Ohio Valley Banc Stock Net Income

OVBC Stock  USD 40.70  0.38  0.94%   
As of the 28th of January, Ohio Valley holds the Coefficient Of Variation of 784.54, semi deviation of 0.9052, and Risk Adjusted Performance of 0.0993. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Ohio Valley, as well as the relationship between them.

Ohio Valley Total Revenue

57.72 Million

Ohio Valley's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Ohio Valley's valuation are provided below:
Gross Profit
64.2 M
Profit Margin
0.2205
Market Capitalization
168.4 M
Enterprise Value Revenue
3.4878
Revenue
64.2 M
We have found one hundred twenty available trending fundamental ratios for Ohio Valley Banc, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to check out all of Ohio Valley's recent performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. The current year's Enterprise Value is expected to grow to about 147.8 M, whereas Market Cap is forecasted to decline to about 89.1 M. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income12.6 M8.2 M
Net Income Applicable To Common Shares15.3 M8.4 M
Net Income From Continuing Ops12.6 M10.5 M
Net Income Per Share 2.09  1.37 
Net Income Per E B T 0.74  0.60 
As of January 28, 2026, Net Income is expected to decline to about 8.2 M. In addition to that, Net Income Applicable To Common Shares is expected to decline to about 8.4 M.
  
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Latest Ohio Valley's Net Income Growth Pattern

Below is the plot of the Net Income of Ohio Valley Banc over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Ohio Valley Banc financial statement analysis. It represents the amount of money remaining after all of Ohio Valley Banc operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Ohio Valley's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Ohio Valley's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 11 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Ohio Net Income Regression Statistics

Arithmetic Mean9,236,409
Geometric Mean8,774,080
Coefficient Of Variation29.93
Mean Deviation2,302,068
Median8,574,000
Standard Deviation2,764,122
Sample Variance7.6T
Range10M
R-Value0.77
Mean Square Error3.3T
R-Squared0.60
Significance0.0003
Slope423,198
Total Sum of Squares122.2T

Ohio Net Income History

20268.2 M
202512.6 M
202411 M
202312.6 M
202213.3 M
202111.7 M
202010.3 M

Other Fundumenentals of Ohio Valley Banc

Ohio Valley Net Income component correlations

Ohio Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for Ohio Valley is extremely important. It helps to project a fair market value of Ohio Stock properly, considering its historical fundamentals such as Net Income. Since Ohio Valley's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Ohio Valley's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Ohio Valley's interrelated accounts and indicators.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ohio Valley. If investors know Ohio will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ohio Valley listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.114
Dividend Share
0.9
Earnings Share
3
Revenue Per Share
13.63
Quarterly Revenue Growth
0.049
The market value of Ohio Valley Banc is measured differently than its book value, which is the value of Ohio that is recorded on the company's balance sheet. Investors also form their own opinion of Ohio Valley's value that differs from its market value or its book value, called intrinsic value, which is Ohio Valley's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ohio Valley's market value can be influenced by many factors that don't directly affect Ohio Valley's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Ohio Valley's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ohio Valley is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ohio Valley's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Ohio Valley 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Ohio Valley's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Ohio Valley.
0.00
10/30/2025
No Change 0.00  0.0 
In 3 months and 1 day
01/28/2026
0.00
If you would invest  0.00  in Ohio Valley on October 30, 2025 and sell it all today you would earn a total of 0.00 from holding Ohio Valley Banc or generate 0.0% return on investment in Ohio Valley over 90 days. Ohio Valley is related to or competes with Meridian Bank, United Security, Citizens Community, BV Financial, CF Bankshares, Peoples Bancorp, and Hanover Bancorp. Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial an... More

Ohio Valley Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Ohio Valley's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Ohio Valley Banc upside and downside potential and time the market with a certain degree of confidence.

Ohio Valley Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Ohio Valley's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Ohio Valley's standard deviation. In reality, there are many statistical measures that can use Ohio Valley historical prices to predict the future Ohio Valley's volatility.
Hype
Prediction
LowEstimatedHigh
38.8040.3241.84
Details
Intrinsic
Valuation
LowRealHigh
37.5839.1040.63
Details
Naive
Forecast
LowNextHigh
39.9741.4943.01
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
38.9939.9740.95
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Ohio Valley. Your research has to be compared to or analyzed against Ohio Valley's peers to derive any actionable benefits. When done correctly, Ohio Valley's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Ohio Valley Banc.

