Oxford Bank Stock Net Income
| OXBC Stock | USD 42.63 0.01 0.02% |
As of the 10th of February, Oxford Bank holds the Standard Deviation of 0.4819, risk adjusted performance of 0.1559, and Downside Deviation of 0.7317. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Oxford Bank, as well as the relationship between them.
Oxford Bank's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Oxford Bank's valuation are provided below:Oxford Bank does not presently have any trending fundamental ratios for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Oxford |
Oxford Bank 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Oxford Bank's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Oxford Bank.
| 11/12/2025 |
| 02/10/2026 |
If you would invest 0.00 in Oxford Bank on November 12, 2025 and sell it all today you would earn a total of 0.00 from holding Oxford Bank or generate 0.0% return on investment in Oxford Bank over 90 days. Oxford Bank is related to or competes with Security Federal, Mountain Pacific, Croghan Bancshares, Peoples, F M, PSB Holdings, and JD Bancshares. Oxford Bank Corporation provides banking products and services to various customers in Michigan More
Oxford Bank Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Oxford Bank's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Oxford Bank upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.7317 | |||
| Information Ratio | (0) | |||
| Maximum Drawdown | 2.46 | |||
| Value At Risk | (0.58) | |||
| Potential Upside | 1.12 |
Oxford Bank Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Oxford Bank's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Oxford Bank's standard deviation. In reality, there are many statistical measures that can use Oxford Bank historical prices to predict the future Oxford Bank's volatility.| Risk Adjusted Performance | 0.1559 | |||
| Jensen Alpha | 0.091 | |||
| Total Risk Alpha | 0.0346 | |||
| Sortino Ratio | (0.0009) | |||
| Treynor Ratio | (2.29) |
Oxford Bank February 10, 2026 Technical Indicators
| Cycle Indicators | ||
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| Math Transform | ||
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| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
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| Volume Indicators |
| Risk Adjusted Performance | 0.1559 | |||
| Market Risk Adjusted Performance | (2.28) | |||
| Mean Deviation | 0.2861 | |||
| Downside Deviation | 0.7317 | |||
| Coefficient Of Variation | 493.43 | |||
| Standard Deviation | 0.4819 | |||
| Variance | 0.2323 | |||
| Information Ratio | (0) | |||
| Jensen Alpha | 0.091 | |||
| Total Risk Alpha | 0.0346 | |||
| Sortino Ratio | (0.0009) | |||
| Treynor Ratio | (2.29) | |||
| Maximum Drawdown | 2.46 | |||
| Value At Risk | (0.58) | |||
| Potential Upside | 1.12 | |||
| Downside Variance | 0.5354 | |||
| Semi Variance | (0.02) | |||
| Expected Short fall | (0.58) | |||
| Skewness | 1.17 | |||
| Kurtosis | 4.33 |
Oxford Bank Backtested Returns
At this point, Oxford Bank is very steady. Oxford Bank maintains Sharpe Ratio (i.e., Efficiency) of 0.2, which implies the firm had a 0.2 % return per unit of risk over the last 3 months. We have found twenty-six technical indicators for Oxford Bank, which you can use to evaluate the volatility of the company. Please check Oxford Bank's Downside Deviation of 0.7317, standard deviation of 0.4819, and Risk Adjusted Performance of 0.1559 to confirm if the risk estimate we provide is consistent with the expected return of 0.0864%. Oxford Bank has a performance score of 15 on a scale of 0 to 100. The company holds a Beta of -0.0382, which implies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Oxford Bank are expected to decrease at a much lower rate. During the bear market, Oxford Bank is likely to outperform the market. Oxford Bank right now holds a risk of 0.43%. Please check Oxford Bank potential upside, daily balance of power, and the relationship between the treynor ratio and expected short fall , to decide if Oxford Bank will be following its historical price patterns.
Auto-correlation | 0.84 |
Very good predictability
Oxford Bank has very good predictability. Overlapping area represents the amount of predictability between Oxford Bank time series from 12th of November 2025 to 27th of December 2025 and 27th of December 2025 to 10th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Oxford Bank price movement. The serial correlation of 0.84 indicates that around 84.0% of current Oxford Bank price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.84 | |
| Spearman Rank Test | 0.92 | |
| Residual Average | 0.0 | |
| Price Variance | 0.38 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Oxford Bank reported net income of 10.88 M. This is 99.15% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The net income for all United States stocks is 98.09% higher than that of the company.
Oxford Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Oxford Bank's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of Oxford Bank could also be used in its relative valuation, which is a method of valuing Oxford Bank by comparing valuation metrics of similar companies.Oxford Bank is currently under evaluation in net income category among its peers.
Oxford Fundamentals
| Return On Equity | 0.15 | |||
| Return On Asset | 0.0115 | |||
| Profit Margin | 0.32 % | |||
| Operating Margin | 0.40 % | |||
| Current Valuation | 3.86 M | |||
| Shares Outstanding | 2.41 M | |||
| Shares Owned By Institutions | 4.88 % | |||
| Price To Earning | 10.24 X | |||
| Price To Sales | 2.58 X | |||
| Revenue | 27.95 M | |||
| Gross Profit | 29.17 M | |||
| Net Income | 10.88 M | |||
| Cash And Equivalents | 236.21 M | |||
| Cash Per Share | 99.26 X | |||
| Total Debt | 15.69 M | |||
| Book Value Per Share | 27.22 X | |||
| Earnings Per Share | 3.88 X | |||
| Number Of Employees | 14 | |||
| Beta | 0.46 | |||
| Market Capitalization | 74.76 M | |||
| Z Score | 2.4 | |||
| Annual Yield | 0.03 % |
About Oxford Bank Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Oxford Bank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Oxford Bank using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Oxford Bank based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Other Information on Investing in Oxford Pink Sheet
Oxford Bank financial ratios help investors to determine whether Oxford Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Oxford with respect to the benefits of owning Oxford Bank security.