First American Net Income
| FAF Stock | USD 66.06 1.72 2.67% |
As of the 12th of February 2026, First American shows the Coefficient Of Variation of 1413.7, downside deviation of 1.56, and Mean Deviation of 1.23. First American technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm First American jensen alpha, potential upside, skewness, as well as the relationship between the maximum drawdown and semi variance to decide if First American is priced favorably, providing market reflects its regular price of 66.06 per share. Given that First American has jensen alpha of 0.0319, we urge you to verify First American's prevailing market performance to make sure the company can sustain itself at a future point.
First American Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 0.9053 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 152.5 M | 144.9 M | |
| Net Income Applicable To Common Shares | 150.8 M | 143.2 M | |
| Net Income From Continuing Ops | 152.5 M | 144.9 M | |
| Net Income Per Share | 6.02 | 6.32 | |
| Net Income Per E B T | 0.75 | 0.58 |
First | Net Income | Build AI portfolio with First Stock |
The Net Income trend for First American offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether First American is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest First American's Net Income Growth Pattern
Below is the plot of the Net Income of First American over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in First American financial statement analysis. It represents the amount of money remaining after all of First American operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is First American's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First American's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 132.6 M | 10 Years Trend |
|
Net Income |
| Timeline |
First Net Income Regression Statistics
| Arithmetic Mean | 377,777,648 | |
| Coefficient Of Variation | 82.64 | |
| Mean Deviation | 223,150,484 | |
| Median | 301,041,000 | |
| Standard Deviation | 312,214,206 | |
| Sample Variance | 97477.7T | |
| Range | 1.4B | |
| R-Value | 0.43 | |
| Mean Square Error | 84447.2T | |
| R-Squared | 0.19 | |
| Significance | 0.08 | |
| Slope | 26,795,123 | |
| Total Sum of Squares | 1559643.4T |
First Net Income History
Other Fundumenentals of First American
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
First American Net Income component correlations
First Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for First American is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Net Income. Since First American's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First American's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First American's interrelated accounts and indicators.
Click cells to compare fundamentals
Can Property & Casualty Insurance industry sustain growth momentum? Does First have expansion opportunities? Factors like these will boost the valuation of First American. Market participants price First higher when confident in its future expansion prospects. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating First American demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.27 | Dividend Share 2.17 | Earnings Share 4.65 | Revenue Per Share | Quarterly Revenue Growth 0.407 |
The market value of First American is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First American's value that differs from its market value or its book value, called intrinsic value, which is First American's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because First American's market value can be influenced by many factors that don't directly affect First American's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First American's value and its price as these two are different measures arrived at by different means. Investors typically determine if First American is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, First American's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
First American 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to First American's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of First American.
| 11/14/2025 |
| 02/12/2026 |
If you would invest 0.00 in First American on November 14, 2025 and sell it all today you would earn a total of 0.00 from holding First American or generate 0.0% return on investment in First American over 90 days. First American is related to or competes with Essent, MGIC Investment, Enact Holdings, RLI Corp, Radian, Piper Sandler, and Hanover Insurance. First American Financial Corporation, through its subsidiaries, provides financial services More
First American Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure First American's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess First American upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.56 | |||
| Information Ratio | 0.0044 | |||
| Maximum Drawdown | 5.95 | |||
| Value At Risk | (2.51) | |||
| Potential Upside | 2.6 |
First American Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for First American's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as First American's standard deviation. In reality, there are many statistical measures that can use First American historical prices to predict the future First American's volatility.| Risk Adjusted Performance | 0.061 | |||
| Jensen Alpha | 0.0319 | |||
| Total Risk Alpha | (0.08) | |||
| Sortino Ratio | 0.0044 | |||
| Treynor Ratio | 0.1369 |
First American February 12, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.061 | |||
| Market Risk Adjusted Performance | 0.1469 | |||
| Mean Deviation | 1.23 | |||
| Semi Deviation | 1.42 | |||
| Downside Deviation | 1.56 | |||
| Coefficient Of Variation | 1413.7 | |||
| Standard Deviation | 1.56 | |||
| Variance | 2.43 | |||
| Information Ratio | 0.0044 | |||
| Jensen Alpha | 0.0319 | |||
| Total Risk Alpha | (0.08) | |||
| Sortino Ratio | 0.0044 | |||
| Treynor Ratio | 0.1369 | |||
| Maximum Drawdown | 5.95 | |||
| Value At Risk | (2.51) | |||
| Potential Upside | 2.6 | |||
| Downside Variance | 2.44 | |||
| Semi Variance | 2.03 | |||
| Expected Short fall | (1.31) | |||
| Skewness | (0.03) | |||
| Kurtosis | (0.48) |
First American Backtested Returns
At this point, First American is very steady. First American secures Sharpe Ratio (or Efficiency) of 0.0757, which denotes the company had a 0.0757 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for First American, which you can use to evaluate the volatility of the firm. Please confirm First American's Coefficient Of Variation of 1413.7, downside deviation of 1.56, and Mean Deviation of 1.23 to check if the risk estimate we provide is consistent with the expected return of 0.13%. First American has a performance score of 6 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.73, which means possible diversification benefits within a given portfolio. As returns on the market increase, First American's returns are expected to increase less than the market. However, during the bear market, the loss of holding First American is expected to be smaller as well. First American right now shows a risk of 1.71%. Please confirm First American sortino ratio, potential upside, skewness, as well as the relationship between the maximum drawdown and semi variance , to decide if First American will be following its price patterns.
