International General Insurance Net Income

IGIC Stock  USD 25.12  0.12  0.48%   
As of the 15th of February 2026, International General retains the Risk Adjusted Performance of 0.1091, downside deviation of 1.36, and Market Risk Adjusted Performance of 7.58. International General technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.

International General Total Revenue

334.73 Million

International General's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing International General's valuation are provided below:
Gross Profit
225.8 M
Profit Margin
0.2376
Market Capitalization
1.1 B
Enterprise Value Revenue
1.705
Revenue
525.8 M
We have found one hundred twenty available fundamental trends for International General, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to confirm all of International General's regular performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. As of February 15, 2026, Market Cap is expected to decline to about 948.3 M. In addition to that, Enterprise Value is expected to decline to about 764.6 M This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income Applicable To Common Shares90.8 M95.4 M
Net Income155.5 M163.3 M
Net Income From Continuing Ops155.4 M163.2 M
Net Income Per Share 2.75  2.89 
Net Income Per E B T 1.17  1.08 
At present, International General's Net Income is projected to increase significantly based on the last few years of reporting. The current year's Net Income From Continuing Ops is expected to grow to about 163.2 M, whereas Net Income Per E B T is forecasted to decline to 1.08.
  
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Analyzing International General's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing International General's current valuation and future prospects.

Latest International General's Net Income Growth Pattern

Below is the plot of the Net Income of International General Insurance over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in International General financial statement analysis. It represents the amount of money remaining after all of International General Insurance operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is International General's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in International General's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 135.2 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

International Net Income Regression Statistics

Arithmetic Mean60,844,047
Geometric Mean44,806,057
Coefficient Of Variation82.87
Mean Deviation41,997,323
Median35,000,000
Standard Deviation50,423,393
Sample Variance2542.5T
Range156.2M
R-Value0.77
Mean Square Error1098T
R-Squared0.60
Significance0.0003
Slope7,703,230
Total Sum of Squares40680.3T

International Net Income History

2026163.2 M
2025155.4 M
2024135.2 M
2023118.2 M
202289.2 M
202146.8 M
202027.3 M

Other Fundumenentals of International General

International General Net Income component correlations

International Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for International General is extremely important. It helps to project a fair market value of International Stock properly, considering its historical fundamentals such as Net Income. Since International General's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of International General's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of International General's interrelated accounts and indicators.
Will Property & Casualty Insurance sector continue expanding? Could International diversify its offerings? Factors like these will boost the valuation of International General. Market participants price International higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every International General data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.001
Dividend Share
0.25
Earnings Share
2.84
Revenue Per Share
12.029
Quarterly Revenue Growth
(0.07)
International General's market price often diverges from its book value, the accounting figure shown on International's balance sheet. Smart investors calculate International General's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since International General's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between International General's value and its price as these two are different measures arrived at by different means. Investors typically determine if International General is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, International General's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

International General 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to International General's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of International General.
0.00
11/17/2025
No Change 0.00  0.0 
In 2 months and 31 days
02/15/2026
0.00
If you would invest  0.00  in International General on November 17, 2025 and sell it all today you would earn a total of 0.00 from holding International General Insurance or generate 0.0% return on investment in International General over 90 days. International General is related to or competes with Universal Insurance, Barings BDC, Bain Capital, Ategrity Specialty, Texas Capital, Tompkins Financial, and Old Second. International General Insurance Holdings Ltd More

International General Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure International General's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess International General Insurance upside and downside potential and time the market with a certain degree of confidence.

International General Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for International General's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as International General's standard deviation. In reality, there are many statistical measures that can use International General historical prices to predict the future International General's volatility.
Hype
Prediction
LowEstimatedHigh
23.9925.1526.31
Details
Intrinsic
Valuation
LowRealHigh
22.6129.6330.79
Details
1 Analysts
Consensus
LowTargetHigh
27.3030.0033.30
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.750.750.76
Details

International General February 15, 2026 Technical Indicators

International General Backtested Returns

At this point, International General is very steady. International General holds Efficiency (Sharpe) Ratio of 0.0976, which attests that the entity had a 0.0976 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for International General, which you can use to evaluate the volatility of the firm. Please check out International General's Downside Deviation of 1.36, market risk adjusted performance of 7.58, and Risk Adjusted Performance of 0.1091 to validate if the risk estimate we provide is consistent with the expected return of 0.11%. International General has a performance score of 7 on a scale of 0 to 100. The company retains a Market Volatility (i.e., Beta) of 0.0186, which attests to not very significant fluctuations relative to the market. As returns on the market increase, International General's returns are expected to increase less than the market. However, during the bear market, the loss of holding International General is expected to be smaller as well. International General right now retains a risk of 1.16%. Please check out International General skewness, day typical price, and the relationship between the downside variance and daily balance of power , to decide if International General will be following its current trending patterns.

Auto-correlation

    
  0.62  

Good predictability

International General Insurance has good predictability. Overlapping area represents the amount of predictability between International General time series from 17th of November 2025 to 1st of January 2026 and 1st of January 2026 to 15th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of International General price movement. The serial correlation of 0.62 indicates that roughly 62.0% of current International General price fluctuation can be explain by its past prices.
Correlation Coefficient0.62
Spearman Rank Test0.6
Residual Average0.0
Price Variance0.37
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

International Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

(15.9 Million)

At present, International General's Accumulated Other Comprehensive Income is projected to decrease significantly based on the last few years of reporting.
Based on the recorded statements, International General Insurance reported net income of 135.2 M. This is 89.42% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 76.32% higher than that of the company.

International Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses International General's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of International General could also be used in its relative valuation, which is a method of valuing International General by comparing valuation metrics of similar companies.
International General is currently under evaluation in net income category among its peers.

International General ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, International General's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to International General's managers, analysts, and investors.
Environmental
Governance
Social

International General Institutional Holders

Institutional Holdings refers to the ownership stake in International General that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of International General's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing International General's value.
Shares
Sowell Financial Services, Llc2025-06-30
84.9 K
Cwa Asset Management Group, Llc2025-06-30
73.9 K
Ballast Asset Management, Lp2025-06-30
72.9 K
Two Sigma Investments Llc2025-06-30
71.1 K
Tudor Investment Corp Et Al2025-06-30
60.4 K
New Vernon Investment Management Llc2025-06-30
59.3 K
Morgan Stanley - Brokerage Accounts2025-06-30
58.1 K
Mackenzie Investments2025-06-30
38 K
Franklin Resources Inc2025-06-30
38 K
Royce & Associates, Lp2025-06-30
3.1 M
Gilder Gagnon Howe & Co Llc2025-06-30
1.2 M

International Fundamentals

About International General Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze International General Insurance's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of International General using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of International General Insurance based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether International General offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of International General's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of International General Insurance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on International General Insurance Stock:
Will Property & Casualty Insurance sector continue expanding? Could International diversify its offerings? Factors like these will boost the valuation of International General. Market participants price International higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every International General data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.001
Dividend Share
0.25
Earnings Share
2.84
Revenue Per Share
12.029
Quarterly Revenue Growth
(0.07)
International General's market price often diverges from its book value, the accounting figure shown on International's balance sheet. Smart investors calculate International General's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since International General's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between International General's value and its price as these two are different measures arrived at by different means. Investors typically determine if International General is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, International General's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.