Ohio Valley January 28, 2026 Technical Indicators

Ohio Valley Banc Backtested Returns

Ohio Valley appears to be very steady, given 3 months investment horizon. Ohio Valley Banc maintains Sharpe Ratio (i.e., Efficiency) of 0.16, which implies the firm had a 0.16 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Ohio Valley Banc, which you can use to evaluate the volatility of the company. Please evaluate Ohio Valley's Semi Deviation of 0.9052, coefficient of variation of 784.54, and Risk Adjusted Performance of 0.0993 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Ohio Valley holds a performance score of 12. The company holds a Beta of 0.2, which implies not very significant fluctuations relative to the market. As returns on the market increase, Ohio Valley's returns are expected to increase less than the market. However, during the bear market, the loss of holding Ohio Valley is expected to be smaller as well. Please check Ohio Valley's jensen alpha, potential upside, accumulation distribution, as well as the relationship between the treynor ratio and expected short fall , to make a quick decision on whether Ohio Valley's historical price patterns will revert.

Auto-correlation

    
  0.12  

Insignificant predictability

Ohio Valley Banc has insignificant predictability. Overlapping area represents the amount of predictability between Ohio Valley time series from 30th of October 2025 to 14th of December 2025 and 14th of December 2025 to 28th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Ohio Valley Banc price movement. The serial correlation of 0.12 indicates that less than 12.0% of current Ohio Valley price fluctuation can be explain by its past prices.
Correlation Coefficient0.12
Spearman Rank Test-0.07
Residual Average0.0
Price Variance0.42
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

Ohio Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

(8.96 Million)

At present, Ohio Valley's Accumulated Other Comprehensive Income is projected to decrease significantly based on the last few years of reporting.
Based on the recorded statements, Ohio Valley Banc reported net income of 11 M. This is 99.14% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 98.07% higher than that of the company.

Ohio Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Ohio Valley's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Ohio Valley could also be used in its relative valuation, which is a method of valuing Ohio Valley by comparing valuation metrics of similar companies.
Ohio Valley is currently under evaluation in net income category among its peers.

Ohio Valley Current Valuation Drivers

We derive many important indicators used in calculating different scores of Ohio Valley from analyzing Ohio Valley's financial statements. These drivers represent accounts that assess Ohio Valley's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Ohio Valley's important valuation drivers and their relationship over time.
202120222023202420252026 (projected)
Market Cap188.9M113.0M141.7M126.0M113.4M89.1M
Enterprise Value177.7M9.4M16.7M105.9M121.8M147.8M

Ohio Valley ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Ohio Valley's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Ohio Valley's managers, analysts, and investors.
Environmental
Governance
Social

Ohio Valley Institutional Holders

Institutional Holdings refers to the ownership stake in Ohio Valley that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Ohio Valley's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Ohio Valley's value.
Shares
Fourthstone Llc2025-06-30
16.4 K
O'shaughnessy Asset Management Llc2025-06-30
15.4 K
Renaissance Technologies Corp2025-06-30
14.6 K
Susquehanna International Group, Llp2025-06-30
14.2 K
Charles Schwab Investment Management Inc2025-06-30
11 K
Empowered Funds, Llc2025-06-30
10.1 K
Comprehensive Portfolio Management, Llc2025-06-30
9.3 K
Bank Of New York Mellon Corp2025-06-30
K
Morgan Stanley - Brokerage Accounts2025-06-30
7.4 K
Vanguard Group Inc2025-06-30
202.7 K
Manufacturers Life Insurance Co2025-06-30
187.3 K

Ohio Fundamentals

About Ohio Valley Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Ohio Valley Banc's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Ohio Valley using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Ohio Valley Banc based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Ohio Valley Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Ohio Valley's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Ohio Valley Banc Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Ohio Valley Banc Stock:
Check out Ohio Valley Piotroski F Score and Ohio Valley Altman Z Score analysis.
You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ohio Valley. If investors know Ohio will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ohio Valley listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.114
Dividend Share
0.9
Earnings Share
3
Revenue Per Share
13.63
Quarterly Revenue Growth
0.049
The market value of Ohio Valley Banc is measured differently than its book value, which is the value of Ohio that is recorded on the company's balance sheet. Investors also form their own opinion of Ohio Valley's value that differs from its market value or its book value, called intrinsic value, which is Ohio Valley's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ohio Valley's market value can be influenced by many factors that don't directly affect Ohio Valley's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Ohio Valley's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ohio Valley is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ohio Valley's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.