Flagstar Financial Stock Performance
| FLG Stock | 13.04 0.09 0.69% |
On a scale of 0 to 100, Flagstar Financial holds a performance score of 8. The firm shows a Beta (market volatility) of 1.29, which means a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Flagstar Financial will likely underperform. Please check Flagstar Financial's value at risk, daily balance of power, and the relationship between the total risk alpha and expected short fall , to make a quick decision on whether Flagstar Financial's price patterns will revert.
Risk-Adjusted Performance
Fair
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Flagstar Financial are ranked lower than 8 (%) of all global equities and portfolios over the last 90 days. Despite nearly inconsistent essential indicators, Flagstar Financial reported solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return (0.65) | Five Day Return 5.08 | Year To Date Return 3.9 | Ten Year Return (71.59) | All Time Return 266.29 |
Forward Dividend Yield 0.0031 | Payout Ratio | Last Split Factor 1:3 | Forward Dividend Rate 0.04 | Dividend Date 2025-12-17 |
1 | Flagstar Bank Q3 earnings benefit from lower expenses, growth in CI loans | 10/24/2025 |
2 | These stocks could come under pressure if Mamdani wins NYC mayoral race | 11/04/2025 |
3 | Is Flagstar Financial Inc. stock cheap by valuation metrics - July 2025 Sector Moves Low Volatility Stock Recommendations - newser.com | 11/18/2025 |
4 | Risk Analysis How institutional buying supports Flagstar Financial Inc. stock - July 2025 Movers Reliable Intraday Trade Alerts - B NI V | 11/26/2025 |
5 | Flagstar Bank, National Association to Issue Quarterly Dividend of 0.01 on December 17th | 12/03/2025 |
6 | Assessing Flagstar Bank Valuation After Its Recent Share Price Rebound | 12/08/2025 |
7 | Flagstar Bank Assessing Valuation After a Strong 2024 Share Price Rebound | 12/09/2025 |
8 | Cerity Partners LLC Purchases New Holdings in Flagstar Bank, National Association FLG | 12/10/2025 |
| Flagstar Financial dividend paid on 17th of December 2025 | 12/17/2025 |
10 | Flagstar Bank Rethinking Valuation After Its Private Banking and Wealth Expansion Push | 12/19/2025 |
11 | Q3 Earnings Outperformers Flagstar Financial And The Rest Of The Thrifts Mortgage Finance Stocks - Yahoo Finance | 01/05/2026 |
12 | What Flagstar Bank s Loan Resolution Focus After a Soft Quarter Means For Shareholders | 01/09/2026 |
| Begin Period Cash Flow | 11.6 B | |
| Total Cashflows From Investing Activities | 15.5 B |
Flagstar Financial Relative Risk vs. Return Landscape
If you would invest 1,158 in Flagstar Financial on October 13, 2025 and sell it today you would earn a total of 146.00 from holding Flagstar Financial or generate 12.61% return on investment over 90 days. Flagstar Financial is generating 0.2097% of daily returns assuming volatility of 2.0737% on return distribution over 90 days investment horizon. In other words, 18% of stocks are less volatile than Flagstar, and above 96% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Flagstar Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Flagstar Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Flagstar Financial, and traders can use it to determine the average amount a Flagstar Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1011
| High Returns | Best Equity | |||
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| Small Returns | FLG | |||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
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Based on monthly moving average Flagstar Financial is performing at about 8% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Flagstar Financial by adding it to a well-diversified portfolio.
Flagstar Financial Fundamentals Growth
Flagstar Stock prices reflect investors' perceptions of the future prospects and financial health of Flagstar Financial, and Flagstar Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Flagstar Stock performance.
| Return On Equity | -0.0472 | ||||
| Return On Asset | -0.0038 | ||||
| Profit Margin | (0.22) % | ||||
| Operating Margin | 0.08 % | ||||
| Current Valuation | 11.06 B | ||||
| Shares Outstanding | 415.76 M | ||||
| Price To Book | 0.71 X | ||||
| Price To Sales | 3.01 X | ||||
| Revenue | 6.38 B | ||||
| Gross Profit | 1.8 B | ||||
| EBITDA | (1.19 B) | ||||
| Net Income | (1.12 B) | ||||
| Total Debt | 14.43 B | ||||
| Book Value Per Share | 18.30 X | ||||
| Cash Flow From Operations | 86 M | ||||
| Earnings Per Share | (0.89) X | ||||
| Market Capitalization | 5.42 B | ||||
| Total Asset | 100.16 B | ||||
| Retained Earnings | (763 M) | ||||
About Flagstar Financial Performance
By analyzing Flagstar Financial's fundamental ratios, stakeholders can gain valuable insights into Flagstar Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Flagstar Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Flagstar Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.01) | (0.01) | |
| Return On Capital Employed | (0.08) | (0.07) | |
| Return On Assets | (0.01) | (0.01) | |
| Return On Equity | (0.16) | (0.15) |
Things to note about Flagstar Financial performance evaluation
Checking the ongoing alerts about Flagstar Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Flagstar Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Flagstar Financial has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the last year's revenue of 6.38 B. Reported Net Loss for the year was (1.12 B) with profit before taxes, overhead, and interest of 1.8 B. | |
| Flagstar Financial has a poor financial position based on the latest SEC disclosures | |
| Over 91.0% of the company shares are owned by institutional investors | |
| On 17th of December 2025 Flagstar Financial paid 0.01 per share dividend to its current shareholders | |
| Latest headline from simplywall.st: What Flagstar Bank s Loan Resolution Focus After a Soft Quarter Means For Shareholders |
- Analyzing Flagstar Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Flagstar Financial's stock is overvalued or undervalued compared to its peers.
- Examining Flagstar Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Flagstar Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Flagstar Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Flagstar Financial's stock. These opinions can provide insight into Flagstar Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Flagstar Stock analysis
When running Flagstar Financial's price analysis, check to measure Flagstar Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Flagstar Financial is operating at the current time. Most of Flagstar Financial's value examination focuses on studying past and present price action to predict the probability of Flagstar Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Flagstar Financial's price. Additionally, you may evaluate how the addition of Flagstar Financial to your portfolios can decrease your overall portfolio volatility.
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