Finward Bancorp Stock Net Income
| FNWD Stock | USD 34.95 1.69 4.61% |
As of the 28th of January, Finward Bancorp shows the Coefficient Of Variation of 993.04, downside deviation of 1.44, and Mean Deviation of 1.36. Finward Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm Finward Bancorp jensen alpha, as well as the relationship between the potential upside and skewness to decide if Finward Bancorp is priced favorably, providing market reflects its regular price of 34.95 per share. Given that Finward Bancorp has jensen alpha of 0.1355, we urge you to verify Finward Bancorp's prevailing market performance to make sure the company can sustain itself at a future point.
Finward Bancorp Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 2.3966 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 13.9 M | 8.1 M | |
| Net Income From Continuing Ops | 13.9 M | 13.7 M | |
| Net Income Applicable To Common Shares | 17.3 M | 14.1 M | |
| Net Income Per Share | 2.56 | 1.90 | |
| Net Income Per E B T | 1.00 | 0.63 |
Finward | Net Income | Build AI portfolio with Finward Stock |
Latest Finward Bancorp's Net Income Growth Pattern
Below is the plot of the Net Income of Finward Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Finward Bancorp financial statement analysis. It represents the amount of money remaining after all of Finward Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Finward Bancorp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Finward Bancorp's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 12.13 M | 10 Years Trend |
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Net Income |
| Timeline |
Finward Net Income Regression Statistics
| Arithmetic Mean | 9,697,282 | |
| Geometric Mean | 8,858,514 | |
| Coefficient Of Variation | 39.02 | |
| Mean Deviation | 3,055,037 | |
| Median | 8,961,000 | |
| Standard Deviation | 3,783,623 | |
| Sample Variance | 14.3T | |
| Range | 13.7M | |
| R-Value | 0.70 | |
| Mean Square Error | 7.8T | |
| R-Squared | 0.49 | |
| Significance | 0 | |
| Slope | 524,363 | |
| Total Sum of Squares | 229.1T |
Finward Net Income History
Other Fundumenentals of Finward Bancorp
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Finward Bancorp Net Income component correlations
Finward Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Finward Bancorp is extremely important. It helps to project a fair market value of Finward Stock properly, considering its historical fundamentals such as Net Income. Since Finward Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Finward Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Finward Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Finward Bancorp. If investors know Finward will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Finward Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 4.786 | Dividend Share 0.36 | Earnings Share 1.91 | Revenue Per Share | Quarterly Revenue Growth 0.187 |
The market value of Finward Bancorp is measured differently than its book value, which is the value of Finward that is recorded on the company's balance sheet. Investors also form their own opinion of Finward Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Finward Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Finward Bancorp's market value can be influenced by many factors that don't directly affect Finward Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Finward Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Finward Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Finward Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Finward Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Finward Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Finward Bancorp.
| 10/30/2025 |
| 01/28/2026 |
If you would invest 0.00 in Finward Bancorp on October 30, 2025 and sell it all today you would earn a total of 0.00 from holding Finward Bancorp or generate 0.0% return on investment in Finward Bancorp over 90 days. Finward Bancorp is related to or competes with First Capital, ECB Bancorp, Landmark Bancorp, CF Bankshares, Hanover Bancorp, Citizens Community, and Peoples Bancorp. Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services More
Finward Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Finward Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Finward Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.44 | |||
| Information Ratio | 0.056 | |||
| Maximum Drawdown | 8.84 | |||
| Value At Risk | (2.21) | |||
| Potential Upside | 3.7 |
Finward Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Finward Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Finward Bancorp's standard deviation. In reality, there are many statistical measures that can use Finward Bancorp historical prices to predict the future Finward Bancorp's volatility.| Risk Adjusted Performance | 0.08 | |||
| Jensen Alpha | 0.1355 | |||
| Total Risk Alpha | 0.0018 | |||
| Sortino Ratio | 0.0689 | |||
| Treynor Ratio | 0.3524 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Finward Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Finward Bancorp January 28, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.08 | |||
| Market Risk Adjusted Performance | 0.3624 | |||
| Mean Deviation | 1.36 | |||
| Semi Deviation | 1.29 | |||
| Downside Deviation | 1.44 | |||
| Coefficient Of Variation | 993.04 | |||
| Standard Deviation | 1.77 | |||
| Variance | 3.15 | |||
| Information Ratio | 0.056 | |||
| Jensen Alpha | 0.1355 | |||
| Total Risk Alpha | 0.0018 | |||
| Sortino Ratio | 0.0689 | |||
| Treynor Ratio | 0.3524 | |||
| Maximum Drawdown | 8.84 | |||
| Value At Risk | (2.21) | |||
| Potential Upside | 3.7 | |||
| Downside Variance | 2.08 | |||
| Semi Variance | 1.67 | |||
| Expected Short fall | (1.56) | |||
| Skewness | 0.7158 | |||
| Kurtosis | 0.7462 |
Finward Bancorp Backtested Returns
At this point, Finward Bancorp is very steady. Finward Bancorp secures Sharpe Ratio (or Efficiency) of 0.0125, which denotes the company had a 0.0125 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Finward Bancorp, which you can use to evaluate the volatility of the firm. Please confirm Finward Bancorp's Coefficient Of Variation of 993.04, mean deviation of 1.36, and Downside Deviation of 1.44 to check if the risk estimate we provide is consistent with the expected return of 0.0226%. The firm shows a Beta (market volatility) of 0.48, which means possible diversification benefits within a given portfolio. As returns on the market increase, Finward Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding Finward Bancorp is expected to be smaller as well. Finward Bancorp right now shows a risk of 1.81%. Please confirm Finward Bancorp sortino ratio, skewness, price action indicator, as well as the relationship between the potential upside and rate of daily change , to decide if Finward Bancorp will be following its price patterns.
