Is Finward Bancorp Stock a Good Investment?
Finward Bancorp Investment Advice | FNWD |
- Examine Finward Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Finward Bancorp's leadership team and their track record. Good management can help Finward Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Finward Bancorp's business and its evolving consumer preferences.
- Compare Finward Bancorp's performance and market position to its competitors. Analyze how Finward Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if Finward Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Finward Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Finward Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Finward Bancorp is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Finward Bancorp Stock
Researching Finward Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 22.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.71. Some equities with similar Price to Book (P/B) outperform the market in the long run. Finward Bancorp last dividend was issued on the 21st of January 2025. The entity had 2:1 split on the 22nd of March 1999.
To determine if Finward Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Finward Bancorp's research are outlined below:
| Finward Bancorp generated a negative expected return over the last 90 days | |
| About 22.0% of the company shares are held by company insiders | |
| Latest headline from simplywall.st: Insider Buys Additional US61k In Finward Bancorp Stock |
Finward Bancorp Quarterly Good Will |
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Finward Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Finward Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Finward Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 24th of January 2024 Upcoming Quarterly Report | View | |
| 24th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 24th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Finward Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Finward Bancorp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-10-29 | 2024-09-30 | 0.18 | 0.14 | -0.04 | 22 | ||
2025-01-28 | 2024-12-31 | 0.195 | 0.3021 | 0.1071 | 54 | ||
2024-01-30 | 2023-12-31 | 0.46 | 0.35 | -0.11 | 23 | ||
2024-07-24 | 2024-06-30 | -0.09 | 0.03 | 0.12 | 133 | ||
2023-01-25 | 2022-12-31 | 1.06 | 0.93 | -0.13 | 12 | ||
2022-10-25 | 2022-09-30 | 1.2 | 1.07 | -0.13 | 10 | ||
2022-07-27 | 2022-06-30 | 1.19 | 1.03 | -0.16 | 13 | ||
2022-01-26 | 2021-12-31 | 1.09 | 0.81 | -0.28 | 25 |
Know Finward Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Finward Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Finward Bancorp backward and forwards among themselves. Finward Bancorp's institutional investor refers to the entity that pools money to purchase Finward Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Dimensional Fund Advisors, Inc. | 2024-09-30 | 16.2 K | Susquehanna International Group, Llp | 2024-09-30 | 13.7 K | State Street Corp | 2024-09-30 | 12.9 K | Northern Trust Corp | 2024-09-30 | 10.9 K | Mesirow Fin Investmt Mgmt Intl Equity | 2024-09-30 | 10.7 K | Qube Research & Technologies | 2024-09-30 | 8.7 K | Private Advisor Group, Llc | 2024-12-31 | 8.4 K | Ubs Group Ag | 2024-09-30 | 5.2 K | U.s. Bancorp | 2024-09-30 | 1000 | Pl Capital Advisors, Llc | 2024-12-31 | 355.7 K | Alliancebernstein L.p. | 2024-09-30 | 311.9 K |
Finward Bancorp's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 114.96 M.Market Cap |
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Finward Bancorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.02 | 0.04 | |
| Return On Equity | 0.07 | 0.12 |
Determining Finward Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if Finward Bancorp is a good buy. For example, gross profit margin measures Finward Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Finward Bancorp's profitability and make more informed investment decisions.
Please note, the presentation of Finward Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Finward Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Finward Bancorp's management manipulating its earnings.
Evaluate Finward Bancorp's management efficiency
At present, Finward Bancorp's Return On Equity is projected to slightly decrease based on the last few years of reporting. At present, Finward Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 1.9 B, whereas Net Tangible Assets are forecasted to decline to about 132.9 M. Finward Bancorp's management efficiency ratios could be used to measure how well Finward Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 31.02 | 29.47 | |
| Tangible Book Value Per Share | 25.61 | 24.33 | |
| Enterprise Value Over EBITDA | 7.69 | 8.58 | |
| Price Book Value Ratio | 0.84 | 1.50 | |
| Enterprise Value Multiple | 7.69 | 8.58 | |
| Price Fair Value | 0.84 | 1.50 | |
| Enterprise Value | 126.8 M | 77.6 M |
Effective management at Finward Bancorp has been a driving force behind its market achievements. We assess the correlation between management practices and financial success to determine the stock's value.
