Intact Financial Stock Net Income
| IFC Stock | CAD 264.03 2.28 0.87% |
As of the 27th of February, Intact Financial retains the Standard Deviation of 1.22, risk adjusted performance of (0.06), and Market Risk Adjusted Performance of 0.6169. Intact Financial technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.
Intact Financial Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 2.192 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 4.3 B | 4.5 B | |
| Net Income From Continuing Ops | 3.4 B | 3.5 B | |
| Net Income Applicable To Common Shares | 3.3 B | 3.4 B | |
| Net Income Per Share | 18.89 | 19.84 | |
| Net Income Per E B T | 0.78 | 0.64 |
Intact | Net Income |
Evaluating Intact Financial's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Intact Financial's fundamental strength.
Latest Intact Financial's Net Income Growth Pattern
Below is the plot of the Net Income of Intact Financial over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Intact Financial financial statement analysis. It represents the amount of money remaining after all of Intact Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Intact Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Intact Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 4.31 B | 10 Years Trend |
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Net Income |
| Timeline |
Intact Net Income Regression Statistics
| Arithmetic Mean | 1,294,925,706 | |
| Geometric Mean | 951,352,978 | |
| Coefficient Of Variation | 81.05 | |
| Mean Deviation | 854,434,796 | |
| Median | 782,000,000 | |
| Standard Deviation | 1,049,501,786 | |
| Sample Variance | 1101454T | |
| Range | 3.4B | |
| R-Value | 0.87 | |
| Mean Square Error | 281125.9T | |
| R-Squared | 0.76 | |
| Slope | 181,269,863 | |
| Total Sum of Squares | 17623264T |
Intact Net Income History
Intact Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Intact Financial is extremely important. It helps to project a fair market value of Intact Stock properly, considering its historical fundamentals such as Net Income. Since Intact Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Intact Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Intact Financial's interrelated accounts and indicators.
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Intact Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Intact Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Intact Financial.
| 11/29/2025 |
| 02/27/2026 |
If you would invest 0.00 in Intact Financial on November 29, 2025 and sell it all today you would earn a total of 0.00 from holding Intact Financial or generate 0.0% return on investment in Intact Financial over 90 days. Intact Financial is related to or competes with Fairfax Financial, Sun Life, Great West, Toronto-Dominion, Power, Manulife Financial, and Definity Financial. Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals... More
Intact Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Intact Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Intact Financial upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.18) | |||
| Maximum Drawdown | 6.79 | |||
| Value At Risk | (1.77) | |||
| Potential Upside | 1.69 |
Intact Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Intact Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Intact Financial's standard deviation. In reality, there are many statistical measures that can use Intact Financial historical prices to predict the future Intact Financial's volatility.| Risk Adjusted Performance | (0.06) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.29) | |||
| Treynor Ratio | 0.6069 |
Intact Financial February 27, 2026 Technical Indicators
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| Risk Adjusted Performance | (0.06) | |||
| Market Risk Adjusted Performance | 0.6169 | |||
| Mean Deviation | 0.9278 | |||
| Coefficient Of Variation | (1,258) | |||
| Standard Deviation | 1.22 | |||
| Variance | 1.49 | |||
| Information Ratio | (0.18) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.29) | |||
| Treynor Ratio | 0.6069 | |||
| Maximum Drawdown | 6.79 | |||
| Value At Risk | (1.77) | |||
| Potential Upside | 1.69 | |||
| Skewness | (0.11) | |||
| Kurtosis | 0.8628 |
Intact Financial Backtested Returns
Intact Financial holds Efficiency (Sharpe) Ratio of -0.0677, which attests that the entity had a -0.0677 % return per unit of risk over the last 3 months. Intact Financial exposes twenty-three different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check out Intact Financial's Risk Adjusted Performance of (0.06), market risk adjusted performance of 0.6169, and Standard Deviation of 1.22 to validate the risk estimate we provide. The company retains a Market Volatility (i.e., Beta) of -0.18, which attests to not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Intact Financial are expected to decrease at a much lower rate. During the bear market, Intact Financial is likely to outperform the market. At this point, Intact Financial has a negative expected return of -0.0843%. Please make sure to check out Intact Financial's daily balance of power, and the relationship between the skewness and day typical price , to decide if Intact Financial performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.37 |
Poor reverse predictability
Intact Financial has poor reverse predictability. Overlapping area represents the amount of predictability between Intact Financial time series from 29th of November 2025 to 13th of January 2026 and 13th of January 2026 to 27th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Intact Financial price movement. The serial correlation of -0.37 indicates that just about 37.0% of current Intact Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.37 | |
| Spearman Rank Test | -0.11 | |
| Residual Average | 0.0 | |
| Price Variance | 41.9 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Intact Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Intact Financial reported net income of 4.31 B. This is 237.16% higher than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all Canada stocks is significantly lower than that of the firm.
