First Community Net Income
| FCCO Stock | USD 29.92 0.12 0.40% |
As of the 17th of February 2026, First Community shows the Downside Deviation of 1.12, mean deviation of 0.9394, and Coefficient Of Variation of 821.19. First Community technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
First Community Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 3.549 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 16 M | 16.9 M | |
| Net Income Applicable To Common Shares | 16.8 M | 17.6 M | |
| Net Income From Continuing Ops | 16 M | 9.7 M | |
| Net Income Per Share | 2.50 | 2.63 | |
| Net Income Per E B T | 0.77 | 0.60 |
First | Net Income | Build AI portfolio with First Stock |
Evaluating First Community's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into First Community's fundamental strength.
Latest First Community's Net Income Growth Pattern
Below is the plot of the Net Income of First Community over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in First Community financial statement analysis. It represents the amount of money remaining after all of First Community operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is First Community's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Community's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 13.96 M | 10 Years Trend |
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Net Income |
| Timeline |
First Net Income Regression Statistics
| Arithmetic Mean | 9,538,907 | |
| Coefficient Of Variation | 61.53 | |
| Mean Deviation | 4,905,305 | |
| Median | 10,099,000 | |
| Standard Deviation | 5,869,532 | |
| Sample Variance | 34.5T | |
| Range | 20.7M | |
| R-Value | 0.96 | |
| Mean Square Error | 3.2T | |
| R-Squared | 0.91 | |
| Slope | 1,111,215 | |
| Total Sum of Squares | 551.2T |
First Net Income History
Other Fundumenentals of First Community
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
First Community Net Income component correlations
First Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for First Community is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Net Income. Since First Community's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First Community's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First Community's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First Community. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First Community data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.13 | Dividend Share 0.63 | Earnings Share 2.47 | Revenue Per Share | Quarterly Revenue Growth 0.175 |
Understanding First Community requires distinguishing between market price and book value, where the latter reflects First's accounting equity. The concept of intrinsic value - what First Community's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push First Community's price substantially above or below its fundamental value.
Please note, there is a significant difference between First Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, First Community's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
First Community 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to First Community's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of First Community.
| 11/19/2025 |
| 02/17/2026 |
If you would invest 0.00 in First Community on November 19, 2025 and sell it all today you would earn a total of 0.00 from holding First Community or generate 0.0% return on investment in First Community over 90 days. First Community is related to or competes with Avidbank Holdings,, Virginia National, Franklin Financial, Chain Bridge, FVCBankcorp, Bank Of Princeton, and Eagle Financial. First Community Corporation operates as the bank holding company for First Community Bank which offers various commercia... More
First Community Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure First Community's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess First Community upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.12 | |||
| Information Ratio | 0.0674 | |||
| Maximum Drawdown | 6.7 | |||
| Value At Risk | (1.50) | |||
| Potential Upside | 2.58 |
First Community Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Community's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as First Community's standard deviation. In reality, there are many statistical measures that can use First Community historical prices to predict the future First Community's volatility.| Risk Adjusted Performance | 0.102 | |||
| Jensen Alpha | 0.1087 | |||
| Total Risk Alpha | 0.0511 | |||
| Sortino Ratio | 0.0773 | |||
| Treynor Ratio | 0.2323 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of First Community's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
First Community February 17, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.102 | |||
| Market Risk Adjusted Performance | 0.2423 | |||
| Mean Deviation | 0.9394 | |||
| Semi Deviation | 0.9449 | |||
| Downside Deviation | 1.12 | |||
| Coefficient Of Variation | 821.19 | |||
| Standard Deviation | 1.29 | |||
| Variance | 1.65 | |||
| Information Ratio | 0.0674 | |||
| Jensen Alpha | 0.1087 | |||
| Total Risk Alpha | 0.0511 | |||
| Sortino Ratio | 0.0773 | |||
| Treynor Ratio | 0.2323 | |||
| Maximum Drawdown | 6.7 | |||
| Value At Risk | (1.50) | |||
| Potential Upside | 2.58 | |||
| Downside Variance | 1.26 | |||
| Semi Variance | 0.8928 | |||
| Expected Short fall | (1.12) | |||
| Skewness | 0.2643 | |||
| Kurtosis | 0.9283 |
First Community Backtested Returns
As of now, First Stock is very steady. First Community secures Sharpe Ratio (or Efficiency) of 0.12, which denotes the company had a 0.12 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for First Community, which you can use to evaluate the volatility of the firm. Please confirm First Community's Downside Deviation of 1.12, coefficient of variation of 821.19, and Mean Deviation of 0.9394 to check if the risk estimate we provide is consistent with the expected return of 0.16%. First Community has a performance score of 9 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.63, which means possible diversification benefits within a given portfolio. As returns on the market increase, First Community's returns are expected to increase less than the market. However, during the bear market, the loss of holding First Community is expected to be smaller as well. First Community right now shows a risk of 1.28%. Please confirm First Community semi variance, and the relationship between the maximum drawdown and accumulation distribution , to decide if First Community will be following its price patterns.
