Ohio Valley Banc Net Income
| OVBC Stock | USD 43.41 0.16 0.37% |
As of the 19th of February, Ohio Valley holds the Coefficient Of Variation of 446.28, semi deviation of 0.4085, and Risk Adjusted Performance of 0.1818. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Ohio Valley, as well as the relationship between them.
Ohio Valley Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 3.8463 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 12.6 M | 8.2 M | |
| Net Income Applicable To Common Shares | 15.3 M | 8.4 M | |
| Net Income From Continuing Ops | 12.6 M | 10.5 M | |
| Net Income Per Share | 3.31 | 3.48 | |
| Net Income Per E B T | 0.80 | 0.60 |
Ohio | Net Income | Build AI portfolio with Ohio Stock |
Analyzing Ohio Valley's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Ohio Valley's current valuation and future prospects.
Latest Ohio Valley's Net Income Growth Pattern
Below is the plot of the Net Income of Ohio Valley Banc over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Ohio Valley Banc financial statement analysis. It represents the amount of money remaining after all of Ohio Valley Banc operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Ohio Valley's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Ohio Valley's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 11 M | 10 Years Trend |
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Net Income |
| Timeline |
Ohio Net Income Regression Statistics
| Arithmetic Mean | 9,427,665 | |
| Geometric Mean | 8,901,797 | |
| Coefficient Of Variation | 32.47 | |
| Mean Deviation | 2,469,374 | |
| Median | 8,574,000 | |
| Standard Deviation | 3,061,329 | |
| Sample Variance | 9.4T | |
| Range | 12.3M | |
| R-Value | 0.79 | |
| Mean Square Error | 3.7T | |
| R-Squared | 0.63 | |
| Significance | 0.0002 | |
| Slope | 479,714 | |
| Total Sum of Squares | 149.9T |
Ohio Net Income History
Other Fundumenentals of Ohio Valley Banc
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Ohio Valley Net Income component correlations
Ohio Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Ohio Valley is extremely important. It helps to project a fair market value of Ohio Stock properly, considering its historical fundamentals such as Net Income. Since Ohio Valley's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Ohio Valley's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Ohio Valley's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could Ohio diversify its offerings? Factors like these will boost the valuation of Ohio Valley. Anticipated expansion of Ohio directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Ohio Valley data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.114 | Dividend Share 0.9 | Earnings Share 3 | Revenue Per Share | Quarterly Revenue Growth 0.049 |
Ohio Valley Banc's market price often diverges from its book value, the accounting figure shown on Ohio's balance sheet. Smart investors calculate Ohio Valley's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Ohio Valley's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Ohio Valley's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Ohio Valley should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Ohio Valley's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Ohio Valley 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Ohio Valley's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Ohio Valley.
| 11/21/2025 |
| 02/19/2026 |
If you would invest 0.00 in Ohio Valley on November 21, 2025 and sell it all today you would earn a total of 0.00 from holding Ohio Valley Banc or generate 0.0% return on investment in Ohio Valley over 90 days. Ohio Valley is related to or competes with Meridian Bank, United Security, Citizens Community, BV Financial, CF Bankshares, Peoples Bancorp, and Hanover Bancorp. Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial an... More
Ohio Valley Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Ohio Valley's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Ohio Valley Banc upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.8271 | |||
| Information Ratio | 0.1917 | |||
| Maximum Drawdown | 9.11 | |||
| Value At Risk | (1.13) | |||
| Potential Upside | 3.03 |
Ohio Valley Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Ohio Valley's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Ohio Valley's standard deviation. In reality, there are many statistical measures that can use Ohio Valley historical prices to predict the future Ohio Valley's volatility.| Risk Adjusted Performance | 0.1818 | |||
| Jensen Alpha | 0.3056 | |||
| Total Risk Alpha | 0.2459 | |||
| Sortino Ratio | 0.3335 | |||
| Treynor Ratio | 1.66 |
Ohio Valley February 19, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1818 | |||
| Market Risk Adjusted Performance | 1.67 | |||
| Mean Deviation | 0.9458 | |||
| Semi Deviation | 0.4085 | |||
| Downside Deviation | 0.8271 | |||
| Coefficient Of Variation | 446.28 | |||
| Standard Deviation | 1.44 | |||
| Variance | 2.07 | |||
| Information Ratio | 0.1917 | |||
| Jensen Alpha | 0.3056 | |||
| Total Risk Alpha | 0.2459 | |||
| Sortino Ratio | 0.3335 | |||
| Treynor Ratio | 1.66 | |||
| Maximum Drawdown | 9.11 | |||
| Value At Risk | (1.13) | |||
| Potential Upside | 3.03 | |||
| Downside Variance | 0.6842 | |||
| Semi Variance | 0.1669 | |||
| Expected Short fall | (1.29) | |||
| Skewness | 2.07 | |||
| Kurtosis | 6.81 |
Ohio Valley Banc Backtested Returns
At this point, Ohio Valley is very steady. Ohio Valley Banc maintains Sharpe Ratio (i.e., Efficiency) of 0.17, which implies the firm had a 0.17 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Ohio Valley Banc, which you can use to evaluate the volatility of the company. Please check Ohio Valley's Risk Adjusted Performance of 0.1818, coefficient of variation of 446.28, and Semi Deviation of 0.4085 to confirm if the risk estimate we provide is consistent with the expected return of 0.19%. Ohio Valley has a performance score of 13 on a scale of 0 to 100. The company holds a Beta of 0.19, which implies not very significant fluctuations relative to the market. As returns on the market increase, Ohio Valley's returns are expected to increase less than the market. However, during the bear market, the loss of holding Ohio Valley is expected to be smaller as well. Ohio Valley Banc right now holds a risk of 1.13%. Please check Ohio Valley Banc jensen alpha, potential upside, accumulation distribution, as well as the relationship between the treynor ratio and expected short fall , to decide if Ohio Valley Banc will be following its historical price patterns.
