Lakeland Financial Net Income
| LKFN Stock | USD 61.57 0.83 1.33% |
As of the 11th of February 2026, Lakeland Financial secures the Mean Deviation of 1.21, risk adjusted performance of 0.0595, and Downside Deviation of 1.28. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Lakeland Financial, as well as the relationship between them.
Lakeland Financial Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 6.5296 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 103.4 M | 108.5 M | |
| Net Income Applicable To Common Shares | 119.4 M | 125.4 M | |
| Net Income From Continuing Ops | 107.5 M | 77.2 M | |
| Net Income Per Share | 4.03 | 4.24 | |
| Net Income Per E B T | 0.82 | 0.57 |
Lakeland | Net Income | Build AI portfolio with Lakeland Stock |
Evaluating Lakeland Financial's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Lakeland Financial's fundamental strength.
Latest Lakeland Financial's Net Income Growth Pattern
Below is the plot of the Net Income of Lakeland Financial over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Lakeland Financial financial statement analysis. It represents the amount of money remaining after all of Lakeland Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Lakeland Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Lakeland Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 103.36 M | 10 Years Trend |
|
Net Income |
| Timeline |
Lakeland Net Income Regression Statistics
| Arithmetic Mean | 68,240,415 | |
| Geometric Mean | 57,221,255 | |
| Coefficient Of Variation | 45.94 | |
| Mean Deviation | 27,801,920 | |
| Median | 80,411,000 | |
| Standard Deviation | 31,346,967 | |
| Sample Variance | 982.6T | |
| Range | 103.4M | |
| R-Value | 0.96 | |
| Mean Square Error | 74T | |
| R-Squared | 0.93 | |
| Slope | 5,984,388 | |
| Total Sum of Squares | 15722.1T |
Lakeland Net Income History
Other Fundumenentals of Lakeland Financial
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Lakeland Financial Net Income component correlations
Lakeland Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Lakeland Financial is extremely important. It helps to project a fair market value of Lakeland Stock properly, considering its historical fundamentals such as Net Income. Since Lakeland Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Lakeland Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Lakeland Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could Lakeland diversify its offerings? Factors like these will boost the valuation of Lakeland Financial. Expected growth trajectory for Lakeland significantly influences the price investors are willing to assign. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Lakeland Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.233 | Dividend Share 2.02 | Earnings Share 3.97 | Revenue Per Share | Quarterly Revenue Growth 0.166 |
Investors evaluate Lakeland Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Lakeland Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Lakeland Financial's market price to deviate significantly from intrinsic value.
Understanding that Lakeland Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Lakeland Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Conversely, Lakeland Financial's market price signifies the transaction level at which participants voluntarily complete trades.
Lakeland Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Lakeland Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Lakeland Financial.
| 11/13/2025 |
| 02/11/2026 |
If you would invest 0.00 in Lakeland Financial on November 13, 2025 and sell it all today you would earn a total of 0.00 from holding Lakeland Financial or generate 0.0% return on investment in Lakeland Financial over 90 days. Lakeland Financial is related to or competes with German American, TriCo Bancshares, Stellar Bancorp, 1st Source, First Merchants, ST Bancorp, and Merchants Bancorp. Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking pro... More
Lakeland Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Lakeland Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Lakeland Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.28 | |||
| Information Ratio | 0.0096 | |||
| Maximum Drawdown | 7.37 | |||
| Value At Risk | (2.49) | |||
| Potential Upside | 3.46 |
Lakeland Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Lakeland Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Lakeland Financial's standard deviation. In reality, there are many statistical measures that can use Lakeland Financial historical prices to predict the future Lakeland Financial's volatility.| Risk Adjusted Performance | 0.0595 | |||
| Jensen Alpha | 0.0258 | |||
| Total Risk Alpha | (0.07) | |||
| Sortino Ratio | 0.0118 | |||
| Treynor Ratio | 0.1123 |
Lakeland Financial February 11, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0595 | |||
| Market Risk Adjusted Performance | 0.1223 | |||
| Mean Deviation | 1.21 | |||
| Semi Deviation | 1.22 | |||
| Downside Deviation | 1.28 | |||
| Coefficient Of Variation | 1467.07 | |||
| Standard Deviation | 1.58 | |||
| Variance | 2.5 | |||
| Information Ratio | 0.0096 | |||
| Jensen Alpha | 0.0258 | |||
| Total Risk Alpha | (0.07) | |||
| Sortino Ratio | 0.0118 | |||
| Treynor Ratio | 0.1123 | |||
| Maximum Drawdown | 7.37 | |||
| Value At Risk | (2.49) | |||
| Potential Upside | 3.46 | |||
| Downside Variance | 1.64 | |||
| Semi Variance | 1.48 | |||
| Expected Short fall | (1.53) | |||
| Skewness | 0.5478 | |||
| Kurtosis | 0.6463 |
Lakeland Financial Backtested Returns
As of now, Lakeland Stock is very steady. Lakeland Financial has Sharpe Ratio of 0.0734, which conveys that the firm had a 0.0734 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Lakeland Financial, which you can use to evaluate the volatility of the firm. Please verify Lakeland Financial's Mean Deviation of 1.21, risk adjusted performance of 0.0595, and Downside Deviation of 1.28 to check out if the risk estimate we provide is consistent with the expected return of 0.12%. Lakeland Financial has a performance score of 5 on a scale of 0 to 100. The company secures a Beta (Market Risk) of 0.87, which conveys possible diversification benefits within a given portfolio. Lakeland Financial returns are very sensitive to returns on the market. As the market goes up or down, Lakeland Financial is expected to follow. Lakeland Financial right now secures a risk of 1.63%. Please verify Lakeland Financial semi variance, and the relationship between the treynor ratio and daily balance of power , to decide if Lakeland Financial will be following its current price movements.
