Home Federal Bancorp Net Income
| HFBL Stock | USD 18.93 0.18 0.96% |
As of the 14th of February 2026, Home Federal retains the Downside Deviation of 4.15, market risk adjusted performance of 3.63, and Risk Adjusted Performance of 0.1229. Home Federal technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out Home Federal Bancorp jensen alpha, as well as the relationship between the potential upside and skewness to decide if Home Federal is priced fairly, providing market reflects its last-minute price of 18.93 per share. Given that Home Federal Bancorp has jensen alpha of 0.5135, we strongly advise you to confirm Home Federal Bancorp's regular market performance to make sure the company can sustain itself at a future point.
Home Federal Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 2.7268 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 4.5 M | 3 M | |
| Net Income Applicable To Common Shares | 5.6 M | 3.5 M | |
| Net Income From Continuing Ops | 4.5 M | 4.5 M | |
| Net Income Per Share | 1.14 | 0.60 | |
| Net Income Per E B T | 0.75 | 0.57 |
Home | Net Income | Build AI portfolio with Home Stock |
Historical Net Income data for Home Federal serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether Home Federal Bancorp represents a compelling investment opportunity.
Latest Home Federal's Net Income Growth Pattern
Below is the plot of the Net Income of Home Federal Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Home Federal Bancorp financial statement analysis. It represents the amount of money remaining after all of Home Federal Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Home Federal's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Home Federal's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 3.89 M | 10 Years Trend |
|
Net Income |
| Timeline |
Home Net Income Regression Statistics
| Arithmetic Mean | 3,706,490 | |
| Geometric Mean | 3,469,099 | |
| Coefficient Of Variation | 30.81 | |
| Mean Deviation | 817,503 | |
| Median | 3,593,000 | |
| Standard Deviation | 1,141,989 | |
| Sample Variance | 1.3T | |
| Range | 4.9M | |
| R-Value | 0.60 | |
| Mean Square Error | 888.1B | |
| R-Squared | 0.36 | |
| Significance | 0.01 | |
| Slope | 135,989 | |
| Total Sum of Squares | 20.9T |
Home Net Income History
Other Fundumenentals of Home Federal Bancorp
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Home Federal Net Income component correlations
Home Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Home Federal is extremely important. It helps to project a fair market value of Home Stock properly, considering its historical fundamentals such as Net Income. Since Home Federal's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Home Federal's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Home Federal's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Home Federal. Market participants price Home higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Home Federal assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.69 | Dividend Share 0.525 | Earnings Share 1.47 | Revenue Per Share | Quarterly Revenue Growth 0.185 |
Home Federal Bancorp's market price often diverges from its book value, the accounting figure shown on Home's balance sheet. Smart investors calculate Home Federal's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Home Federal's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Home Federal's value and its price as these two are different measures arrived at by different means. Investors typically determine if Home Federal is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Home Federal's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Home Federal 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Home Federal's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Home Federal.
| 11/16/2025 |
| 02/14/2026 |
If you would invest 0.00 in Home Federal on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding Home Federal Bancorp or generate 0.0% return on investment in Home Federal over 90 days. Home Federal is related to or competes with AmeriServ Financial, OptimumBank Holdings, Texas Community, Tectonic Financial, Catalyst Bancorp, Meta Financial, and First Seacoast. Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various fina... More
Home Federal Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Home Federal's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Home Federal Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 4.15 | |||
| Information Ratio | 0.1238 | |||
| Maximum Drawdown | 21.75 | |||
| Value At Risk | (3.81) | |||
| Potential Upside | 6.91 |
Home Federal Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Home Federal's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Home Federal's standard deviation. In reality, there are many statistical measures that can use Home Federal historical prices to predict the future Home Federal's volatility.| Risk Adjusted Performance | 0.1229 | |||
| Jensen Alpha | 0.5135 | |||
| Total Risk Alpha | 0.2449 | |||
| Sortino Ratio | 0.1113 | |||
| Treynor Ratio | 3.62 |
Home Federal February 14, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1229 | |||
| Market Risk Adjusted Performance | 3.63 | |||
| Mean Deviation | 2.52 | |||
| Semi Deviation | 3.36 | |||
| Downside Deviation | 4.15 | |||
| Coefficient Of Variation | 701.32 | |||
| Standard Deviation | 3.73 | |||
| Variance | 13.93 | |||
| Information Ratio | 0.1238 | |||
| Jensen Alpha | 0.5135 | |||
| Total Risk Alpha | 0.2449 | |||
| Sortino Ratio | 0.1113 | |||
| Treynor Ratio | 3.62 | |||
| Maximum Drawdown | 21.75 | |||
| Value At Risk | (3.81) | |||
| Potential Upside | 6.91 | |||
| Downside Variance | 17.23 | |||
| Semi Variance | 11.28 | |||
| Expected Short fall | (2.64) | |||
| Skewness | (0.69) | |||
| Kurtosis | 3.21 |
Home Federal Bancorp Backtested Returns
Home Federal appears to be not too volatile, given 3 months investment horizon. Home Federal Bancorp holds Efficiency (Sharpe) Ratio of 0.12, which attests that the entity had a 0.12 % return per unit of risk over the last 3 months. By evaluating Home Federal's technical indicators, you can evaluate if the expected return of 0.51% is justified by implied risk. Please utilize Home Federal's Risk Adjusted Performance of 0.1229, downside deviation of 4.15, and Market Risk Adjusted Performance of 3.63 to validate if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Home Federal holds a performance score of 9. The company retains a Market Volatility (i.e., Beta) of 0.14, which attests to not very significant fluctuations relative to the market. As returns on the market increase, Home Federal's returns are expected to increase less than the market. However, during the bear market, the loss of holding Home Federal is expected to be smaller as well. Please check Home Federal's sortino ratio, skewness, price action indicator, as well as the relationship between the potential upside and rate of daily change , to make a quick decision on whether Home Federal's current trending patterns will revert.
