First Savings Financial Net Income
| FSFG Stock | USD 33.98 1.08 3.28% |
As of the 14th of February 2026, First Savings shows the Downside Deviation of 1.42, coefficient of variation of 971.94, and Mean Deviation of 1.19. First Savings Financial technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm First Savings Financial variance, maximum drawdown, as well as the relationship between the Maximum Drawdown and semi variance to decide if First Savings Financial is priced favorably, providing market reflects its regular price of 33.98 per share. Given that First Savings has jensen alpha of 0.1905, we urge you to verify First Savings Financial's prevailing market performance to make sure the company can sustain itself at a future point.
First Savings Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 8.3474 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 26.6 M | 28 M | |
| Net Income Applicable To Common Shares | 18.9 M | 10.4 M | |
| Net Income From Continuing Ops | 26.6 M | 14.5 M | |
| Net Income Per Share | 3.03 | 3.19 | |
| Net Income Per E B T | 0.78 | 0.58 |
First | Net Income | Build AI portfolio with First Stock |
The Net Income trend for First Savings Financial offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether First Savings is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest First Savings' Net Income Growth Pattern
Below is the plot of the Net Income of First Savings Financial over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in First Savings Financial financial statement analysis. It represents the amount of money remaining after all of First Savings Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is First Savings' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Savings' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 23.16 M | 10 Years Trend |
|
Net Income |
| Timeline |
First Net Income Regression Statistics
| Arithmetic Mean | 14,374,297 | |
| Geometric Mean | 10,677,951 | |
| Coefficient Of Variation | 70.36 | |
| Mean Deviation | 8,426,703 | |
| Median | 10,902,000 | |
| Standard Deviation | 10,113,579 | |
| Sample Variance | 102.3T | |
| Range | 32.3M | |
| R-Value | 0.75 | |
| Mean Square Error | 47.5T | |
| R-Squared | 0.57 | |
| Significance | 0.0005 | |
| Slope | 1,505,454 | |
| Total Sum of Squares | 1636.6T |
First Net Income History
Other Fundumenentals of First Savings Financial
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
First Savings Net Income component correlations
First Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for First Savings is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Net Income. Since First Savings' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First Savings' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First Savings' interrelated accounts and indicators.
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Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
CompetitionFirst Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, First Savings Financial reported net income of 23.16 M. This is 98.19% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 95.94% higher than that of the company.
First Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Savings' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Savings could also be used in its relative valuation, which is a method of valuing First Savings by comparing valuation metrics of similar companies.First Savings is currently under evaluation in net income category among its peers.
First Savings ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First Savings' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First Savings' managers, analysts, and investors.Environmental | Governance | Social |
First Savings Institutional Holders
Institutional Holdings refers to the ownership stake in First Savings that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of First Savings' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing First Savings' value.| Shares | State Street Corp | 2025-06-30 | 59.3 K | Bridgeway Capital Management, Llc | 2025-06-30 | 53.6 K | Stilwell Value Llc | 2025-06-30 | 52.5 K | Connor Clark & Lunn Inv Mgmt Ltd | 2025-06-30 | 35.1 K | Empowered Funds, Llc | 2025-06-30 | 32.9 K | Millennium Management Llc | 2025-06-30 | 31.9 K | Citadel Advisors Llc | 2025-06-30 | 26.3 K | O'shaughnessy Asset Management Llc | 2025-06-30 | 24.4 K | Goldman Sachs Group Inc | 2025-06-30 | 20.1 K | Fj Capital Management Llc | 2025-06-30 | 282.9 K | Vanguard Group Inc | 2025-06-30 | 282.3 K |
First Fundamentals
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0096 | ||||
| Profit Margin | 0.28 % | ||||
| Operating Margin | 0.34 % | ||||
| Current Valuation | 670.55 M | ||||
| Shares Outstanding | 7.02 M | ||||
| Shares Owned By Insiders | 21.76 % | ||||
| Shares Owned By Institutions | 39.75 % | ||||
| Number Of Shares Shorted | 63.82 K | ||||
| Price To Earning | 1.05 X | ||||
| Price To Book | 1.23 X | ||||
| Price To Sales | 2.83 X | ||||
| Revenue | 146.33 M | ||||
| Gross Profit | 84.22 M | ||||
| EBITDA | 29.11 M | ||||
| Net Income | 23.16 M | ||||
| Cash And Equivalents | 40.34 M | ||||
| Cash Per Share | 5.73 X | ||||
| Total Debt | 463.76 M | ||||
| Debt To Equity | 8.20 % | ||||
| Book Value Per Share | 28.14 X | ||||
| Cash Flow From Operations | 79.13 M | ||||
| Short Ratio | 4.24 X | ||||
| Earnings Per Share | 3.32 X | ||||
| Target Price | 34.0 | ||||
| Number Of Employees | 244 | ||||
| Beta | 0.44 | ||||
| Market Capitalization | 238.37 M | ||||
| Total Asset | 2.4 B | ||||
| Retained Earnings | 192.11 M | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 1.23 % | ||||
| Net Asset | 2.4 B | ||||
| Last Dividend Paid | 0.63 |
About First Savings Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Savings Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Savings using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Savings Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Can Regional Banks industry sustain growth momentum? Does First have expansion opportunities? Factors like these will boost the valuation of First Savings. Market participants price First higher when confident in its future expansion prospects. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating First Savings demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.418 | Dividend Share 0.63 | Earnings Share 3.32 | Revenue Per Share | Quarterly Revenue Growth 0.263 |
Investors evaluate First Savings Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating First Savings' intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause First Savings' market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between First Savings' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Savings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, First Savings' market price signifies the transaction level at which participants voluntarily complete trades.