Northrim Bancorp Stock Profit Margin
| NRIM Stock | USD 85.08 3.27 4.00% |
Northrim BanCorp fundamentals help investors to digest information that contributes to Northrim BanCorp's financial success or failures. It also enables traders to predict the movement of Northrim Stock. The fundamental analysis module provides a way to measure Northrim BanCorp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Northrim BanCorp stock.
| Last Reported | Projected for Next Year | ||
| Net Profit Margin | 0.20 | 0.14 |
Northrim | Profit Margin |
Northrim BanCorp Company Profit Margin Analysis
Northrim BanCorp's Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
Current Northrim BanCorp Profit Margin | 0.23 % |
Most of Northrim BanCorp's fundamental indicators, such as Profit Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Northrim BanCorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Northrim Profit Margin Driver Correlations
Understanding the fundamental principles of building solid financial models for Northrim BanCorp is extremely important. It helps to project a fair market value of Northrim Stock properly, considering its historical fundamentals such as Profit Margin. Since Northrim BanCorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Northrim BanCorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Northrim BanCorp's interrelated accounts and indicators.
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
| Competition |
Northrim Pretax Profit Margin
Pretax Profit Margin |
|
Based on the latest financial disclosure, Northrim BanCorp has a Profit Margin of 0.2306%. This is 98.02% lower than that of the Banks sector and significantly higher than that of the Financials industry. The profit margin for all United States stocks is 118.16% lower than that of the firm.
Northrim Profit Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Northrim BanCorp's direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Northrim BanCorp could also be used in its relative valuation, which is a method of valuing Northrim BanCorp by comparing valuation metrics of similar companies.Northrim BanCorp is currently under evaluation in profit margin category among its peers.
Northrim BanCorp Current Valuation Drivers
We derive many important indicators used in calculating different scores of Northrim BanCorp from analyzing Northrim BanCorp's financial statements. These drivers represent accounts that assess Northrim BanCorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Northrim BanCorp's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 256.9M | 215.7M | 268.6M | 314.6M | 320.5M | 336.5M | |
| Enterprise Value | 194.9M | 137.3M | (341.4M) | 89.5M | 235.4M | 247.2M |
Northrim BanCorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Northrim BanCorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Northrim BanCorp's managers, analysts, and investors.Environmental | Governance | Social |
Northrim Fundamentals
| Return On Equity | 0.13 | |||
| Return On Asset | 0.0114 | |||
| Profit Margin | 0.23 % | |||
| Operating Margin | 0.32 % | |||
| Current Valuation | 377.31 M | |||
| Shares Outstanding | 5.5 M | |||
| Shares Owned By Insiders | 3.28 % | |||
| Shares Owned By Institutions | 72.49 % | |||
| Number Of Shares Shorted | 49.74 K | |||
| Price To Earning | 7.99 X | |||
| Price To Book | 1.73 X | |||
| Price To Sales | 3.31 X | |||
| Revenue | 125.79 M | |||
| Gross Profit | 125.34 M | |||
| EBITDA | 17 K | |||
| Net Income | 25.39 M | |||
| Cash And Equivalents | 406.92 M | |||
| Cash Per Share | 71.63 X | |||
| Total Debt | 33.08 M | |||
| Debt To Equity | 0.12 % | |||
| Book Value Per Share | 47.27 X | |||
| Cash Flow From Operations | 38.92 M | |||
| Short Ratio | 2.07 X | |||
| Earnings Per Share | 5.86 X | |||
| Target Price | 90.0 | |||
| Number Of Employees | 472 | |||
| Beta | 0.74 | |||
| Market Capitalization | 468.11 M | |||
| Total Asset | 2.81 B | |||
| Retained Earnings | 236.04 M | |||
| Annual Yield | 0.03 % | |||
| Five Year Return | 3.45 % | |||
| Net Asset | 2.81 B | |||
| Last Dividend Paid | 2.46 |
About Northrim BanCorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Northrim BanCorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Northrim BanCorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Northrim BanCorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out Northrim BanCorp Piotroski F Score and Northrim BanCorp Altman Z Score analysis. To learn how to invest in Northrim Stock, please use our How to Invest in Northrim BanCorp guide.You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northrim BanCorp. If investors know Northrim will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Northrim BanCorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.061 | Dividend Share 2.46 | Earnings Share 5.86 | Revenue Per Share 25.726 | Quarterly Revenue Growth 0.157 |
The market value of Northrim BanCorp is measured differently than its book value, which is the value of Northrim that is recorded on the company's balance sheet. Investors also form their own opinion of Northrim BanCorp's value that differs from its market value or its book value, called intrinsic value, which is Northrim BanCorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northrim BanCorp's market value can be influenced by many factors that don't directly affect Northrim BanCorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Northrim BanCorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Northrim BanCorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Northrim BanCorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.