Auto-correlation | 0.31 |
Below average predictability
Home Federal Bancorp has below average predictability. Overlapping area represents the amount of predictability between Home Federal time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Home Federal Bancorp price movement. The serial correlation of 0.31 indicates that nearly 31.0% of current Home Federal price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.31 | |
| Spearman Rank Test | 0.4 | |
| Residual Average | 0.0 | |
| Price Variance | 0.28 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Home Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
|
Based on the recorded statements, Home Federal Bancorp reported net income of 3.89 M. This is 99.7% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 99.32% higher than that of the company.
Home Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Home Federal's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Home Federal could also be used in its relative valuation, which is a method of valuing Home Federal by comparing valuation metrics of similar companies.Home Federal is currently under evaluation in net income category among its peers.
Home Federal Current Valuation Drivers
We derive many important indicators used in calculating different scores of Home Federal from analyzing Home Federal's financial statements. These drivers represent accounts that assess Home Federal's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Home Federal's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 63.0M | 63.9M | 42.4M | 35.0M | 31.5M | 32.9M | |
| Enterprise Value | 5.5M | 24.8M | 31.2M | 26.7M | 30.7M | 52.3M |
Home Federal ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Home Federal's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Home Federal's managers, analysts, and investors.Environmental | Governance | Social |
Home Federal Institutional Holders
Institutional Holdings refers to the ownership stake in Home Federal that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Home Federal's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Home Federal's value.| Shares | Acadian Asset Management Llc | 2025-06-30 | 0.0 | Tower Research Capital Llc | 2025-03-31 | 0.0 | Stilwell Value Llc | 2025-06-30 | 80 K | Alliancebernstein L.p. | 2025-06-30 | 67.2 K | Fj Capital Management Llc | 2025-06-30 | 24.9 K | Vanguard Group Inc | 2025-06-30 | 18.3 K | Geode Capital Management, Llc | 2025-06-30 | 16.3 K | Dimensional Fund Advisors, Inc. | 2025-06-30 | 14.5 K | Blackrock Inc | 2025-06-30 | 4.8 K | Goss Wealth Management Llc | 2025-06-30 | 4 K | Steward Partners Investment Advisory, Llc | 2025-06-30 | 600 |
Home Fundamentals
| Return On Equity | 0.082 | ||||
| Return On Asset | 0.0073 | ||||
| Profit Margin | 0.21 % | ||||
| Operating Margin | 0.37 % | ||||
| Current Valuation | 23.39 M | ||||
| Shares Outstanding | 3.09 M | ||||
| Shares Owned By Insiders | 40.79 % | ||||
| Shares Owned By Institutions | 7.64 % | ||||
| Number Of Shares Shorted | 3 K | ||||
| Price To Earning | 13.15 X | ||||
| Price To Book | 1.00 X | ||||
| Price To Sales | 2.56 X | ||||
| Revenue | 32.33 M | ||||
| Gross Profit | 21.72 M | ||||
| EBITDA | 6.02 M | ||||
| Net Income | 3.89 M | ||||
| Cash And Equivalents | 64.08 M | ||||
| Cash Per Share | 21.48 X | ||||
| Total Debt | 4 M | ||||
| Debt To Equity | 4.53 % | ||||
| Book Value Per Share | 18.81 X | ||||
| Cash Flow From Operations | 5.47 M | ||||
| Short Ratio | 1.38 X | ||||
| Earnings Per Share | 1.47 X | ||||
| Number Of Employees | 67 | ||||
| Beta | 0.34 | ||||
| Market Capitalization | 47.1 M | ||||
| Total Asset | 609.49 M | ||||
| Retained Earnings | 15.24 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 1.92 % | ||||
| Net Asset | 609.49 M | ||||
| Last Dividend Paid | 0.53 |
About Home Federal Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Home Federal Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Home Federal using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Home Federal Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Prophet is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ProphetCheck out You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Home Federal. Market participants price Home higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Home Federal assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.69 | Dividend Share 0.525 | Earnings Share 1.47 | Revenue Per Share | Quarterly Revenue Growth 0.185 |
Home Federal Bancorp's market price often diverges from its book value, the accounting figure shown on Home's balance sheet. Smart investors calculate Home Federal's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Home Federal's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Home Federal's value and its price as these two are different measures arrived at by different means. Investors typically determine if Home Federal is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Home Federal's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.