Mastercard Net Income
| MA Stock | USD 520.40 2.04 0.39% |
As of the 17th of February 2026, Mastercard secures the Mean Deviation of 1.05, standard deviation of 1.43, and Risk Adjusted Performance of (0.04). In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Mastercard, as well as the relationship between them.
Mastercard Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 14.9108 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 15 B | 15.7 B | |
| Net Income Applicable To Common Shares | 15 B | 15.7 B | |
| Net Income From Continuing Ops | 15 B | 15.7 B | |
| Net Income Per Share | 16.69 | 17.52 | |
| Net Income Per E B T | 0.81 | 0.57 |
Mastercard | Net Income | Build AI portfolio with Mastercard Stock |
Analyzing Mastercard's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Mastercard's current valuation and future prospects.
Latest Mastercard's Net Income Growth Pattern
Below is the plot of the Net Income of Mastercard over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Mastercard financial statement analysis. It represents the amount of money remaining after all of Mastercard operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Mastercard's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Mastercard's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 14.97 B | 10 Years Trend |
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Net Income |
| Timeline |
Mastercard Net Income Regression Statistics
| Arithmetic Mean | 6,880,151,941 | |
| Geometric Mean | 4,370,157,390 | |
| Coefficient Of Variation | 68.28 | |
| Mean Deviation | 3,920,863,107 | |
| Median | 5,859,000,000 | |
| Standard Deviation | 4,697,969,131 | |
| Sample Variance | 22070914T | |
| Range | 15.7B | |
| R-Value | 0.97 | |
| Mean Square Error | 1551960.2T | |
| R-Squared | 0.93 | |
| Slope | 899,148,863 | |
| Total Sum of Squares | 353134623.3T |
Mastercard Net Income History
Other Fundumenentals of Mastercard
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Mastercard Net Income component correlations
Mastercard Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Mastercard is extremely important. It helps to project a fair market value of Mastercard Stock properly, considering its historical fundamentals such as Net Income. Since Mastercard's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Mastercard's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Mastercard's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Transaction & Payment Processing Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Mastercard. Expected growth trajectory for Mastercard significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Mastercard assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.242 | Dividend Share 3.15 | Earnings Share 16.54 | Revenue Per Share | Quarterly Revenue Growth 0.176 |
The market value of Mastercard is measured differently than its book value, which is the value of Mastercard that is recorded on the company's balance sheet. Investors also form their own opinion of Mastercard's value that differs from its market value or its book value, called intrinsic value, which is Mastercard's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Mastercard's market value can be influenced by many factors that don't directly affect Mastercard's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Understanding that Mastercard's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Mastercard represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Meanwhile, Mastercard's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Mastercard 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Mastercard's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Mastercard.
| 11/19/2025 |
| 02/17/2026 |
If you would invest 0.00 in Mastercard on November 19, 2025 and sell it all today you would earn a total of 0.00 from holding Mastercard or generate 0.0% return on investment in Mastercard over 90 days. Mastercard is related to or competes with American Express, PayPal Holdings, Upstart Holdings, Capital One, Visa, Ally Financial, and SoFi Technologies. Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and se... More
Mastercard Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Mastercard's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Mastercard upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.11) | |||
| Maximum Drawdown | 8.31 | |||
| Value At Risk | (1.86) | |||
| Potential Upside | 2.37 |
Mastercard Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Mastercard's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Mastercard's standard deviation. In reality, there are many statistical measures that can use Mastercard historical prices to predict the future Mastercard's volatility.| Risk Adjusted Performance | (0.04) | |||
| Jensen Alpha | (0.15) | |||
| Total Risk Alpha | (0.20) | |||
| Treynor Ratio | (0.10) |
Mastercard February 17, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.09) | |||
| Mean Deviation | 1.05 | |||
| Coefficient Of Variation | (1,677) | |||
| Standard Deviation | 1.43 | |||
| Variance | 2.06 | |||
| Information Ratio | (0.11) | |||
| Jensen Alpha | (0.15) | |||
| Total Risk Alpha | (0.20) | |||
| Treynor Ratio | (0.10) | |||
| Maximum Drawdown | 8.31 | |||
| Value At Risk | (1.86) | |||
| Potential Upside | 2.37 | |||
| Skewness | 0.803 | |||
| Kurtosis | 2.07 |
Mastercard Backtested Returns
Mastercard has Sharpe Ratio of -0.0176, which conveys that the firm had a -0.0176 % return per unit of risk over the last 3 months. Mastercard exposes twenty-three different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please verify Mastercard's Mean Deviation of 1.05, risk adjusted performance of (0.04), and Standard Deviation of 1.43 to check out the risk estimate we provide. The company secures a Beta (Market Risk) of 0.95, which conveys possible diversification benefits within a given portfolio. Mastercard returns are very sensitive to returns on the market. As the market goes up or down, Mastercard is expected to follow. At this point, Mastercard has a negative expected return of -0.0255%. Please make sure to verify Mastercard's daily balance of power, and the relationship between the skewness and day typical price , to decide if Mastercard performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.42 |
Modest reverse predictability
Mastercard has modest reverse predictability. Overlapping area represents the amount of predictability between Mastercard time series from 19th of November 2025 to 3rd of January 2026 and 3rd of January 2026 to 17th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Mastercard price movement. The serial correlation of -0.42 indicates that just about 42.0% of current Mastercard price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.42 | |
| Spearman Rank Test | -0.37 | |
| Residual Average | 0.0 | |
| Price Variance | 342.51 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Mastercard Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Mastercard reported net income of 14.97 B. This is much higher than that of the Financial Services sector and significantly higher than that of the Financials industry. The net income for all United States stocks is significantly lower than that of the firm.
