Financial Institutions Stock Current Valuation
| FISI Stock | USD 27.90 0.44 1.60% |
Valuation analysis of Financial Institutions helps investors to measure Financial Institutions' intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. The Financial Institutions' current Enterprise Value is estimated to increase to about 247.7 M, while Enterprise Value Over EBITDA is projected to decrease to 7.30. Fundamental drivers impacting Financial Institutions' valuation include:
Price Book 0.8938 | Enterprise Value 408.2 M | Price Sales 1.9932 | Trailing PE 8.8013 | Enterprise Value Revenue 3.018 |
Overvalued
Today
Please note that Financial Institutions' price fluctuation is not too volatile at this time. Calculation of the real value of Financial Institutions is based on 3 months time horizon. Increasing Financial Institutions' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Financial Institutions is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Financial Stock. However, Financial Institutions' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 27.9 | Real 23.96 | Target 21.0 | Hype 27.98 | Naive 27.48 |
The intrinsic value of Financial Institutions' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Financial Institutions' stock price.
Estimating the potential upside or downside of Financial Institutions helps investors to forecast how Financial stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Financial Institutions more accurately as focusing exclusively on Financial Institutions' fundamentals will not take into account other important factors: Financial Institutions Company Current Valuation Analysis
Financial Institutions' Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current Financial Institutions Current Valuation | 408.21 M |
Most of Financial Institutions' fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Financial Institutions is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Financial Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for Financial Institutions is extremely important. It helps to project a fair market value of Financial Stock properly, considering its historical fundamentals such as Current Valuation. Since Financial Institutions' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Financial Institutions' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Financial Institutions' interrelated accounts and indicators.
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Financial Current Valuation Historical Pattern
Today, most investors in Financial Institutions Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Financial Institutions' growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current valuation growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Financial Institutions current valuation as a starting point in their analysis.
Financial Institutions Current Valuation |
| Timeline |
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, Financial Institutions has a Current Valuation of 408.21 M. This is 98.76% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 97.54% higher than that of the company.
Financial Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Financial Institutions' direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Financial Institutions could also be used in its relative valuation, which is a method of valuing Financial Institutions by comparing valuation metrics of similar companies.Financial Institutions is currently under evaluation in current valuation category among its peers.
Financial Institutions ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Financial Institutions' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Financial Institutions' managers, analysts, and investors.Environmental | Governance | Social |
Financial Fundamentals
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0083 | ||||
| Profit Margin | 0.24 % | ||||
| Operating Margin | 0.34 % | ||||
| Current Valuation | 408.21 M | ||||
| Shares Outstanding | 15.47 M | ||||
| Shares Owned By Insiders | 2.80 % | ||||
| Shares Owned By Institutions | 71.34 % | ||||
| Number Of Shares Shorted | 63.08 K | ||||
| Price To Earning | 7.12 X | ||||
| Price To Book | 0.89 X | ||||
| Price To Sales | 1.99 X | ||||
| Revenue | 48.24 M | ||||
| Gross Profit | 200.33 M | ||||
| EBITDA | 63.05 M | ||||
| Net Income | 50.26 M | ||||
| Cash And Equivalents | 147.9 M | ||||
| Cash Per Share | 9.65 X | ||||
| Total Debt | 343.32 M | ||||
| Debt To Equity | 0.13 % | ||||
| Book Value Per Share | 31.22 X | ||||
| Cash Flow From Operations | 10.89 M | ||||
| Short Ratio | 2.07 X | ||||
| Earnings Per Share | 3.17 X | ||||
| Price To Earnings To Growth | 1.91 X | ||||
| Target Price | 28.25 | ||||
| Number Of Employees | 624 | ||||
| Beta | 0.92 | ||||
| Market Capitalization | 431.73 M | ||||
| Total Asset | 6.16 B | ||||
| Retained Earnings | 451.69 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 3.76 % | ||||
| Net Asset | 6.16 B | ||||
| Last Dividend Paid | 1.2 |
About Financial Institutions Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Financial Institutions's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Financial Institutions using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Financial Institutions based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Currently Active Assets on Macroaxis
When determining whether Financial Institutions offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Financial Institutions' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Financial Institutions Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Financial Institutions Stock:Check out Financial Institutions Piotroski F Score and Financial Institutions Altman Z Score analysis. For more detail on how to invest in Financial Stock please use our How to Invest in Financial Institutions guide.You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Financial Institutions. If investors know Financial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Financial Institutions listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.04) | Dividend Share 1.2 | Earnings Share 3.17 | Revenue Per Share 14.042 | Quarterly Revenue Growth (0.08) |
The market value of Financial Institutions is measured differently than its book value, which is the value of Financial that is recorded on the company's balance sheet. Investors also form their own opinion of Financial Institutions' value that differs from its market value or its book value, called intrinsic value, which is Financial Institutions' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Financial Institutions' market value can be influenced by many factors that don't directly affect Financial Institutions' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Financial Institutions' value and its price as these two are different measures arrived at by different means. Investors typically determine if Financial Institutions is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Financial Institutions' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.