First Horizon National Net Income

FHN Stock  USD 26.23  0.39  1.51%   
As of the 7th of February, First Horizon shows the Coefficient Of Variation of 451.23, downside deviation of 1.24, and Mean Deviation of 1.06. First Horizon National technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

First Horizon Total Revenue

5.23 Billion

First Horizon's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing First Horizon's valuation are provided below:
Gross Profit
3.4 B
Profit Margin
0.2927
Market Capitalization
12.9 B
Enterprise Value Revenue
4.2232
Revenue
3.4 B
We have found one hundred twenty available fundamental signals for First Horizon National, which can be analyzed and compared to other ratios and to its rivals. Self-guided Investors are advised to verify First Horizon's prevailing fundamentals against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. As of the 7th of February 2026, Market Cap is likely to drop to about 2.5 B This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income913.1 M958.8 M
Net Income Applicable To Common Shares956 MB
Net Income From Continuing Ops913.1 M510 M
Net Income Per Share 2.00  2.10 
Net Income Per E B T 0.77  0.59 
At this time, First Horizon's Net Income is very stable compared to the past year. As of the 7th of February 2026, Net Income Applicable To Common Shares is likely to grow to about 1 B, while Net Income From Continuing Ops is likely to drop about 510 M.
  
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Evaluating First Horizon's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into First Horizon National's fundamental strength.

Latest First Horizon's Net Income Growth Pattern

Below is the plot of the Net Income of First Horizon National over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in First Horizon National financial statement analysis. It represents the amount of money remaining after all of First Horizon National operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is First Horizon's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Horizon's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 794 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

First Net Income Regression Statistics

Arithmetic Mean487,426,471
Coefficient Of Variation82.18
Mean Deviation361,969,204
Median441,000,000
Standard Deviation400,579,397
Sample Variance160463.9T
Range1.1B
R-Value0.93
Mean Square Error23659.7T
R-Squared0.86
Slope73,640,054
Total Sum of Squares2567421.7T

First Net Income History

2026B
2025983 M
2024775 M
2023897 M
2022900 M
2021999 M
2020845 M

Other Fundumenentals of First Horizon National

First Horizon Net Income component correlations

First Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for First Horizon is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Net Income. Since First Horizon's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First Horizon's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First Horizon's interrelated accounts and indicators.
Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First Horizon. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First Horizon data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.749
Dividend Share
0.6
Earnings Share
1.87
Revenue Per Share
6.644
Quarterly Revenue Growth
0.237
The market value of First Horizon National is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Horizon's value that differs from its market value or its book value, called intrinsic value, which is First Horizon's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because First Horizon's market value can be influenced by many factors that don't directly affect First Horizon's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Horizon's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Horizon is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, First Horizon's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.

First Horizon 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to First Horizon's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of First Horizon.
0.00
11/09/2025
No Change 0.00  0.0 
In 3 months and 1 day
02/07/2026
0.00
If you would invest  0.00  in First Horizon on November 9, 2025 and sell it all today you would earn a total of 0.00 from holding First Horizon National or generate 0.0% return on investment in First Horizon over 90 days. First Horizon is related to or competes with Comerica Incorporated, Webster Financial, Grupo Financiero, SouthState, American Financial, Wintrust Financial, and Banco Santander. First Horizon Corporation operates as the bank holding company for First Horizon Bank that provides various financial se... More

First Horizon Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure First Horizon's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess First Horizon National upside and downside potential and time the market with a certain degree of confidence.

First Horizon Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for First Horizon's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as First Horizon's standard deviation. In reality, there are many statistical measures that can use First Horizon historical prices to predict the future First Horizon's volatility.
Hype
Prediction
LowEstimatedHigh
24.7626.2527.74
Details
Intrinsic
Valuation
LowRealHigh
23.6128.3829.87
Details
Naive
Forecast
LowNextHigh
25.2226.7128.20
Details
16 Analysts
Consensus
LowTargetHigh
25.0327.5030.53
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as First Horizon. Your research has to be compared to or analyzed against First Horizon's peers to derive any actionable benefits. When done correctly, First Horizon's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in First Horizon National.

