Finance of America Net Income
| FOA Stock | USD 21.76 0.41 1.92% |
As of the 15th of February 2026, Finance Of shows the Standard Deviation of 2.09, mean deviation of 1.47, and Variance of 4.38. Finance of America technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
Finance Of Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 133.9299 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income Applicable To Common Shares | 13.9 M | 14.6 M | |
| Net Loss | -128.4 M | -121.9 M | |
| Net Income From Continuing Ops | 36.4 M | 38.2 M | |
| Net Income Per Share | 1.81 | 1.72 | |
| Net Income Per E B T | 0.42 | 0.75 |
Finance | Net Income | Build AI portfolio with Finance Stock |
Analyzing Finance Of's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Finance Of's current valuation and future prospects.
Latest Finance Of's Net Income Growth Pattern
Below is the plot of the Net Income of Finance of America over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Finance of America financial statement analysis. It represents the amount of money remaining after all of Finance of America operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Finance Of's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Finance Of's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported (142.63 M) | 10 Years Trend |
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Net Income |
| Timeline |
Finance Net Income Regression Statistics
| Arithmetic Mean | (32,900,508) | |
| Coefficient Of Variation | (987.84) | |
| Mean Deviation | 158,676,527 | |
| Median | 26,649,000 | |
| Standard Deviation | 325,005,932 | |
| Sample Variance | 105628.9T | |
| Range | 1.7B | |
| R-Value | (0.16) | |
| Mean Square Error | 109677.8T | |
| R-Squared | 0.03 | |
| Significance | 0.53 | |
| Slope | (10,489,765) | |
| Total Sum of Squares | 1690061.7T |
Finance Net Income History
Other Fundumenentals of Finance of America
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Finance Of Net Income component correlations
Finance Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Finance Of is extremely important. It helps to project a fair market value of Finance Stock properly, considering its historical fundamentals such as Net Income. Since Finance Of's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Finance Of's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Finance Of's interrelated accounts and indicators.
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Is Asset Management & Custody Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Finance Of. Market participants price Finance higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Finance Of assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Earnings Share (1.03) | Revenue Per Share | Quarterly Revenue Growth (0.72) | Return On Assets | Return On Equity |
Investors evaluate Finance of America using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Finance Of's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Finance Of's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Finance Of's value and its price as these two are different measures arrived at by different means. Investors typically determine if Finance Of is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Finance Of's market price signifies the transaction level at which participants voluntarily complete trades.
Finance Of 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Finance Of's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Finance Of.
| 11/17/2025 |
| 02/15/2026 |
If you would invest 0.00 in Finance Of on November 17, 2025 and sell it all today you would earn a total of 0.00 from holding Finance of America or generate 0.0% return on investment in Finance Of over 90 days. Finance Of is related to or competes with Yirendai, Medallion Financial, Open Lending, Oportun Financial, Antalpha Platform, SuRo Capital, and Currenc Group. Finance of America Companies Inc. operates a consumer lending platform in the United States More
Finance Of Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Finance Of's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Finance of America upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.07) | |||
| Maximum Drawdown | 12.24 | |||
| Value At Risk | (3.43) | |||
| Potential Upside | 2.63 |
Finance Of Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Finance Of's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Finance Of's standard deviation. In reality, there are many statistical measures that can use Finance Of historical prices to predict the future Finance Of's volatility.| Risk Adjusted Performance | (0.02) | |||
| Jensen Alpha | (0.12) | |||
| Total Risk Alpha | (0.23) | |||
| Treynor Ratio | (0.11) |
Finance Of February 15, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
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| Volume Indicators |
| Risk Adjusted Performance | (0.02) | |||
| Market Risk Adjusted Performance | (0.1) | |||
| Mean Deviation | 1.47 | |||
| Coefficient Of Variation | (3,128) | |||
| Standard Deviation | 2.09 | |||
| Variance | 4.38 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.12) | |||
| Total Risk Alpha | (0.23) | |||
| Treynor Ratio | (0.11) | |||
| Maximum Drawdown | 12.24 | |||
| Value At Risk | (3.43) | |||
| Potential Upside | 2.63 | |||
| Skewness | (0.05) | |||
| Kurtosis | 3.91 |
Finance of America Backtested Returns
Finance of America secures Sharpe Ratio (or Efficiency) of -0.0197, which denotes the company had a -0.0197 % return per unit of risk over the last 3 months. Finance of America exposes twenty-three different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please confirm Finance Of's Mean Deviation of 1.47, variance of 4.38, and Standard Deviation of 2.09 to check the risk estimate we provide. The firm shows a Beta (market volatility) of 0.7, which means possible diversification benefits within a given portfolio. As returns on the market increase, Finance Of's returns are expected to increase less than the market. However, during the bear market, the loss of holding Finance Of is expected to be smaller as well. At this point, Finance of America has a negative expected return of -0.0421%. Please make sure to confirm Finance Of's maximum drawdown, daily balance of power, period momentum indicator, as well as the relationship between the skewness and day typical price , to decide if Finance of America performance from the past will be repeated at some point in the near future.