Auto-correlation | 0.12 |
Insignificant predictability
First Community has insignificant predictability. Overlapping area represents the amount of predictability between First Community time series from 19th of November 2025 to 3rd of January 2026 and 3rd of January 2026 to 17th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of First Community price movement. The serial correlation of 0.12 indicates that less than 12.0% of current First Community price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.12 | |
| Spearman Rank Test | 0.19 | |
| Residual Average | 0.0 | |
| Price Variance | 0.4 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
First Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, First Community reported net income of 13.96 M. This is 98.91% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 97.56% higher than that of the company.
First Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Community's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Community could also be used in its relative valuation, which is a method of valuing First Community by comparing valuation metrics of similar companies.First Community is currently under evaluation in net income category among its peers.
First Community ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First Community's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First Community's managers, analysts, and investors.Environmental | Governance | Social |
First Community Institutional Holders
Institutional Holdings refers to the ownership stake in First Community that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of First Community's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing First Community's value.| Shares | Independent Advisor Alliance | 2025-06-30 | 101 K | Elizabeth Park Capital Advisors, Ltd | 2025-06-30 | 99.1 K | State Street Corp | 2025-06-30 | 84.8 K | Cutler Capital Management | 2025-06-30 | 76.5 K | Ubs Group Ag | 2025-06-30 | 73.9 K | Millennium Management Llc | 2025-06-30 | 71.2 K | Northern Trust Corp | 2025-06-30 | 70.3 K | Marshall Wace Asset Management Ltd | 2025-06-30 | 68.8 K | Wellington Management Company Llp | 2025-06-30 | 68.7 K | Fourthstone Llc | 2025-06-30 | 559.2 K | Vanguard Group Inc | 2025-06-30 | 428.1 K |
First Fundamentals
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0096 | ||||
| Profit Margin | 0.25 % | ||||
| Operating Margin | 0.35 % | ||||
| Current Valuation | 143.19 M | ||||
| Shares Outstanding | 9.34 M | ||||
| Shares Owned By Insiders | 6.96 % | ||||
| Shares Owned By Institutions | 62.41 % | ||||
| Number Of Shares Shorted | 81.21 K | ||||
| Price To Earning | 13.38 X | ||||
| Price To Book | 1.67 X | ||||
| Price To Sales | 3.58 X | ||||
| Revenue | 111.06 M | ||||
| Gross Profit | 78.01 M | ||||
| EBITDA | 35.09 M | ||||
| Net Income | 13.96 M | ||||
| Cash And Equivalents | 104.4 M | ||||
| Cash Per Share | 13.80 X | ||||
| Total Debt | 122.15 M | ||||
| Debt To Equity | 9.91 % | ||||
| Book Value Per Share | 19.39 X | ||||
| Cash Flow From Operations | 10.87 M | ||||
| Short Ratio | 1.20 X | ||||
| Earnings Per Share | 2.47 X | ||||
| Target Price | 34.75 | ||||
| Number Of Employees | 272 | ||||
| Beta | 0.38 | ||||
| Market Capitalization | 279.58 M | ||||
| Total Asset | 1.93 B | ||||
| Retained Earnings | 65.84 M | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 2.33 % | ||||
| Net Asset | 1.93 B | ||||
| Last Dividend Paid | 0.63 |
About First Community Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Community's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Community using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Community based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with First Community
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if First Community position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in First Community will appreciate offsetting losses from the drop in the long position's value.Moving together with First Stock
Moving against First Stock
| 0.66 | 3YB | Postal Savings Bank | PairCorr |
| 0.61 | D7C | China CITIC Bank | PairCorr |
| 0.38 | C3B | Chongqing Rural Comm | PairCorr |
The ability to find closely correlated positions to First Community could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace First Community when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back First Community - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling First Community to buy it.
The correlation of First Community is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as First Community moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if First Community moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for First Community can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out To learn how to invest in First Stock, please use our How to Invest in First Community guide.You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First Community. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First Community data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.13 | Dividend Share 0.63 | Earnings Share 2.47 | Revenue Per Share | Quarterly Revenue Growth 0.175 |
Understanding First Community requires distinguishing between market price and book value, where the latter reflects First's accounting equity. The concept of intrinsic value - what First Community's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push First Community's price substantially above or below its fundamental value.
Please note, there is a significant difference between First Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, First Community's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.