Flagstar Financial Net Income
| FLG Stock | 14.10 0.08 0.56% |
As of the 17th of February 2026, Flagstar Financial shows the Downside Deviation of 1.46, semi deviation of 1.06, and Mean Deviation of 1.45. Flagstar Financial technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm Flagstar Financial information ratio, and the relationship between the downside deviation and value at risk to decide if Flagstar Financial is priced favorably, providing market reflects its regular price of 14.1 per share. Given that Flagstar Financial has jensen alpha of 0.3452, we urge you to verify Flagstar Financial's prevailing market performance to make sure the company can sustain itself at a future point.
Flagstar Financial Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 9.0134 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Loss | -1.3 B | -1.2 B | |
| Net Loss | -1 B | -955.9 M | |
| Net Loss | -210 M | -220.5 M | |
| Net Loss | (0.43) | (0.40) | |
| Net Income Per E B T | 0.89 | 0.57 |
Flagstar | Net Income | Build AI portfolio with Flagstar Stock |
The Net Income trend for Flagstar Financial offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Flagstar Financial is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest Flagstar Financial's Net Income Growth Pattern
Below is the plot of the Net Income of Flagstar Financial over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Flagstar Financial financial statement analysis. It represents the amount of money remaining after all of Flagstar Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Flagstar Financial's Net Loss historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Flagstar Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported (1.12 B) | 10 Years Trend |
|
Net Income |
| Timeline |
Flagstar Net Income Regression Statistics
| Arithmetic Mean | 229,464,706 | |
| Coefficient Of Variation | 194.97 | |
| Mean Deviation | 347,528,734 | |
| Median | 466,201,000 | |
| Standard Deviation | 447,379,958 | |
| Sample Variance | 200148.8T | |
| Range | 1.8B | |
| R-Value | (0.44) | |
| Mean Square Error | 171762.6T | |
| R-Squared | 0.20 | |
| Significance | 0.08 | |
| Slope | (39,168,512) | |
| Total Sum of Squares | 3202381.2T |
Flagstar Net Income History
Other Fundumenentals of Flagstar Financial
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Flagstar Financial Net Income component correlations
Flagstar Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Flagstar Financial is extremely important. It helps to project a fair market value of Flagstar Stock properly, considering its historical fundamentals such as Net Income. Since Flagstar Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Flagstar Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Flagstar Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Can Regional Banks industry sustain growth momentum? Does Flagstar have expansion opportunities? Factors like these will boost the valuation of Flagstar Financial. Market participants price Flagstar higher when confident in its future expansion prospects. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Flagstar Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Dividend Share 0.04 | Earnings Share (0.50) | Revenue Per Share | Quarterly Revenue Growth 0.154 | Return On Assets |
The market value of Flagstar Financial is measured differently than its book value, which is the value of Flagstar that is recorded on the company's balance sheet. Investors also form their own opinion of Flagstar Financial's value that differs from its market value or its book value, called intrinsic value, which is Flagstar Financial's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because Flagstar Financial's market value can be influenced by many factors that don't directly affect Flagstar Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Flagstar Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Flagstar Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Flagstar Financial's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Flagstar Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Flagstar Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Flagstar Financial.
| 11/19/2025 |
| 02/17/2026 |
If you would invest 0.00 in Flagstar Financial on November 19, 2025 and sell it all today you would earn a total of 0.00 from holding Flagstar Financial or generate 0.0% return on investment in Flagstar Financial over 90 days. Flagstar Financial is related to or competes with Glacier Bancorp, Intercorp Financial, Atlantic Union, Hancock Whitney, Axos Financial, Ameris Bancorp, and Grupo Aval. Flagstar Financial is entity of United States More
Flagstar Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Flagstar Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Flagstar Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.46 | |||
| Information Ratio | 0.1763 | |||
| Maximum Drawdown | 9.48 | |||
| Value At Risk | (2.07) | |||
| Potential Upside | 4.62 |
Flagstar Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Flagstar Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Flagstar Financial's standard deviation. In reality, there are many statistical measures that can use Flagstar Financial historical prices to predict the future Flagstar Financial's volatility.| Risk Adjusted Performance | 0.1773 | |||
| Jensen Alpha | 0.3452 | |||
| Total Risk Alpha | 0.257 | |||
| Sortino Ratio | 0.2341 | |||
| Treynor Ratio | 0.434 |
Flagstar Financial February 17, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1773 | |||
| Market Risk Adjusted Performance | 0.444 | |||
| Mean Deviation | 1.45 | |||
| Semi Deviation | 1.06 | |||
| Downside Deviation | 1.46 | |||
| Coefficient Of Variation | 470.67 | |||
| Standard Deviation | 1.93 | |||
| Variance | 3.73 | |||
| Information Ratio | 0.1763 | |||
| Jensen Alpha | 0.3452 | |||
| Total Risk Alpha | 0.257 | |||
| Sortino Ratio | 0.2341 | |||
| Treynor Ratio | 0.434 | |||
| Maximum Drawdown | 9.48 | |||
| Value At Risk | (2.07) | |||
| Potential Upside | 4.62 | |||
| Downside Variance | 2.12 | |||
| Semi Variance | 1.12 | |||
| Expected Short fall | (1.78) | |||
| Skewness | 0.8378 | |||
| Kurtosis | 1.25 |
Flagstar Financial Backtested Returns
Flagstar Financial appears to be not too volatile, given 3 months investment horizon. Flagstar Financial secures Sharpe Ratio (or Efficiency) of 0.23, which denotes the company had a 0.23 % return per unit of standard deviation over the last 3 months. We have found twenty-eight technical indicators for Flagstar Financial, which you can use to evaluate the volatility of the firm. Please utilize Flagstar Financial's Downside Deviation of 1.46, mean deviation of 1.45, and Semi Deviation of 1.06 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Flagstar Financial holds a performance score of 18. The firm shows a Beta (market volatility) of 0.92, which means possible diversification benefits within a given portfolio. Flagstar Financial returns are very sensitive to returns on the market. As the market goes up or down, Flagstar Financial is expected to follow. Please check Flagstar Financial's value at risk, daily balance of power, and the relationship between the total risk alpha and expected short fall , to make a quick decision on whether Flagstar Financial's price patterns will revert.
