Financial Institutions Stock Debt To Equity
| FISI Stock | USD 27.46 1.08 4.09% |
Financial Institutions fundamentals help investors to digest information that contributes to Financial Institutions' financial success or failures. It also enables traders to predict the movement of Financial Stock. The fundamental analysis module provides a way to measure Financial Institutions' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Financial Institutions stock.
| Last Reported | Projected for Next Year | ||
| Debt To Equity | 0.68 | 0.70 |
Financial | Debt To Equity |
Financial Institutions Company Debt To Equity Analysis
Financial Institutions' Debt to Equity is calculated by dividing the Total Debt of a company by its Equity. If the debt exceeds equity of a company, then the creditors have more stakes in a firm than the stockholders. In other words, Debt to Equity ratio provides analysts with insights about composition of both equity and debt, and its influence on the valuation of the company.
Current Financial Institutions Debt To Equity | 0.13 % |
Most of Financial Institutions' fundamental indicators, such as Debt To Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Financial Institutions is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Financial Debt To Equity Driver Correlations
Understanding the fundamental principles of building solid financial models for Financial Institutions is extremely important. It helps to project a fair market value of Financial Stock properly, considering its historical fundamentals such as Debt To Equity. Since Financial Institutions' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Financial Institutions' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Financial Institutions' interrelated accounts and indicators.
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High Debt to Equity ratio typically indicates that a firm has been borrowing aggressively to finance its growth and as a result may experience a burden of additional interest expense. This may reduce earnings or future growth. On the other hand a small D/E ratio may indicate that a company is not taking enough advantage from financial leverage. Debt to Equity ratio measures how the company is leveraging borrowing against the capital invested by the owners.
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Financial Total Stockholder Equity
Total Stockholder Equity |
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According to the company disclosure, Financial Institutions has a Debt To Equity of 0.13%. This is 99.6% lower than that of the Banks sector and significantly higher than that of the Financials industry. The debt to equity for all United States stocks is 99.73% higher than that of the company.
Financial Debt To Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Financial Institutions' direct or indirect competition against its Debt To Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Financial Institutions could also be used in its relative valuation, which is a method of valuing Financial Institutions by comparing valuation metrics of similar companies.Financial Institutions is currently under evaluation in debt to equity category among its peers.
Financial Institutions ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Financial Institutions' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Financial Institutions' managers, analysts, and investors.Environmental | Governance | Social |
Financial Fundamentals
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0083 | |||
| Profit Margin | 0.24 % | |||
| Operating Margin | 0.34 % | |||
| Current Valuation | 401.4 M | |||
| Shares Outstanding | 15.47 M | |||
| Shares Owned By Insiders | 2.80 % | |||
| Shares Owned By Institutions | 71.33 % | |||
| Number Of Shares Shorted | 63.08 K | |||
| Price To Earning | 7.12 X | |||
| Price To Book | 0.85 X | |||
| Price To Sales | 1.96 X | |||
| Revenue | 48.24 M | |||
| Gross Profit | 200.33 M | |||
| EBITDA | 63.05 M | |||
| Net Income | 50.26 M | |||
| Cash And Equivalents | 147.9 M | |||
| Cash Per Share | 9.65 X | |||
| Total Debt | 343.32 M | |||
| Debt To Equity | 0.13 % | |||
| Book Value Per Share | 31.22 X | |||
| Cash Flow From Operations | 10.89 M | |||
| Short Ratio | 2.07 X | |||
| Earnings Per Share | 3.17 X | |||
| Price To Earnings To Growth | 1.91 X | |||
| Target Price | 28.25 | |||
| Number Of Employees | 624 | |||
| Beta | 0.92 | |||
| Market Capitalization | 424.92 M | |||
| Total Asset | 6.16 B | |||
| Retained Earnings | 451.69 M | |||
| Annual Yield | 0.04 % | |||
| Five Year Return | 3.76 % | |||
| Net Asset | 6.16 B | |||
| Last Dividend Paid | 1.2 |
About Financial Institutions Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Financial Institutions's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Financial Institutions using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Financial Institutions based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether Financial Institutions offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Financial Institutions' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Financial Institutions Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Financial Institutions Stock:Check out Financial Institutions Piotroski F Score and Financial Institutions Altman Z Score analysis. For more detail on how to invest in Financial Stock please use our How to Invest in Financial Institutions guide.You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Financial Institutions. If investors know Financial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Financial Institutions listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.04) | Dividend Share 1.2 | Earnings Share 3.17 | Revenue Per Share 14.042 | Quarterly Revenue Growth (0.08) |
The market value of Financial Institutions is measured differently than its book value, which is the value of Financial that is recorded on the company's balance sheet. Investors also form their own opinion of Financial Institutions' value that differs from its market value or its book value, called intrinsic value, which is Financial Institutions' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Financial Institutions' market value can be influenced by many factors that don't directly affect Financial Institutions' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Financial Institutions' value and its price as these two are different measures arrived at by different means. Investors typically determine if Financial Institutions is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Financial Institutions' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.