Auto-correlation | 0.12 |
Insignificant predictability
Ohio Valley Banc has insignificant predictability. Overlapping area represents the amount of predictability between Ohio Valley time series from 21st of November 2025 to 5th of January 2026 and 5th of January 2026 to 19th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Ohio Valley Banc price movement. The serial correlation of 0.12 indicates that less than 12.0% of current Ohio Valley price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.12 | |
| Spearman Rank Test | 0.14 | |
| Residual Average | 0.0 | |
| Price Variance | 1.61 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Ohio Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Ohio Valley Banc reported net income of 11 M. This is 99.14% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 98.07% higher than that of the company.
Ohio Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Ohio Valley's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Ohio Valley could also be used in its relative valuation, which is a method of valuing Ohio Valley by comparing valuation metrics of similar companies.Ohio Valley is currently under evaluation in net income category among its peers.
Ohio Valley Current Valuation Drivers
We derive many important indicators used in calculating different scores of Ohio Valley from analyzing Ohio Valley's financial statements. These drivers represent accounts that assess Ohio Valley's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Ohio Valley's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 188.9M | 113.0M | 141.7M | 126.0M | 113.4M | 89.1M | |
| Enterprise Value | 177.7M | 9.4M | 16.7M | 105.9M | 121.8M | 147.8M |
Ohio Valley ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Ohio Valley's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Ohio Valley's managers, analysts, and investors.Environmental | Governance | Social |
Ohio Valley Institutional Holders
Institutional Holdings refers to the ownership stake in Ohio Valley that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Ohio Valley's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Ohio Valley's value.| Shares | Fourthstone Llc | 2025-06-30 | 16.4 K | O'shaughnessy Asset Management Llc | 2025-06-30 | 15.4 K | Renaissance Technologies Corp | 2025-06-30 | 14.6 K | Susquehanna International Group, Llp | 2025-06-30 | 14.2 K | Charles Schwab Investment Management Inc | 2025-06-30 | 11 K | Empowered Funds, Llc | 2025-06-30 | 10.1 K | Comprehensive Portfolio Management, Llc | 2025-06-30 | 9.3 K | Bank Of New York Mellon Corp | 2025-06-30 | 8 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 7.4 K | Vanguard Group Inc | 2025-06-30 | 202.7 K | Manufacturers Life Insurance Co | 2025-06-30 | 187.3 K |
Ohio Fundamentals
| Return On Equity | 0.0895 | ||||
| Return On Asset | 0.0092 | ||||
| Profit Margin | 0.22 % | ||||
| Operating Margin | 0.26 % | ||||
| Current Valuation | 123.56 M | ||||
| Shares Outstanding | 4.71 M | ||||
| Shares Owned By Insiders | 19.72 % | ||||
| Shares Owned By Institutions | 25.38 % | ||||
| Number Of Shares Shorted | 48.4 K | ||||
| Price To Earning | 10.69 X | ||||
| Price To Book | 1.19 X | ||||
| Price To Sales | 3.21 X | ||||
| Revenue | 94.21 M | ||||
| Gross Profit | 64.21 M | ||||
| EBITDA | 19.45 M | ||||
| Net Income | 11 M | ||||
| Cash And Equivalents | 95.97 M | ||||
| Cash Per Share | 20.11 X | ||||
| Total Debt | 55.19 M | ||||
| Debt To Equity | 7.80 % | ||||
| Book Value Per Share | 34.90 X | ||||
| Cash Flow From Operations | 13.1 M | ||||
| Short Ratio | 8.38 X | ||||
| Earnings Per Share | 3.00 X | ||||
| Number Of Employees | 255 | ||||
| Beta | 0.011 | ||||
| Market Capitalization | 168.42 M | ||||
| Total Asset | 1.58 B | ||||
| Retained Earnings | 133.01 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 2.77 % | ||||
| Net Asset | 1.58 B | ||||
| Last Dividend Paid | 0.9 |
About Ohio Valley Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Ohio Valley Banc's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Ohio Valley using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Ohio Valley Banc based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Ohio Valley Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Ohio Valley's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Ohio Valley Banc Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Ohio Valley Banc Stock:Check out You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.
Will Regional Banks sector continue expanding? Could Ohio diversify its offerings? Factors like these will boost the valuation of Ohio Valley. Anticipated expansion of Ohio directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Ohio Valley data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.114 | Dividend Share 0.9 | Earnings Share 3 | Revenue Per Share | Quarterly Revenue Growth 0.049 |
Ohio Valley Banc's market price often diverges from its book value, the accounting figure shown on Ohio's balance sheet. Smart investors calculate Ohio Valley's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Ohio Valley's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Ohio Valley's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Ohio Valley should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Ohio Valley's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.