Auto-correlation | 0.59 |
Modest predictability
Flagstar Financial has modest predictability. Overlapping area represents the amount of predictability between Flagstar Financial time series from 19th of November 2025 to 3rd of January 2026 and 3rd of January 2026 to 17th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Flagstar Financial price movement. The serial correlation of 0.59 indicates that roughly 59.0% of current Flagstar Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.59 | |
| Spearman Rank Test | 0.44 | |
| Residual Average | 0.0 | |
| Price Variance | 0.35 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Flagstar Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Flagstar Financial reported net income of (1.12 Billion). This is 187.52% lower than that of the Banks sector and significantly lower than that of the Financials industry. The net income for all United States stocks is significantly higher than that of the company.
Flagstar Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Flagstar Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Flagstar Financial could also be used in its relative valuation, which is a method of valuing Flagstar Financial by comparing valuation metrics of similar companies.Flagstar Financial is currently under evaluation in net income category among its peers.
Flagstar Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Flagstar Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Flagstar Financial's managers, analysts, and investors.Environmental | Governance | Social |
Fund Asset Allocation for Flagstar Financial
The fund invests 99.96% of asset under management in tradable equity instruments, with the rest of investments concentrated in various types of exotic instruments.Asset allocation divides Flagstar Financial's investment portfolio among different asset categories to balance risk and reward by investing in a diversified mix of instruments that align with the investor's goals, risk tolerance, and time horizon. Mutual funds, which pool money from multiple investors for a diversified portfolio of securities, use asset allocation strategies to manage the risk and return of their portfolios.
Mutual funds allocate their assets by investing in a diversified portfolio of securities, such as stocks, bonds, cryptocurrencies and cash. The specific mix of these securities is determined by the fund's investment objective and strategy. For example, a stock mutual fund may invest primarily in equities, while a bond mutual fund may invest mainly in fixed-income securities. The fund's manager, responsible for making investment decisions, will manage securities in the fund's portfolio as market conditions and the fund's objectives change.
Flagstar Fundamentals
| Return On Equity | -0.0217 | ||||
| Return On Asset | -0.0019 | ||||
| Profit Margin | (0.09) % | ||||
| Operating Margin | 0.22 % | ||||
| Current Valuation | 12.69 B | ||||
| Shares Outstanding | 415.98 M | ||||
| Shares Owned By Insiders | 0.61 % | ||||
| Shares Owned By Institutions | 90.68 % | ||||
| Number Of Shares Shorted | 59.3 M | ||||
| Price To Book | 0.77 X | ||||
| Price To Sales | 3.14 X | ||||
| Revenue | 4.7 B | ||||
| Gross Profit | 1.88 B | ||||
| EBITDA | (198 M) | ||||
| Net Income | (1.12 B) | ||||
| Total Debt | 12.18 B | ||||
| Book Value Per Share | 18.37 X | ||||
| Cash Flow From Operations | 86 M | ||||
| Short Ratio | 11.78 X | ||||
| Earnings Per Share | (0.50) X | ||||
| Price To Earnings To Growth | 0.47 X | ||||
| Target Price | 14.75 | ||||
| Number Of Employees | 6.99 K | ||||
| Beta | 1.08 | ||||
| Market Capitalization | 5.9 B | ||||
| Total Asset | 87.51 B | ||||
| Retained Earnings | (988 M) | ||||
| Annual Yield | 0 % | ||||
| Year To Date Return | 11.57 % | ||||
| One Year Return | 9.19 % | ||||
| Net Asset | 87.51 B | ||||
| Last Dividend Paid | 0.04 | ||||
| Equity Positions Weight | 99.96 % |
About Flagstar Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Flagstar Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Flagstar Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Flagstar Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out For more detail on how to invest in Flagstar Stock please use our How to Invest in Flagstar Financial guide.You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.
Can Regional Banks industry sustain growth momentum? Does Flagstar have expansion opportunities? Factors like these will boost the valuation of Flagstar Financial. Market participants price Flagstar higher when confident in its future expansion prospects. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Flagstar Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Dividend Share 0.04 | Earnings Share (0.50) | Revenue Per Share | Quarterly Revenue Growth 0.154 | Return On Assets |
The market value of Flagstar Financial is measured differently than its book value, which is the value of Flagstar that is recorded on the company's balance sheet. Investors also form their own opinion of Flagstar Financial's value that differs from its market value or its book value, called intrinsic value, which is Flagstar Financial's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because Flagstar Financial's market value can be influenced by many factors that don't directly affect Flagstar Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Flagstar Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Flagstar Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Flagstar Financial's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.