Intact Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Intact Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Intact Financial could also be used in its relative valuation, which is a method of valuing Intact Financial by comparing valuation metrics of similar companies.Intact Financial is currently under evaluation in net income category among its peers.
Intact Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Intact Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Intact Financial's managers, analysts, and investors.Environment Score | Governance Score | Social Score |
Intact Fundamentals
| Return On Equity | 0.17 | ||||
| Return On Asset | 0.0492 | ||||
| Profit Margin | 0.13 % | ||||
| Operating Margin | 0.20 % | ||||
| Current Valuation | 54.21 B | ||||
| Shares Outstanding | 177.56 M | ||||
| Shares Owned By Insiders | 0.30 % | ||||
| Shares Owned By Institutions | 45.75 % | ||||
| Number Of Shares Shorted | 1.35 M | ||||
| Price To Earning | 23.54 X | ||||
| Price To Book | 2.73 X | ||||
| Price To Sales | 1.80 X | ||||
| Revenue | 26.07 B | ||||
| Gross Profit | 4.89 B | ||||
| EBITDA | 5.33 B | ||||
| Net Income | 4.31 B | ||||
| Cash And Equivalents | 498 M | ||||
| Cash Per Share | 5.85 X | ||||
| Total Debt | 5.25 B | ||||
| Debt To Equity | 0.27 % | ||||
| Current Ratio | 0.32 X | ||||
| Book Value Per Share | 109.03 X | ||||
| Cash Flow From Operations | 4.39 B | ||||
| Short Ratio | 2.45 X | ||||
| Earnings Per Share | 18.51 X | ||||
| Price To Earnings To Growth | 0.87 X | ||||
| Target Price | 313.08 | ||||
| Number Of Employees | 32 K | ||||
| Beta | 0.26 | ||||
| Market Capitalization | 46.88 B | ||||
| Total Asset | 62.87 B | ||||
| Retained Earnings | 10.32 B | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 2.44 % | ||||
| Net Asset | 62.87 B | ||||
| Last Dividend Paid | 5.32 |
About Intact Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Intact Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Intact Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Intact Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Intact Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Intact Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Intact Financial will appreciate offsetting losses from the drop in the long position's value.Moving against Intact Stock
| 0.87 | PGDC | Patagonia Gold Corp | PairCorr |
| 0.84 | GUG | Gungnir Resources | PairCorr |
| 0.81 | OBE | Obsidian Energy | PairCorr |
| 0.76 | NSE | New Stratus Energy | PairCorr |
| 0.7 | FFU | F4 Uranium Corp | PairCorr |
The ability to find closely correlated positions to Intact Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Intact Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Intact Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Intact Financial to buy it.
The correlation of Intact Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Intact Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Intact Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Intact Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Other Information on Investing in Intact Stock
Intact Financial financial ratios help investors to determine whether Intact Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Intact with respect to the benefits of owning Intact Financial security.