Auto-correlation | -0.3 |
Weak reverse predictability
Finward Bancorp has weak reverse predictability. Overlapping area represents the amount of predictability between Finward Bancorp time series from 30th of October 2025 to 14th of December 2025 and 14th of December 2025 to 28th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Finward Bancorp price movement. The serial correlation of -0.3 indicates that nearly 30.0% of current Finward Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.3 | |
| Spearman Rank Test | -0.33 | |
| Residual Average | 0.0 | |
| Price Variance | 1.83 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Finward Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Finward Bancorp reported net income of 12.13 M. This is 99.05% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 97.88% higher than that of the company.
Finward Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Finward Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Finward Bancorp could also be used in its relative valuation, which is a method of valuing Finward Bancorp by comparing valuation metrics of similar companies.Finward Bancorp is currently under evaluation in net income category among its peers.
Finward Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Finward Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Finward Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Finward Bancorp Institutional Holders
Institutional Holdings refers to the ownership stake in Finward Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Finward Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Finward Bancorp's value.| Shares | Dimensional Fund Advisors, Inc. | 2025-06-30 | 21.8 K | Pnc Financial Services Group Inc | 2025-06-30 | 20 K | Renaissance Technologies Corp | 2025-06-30 | 18.7 K | Susquehanna International Group, Llp | 2025-06-30 | 18.6 K | Old National Bancorp | 2025-06-30 | 16 K | Mesirow Fin Investmt Mgmt Intl Equity | 2025-06-30 | 10.7 K | Charles Schwab Investment Management Inc | 2025-06-30 | 10.4 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 9.5 K | Private Advisor Group, Llc | 2025-06-30 | 8.4 K | Pl Capital Advisors, Llc | 2025-06-30 | 395.7 K | Alliancebernstein L.p. | 2025-06-30 | 352.7 K |
Finward Fundamentals
| Return On Equity | 0.0505 | ||||
| Return On Asset | 0.004 | ||||
| Profit Margin | 0.12 % | ||||
| Operating Margin | 0.22 % | ||||
| Current Valuation | 171.7 M | ||||
| Shares Outstanding | 4.33 M | ||||
| Shares Owned By Insiders | 21.71 % | ||||
| Shares Owned By Institutions | 45.26 % | ||||
| Number Of Shares Shorted | 144.24 K | ||||
| Price To Earning | 7.17 X | ||||
| Price To Book | 0.95 X | ||||
| Price To Sales | 2.37 X | ||||
| Revenue | 111.83 M | ||||
| Gross Profit | 66.56 M | ||||
| EBITDA | 20.75 M | ||||
| Net Income | 12.13 M | ||||
| Cash And Equivalents | 40.51 M | ||||
| Cash Per Share | 9.43 X | ||||
| Total Debt | 105.12 M | ||||
| Book Value Per Share | 38.24 X | ||||
| Cash Flow From Operations | 9.8 M | ||||
| Short Ratio | 5.47 X | ||||
| Earnings Per Share | 1.91 X | ||||
| Target Price | 39.0 | ||||
| Number Of Employees | 293 | ||||
| Beta | 0.34 | ||||
| Market Capitalization | 157.85 M | ||||
| Total Asset | 2.06 B | ||||
| Retained Earnings | 139.46 M | ||||
| Annual Yield | 0.01 % | ||||
| Five Year Return | 2.98 % | ||||
| Net Asset | 2.06 B | ||||
| Last Dividend Paid | 0.36 |
About Finward Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Finward Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Finward Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Finward Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out Finward Bancorp Piotroski F Score and Finward Bancorp Altman Z Score analysis. For information on how to trade Finward Stock refer to our How to Trade Finward Stock guide.You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Finward Bancorp. If investors know Finward will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Finward Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 4.786 | Dividend Share 0.36 | Earnings Share 1.91 | Revenue Per Share | Quarterly Revenue Growth 0.187 |
The market value of Finward Bancorp is measured differently than its book value, which is the value of Finward that is recorded on the company's balance sheet. Investors also form their own opinion of Finward Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Finward Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Finward Bancorp's market value can be influenced by many factors that don't directly affect Finward Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Finward Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Finward Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Finward Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.