Finward Bancorp Stock Analysis

FNWD Stock  USD 26.65  0.27  1.02%   
Finward Bancorp is undervalued with Real Value of 30.6 and Target Price of 33.5. The main objective of Finward Bancorp stock analysis is to determine its intrinsic value, which is an estimate of what Finward Bancorp is worth, separate from its market price. There are two main types of Finward Bancorp's stock analysis: fundamental analysis and technical analysis.
The Finward Bancorp stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Finward Bancorp's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Finward Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
For information on how to trade Finward Stock refer to our How to Trade Finward Stock guide.

Finward Stock Analysis Notes

About 22.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.71. Some equities with similar Price to Book (P/B) outperform the market in the long run. Finward Bancorp last dividend was issued on the 21st of January 2025. The entity had 2:1 split on the 22nd of March 1999. Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. Finward Bancorp was incorporated in 1994 and is headquartered in Munster, Indiana. Finward Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 254 people. To learn more about Finward Bancorp call Benjamin Bochnowski at 219 836 4400 or check out https://www.ibankpeoples.com.

Finward Bancorp Quarterly Total Revenue

14.87 Million

Finward Bancorp Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Finward Bancorp's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Finward Bancorp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Finward Bancorp generated a negative expected return over the last 90 days
About 22.0% of the company shares are held by company insiders
Latest headline from simplywall.st: Insider Buys Additional US61k In Finward Bancorp Stock

Finward Bancorp Upcoming and Recent Events

24th of January 2024
Upcoming Quarterly Report
View
24th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
24th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Finward Largest EPS Surprises

Earnings surprises can significantly impact Finward Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-10-29
2024-09-300.180.14-0.0422 
2025-01-28
2024-12-310.1950.30210.107154 
2024-01-30
2023-12-310.460.35-0.1123 
View All Earnings Estimates

Finward Bancorp Environmental, Social, and Governance (ESG) Scores

Finward Bancorp's ESG score is a quantitative measure that evaluates Finward Bancorp's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Finward Bancorp's operations that may have significant financial implications and affect Finward Bancorp's stock price as well as guide investors towards more socially responsible investments.

Finward Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Dimensional Fund Advisors, Inc.2024-09-30
16.2 K
Susquehanna International Group, Llp2024-09-30
13.7 K
State Street Corp2024-09-30
12.9 K
Northern Trust Corp2024-09-30
10.9 K
Mesirow Fin Investmt Mgmt Intl Equity2024-09-30
10.7 K
Qube Research & Technologies2024-09-30
8.7 K
Private Advisor Group, Llc2024-12-31
8.4 K
Ubs Group Ag2024-09-30
5.2 K
U.s. Bancorp2024-09-30
1000
Pl Capital Advisors, Llc2024-12-31
355.7 K
Alliancebernstein L.p.2024-09-30
311.9 K
Note, although Finward Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Finward Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 114.96 M.

Finward Profitablity

The company has Profit Margin (PM) of 0.17 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.18 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.18.
Last ReportedProjected for Next Year
Return On Capital Employed 0.02  0.04 
Return On Equity 0.07  0.12 

Management Efficiency

At present, Finward Bancorp's Return On Equity is projected to slightly decrease based on the last few years of reporting. At present, Finward Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 1.9 B, whereas Net Tangible Assets are forecasted to decline to about 132.9 M. Finward Bancorp's management efficiency ratios could be used to measure how well Finward Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 31.02  29.47 
Tangible Book Value Per Share 25.61  24.33 
Enterprise Value Over EBITDA 7.69  8.58 
Price Book Value Ratio 0.84  1.50 
Enterprise Value Multiple 7.69  8.58 
Price Fair Value 0.84  1.50 
Enterprise Value126.8 M77.6 M
Effective management at Finward Bancorp has been a driving force behind its market achievements. We assess the correlation between management practices and financial success to determine the stock's value.
Dividend Yield
0.0182
Operating Margin
0.1849
Profit Margin
0.1694
Forward Dividend Yield
0.0182
Beta
0.561

Technical Drivers

As of the 16th of February 2025, Finward Bancorp shows the Variance of 1.7, mean deviation of 0.9318, and Standard Deviation of 1.3. Finward Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm Finward Bancorp variance and value at risk to decide if Finward Bancorp is priced favorably, providing market reflects its regular price of 26.65 per share. Given that Finward Bancorp has information ratio of (0.17), we urge you to verify Finward Bancorp's prevailing market performance to make sure the company can sustain itself at a future point.