First Horizon February 7, 2026 Technical Indicators

First Horizon National Backtested Returns

First Horizon appears to be very steady, given 3 months investment horizon. First Horizon National secures Sharpe Ratio (or Efficiency) of 0.22, which denotes the company had a 0.22 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for First Horizon National, which you can use to evaluate the volatility of the firm. Please utilize First Horizon's Mean Deviation of 1.06, coefficient of variation of 451.23, and Downside Deviation of 1.24 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, First Horizon holds a performance score of 17. The firm shows a Beta (market volatility) of 0.92, which means possible diversification benefits within a given portfolio. First Horizon returns are very sensitive to returns on the market. As the market goes up or down, First Horizon is expected to follow. Please check First Horizon's semi variance, and the relationship between the maximum drawdown and accumulation distribution , to make a quick decision on whether First Horizon's price patterns will revert.

Auto-correlation

    
  0.58  

Modest predictability

First Horizon National has modest predictability. Overlapping area represents the amount of predictability between First Horizon time series from 9th of November 2025 to 24th of December 2025 and 24th of December 2025 to 7th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of First Horizon National price movement. The serial correlation of 0.58 indicates that roughly 58.0% of current First Horizon price fluctuation can be explain by its past prices.
Correlation Coefficient0.58
Spearman Rank Test0.37
Residual Average0.0
Price Variance0.36
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

First Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

(768.55 Million)

First Horizon reported last year Accumulated Other Comprehensive Income of (809 Million)
Based on the recorded statements, First Horizon National reported net income of 794 M. This is 37.84% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 39.06% lower than that of the firm.

First Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Horizon's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Horizon could also be used in its relative valuation, which is a method of valuing First Horizon by comparing valuation metrics of similar companies.
First Horizon is currently under evaluation in net income category among its peers.

First Horizon ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First Horizon's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First Horizon's managers, analysts, and investors.
Environmental
Governance
Social

First Horizon Institutional Holders

Institutional Holdings refers to the ownership stake in First Horizon that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of First Horizon's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing First Horizon's value.
Shares
Geode Capital Management, Llc2025-06-30
M
Amvescap Plc.2025-06-30
M
Jpmorgan Chase & Co2025-06-30
6.7 M
Norges Bank2025-06-30
6.2 M
Alyeska Investment Group, L.p.2025-06-30
5.9 M
Ubs Group Ag2025-06-30
5.8 M
Citadel Advisors Llc2025-06-30
5.6 M
Clearbridge Advisors, Llc2025-06-30
5.4 M
Fidelity International Ltd2025-06-30
M
Blackrock Inc2025-06-30
57.4 M
Vanguard Group Inc2025-06-30
50.8 M

First Fundamentals

About First Horizon Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze First Horizon National's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Horizon using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Horizon National based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Pair Trading with First Horizon

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if First Horizon position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in First Horizon will appreciate offsetting losses from the drop in the long position's value.

Moving together with First Stock

  0.9BIRG Bank of IrelandPairCorr
  0.93AX Axos FinancialPairCorr
  0.65FFIN First Financial Bank Normal TradingPairCorr

Moving against First Stock

  0.813YB Postal Savings BankPairCorr
  0.4BBC BNK BankingPairCorr
The ability to find closely correlated positions to First Horizon could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace First Horizon when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back First Horizon - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling First Horizon National to buy it.
The correlation of First Horizon is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as First Horizon moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if First Horizon National moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for First Horizon can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether First Horizon National offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Horizon's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Horizon National Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Horizon National Stock:
Check out
You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.
Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First Horizon. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First Horizon data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.749
Dividend Share
0.6
Earnings Share
1.87
Revenue Per Share
6.644
Quarterly Revenue Growth
0.237
The market value of First Horizon National is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Horizon's value that differs from its market value or its book value, called intrinsic value, which is First Horizon's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because First Horizon's market value can be influenced by many factors that don't directly affect First Horizon's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Horizon's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Horizon is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, First Horizon's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.