Hanmi Financial Net Income
| HAFC Stock | USD 28.09 0.13 0.46% |
As of the 9th of February, Hanmi Financial retains the Market Risk Adjusted Performance of 0.136, risk adjusted performance of 0.045, and Downside Deviation of 2.59. Hanmi Financial technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.
Hanmi Financial Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.1464 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 71.5 M | 75.1 M | |
| Net Income Applicable To Common Shares | 116 M | 121.8 M | |
| Net Income From Continuing Ops | 71.5 M | 67.5 M | |
| Net Income Per Share | 2.55 | 2.68 | |
| Net Income Per E B T | 0.71 | 0.86 |
Hanmi | Net Income | Build AI portfolio with Hanmi Stock |
Analyzing Hanmi Financial's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Hanmi Financial's current valuation and future prospects.
Latest Hanmi Financial's Net Income Growth Pattern
Below is the plot of the Net Income of Hanmi Financial over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Hanmi Financial financial statement analysis. It represents the amount of money remaining after all of Hanmi Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Hanmi Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Hanmi Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 62.2 M | 10 Years Trend |
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Net Income |
| Timeline |
Hanmi Net Income Regression Statistics
| Arithmetic Mean | 59,777,321 | |
| Geometric Mean | 53,537,769 | |
| Coefficient Of Variation | 42.15 | |
| Mean Deviation | 20,020,965 | |
| Median | 56,489,000 | |
| Standard Deviation | 25,197,719 | |
| Sample Variance | 634.9T | |
| Range | 89.4M | |
| R-Value | 0.59 | |
| Mean Square Error | 441.4T | |
| R-Squared | 0.35 | |
| Significance | 0.01 | |
| Slope | 2,944,881 | |
| Total Sum of Squares | 10158.8T |
Hanmi Net Income History
Other Fundumenentals of Hanmi Financial
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Hanmi Financial Net Income component correlations
Hanmi Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Hanmi Financial is extremely important. It helps to project a fair market value of Hanmi Stock properly, considering its historical fundamentals such as Net Income. Since Hanmi Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Hanmi Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Hanmi Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could Hanmi diversify its offerings? Factors like these will boost the valuation of Hanmi Financial. Market participants price Hanmi higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Hanmi Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.205 | Dividend Share 1.08 | Earnings Share 2.51 | Revenue Per Share | Quarterly Revenue Growth 0.157 |
Investors evaluate Hanmi Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Hanmi Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Hanmi Financial's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Hanmi Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanmi Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Hanmi Financial's market price signifies the transaction level at which participants voluntarily complete trades.
Hanmi Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Hanmi Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Hanmi Financial.
| 11/11/2025 |
| 02/09/2026 |
If you would invest 0.00 in Hanmi Financial on November 11, 2025 and sell it all today you would earn a total of 0.00 from holding Hanmi Financial or generate 0.0% return on investment in Hanmi Financial over 90 days. Hanmi Financial is related to or competes with Capitol Federal, MidWestOne Financial, Central Pacific, Amalgamated Bank, Heritage Financial, Esquire Financial, and Southside Bancshares. Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and s... More
Hanmi Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Hanmi Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Hanmi Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.59 | |||
| Information Ratio | 0.0094 | |||
| Maximum Drawdown | 18.16 | |||
| Value At Risk | (1.93) | |||
| Potential Upside | 3.23 |
Hanmi Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Hanmi Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Hanmi Financial's standard deviation. In reality, there are many statistical measures that can use Hanmi Financial historical prices to predict the future Hanmi Financial's volatility.| Risk Adjusted Performance | 0.045 | |||
| Jensen Alpha | 0.0374 | |||
| Total Risk Alpha | (0.13) | |||
| Sortino Ratio | 0.0085 | |||
| Treynor Ratio | 0.126 |
Hanmi Financial February 9, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.045 | |||
| Market Risk Adjusted Performance | 0.136 | |||
| Mean Deviation | 1.28 | |||
| Semi Deviation | 2.31 | |||
| Downside Deviation | 2.59 | |||
| Coefficient Of Variation | 2094.57 | |||
| Standard Deviation | 2.34 | |||
| Variance | 5.47 | |||
| Information Ratio | 0.0094 | |||
| Jensen Alpha | 0.0374 | |||
| Total Risk Alpha | (0.13) | |||
| Sortino Ratio | 0.0085 | |||
| Treynor Ratio | 0.126 | |||
| Maximum Drawdown | 18.16 | |||
| Value At Risk | (1.93) | |||
| Potential Upside | 3.23 | |||
| Downside Variance | 6.7 | |||
| Semi Variance | 5.35 | |||
| Expected Short fall | (1.46) | |||
| Skewness | (2.10) | |||
| Kurtosis | 15.65 |
Hanmi Financial Backtested Returns
At this point, Hanmi Financial is very steady. Hanmi Financial holds Efficiency (Sharpe) Ratio of 0.0414, which attests that the entity had a 0.0414 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Hanmi Financial, which you can use to evaluate the volatility of the firm. Please check out Hanmi Financial's Risk Adjusted Performance of 0.045, downside deviation of 2.59, and Market Risk Adjusted Performance of 0.136 to validate if the risk estimate we provide is consistent with the expected return of 0.1%. Hanmi Financial has a performance score of 3 on a scale of 0 to 100. The company retains a Market Volatility (i.e., Beta) of 0.81, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, Hanmi Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Hanmi Financial is expected to be smaller as well. Hanmi Financial right now retains a risk of 2.42%. Please check out Hanmi Financial maximum drawdown, semi variance, and the relationship between the sortino ratio and potential upside , to decide if Hanmi Financial will be following its current trending patterns.
