James River Group Net Income
| JRVR Stock | USD 7.04 0.10 1.44% |
As of the 8th of February, James River retains the Market Risk Adjusted Performance of 1.01, downside deviation of 2.42, and Risk Adjusted Performance of 0.1467. James River technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out James River Group coefficient of variation, maximum drawdown, as well as the relationship between the Maximum Drawdown and skewness to decide if James River is priced fairly, providing market reflects its last-minute price of 7.04 per share. Given that James River Group has jensen alpha of 0.4638, we strongly advise you to confirm James River Group's regular market performance to make sure the company can sustain itself at a future point.
James River Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 0.8473 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income Applicable To Common Shares | 20 M | 17.4 M | |
| Net Loss | -73 M | -69.4 M | |
| Net Loss | -57.1 M | -54.3 M | |
| Net Loss | (2.41) | (2.29) | |
| Net Income Per E B T | 1.31 | 0.83 |
James | Net Income | Build AI portfolio with James Stock |
Evaluating James River's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into James River Group's fundamental strength.
Latest James River's Net Income Growth Pattern
Below is the plot of the Net Income of James River Group over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in James River Group financial statement analysis. It represents the amount of money remaining after all of James River Group operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is James River's Net Loss historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in James River's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported (81.12 M) | 10 Years Trend |
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Net Income |
| Timeline |
James Net Income Regression Statistics
| Arithmetic Mean | (1,562,035) | |
| Coefficient Of Variation | (4,615) | |
| Mean Deviation | 58,371,579 | |
| Median | 30,973,000 | |
| Standard Deviation | 72,080,886 | |
| Sample Variance | 5195.7T | |
| Range | 247.3M | |
| R-Value | (0.63) | |
| Mean Square Error | 3308.3T | |
| R-Squared | 0.40 | |
| Significance | 0.01 | |
| Slope | (9,062,093) | |
| Total Sum of Squares | 83130.5T |
James Net Income History
Other Fundumenentals of James River Group
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
James River Net Income component correlations
James Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for James River is extremely important. It helps to project a fair market value of James Stock properly, considering its historical fundamentals such as Net Income. Since James River's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of James River's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of James River's interrelated accounts and indicators.
Click cells to compare fundamentals
Can Property & Casualty Insurance industry sustain growth momentum? Does James have expansion opportunities? Factors like these will boost the valuation of James River. Expected growth trajectory for James significantly influences the price investors are willing to assign. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating James River demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth (0.53) | Dividend Share 0.04 | Earnings Share (2.14) | Revenue Per Share | Quarterly Revenue Growth (0.1) |
Understanding James River Group requires distinguishing between market price and book value, where the latter reflects James's accounting equity. The concept of intrinsic value - what James River's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Market sentiment, economic cycles, and investor behavior can push James River's price substantially above or below its fundamental value.
Understanding that James River's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether James River represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, James River's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
James River 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to James River's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of James River.
| 11/10/2025 |
| 02/08/2026 |
If you would invest 0.00 in James River on November 10, 2025 and sell it all today you would earn a total of 0.00 from holding James River Group or generate 0.0% return on investment in James River over 90 days. James River is related to or competes with Open Lending, TON Strategy, Yirendai, MBIA, Chicago Atlantic, Finance Of, and Sizzle Acquisition. James River Group Holdings, Ltd., through its subsidiaries, provides specialty insurance and reinsurance services in the... More
James River Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure James River's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess James River Group upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.42 | |||
| Information Ratio | 0.1428 | |||
| Maximum Drawdown | 21.85 | |||
| Value At Risk | (4.28) | |||
| Potential Upside | 4.88 |
James River Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for James River's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as James River's standard deviation. In reality, there are many statistical measures that can use James River historical prices to predict the future James River's volatility.| Risk Adjusted Performance | 0.1467 | |||
| Jensen Alpha | 0.4638 | |||
| Total Risk Alpha | 0.2103 | |||
| Sortino Ratio | 0.1751 | |||
| Treynor Ratio | 1.0 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of James River's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
James River February 8, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1467 | |||
| Market Risk Adjusted Performance | 1.01 | |||
| Mean Deviation | 2.0 | |||
| Semi Deviation | 2.07 | |||
| Downside Deviation | 2.42 | |||
| Coefficient Of Variation | 577.89 | |||
| Standard Deviation | 2.97 | |||
| Variance | 8.82 | |||
| Information Ratio | 0.1428 | |||
| Jensen Alpha | 0.4638 | |||
| Total Risk Alpha | 0.2103 | |||
| Sortino Ratio | 0.1751 | |||
| Treynor Ratio | 1.0 | |||
| Maximum Drawdown | 21.85 | |||
| Value At Risk | (4.28) | |||
| Potential Upside | 4.88 | |||
| Downside Variance | 5.87 | |||
| Semi Variance | 4.28 | |||
| Expected Short fall | (2.44) | |||
| Skewness | 1.6 | |||
| Kurtosis | 8.33 |
James River Group Backtested Returns
James River appears to be somewhat reliable, given 3 months investment horizon. James River Group holds Efficiency (Sharpe) Ratio of 0.22, which attests that the entity had a 0.22 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for James River Group, which you can use to evaluate the volatility of the firm. Please utilize James River's Risk Adjusted Performance of 0.1467, market risk adjusted performance of 1.01, and Downside Deviation of 2.42 to validate if our risk estimates are consistent with your expectations. On a scale of 0 to 100, James River holds a performance score of 17. The company retains a Market Volatility (i.e., Beta) of 0.5, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, James River's returns are expected to increase less than the market. However, during the bear market, the loss of holding James River is expected to be smaller as well. Please check James River's maximum drawdown, as well as the relationship between the skewness and day typical price , to make a quick decision on whether James River's current trending patterns will revert.