Auto-correlation | -0.62 |
Very good reverse predictability
First American has very good reverse predictability. Overlapping area represents the amount of predictability between First American time series from 14th of November 2025 to 29th of December 2025 and 29th of December 2025 to 12th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of First American price movement. The serial correlation of -0.62 indicates that roughly 62.0% of current First American price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.62 | |
| Spearman Rank Test | -0.18 | |
| Residual Average | 0.0 | |
| Price Variance | 4.87 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
First Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, First American reported net income of 132.6 M. This is 89.62% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 76.78% higher than that of the company.
First Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First American's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First American could also be used in its relative valuation, which is a method of valuing First American by comparing valuation metrics of similar companies.First American is currently under evaluation in net income category among its peers.
First American ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First American's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First American's managers, analysts, and investors.Environmental | Governance | Social |
First American Institutional Holders
Institutional Holdings refers to the ownership stake in First American that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of First American's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing First American's value.| Shares | Hg Vora Capital Management Llc | 2025-06-30 | 1.4 M | Millennium Management Llc | 2025-06-30 | 1.4 M | Channing Capital Management, Llc | 2025-06-30 | 1.3 M | Norges Bank | 2025-06-30 | 1.3 M | Reinhart Mahoney Capital Management Inc | 2025-06-30 | 1.2 M | Capital Research Global Investors | 2025-06-30 | 1.1 M | Charles Schwab Investment Management Inc | 2025-06-30 | 1.1 M | Northern Trust Corp | 2025-06-30 | 1 M | Perry Creek Capital Lp | 2025-06-30 | 1 M | Vanguard Group Inc | 2025-06-30 | 10.4 M | Blackrock Inc | 2025-06-30 | 9.5 M |
First Fundamentals
| Return On Equity | 0.0929 | ||||
| Return On Asset | 0.0291 | ||||
| Profit Margin | 0.07 % | ||||
| Operating Margin | 0.14 % | ||||
| Current Valuation | 6.41 B | ||||
| Shares Outstanding | 101.9 M | ||||
| Shares Owned By Insiders | 3.72 % | ||||
| Shares Owned By Institutions | 96.36 % | ||||
| Number Of Shares Shorted | 3.23 M | ||||
| Price To Earning | 12.81 X | ||||
| Price To Book | 1.24 X | ||||
| Price To Sales | 0.93 X | ||||
| Revenue | 7.45 B | ||||
| Gross Profit | 4.47 B | ||||
| EBITDA | 1.01 B | ||||
| Net Income | 132.6 M | ||||
| Cash And Equivalents | 1.72 B | ||||
| Cash Per Share | 23.39 X | ||||
| Total Debt | 2.42 B | ||||
| Debt To Equity | 0.50 % | ||||
| Current Ratio | 0.39 X | ||||
| Book Value Per Share | 52.02 X | ||||
| Cash Flow From Operations | 897.5 M | ||||
| Short Ratio | 3.10 X | ||||
| Earnings Per Share | 4.65 X | ||||
| Price To Earnings To Growth | 2.04 X | ||||
| Target Price | 76.8 | ||||
| Number Of Employees | 19.04 K | ||||
| Beta | 1.29 | ||||
| Market Capitalization | 6.56 B | ||||
| Total Asset | 14.91 B | ||||
| Retained Earnings | 3.62 B | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 3.10 % | ||||
| Net Asset | 14.91 B | ||||
| Last Dividend Paid | 2.17 |
About First American Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First American's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First American using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First American based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out For more detail on how to invest in First Stock please use our How to Invest in First American guide.You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Can Property & Casualty Insurance industry sustain growth momentum? Does First have expansion opportunities? Factors like these will boost the valuation of First American. Market participants price First higher when confident in its future expansion prospects. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating First American demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.27 | Dividend Share 2.17 | Earnings Share 4.65 | Revenue Per Share | Quarterly Revenue Growth 0.407 |
The market value of First American is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First American's value that differs from its market value or its book value, called intrinsic value, which is First American's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because First American's market value can be influenced by many factors that don't directly affect First American's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First American's value and its price as these two are different measures arrived at by different means. Investors typically determine if First American is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, First American's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.