Mastercard Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Mastercard's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Mastercard could also be used in its relative valuation, which is a method of valuing Mastercard by comparing valuation metrics of similar companies.Mastercard is currently under evaluation in net income category among its peers.
Mastercard ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Mastercard's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Mastercard's managers, analysts, and investors.Environmental | Governance | Social |
Mastercard Institutional Holders
Institutional Holdings refers to the ownership stake in Mastercard that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Mastercard's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Mastercard's value.| Shares | Wellington Management Company Llp | 2025-06-30 | 12.3 M | Norges Bank | 2025-06-30 | 12 M | Capital Research Global Investors | 2025-06-30 | 9.7 M | Northern Trust Corp | 2025-06-30 | 8.8 M | Bank Of New York Mellon Corp | 2025-06-30 | 8.5 M | Ubs Asset Mgmt Americas Inc | 2025-06-30 | 8.2 M | Nuveen, Llc | 2025-06-30 | 7.8 M | Franklin Resources Inc | 2025-06-30 | 7.6 M | Massachusetts Financial Services Company | 2025-06-30 | 6.4 M | Vanguard Group Inc | 2025-06-30 | 78.5 M | Mastercard Foundation Asset Management Corp | 2025-06-30 | 75.2 M |
Mastercard Fundamentals
| Return On Equity | 2.1 | ||||
| Return On Asset | 0.24 | ||||
| Profit Margin | 0.46 % | ||||
| Operating Margin | 0.58 % | ||||
| Current Valuation | 470.38 B | ||||
| Shares Outstanding | 885.22 M | ||||
| Shares Owned By Insiders | 0.52 % | ||||
| Shares Owned By Institutions | 91.24 % | ||||
| Number Of Shares Shorted | 6.76 M | ||||
| Price To Earning | 35.09 X | ||||
| Price To Book | 59.75 X | ||||
| Price To Sales | 14.11 X | ||||
| Revenue | 32.79 B | ||||
| Gross Profit | 32.79 B | ||||
| EBITDA | 20.19 B | ||||
| Net Income | 14.97 B | ||||
| Cash And Equivalents | 10.57 B | ||||
| Cash Per Share | 8.37 X | ||||
| Total Debt | 19 B | ||||
| Debt To Equity | 2.25 % | ||||
| Current Ratio | 1.25 X | ||||
| Book Value Per Share | 8.65 X | ||||
| Cash Flow From Operations | 17.4 B | ||||
| Short Ratio | 1.65 X | ||||
| Earnings Per Share | 16.54 X | ||||
| Price To Earnings To Growth | 1.64 X | ||||
| Target Price | 662.44 | ||||
| Number Of Employees | 39.8 K | ||||
| Beta | 0.82 | ||||
| Market Capitalization | 462.6 B | ||||
| Total Asset | 54.16 B | ||||
| Retained Earnings | 85.03 B | ||||
| Working Capital | 796 M | ||||
| Current Asset | 10.98 B | ||||
| Current Liabilities | 6.27 B | ||||
| Annual Yield | 0.01 % | ||||
| Five Year Return | 0.50 % | ||||
| Net Asset | 54.16 B | ||||
| Last Dividend Paid | 3.15 |
About Mastercard Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Mastercard's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Mastercard using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Mastercard based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Transaction & Payment Processing Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Mastercard. Expected growth trajectory for Mastercard significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Mastercard assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.242 | Dividend Share 3.15 | Earnings Share 16.54 | Revenue Per Share | Quarterly Revenue Growth 0.176 |
The market value of Mastercard is measured differently than its book value, which is the value of Mastercard that is recorded on the company's balance sheet. Investors also form their own opinion of Mastercard's value that differs from its market value or its book value, called intrinsic value, which is Mastercard's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Mastercard's market value can be influenced by many factors that don't directly affect Mastercard's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Understanding that Mastercard's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Mastercard represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Meanwhile, Mastercard's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.