.66) | |||
| Skewness | 1.05 | |||
| Kurtosis | 4.16 |
Dime Community Bancshares Backtested Returns
Dime Community appears to be very steady, given 3 months investment horizon. Dime Community Bancshares secures Sharpe Ratio (or Efficiency) of 0.29, which denotes the company had a 0.29 % return per unit of risk over the last 3 months. By reviewing Dime Community's technical indicators, you can evaluate if the expected return of 0.54% is justified by implied risk. Please utilize Dime Community's Downside Deviation of 1.55, coefficient of variation of 430.51, and Mean Deviation of 1.36 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Dime Community holds a performance score of 22. The firm shows a Beta (market volatility) of 1.29, which means a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Dime Community will likely underperform. Please check Dime Community's downside variance, and the relationship between the sortino ratio and accumulation distribution , to make a quick decision on whether Dime Community's price patterns will revert.
Auto-correlation | 0.88 |
Very good predictability
Dime Community Bancshares has very good predictability. Overlapping area represents the amount of predictability between Dime Community time series from 17th of November 2025 to 1st of January 2026 and 1st of January 2026 to 15th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Dime Community Bancshares price movement. The serial correlation of 0.88 indicates that approximately 88.0% of current Dime Community price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.88 | |
| Spearman Rank Test | 0.82 | |
| Residual Average | 0.0 | |
| Price Variance | 6.44 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Dime Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Dime Community Bancshares reported net income of 29.08 M. This is 97.72% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 94.91% higher than that of the company.
Dime Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Dime Community's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Dime Community could also be used in its relative valuation, which is a method of valuing Dime Community by comparing valuation metrics of similar companies.Dime Community is currently under evaluation in net income category among its peers.
Dime Community ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Dime Community's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Dime Community's managers, analysts, and investors.Environmental | Governance | Social |
Dime Community Institutional Holders
Institutional Holdings refers to the ownership stake in Dime Community that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Dime Community's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Dime Community's value.| Shares | Manufacturers Life Insurance Co | 2025-06-30 | 617.5 K | Ubs Group Ag | 2025-06-30 | 606.9 K | American Century Companies Inc | 2025-06-30 | 552.2 K | Penn Capital Management Company Llc | 2025-06-30 | 486.1 K | Royce & Associates, Lp | 2025-06-30 | 464.9 K | Charles Schwab Investment Management Inc | 2025-06-30 | 440 K | Northern Trust Corp | 2025-06-30 | 428.4 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 419.6 K | Bank Of New York Mellon Corp | 2025-06-30 | 409.4 K | Blackrock Inc | 2025-06-30 | 6.1 M | Vanguard Group Inc | 2025-06-30 | 3 M |
Dime Fundamentals
| Return On Equity | 0.0771 | ||||
| Return On Asset | 0.0075 | ||||
| Profit Margin | 0.27 % | ||||
| Operating Margin | 0.46 % | ||||
| Current Valuation | 131.79 M | ||||
| Shares Outstanding | 43.86 M | ||||
| Shares Owned By Insiders | 4.42 % | ||||
| Shares Owned By Institutions | 86.21 % | ||||
| Number Of Shares Shorted | 2.8 M | ||||
| Price To Earning | 18.45 X | ||||
| Price To Book | 1.13 X | ||||
| Price To Sales | 3.77 X | ||||
| Revenue | 730.38 M | ||||
| Gross Profit | 409.9 M | ||||
| EBITDA | 156.8 M | ||||
| Net Income | 29.08 M | ||||
| Cash And Equivalents | 388.4 M | ||||
| Cash Per Share | 10.06 X | ||||
| Total Debt | 370.63 M | ||||
| Debt To Equity | 0.08 % | ||||
| Book Value Per Share | 30.99 X | ||||
| Cash Flow From Operations | 99.06 M | ||||
| Short Ratio | 8.31 X | ||||
| Earnings Per Share | 2.36 X | ||||
| Price To Earnings To Growth | 13.64 X | ||||
| Target Price | 38.6 | ||||
| Number Of Employees | 887 | ||||
| Beta | 1.09 | ||||
| Market Capitalization | 1.55 B | ||||
| Total Asset | 15.34 B | ||||
| Retained Earnings | 854.17 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 3.06 % | ||||
| Net Asset | 15.34 B | ||||
| Last Dividend Paid | 1.0 |
About Dime Community Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Dime Community Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Dime Community using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Dime Community Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Will Regional Banks sector continue expanding? Could Dime diversify its offerings? Factors like these will boost the valuation of Dime Community. Projected growth potential of Dime fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Dime Community data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 1.031 | Dividend Share 1 | Earnings Share 2.36 | Revenue Per Share | Quarterly Revenue Growth 1.594 |
Investors evaluate Dime Community Bancshares using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Dime Community's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Dime Community's market price to deviate significantly from intrinsic value.
It's important to distinguish between Dime Community's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Dime Community should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Dime Community's market price signifies the transaction level at which participants voluntarily complete trades.