Auto-correlation | 0.03 |
Virtually no predictability
Hanmi Financial has virtually no predictability. Overlapping area represents the amount of predictability between Hanmi Financial time series from 11th of November 2025 to 26th of December 2025 and 26th of December 2025 to 9th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Hanmi Financial price movement. The serial correlation of 0.03 indicates that only 3.0% of current Hanmi Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.03 | |
| Spearman Rank Test | 0.24 | |
| Residual Average | 0.0 | |
| Price Variance | 0.84 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Hanmi Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Hanmi Financial reported net income of 62.2 M. This is 95.13% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 89.11% higher than that of the company.
Hanmi Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Hanmi Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Hanmi Financial could also be used in its relative valuation, which is a method of valuing Hanmi Financial by comparing valuation metrics of similar companies.Hanmi Financial is currently under evaluation in net income category among its peers.
Hanmi Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Hanmi Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Hanmi Financial's managers, analysts, and investors.Environmental | Governance | Social |
Hanmi Financial Institutional Holders
Institutional Holdings refers to the ownership stake in Hanmi Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Hanmi Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Hanmi Financial's value.| Shares | Goldman Sachs Group Inc | 2025-06-30 | 561.9 K | Hotchkis & Wiley Capital Management Llc | 2025-06-30 | 547.6 K | Jpmorgan Chase & Co | 2025-06-30 | 523 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 512.4 K | Bank Of New York Mellon Corp | 2025-06-30 | 461.2 K | Amvescap Plc. | 2025-06-30 | 386.1 K | Charles Schwab Investment Management Inc | 2025-06-30 | 350.1 K | Northern Trust Corp | 2025-06-30 | 345.9 K | Ameriprise Financial Inc | 2025-06-30 | 328.4 K | Blackrock Inc | 2025-06-30 | 4.5 M | Fmr Inc | 2025-06-30 | 2.4 M |
Hanmi Fundamentals
| Return On Equity | 0.0996 | ||||
| Return On Asset | 0.0098 | ||||
| Profit Margin | 0.30 % | ||||
| Operating Margin | 0.44 % | ||||
| Current Valuation | 900.08 M | ||||
| Shares Outstanding | 29.89 M | ||||
| Shares Owned By Insiders | 1.97 % | ||||
| Shares Owned By Institutions | 93.33 % | ||||
| Number Of Shares Shorted | 577.35 K | ||||
| Price To Earning | 14.56 X | ||||
| Price To Book | 1.05 X | ||||
| Price To Sales | 3.29 X | ||||
| Revenue | 444.74 M | ||||
| Gross Profit | 255.73 M | ||||
| EBITDA | 107.93 M | ||||
| Net Income | 62.2 M | ||||
| Cash And Equivalents | 275.16 M | ||||
| Cash Per Share | 9.10 X | ||||
| Total Debt | 280.46 M | ||||
| Debt To Equity | 0.04 % | ||||
| Book Value Per Share | 26.87 X | ||||
| Cash Flow From Operations | 53.95 M | ||||
| Short Ratio | 1.59 X | ||||
| Earnings Per Share | 2.51 X | ||||
| Price To Earnings To Growth | 2.14 X | ||||
| Target Price | 31.67 | ||||
| Number Of Employees | 597 | ||||
| Beta | 0.72 | ||||
| Market Capitalization | 841.44 M | ||||
| Total Asset | 7.87 B | ||||
| Retained Earnings | 394.33 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 4.12 % | ||||
| Net Asset | 7.87 B | ||||
| Last Dividend Paid | 1.08 |
About Hanmi Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Hanmi Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Hanmi Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Hanmi Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Hanmi Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Hanmi Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hanmi Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hanmi Financial Stock:Check out For information on how to trade Hanmi Stock refer to our How to Trade Hanmi Stock guide.You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Will Regional Banks sector continue expanding? Could Hanmi diversify its offerings? Factors like these will boost the valuation of Hanmi Financial. Market participants price Hanmi higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Hanmi Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.205 | Dividend Share 1.08 | Earnings Share 2.51 | Revenue Per Share | Quarterly Revenue Growth 0.157 |
Investors evaluate Hanmi Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Hanmi Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Hanmi Financial's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Hanmi Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanmi Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Hanmi Financial's market price signifies the transaction level at which participants voluntarily complete trades.