Finward Bancorp Price Movement Analysis

Execute Study
The output start index for this execution was nineteen with a total number of output elements of fourty-two. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Finward Bancorp middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Finward Bancorp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Finward Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Finward Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Finward Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Finward Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Benjamin Bochnowski over a week ago
Acquisition by Benjamin Bochnowski of 200 shares of Finward Bancorp at 26.749 subject to Rule 16b-3
 
Gorelick Joel over three weeks ago
Acquisition by Gorelick Joel of 229 shares of Finward Bancorp at 47.96 subject to Rule 16b-3
 
Benjamin Schmitt over two months ago
Acquisition by Benjamin Schmitt of 500 shares of Finward Bancorp at 31.1269 subject to Rule 16b-3
 
Benjamin Bochnowski over two months ago
Acquisition by Benjamin Bochnowski of 233 shares of Finward Bancorp at 31.0104 subject to Rule 16b-3
 
Todd Scheub over three months ago
Acquisition by Todd Scheub of tradable shares of Finward Bancorp at 28.32 subject to Rule 16b-3
 
Todd Scheub over three months ago
Acquisition by Todd Scheub of 1017 shares of Finward Bancorp at 24.3 subject to Rule 16b-3
 
Evans Jennifer over three months ago
Insider Trading
 
Benjamin Bochnowski over three months ago
Disposition of tradable shares by Benjamin Bochnowski of Finward Bancorp at 28.359 subject to Rule 16b-3
 
Benjamin Bochnowski over three months ago
Acquisition by Benjamin Bochnowski of 200 shares of Finward Bancorp at 27.74 subject to Rule 16b-3
 
Alwin Martin P over three months ago
Disposition of tradable shares by Alwin Martin P of Finward Bancorp subject to Rule 16b-3
 
Benjamin Bochnowski over six months ago
Acquisition by Benjamin Bochnowski of tradable shares of Finward Bancorp at 28.32 subject to Rule 16b-3
 
Peymon Torabi over six months ago
Acquisition by Peymon Torabi of 100 shares of Finward Bancorp at 26.36 subject to Rule 16b-3

Finward Bancorp Outstanding Bonds

Finward Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Finward Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Finward bonds can be classified according to their maturity, which is the date when Finward Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Finward Bancorp Predictive Daily Indicators

Finward Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Finward Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Finward Bancorp Corporate Filings

14th of February 2025
Other Reports
ViewVerify
13th of February 2025
Other Reports
ViewVerify
F4
10th of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
7th of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
6th of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
4th of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
28th of January 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
23rd of December 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

Finward Bancorp Forecast Models

Finward Bancorp's time-series forecasting models are one of many Finward Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Finward Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Finward Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Finward Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Finward shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Finward Bancorp. By using and applying Finward Stock analysis, traders can create a robust methodology for identifying Finward entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.14  0.13 
Operating Profit Margin 0.27  0.25 
Net Profit Margin 0.15  0.14 
Gross Profit Margin 1.33  1.18 

Current Finward Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Finward analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Finward analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
33.5Strong Buy2Odds
Finward Bancorp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Finward analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Finward stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Finward Bancorp, talking to its executives and customers, or listening to Finward conference calls.
Finward Analyst Advice Details

Finward Stock Analysis Indicators

Finward Bancorp stock analysis indicators help investors evaluate how Finward Bancorp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Finward Bancorp shares will generate the highest return on investment. By understating and applying Finward Bancorp stock analysis, traders can identify Finward Bancorp position entry and exit signals to maximize returns.
Begin Period Cash Flow31.3 M
Long Term Debt80 M
Common Stock Shares Outstanding4.3 M
Total Stockholder Equity147.3 M
Tax Provision66 K
Quarterly Earnings Growth Y O Y0.381
Property Plant And Equipment Net38.4 M
Cash And Short Term Investments81.9 M
Cash85.6 M
Net Debt-5.6 M
50 Day M A28.3756
Total Current Liabilities1.3 B
Other Operating Expenses65.3 M
Non Current Assets TotalB
Non Currrent Assets Other1.6 B
Stock Based Compensation719 K

Complementary Tools for Finward Stock analysis

When running Finward Bancorp's price analysis, check to measure Finward Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finward Bancorp is operating at the current time. Most of Finward Bancorp's value examination focuses on studying past and present price action to predict the probability of Finward Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Finward Bancorp's price. Additionally, you may evaluate how the addition of Finward Bancorp to your portfolios can decrease your overall portfolio volatility.
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