Finance Of America Stock Analysis

FOA Stock  USD 24.96  0.42  1.65%   
Finance of America is overvalued with Real Value of 23.15 and Target Price of 28.0. The main objective of Finance Of stock analysis is to determine its intrinsic value, which is an estimate of what Finance of America is worth, separate from its market price. There are two main types of Finance Of's stock analysis: fundamental analysis and technical analysis.
The Finance Of stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Finance Of's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Finance of America. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.

Finance Stock Analysis Notes

About 25.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.81. Some equities with similar Price to Book (P/B) outperform the market in the long run. Finance of America recorded earning per share (EPS) of 14.87. The entity had not issued any dividends in recent years. The firm had 1:10 split on the 26th of July 2024. Finance of America Companies Inc. operates a consumer lending platform in the United States. The company was founded in 2013 and is based in Irving, Texas. Finance Of operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 6632 people. To learn more about Finance of America call Patricia Cook at 877 202 2666 or check out https://www.financeofamerica.com.

Finance of America Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Finance Of's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Finance of America or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Finance of America is way too risky over 90 days horizon
Finance of America appears to be risky and price may revert if volatility continues
Finance of America has high likelihood to experience some financial distress in the next 2 years
The company reported the last year's revenue of 234.25 M. Reported Net Loss for the year was (80.09 M) with profit before taxes, overhead, and interest of 662.03 M.
Finance of America has about 97.36 M in cash with (71.57 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.38.
Roughly 25.0% of the company shares are held by company insiders
Latest headline from gurufocus.com: Finance of America Companies Inc Shares Up 6.26 percent on Jan 14

Finance of America Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Finance Of previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
11th of March 2024
Upcoming Quarterly Report
View
13th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
11th of March 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Finance Largest EPS Surprises

Earnings surprises can significantly impact Finance Of's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-03-06
2023-12-31-0.08-0.09-0.0112 
2024-05-06
2024-03-31-0.06-0.030.0350 
2022-11-09
2022-09-30-0.07-0.1-0.0342 
View All Earnings Estimates

Finance Of Environmental, Social, and Governance (ESG) Scores

Finance Of's ESG score is a quantitative measure that evaluates Finance Of's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Finance Of's operations that may have significant financial implications and affect Finance Of's stock price as well as guide investors towards more socially responsible investments.

Finance Stock Institutional Investors

Shares
Morgan Stanley - Brokerage Accounts2024-09-30
1.3 K
Northwestern Mutual Wealth Management Co2024-09-30
1000
Citigroup Inc2024-09-30
651
Simplex Trading, Llc2024-09-30
461
Fmr Inc2024-09-30
446
Ubs Group Ag2024-09-30
321
Jpmorgan Chase & Co2024-09-30
130
Bank Of America Corp2024-09-30
64.0
Srs Capital Advisors Inc2024-09-30
48.0
Cooperman Leon G2024-09-30
1.1 M
Vanguard Group Inc2024-09-30
204.8 K
Note, although Finance Of's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Finance Market Capitalization

The company currently falls under 'Small-Cap' category with a total capitalization of 251.93 M.

Finance Profitablity

The company has Net Profit Margin of 0.19 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.72 %, which entails that for every 100 dollars of revenue, it generated $0.72 of operating income.
Last ReportedProjected for Next Year
Return On Equity(0.40)(0.38)

Management Efficiency

Finance of America has Return on Asset of 0.0128 % which means that on every $100 spent on assets, it made $0.0128 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 1.2656 %, implying that it generated $1.2656 on every 100 dollars invested. Finance Of's management efficiency ratios could be used to measure how well Finance Of manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to -0.0033. The current year's Return On Capital Employed is expected to grow to -0.0023. At present, Finance Of's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Intangible Assets is expected to grow to about 435.5 M, whereas Total Assets are forecasted to decline to about 19.4 B.
Last ReportedProjected for Next Year
Book Value Per Share 38.21  36.30 
Tangible Book Value Per Share 1.75  1.66 
Enterprise Value Over EBITDA(67.41)(64.04)
Price Book Value Ratio 0.45  0.42 
Enterprise Value Multiple(67.41)(64.04)
Price Fair Value 0.45  0.42 
Enterprise Value18.2 B11.8 B
The management team at Finance Of has a track record of steering the company towards sustained growth. Evaluating their strategies helps in understanding the stock's long-term potential.
Operating Margin
0.7232
Profit Margin
0.1889
Beta
1.074
Return On Assets
0.0128
Return On Equity
1.2656

Technical Drivers

As of the 31st of January, Finance Of shows the Coefficient Of Variation of 556.05, mean deviation of 5.82, and Downside Deviation of 6.36. Finance of America technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

Finance of America Price Movement Analysis

Execute Study
The output start index for this execution was thirty-five with a total number of output elements of twenty-six. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Finance Of middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Finance of America. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Finance of America Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Finance Of insiders, such as employees or executives, is commonly permitted as long as it does not rely on Finance Of's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Finance Of insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Finance Of Outstanding Bonds

Finance Of issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Finance of America uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Finance bonds can be classified according to their maturity, which is the date when Finance of America has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Finance Of Predictive Daily Indicators

Finance Of intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Finance Of stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Finance Of Corporate Filings

13th of January 2025
Other Reports
ViewVerify
26th of December 2024
Other Reports
ViewVerify
F4
16th of December 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
11th of December 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
10th of December 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
6th of December 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F3
21st of November 2024
An amendment to the original Schedule 13D filing
ViewVerify
F4
19th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Finance Of Forecast Models

Finance Of's time-series forecasting models are one of many Finance Of's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Finance Of's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Finance Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Finance Of prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Finance shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Finance Of. By using and applying Finance Stock analysis, traders can create a robust methodology for identifying Finance entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin(0.82)(0.78)
Operating Profit Margin(0.27)(0.25)
Net Loss(0.39)(0.41)
Gross Profit Margin 1.09  1.07 

Current Finance Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Finance analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Finance analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
28.0Buy2Odds
Finance of America current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Finance analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Finance stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Finance of America, talking to its executives and customers, or listening to Finance conference calls.
Finance Analyst Advice Details

Finance Stock Analysis Indicators

Finance of America stock analysis indicators help investors evaluate how Finance Of stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Finance Of shares will generate the highest return on investment. By understating and applying Finance Of stock analysis, traders can identify Finance Of position entry and exit signals to maximize returns.
Begin Period Cash Flow277.4 M
Long Term Debt25.3 B
Common Stock Shares Outstanding8.2 M
Total Stockholder Equity232.3 M
Tax Provision1.1 M
Property Plant And Equipment Net29.4 M
Cash And Short Term Investments46.5 M
Cash46.5 M
Net Debt26.2 B
50 Day M A24.8502
Total Current Liabilities1.1 B
Other Operating Expenses288.9 M
Non Current Assets Total27.1 B
Forward Price Earnings8.4531
Non Currrent Assets Other-333.6 M
Stock Based Compensation24.7 M

Complementary Tools for Finance Stock analysis

When running Finance Of's price analysis, check to measure Finance Of's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finance Of is operating at the current time. Most of Finance Of's value examination focuses on studying past and present price action to predict the probability of Finance Of's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Finance Of's price. Additionally, you may evaluate how the addition of Finance Of to your portfolios can decrease your overall portfolio volatility.
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