Auto-correlation | 0.75 |
Good predictability
James River Group has good predictability. Overlapping area represents the amount of predictability between James River time series from 10th of November 2025 to 25th of December 2025 and 25th of December 2025 to 8th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of James River Group price movement. The serial correlation of 0.75 indicates that around 75.0% of current James River price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.75 | |
| Spearman Rank Test | 0.79 | |
| Residual Average | 0.0 | |
| Price Variance | 0.07 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
James Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, James River Group reported net income of (81.12 Million). This is 106.35% lower than that of the Insurance sector and significantly lower than that of the Financials industry. The net income for all United States stocks is 114.21% higher than that of the company.
James Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses James River's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of James River could also be used in its relative valuation, which is a method of valuing James River by comparing valuation metrics of similar companies.James River is currently under evaluation in net income category among its peers.
James River Current Valuation Drivers
We derive many important indicators used in calculating different scores of James River from analyzing James River's financial statements. These drivers represent accounts that assess James River's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of James River's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 1.0B | 782.9M | 347.6M | 188.4M | 216.7M | 205.8M | |
| Enterprise Value | 1.2B | 936.1M | 399.7M | 130.9M | 150.5M | 143.0M |
James River ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, James River's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to James River's managers, analysts, and investors.Environmental | Governance | Social |
James River Institutional Holders
Institutional Holdings refers to the ownership stake in James River that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of James River's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing James River's value.| Shares | Dimensional Fund Advisors, Inc. | 2025-06-30 | 696.2 K | Boston Partners Global Investors, Inc | 2025-06-30 | 685.6 K | D. E. Shaw & Co Lp | 2025-06-30 | 682.4 K | Aqr Capital Management Llc | 2025-06-30 | 595.5 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 442.1 K | Kennedy Capital Management Inc | 2025-06-30 | 432.6 K | Two Sigma Advisers, Llc | 2025-06-30 | 381.5 K | Jacobs Levy Equity Management, Inc. | 2025-06-30 | 376.5 K | Charles Schwab Investment Management Inc | 2025-06-30 | 345.9 K | Gallatin Point Capital Llc | 2025-06-30 | 5.9 M | T. Rowe Price Investment Management,inc. | 2025-06-30 | 4.5 M |
James Fundamentals
| Return On Equity | -0.0697 | ||||
| Return On Asset | -0.0029 | ||||
| Profit Margin | (0.08) % | ||||
| Operating Margin | 0.05 % | ||||
| Current Valuation | 547.82 M | ||||
| Shares Outstanding | 45.97 M | ||||
| Shares Owned By Insiders | 7.42 % | ||||
| Shares Owned By Institutions | 73.18 % | ||||
| Number Of Shares Shorted | 1.14 M | ||||
| Price To Earning | 152.03 X | ||||
| Price To Book | 0.64 X | ||||
| Price To Sales | 0.50 X | ||||
| Revenue | 707.63 M | ||||
| Gross Profit | 168.35 M | ||||
| EBITDA | (47.16 M) | ||||
| Net Income | (81.12 M) | ||||
| Cash And Equivalents | 481.18 M | ||||
| Cash Per Share | 12.85 X | ||||
| Total Debt | 304.86 M | ||||
| Debt To Equity | 0.44 % | ||||
| Current Ratio | 2.29 X | ||||
| Book Value Per Share | 10.96 X | ||||
| Cash Flow From Operations | (247.09 M) | ||||
| Short Ratio | 3.83 X | ||||
| Earnings Per Share | (2.14) X | ||||
| Target Price | 7.33 | ||||
| Number Of Employees | 645 | ||||
| Beta | -0.038 | ||||
| Market Capitalization | 323.6 M | ||||
| Total Asset | 5.01 B | ||||
| Retained Earnings | (402.41 M) | ||||
| Working Capital | 165 M | ||||
| Current Asset | 651 M | ||||
| Current Liabilities | 486 M | ||||
| Annual Yield | 0.01 % | ||||
| Five Year Return | 3.07 % | ||||
| Net Asset | 5.01 B | ||||
| Last Dividend Paid | 0.04 |
About James River Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze James River Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of James River using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of James River Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with James River
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if James River position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in James River will appreciate offsetting losses from the drop in the long position's value.Moving together with James Stock
| 0.78 | CB | Chubb Sell-off Trend | PairCorr |
| 0.76 | ACT | Enact Holdings Normal Trading | PairCorr |
Moving against James Stock
The ability to find closely correlated positions to James River could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace James River when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back James River - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling James River Group to buy it.
The correlation of James River is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as James River moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if James River Group moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for James River can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Additional Tools for James Stock Analysis
When running James River's price analysis, check to measure James River's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy James River is operating at the current time. Most of James River's value examination focuses on studying past and present price action to predict the probability of James River's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move James River's price. Additionally, you may evaluate how the addition of James River to your portfolios can decrease your overall portfolio volatility.