Basic technical analysis of Finward Stock
As of the 16th of February 2025, Finward Bancorp shows the Standard Deviation of 1.3, variance of 1.7, and Mean Deviation of 0.9318. Finward Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm Finward Bancorp variance and value at risk to decide if Finward Bancorp is priced favorably, providing market reflects its regular price of 26.65 per share. Given that Finward Bancorp has information ratio of (0.17), we urge you to verify Finward Bancorp's prevailing market performance to make sure the company can sustain itself at a future point.Finward Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Finward Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Finward Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Finward Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Finward Bancorp's Outstanding Corporate Bonds
Finward Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Finward Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Finward bonds can be classified according to their maturity, which is the date when Finward Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 4875 Corp BondUS55336VAJ98 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
Understand Finward Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Finward Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.11) | |||
| Market Risk Adjusted Performance | (0.73) | |||
| Mean Deviation | 0.9318 | |||
| Coefficient Of Variation | (603.48) | |||
| Standard Deviation | 1.3 | |||
| Variance | 1.7 | |||
| Information Ratio | (0.17) | |||
| Jensen Alpha | (0.23) | |||
| Total Risk Alpha | (0.23) | |||
| Treynor Ratio | (0.74) | |||
| Maximum Drawdown | 8.51 | |||
| Value At Risk | (1.97) | |||
| Potential Upside | 1.36 | |||
| Skewness | (0.23) | |||
| Kurtosis | 2.85 |
| Risk Adjusted Performance | (0.11) | |||
| Market Risk Adjusted Performance | (0.73) | |||
| Mean Deviation | 0.9318 | |||
| Coefficient Of Variation | (603.48) | |||
| Standard Deviation | 1.3 | |||
| Variance | 1.7 | |||
| Information Ratio | (0.17) | |||
| Jensen Alpha | (0.23) | |||
| Total Risk Alpha | (0.23) | |||
| Treynor Ratio | (0.74) | |||
| Maximum Drawdown | 8.51 | |||
| Value At Risk | (1.97) | |||
| Potential Upside | 1.36 | |||
| Skewness | (0.23) | |||
| Kurtosis | 2.85 |
Consider Finward Bancorp's intraday indicators
Finward Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Finward Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Finward Bancorp Corporate Filings
| 14th of February 2025 Other Reports | ViewVerify | |
| 13th of February 2025 Other Reports | ViewVerify | |
F4 | 10th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 28th of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Finward Stock media impact
Far too much social signal, news, headlines, and media speculation about Finward Bancorp that are available to investors today. That information is available publicly through Finward media outlets and privately through word of mouth or via Finward internal channels. However, regardless of the origin, that massive amount of Finward data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Finward Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Finward Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Finward Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Finward Bancorp alpha.
Finward Bancorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Finward Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Finward Bancorp Corporate Executives
Elected by the shareholders, the Finward Bancorp's board of directors comprises two types of representatives: Finward Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Finward. The board's role is to monitor Finward Bancorp's management team and ensure that shareholders' interests are well served. Finward Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Finward Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Benjamin Schmitt | CFO VP | Profile | |
| Robert CPA | Executive COO | Profile | |
| Robert Lowry | Executive COO | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Finward Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing. For information on how to trade Finward Stock refer to our How to Trade Finward Stock guide.You can also try the Equity Analysis module to research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Finward Bancorp. If investors know Finward will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Finward Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.381 | Dividend Share 0.48 | Earnings Share 2.74 | Revenue Per Share | Quarterly Revenue Growth 0.132 |
The market value of Finward Bancorp is measured differently than its book value, which is the value of Finward that is recorded on the company's balance sheet. Investors also form their own opinion of Finward Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Finward Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Finward Bancorp's market value can be influenced by many factors that don't directly affect Finward Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Finward Bancorp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Finward Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Finward Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.