Pcb Bancorp Stock Net Income
| PCB Stock | USD 21.98 0.08 0.36% |
As of the 27th of January, PCB Bancorp owns the market risk adjusted performance of 0.1336, and Semi Deviation of 1.38. In respect to fundamental indicators, the technical analysis model allows you to check possible technical drivers of PCB Bancorp, as well as the relationship between them.
PCB Bancorp Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 3.5732 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 29.7 M | 31.2 M | |
| Net Income From Continuing Ops | 29.7 M | 25.3 M | |
| Net Income Applicable To Common Shares | 40.1 M | 23.7 M | |
| Net Income Per Share | 1.63 | 1.71 | |
| Net Income Per E B T | 0.82 | 0.85 |
PCB | Net Income | Build AI portfolio with PCB Stock |
Latest PCB Bancorp's Net Income Growth Pattern
Below is the plot of the Net Income of PCB Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in PCB Bancorp financial statement analysis. It represents the amount of money remaining after all of PCB Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is PCB Bancorp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in PCB Bancorp's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 25.81 M | 10 Years Trend |
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Net Income |
| Timeline |
PCB Net Income Regression Statistics
| Arithmetic Mean | 20,043,473 | |
| Coefficient Of Variation | 58.16 | |
| Mean Deviation | 9,629,743 | |
| Median | 21,383,000 | |
| Standard Deviation | 11,656,857 | |
| Sample Variance | 135.9T | |
| Range | 41.1M | |
| R-Value | 0.85 | |
| Mean Square Error | 40.2T | |
| R-Squared | 0.72 | |
| Significance | 0.000015 | |
| Slope | 1,962,437 | |
| Total Sum of Squares | 2174.1T |
PCB Net Income History
Other Fundumenentals of PCB Bancorp
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
PCB Bancorp Net Income component correlations
PCB Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for PCB Bancorp is extremely important. It helps to project a fair market value of PCB Stock properly, considering its historical fundamentals such as Net Income. Since PCB Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of PCB Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of PCB Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PCB Bancorp. If investors know PCB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PCB Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.5 | Dividend Share 0.78 | Earnings Share 2.41 | Revenue Per Share | Quarterly Revenue Growth 0.217 |
The market value of PCB Bancorp is measured differently than its book value, which is the value of PCB that is recorded on the company's balance sheet. Investors also form their own opinion of PCB Bancorp's value that differs from its market value or its book value, called intrinsic value, which is PCB Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PCB Bancorp's market value can be influenced by many factors that don't directly affect PCB Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PCB Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if PCB Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PCB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
PCB Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to PCB Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of PCB Bancorp.
| 10/29/2025 |
| 01/27/2026 |
If you would invest 0.00 in PCB Bancorp on October 29, 2025 and sell it all today you would earn a total of 0.00 from holding PCB Bancorp or generate 0.0% return on investment in PCB Bancorp over 90 days. PCB Bancorp is related to or competes with Orange County, RBB Bancorp, BayCom Corp, Farmers Merchants, FS Bancorp, Plumas Bancorp, and MVB Financial. PCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and servic... More
PCB Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure PCB Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess PCB Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.47 | |||
| Information Ratio | 0.0279 | |||
| Maximum Drawdown | 10.53 | |||
| Value At Risk | (2.34) | |||
| Potential Upside | 3.07 |
PCB Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for PCB Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as PCB Bancorp's standard deviation. In reality, there are many statistical measures that can use PCB Bancorp historical prices to predict the future PCB Bancorp's volatility.| Risk Adjusted Performance | 0.0594 | |||
| Jensen Alpha | 0.0516 | |||
| Total Risk Alpha | (0.05) | |||
