Finance Of America Stock Analysis
FOA Stock | USD 24.96 0.42 1.65% |
Finance of America is overvalued with Real Value of 23.15 and Target Price of 28.0. The main objective of Finance Of stock analysis is to determine its intrinsic value, which is an estimate of what Finance of America is worth, separate from its market price. There are two main types of Finance Of's stock analysis: fundamental analysis and technical analysis.
The Finance Of stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Finance Of's ongoing operational relationships across important fundamental and technical indicators.
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Finance Stock Analysis Notes
About 25.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.81. Some equities with similar Price to Book (P/B) outperform the market in the long run. Finance of America recorded earning per share (EPS) of 14.87. The entity had not issued any dividends in recent years. The firm had 1:10 split on the 26th of July 2024. Finance of America Companies Inc. operates a consumer lending platform in the United States. The company was founded in 2013 and is based in Irving, Texas. Finance Of operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 6632 people. To learn more about Finance of America call Patricia Cook at 877 202 2666 or check out https://www.financeofamerica.com.Finance of America Investment Alerts
Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Finance Of's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Finance of America or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Finance of America is way too risky over 90 days horizon | |
Finance of America appears to be risky and price may revert if volatility continues | |
Finance of America has high likelihood to experience some financial distress in the next 2 years | |
The company reported the last year's revenue of 234.25 M. Reported Net Loss for the year was (80.09 M) with profit before taxes, overhead, and interest of 662.03 M. | |
Finance of America has about 97.36 M in cash with (71.57 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.38. | |
Roughly 25.0% of the company shares are held by company insiders | |
Latest headline from gurufocus.com: Finance of America Companies Inc Shares Up 6.26 percent on Jan 14 |
Finance of America Upcoming and Recent Events
Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Finance Of previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
11th of March 2024 Upcoming Quarterly Report | View | |
13th of May 2024 Next Financial Report | View | |
31st of December 2023 Next Fiscal Quarter End | View | |
11th of March 2024 Next Fiscal Year End | View | |
30th of September 2023 Last Quarter Report | View | |
31st of December 2022 Last Financial Announcement | View |
Finance Largest EPS Surprises
Earnings surprises can significantly impact Finance Of's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
---|---|---|---|---|---|---|---|
2024-03-06 | 2023-12-31 | -0.08 | -0.09 | -0.01 | 12 | ||
2024-05-06 | 2024-03-31 | -0.06 | -0.03 | 0.03 | 50 | ||
2022-11-09 | 2022-09-30 | -0.07 | -0.1 | -0.03 | 42 |
Finance Of Environmental, Social, and Governance (ESG) Scores
Finance Of's ESG score is a quantitative measure that evaluates Finance Of's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Finance Of's operations that may have significant financial implications and affect Finance Of's stock price as well as guide investors towards more socially responsible investments.
Finance Stock Institutional Investors
Shares | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 1.3 K | Northwestern Mutual Wealth Management Co | 2024-09-30 | 1000 | Citigroup Inc | 2024-09-30 | 651 | Simplex Trading, Llc | 2024-09-30 | 461 | Fmr Inc | 2024-09-30 | 446 | Ubs Group Ag | 2024-09-30 | 321 | Jpmorgan Chase & Co | 2024-09-30 | 130 | Bank Of America Corp | 2024-09-30 | 64.0 | Srs Capital Advisors Inc | 2024-09-30 | 48.0 | Cooperman Leon G | 2024-09-30 | 1.1 M | Vanguard Group Inc | 2024-09-30 | 204.8 K |
Finance Market Capitalization
The company currently falls under 'Small-Cap' category with a total capitalization of 251.93 M.Finance Profitablity
The company has Net Profit Margin of 0.19 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.72 %, which entails that for every 100 dollars of revenue, it generated $0.72 of operating income.Last Reported | Projected for Next Year | ||
Return On Equity | (0.40) | (0.38) |
Management Efficiency
Finance of America has Return on Asset of 0.0128 % which means that on every $100 spent on assets, it made $0.0128 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 1.2656 %, implying that it generated $1.2656 on every 100 dollars invested. Finance Of's management efficiency ratios could be used to measure how well Finance Of manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to -0.0033. The current year's Return On Capital Employed is expected to grow to -0.0023. At present, Finance Of's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Intangible Assets is expected to grow to about 435.5 M, whereas Total Assets are forecasted to decline to about 19.4 B.Last Reported | Projected for Next Year | ||
Book Value Per Share | 38.21 | 36.30 | |
Tangible Book Value Per Share | 1.75 | 1.66 | |
Enterprise Value Over EBITDA | (67.41) | (64.04) | |
Price Book Value Ratio | 0.45 | 0.42 | |
Enterprise Value Multiple | (67.41) | (64.04) | |
Price Fair Value | 0.45 | 0.42 | |
Enterprise Value | 18.2 B | 11.8 B |
The management team at Finance Of has a track record of steering the company towards sustained growth. Evaluating their strategies helps in understanding the stock's long-term potential.