Auto-correlation | 0.58 |
Modest predictability
Lakeland Financial has modest predictability. Overlapping area represents the amount of predictability between Lakeland Financial time series from 13th of November 2025 to 28th of December 2025 and 28th of December 2025 to 11th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Lakeland Financial price movement. The serial correlation of 0.58 indicates that roughly 58.0% of current Lakeland Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.58 | |
| Spearman Rank Test | 0.69 | |
| Residual Average | 0.0 | |
| Price Variance | 4.75 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Lakeland Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
|
Based on the recorded statements, Lakeland Financial reported net income of 103.36 M. This is 91.91% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 81.9% higher than that of the company.
Lakeland Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Lakeland Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Lakeland Financial could also be used in its relative valuation, which is a method of valuing Lakeland Financial by comparing valuation metrics of similar companies.Lakeland Financial is currently under evaluation in net income category among its peers.
Lakeland Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Lakeland Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Lakeland Financial's managers, analysts, and investors.Environmental | Governance | Social |
Lakeland Financial Institutional Holders
Institutional Holdings refers to the ownership stake in Lakeland Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Lakeland Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Lakeland Financial's value.| Shares | First Trust Advisors L.p. | 2025-06-30 | 383.5 K | Northern Trust Corp | 2025-06-30 | 356.5 K | Millennium Management Llc | 2025-06-30 | 343.3 K | Fuller & Thaler Asset Management Inc | 2025-06-30 | 335.9 K | Ameriprise Financial Inc | 2025-06-30 | 325.9 K | Nfj Investment Group, Llc | 2025-06-30 | 283.7 K | Goldman Sachs Group Inc | 2025-06-30 | 220.3 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 218 K | Timucuan Asset Management Inc/fl | 2025-06-30 | 199.1 K | Blackrock Inc | 2025-06-30 | 3.6 M | Vanguard Group Inc | 2025-06-30 | 1.9 M |
Lakeland Fundamentals
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.0151 | ||||
| Profit Margin | 0.40 % | ||||
| Operating Margin | 0.53 % | ||||
| Current Valuation | 1.6 B | ||||
| Shares Outstanding | 25.22 M | ||||
| Shares Owned By Insiders | 2.84 % | ||||
| Shares Owned By Institutions | 86.64 % | ||||
| Number Of Shares Shorted | 1.84 M | ||||
| Price To Earning | 22.36 X | ||||
| Price To Book | 2.06 X | ||||
| Price To Sales | 6.11 X | ||||
| Revenue | 421.71 M | ||||
| Gross Profit | 257.19 M | ||||
| EBITDA | 130.37 M | ||||
| Net Income | 103.36 M | ||||
| Cash And Equivalents | 204.8 M | ||||
| Cash Per Share | 8.08 X | ||||
| Total Debt | 184.2 M | ||||
| Debt To Equity | 8.59 % | ||||
| Book Value Per Share | 30.23 X | ||||
| Cash Flow From Operations | 102.48 M | ||||
| Short Ratio | 9.50 X | ||||
| Earnings Per Share | 3.97 X | ||||
| Price To Earnings To Growth | 2.04 X | ||||
| Target Price | 66.25 | ||||
| Number Of Employees | 669 | ||||
| Beta | 0.73 | ||||
| Market Capitalization | 1.57 B | ||||
| Total Asset | 6.99 B | ||||
| Retained Earnings | 788.35 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 2.19 % | ||||
| Net Asset | 6.99 B | ||||
| Last Dividend Paid | 2.02 |
About Lakeland Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Lakeland Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Lakeland Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Lakeland Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Lakeland Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Lakeland Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Lakeland Financial will appreciate offsetting losses from the drop in the long position's value.Moving together with Lakeland Stock
| 0.67 | AX | Axos Financial | PairCorr |
| 0.69 | VABK | Virginia National | PairCorr |
| 0.84 | FFIN | First Financial Bank | PairCorr |
Moving against Lakeland Stock
The ability to find closely correlated positions to Lakeland Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Lakeland Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Lakeland Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Lakeland Financial to buy it.
The correlation of Lakeland Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Lakeland Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Lakeland Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Lakeland Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out To learn how to invest in Lakeland Stock, please use our How to Invest in Lakeland Financial guide.You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.
Will Regional Banks sector continue expanding? Could Lakeland diversify its offerings? Factors like these will boost the valuation of Lakeland Financial. Expected growth trajectory for Lakeland significantly influences the price investors are willing to assign. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Lakeland Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.233 | Dividend Share 2.02 | Earnings Share 3.97 | Revenue Per Share | Quarterly Revenue Growth 0.166 |
Investors evaluate Lakeland Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Lakeland Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Lakeland Financial's market price to deviate significantly from intrinsic value.
Understanding that Lakeland Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Lakeland Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Conversely, Lakeland Financial's market price signifies the transaction level at which participants voluntarily complete trades.