Auto-correlation | 0.13 |
Insignificant predictability
Finance of America has insignificant predictability. Overlapping area represents the amount of predictability between Finance Of time series from 17th of November 2025 to 1st of January 2026 and 1st of January 2026 to 15th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Finance of America price movement. The serial correlation of 0.13 indicates that less than 13.0% of current Finance Of price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.13 | |
| Spearman Rank Test | 0.12 | |
| Residual Average | 0.0 | |
| Price Variance | 1.02 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Finance Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Finance of America reported net income of (142.63 Million). This is 111.17% lower than that of the Capital Markets sector and 110.45% lower than that of the Financials industry. The net income for all United States stocks is 124.98% higher than that of the company.
Finance Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Finance Of's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Finance Of could also be used in its relative valuation, which is a method of valuing Finance Of by comparing valuation metrics of similar companies.Finance Of is currently under evaluation in net income category among its peers.
Finance Of ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Finance Of's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Finance Of's managers, analysts, and investors.Environmental | Governance | Social |
Finance Of Institutional Holders
Institutional Holdings refers to the ownership stake in Finance Of that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Finance Of's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Finance Of's value.| Shares | Brigade Capital Management Lp | 2025-06-30 | 57 K | Corient Ia Llc | 2025-06-30 | 55.5 K | Dimensional Fund Advisors, Inc. | 2025-06-30 | 44.1 K | Bank Of America Corp | 2025-06-30 | 42.2 K | Northern Trust Corp | 2025-06-30 | 40.9 K | Ubs Group Ag | 2025-06-30 | 35.3 K | Integrated Wealth Concepts Llc | 2025-06-30 | 34.4 K | Renaissance Technologies Corp | 2025-06-30 | 33.4 K | Citizens Financial Group Inc | 2025-06-30 | 27 K | Blackstone Inc | 2025-06-30 | 3.2 M | Cooperman Leon G | 2025-06-30 | 1.3 M |
Finance Fundamentals
| Return On Equity | -0.0286 | ||||
| Return On Asset | -4.0E-4 | ||||
| Profit Margin | (0.01) % | ||||
| Operating Margin | (0.29) % | ||||
| Current Valuation | 11.58 B | ||||
| Shares Outstanding | 7.89 M | ||||
| Shares Owned By Insiders | 26.62 % | ||||
| Shares Owned By Institutions | 68.20 % | ||||
| Number Of Shares Shorted | 601.74 K | ||||
| Price To Earning | 0.46 X | ||||
| Price To Book | 0.61 X | ||||
| Price To Sales | 0.76 X | ||||
| Revenue | 1.95 B | ||||
| Gross Profit | 225.86 M | ||||
| EBITDA | 81.76 M | ||||
| Net Income | (142.63 M) | ||||
| Cash And Equivalents | 47.38 M | ||||
| Cash Per Share | 4.38 X | ||||
| Total Debt | 28.72 B | ||||
| Current Ratio | 9.22 X | ||||
| Book Value Per Share | 35.91 X | ||||
| Cash Flow From Operations | (423.81 M) | ||||
| Short Ratio | 5.58 X | ||||
| Earnings Per Share | (1.03) X | ||||
| Target Price | 29.5 | ||||
| Number Of Employees | 751 | ||||
| Beta | 1.64 | ||||
| Market Capitalization | 241.08 M | ||||
| Total Asset | 29.16 B | ||||
| Retained Earnings | (698.89 M) | ||||
| Net Asset | 29.16 B |
About Finance Of Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Finance of America's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Finance Of using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Finance of America based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Finance of America offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Finance Of's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Finance Of America Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Finance Of America Stock:Check out You can also try the ETF Categories module to list of ETF categories grouped based on various criteria, such as the investment strategy or type of investments.
Is Asset Management & Custody Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Finance Of. Market participants price Finance higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Finance Of assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Earnings Share (1.03) | Revenue Per Share | Quarterly Revenue Growth (0.72) | Return On Assets | Return On Equity |
Investors evaluate Finance of America using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Finance Of's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Finance Of's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Finance Of's value and its price as these two are different measures arrived at by different means. Investors typically determine if Finance Of is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Finance Of's market price signifies the transaction level at which participants voluntarily complete trades.