Technical Drivers
As of the 31st of January, Finance Of shows the Coefficient Of Variation of 556.05, mean deviation of 5.82, and Downside Deviation of 6.36. Finance of America technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.Finance of America Price Movement Analysis
The output start index for this execution was thirty-five with a total number of output elements of twenty-six. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Finance Of middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Finance of America. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
Finance of America Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Finance Of insiders, such as employees or executives, is commonly permitted as long as it does not rely on Finance Of's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Finance Of insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Finance Of Outstanding Bonds
Finance Of issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Finance of America uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Finance bonds can be classified according to their maturity, which is the date when Finance of America has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Dana 575 percent Corp BondUS235822AB96 | View | |
HSBC Holdings PLC Corp BondUS404280DR76 | View |
Finance Of Predictive Daily Indicators
Finance Of intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Finance Of stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Finance Of Corporate Filings
13th of January 2025 Other Reports | ViewVerify | |
26th of December 2024 Other Reports | ViewVerify | |
F4 | 16th of December 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 11th of December 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 10th of December 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 6th of December 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F3 | 21st of November 2024 An amendment to the original Schedule 13D filing | ViewVerify |
F4 | 19th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
Finance Of Forecast Models
Finance Of's time-series forecasting models are one of many Finance Of's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Finance Of's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About Finance Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Finance Of prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Finance shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Finance Of. By using and applying Finance Stock analysis, traders can create a robust methodology for identifying Finance entry and exit points for their positions.
Last Reported | Projected for Next Year | ||
Pretax Profit Margin | (0.82) | (0.78) | |
Operating Profit Margin | (0.27) | (0.25) | |
Net Loss | (0.39) | (0.41) | |
Gross Profit Margin | 1.09 | 1.07 |
Current Finance Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Finance analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Finance analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target Price | Advice | # of Analysts | |
28.0 | Buy | 2 | Odds |
Most Finance analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Finance stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Finance of America, talking to its executives and customers, or listening to Finance conference calls.
Finance Stock Analysis Indicators
Finance of America stock analysis indicators help investors evaluate how Finance Of stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Finance Of shares will generate the highest return on investment. By understating and applying Finance Of stock analysis, traders can identify Finance Of position entry and exit signals to maximize returns.
Begin Period Cash Flow | 277.4 M | |
Long Term Debt | 25.3 B | |
Common Stock Shares Outstanding | 8.2 M | |
Total Stockholder Equity | 232.3 M | |
Tax Provision | 1.1 M | |
Property Plant And Equipment Net | 29.4 M | |
Cash And Short Term Investments | 46.5 M | |
Cash | 46.5 M | |
Net Debt | 26.2 B | |
50 Day M A | 24.8502 | |
Total Current Liabilities | 1.1 B | |
Other Operating Expenses | 288.9 M | |
Non Current Assets Total | 27.1 B | |
Forward Price Earnings | 8.4531 | |
Non Currrent Assets Other | -333.6 M | |
Stock Based Compensation | 24.7 M |
Complementary Tools for Finance Stock analysis
When running Finance Of's price analysis, check to measure Finance Of's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finance Of is operating at the current time. Most of Finance Of's value examination focuses on studying past and present price action to predict the probability of Finance Of's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Finance Of's price. Additionally, you may evaluate how the addition of Finance Of to your portfolios can decrease your overall portfolio volatility.
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