| Sortino Ratio | 0.0341 | |||
| Treynor Ratio | 0.1236 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of PCB Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
PCB Bancorp January 27, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0594 | |||
| Market Risk Adjusted Performance | 0.1336 | |||
| Mean Deviation | 1.33 | |||
| Semi Deviation | 1.38 | |||
| Downside Deviation | 1.47 | |||
| Coefficient Of Variation | 1371.25 | |||
| Standard Deviation | 1.8 | |||
| Variance | 3.23 | |||
| Information Ratio | 0.0279 | |||
| Jensen Alpha | 0.0516 | |||
| Total Risk Alpha | (0.05) | |||
| Sortino Ratio | 0.0341 | |||
| Treynor Ratio | 0.1236 | |||
| Maximum Drawdown | 10.53 | |||
| Value At Risk | (2.34) | |||
| Potential Upside | 3.07 | |||
| Downside Variance | 2.17 | |||
| Semi Variance | 1.91 | |||
| Expected Short fall | (1.64) | |||
| Skewness | 0.6333 | |||
| Kurtosis | 1.76 |
PCB Bancorp Backtested Returns
At this point, PCB Bancorp is very steady. PCB Bancorp retains Efficiency (Sharpe Ratio) of 0.0533, which implies the company had a 0.0533 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for PCB Bancorp, which you can use to evaluate the volatility of the entity. Please check PCB Bancorp's market risk adjusted performance of 0.1336, and Semi Deviation of 1.38 to confirm if the risk estimate we provide is consistent with the expected return of 0.0912%. PCB Bancorp has a performance score of 4 on a scale of 0 to 100. The firm owns a Beta (Systematic Risk) of 0.98, which implies possible diversification benefits within a given portfolio. PCB Bancorp returns are very sensitive to returns on the market. As the market goes up or down, PCB Bancorp is expected to follow. PCB Bancorp at this time owns a risk of 1.71%. Please check PCB Bancorp maximum drawdown, skewness, and the relationship between the total risk alpha and downside variance , to decide if PCB Bancorp will be following its current price history.
Auto-correlation | -0.41 |
Modest reverse predictability
PCB Bancorp has modest reverse predictability. Overlapping area represents the amount of predictability between PCB Bancorp time series from 29th of October 2025 to 13th of December 2025 and 13th of December 2025 to 27th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of PCB Bancorp price movement. The serial correlation of -0.41 indicates that just about 41.0% of current PCB Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.41 | |
| Spearman Rank Test | -0.12 | |
| Residual Average | 0.0 | |
| Price Variance | 0.55 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
PCB Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, PCB Bancorp reported net income of 25.81 M. This is 97.98% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 95.48% higher than that of the company.
PCB Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses PCB Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of PCB Bancorp could also be used in its relative valuation, which is a method of valuing PCB Bancorp by comparing valuation metrics of similar companies.PCB Bancorp is currently under evaluation in net income category among its peers.
PCB Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, PCB Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to PCB Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
PCB Bancorp Institutional Holders
Institutional Holdings refers to the ownership stake in PCB Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of PCB Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing PCB Bancorp's value.| Shares | Bridgeway Capital Management, Llc | 2025-06-30 | 145.5 K | Federated Hermes Inc | 2025-06-30 | 145.1 K | Northern Trust Corp | 2025-06-30 | 127.6 K | American Century Companies Inc | 2025-06-30 | 124.1 K | Alliancebernstein L.p. | 2025-06-30 | 115.1 K | Maltese Capital Management Llc | 2025-06-30 | 112.1 K | Arrowstreet Capital Limited Partnership | 2025-06-30 | 111.6 K | Segall Bryant & Hamill | 2025-06-30 | 94.2 K | Bank Of New York Mellon Corp | 2025-06-30 | 78.8 K | Causeway Capital Management Llc | 2025-06-30 | 19.3 M | Zurcher Kantonalbank | 2025-06-30 | 1.7 M |
PCB Fundamentals
| Return On Equity | 0.0944 | |||
| Return On Asset | 0.0113 | |||
| Profit Margin | 0.33 % | |||
| Operating Margin | 0.52 % | |||
| Current Valuation | 29.49 M | |||
| Shares Outstanding | 14.26 M | |||
| Shares Owned By Insiders | 25.48 % | |||
| Shares Owned By Institutions | 40.47 % | |||
| Number Of Shares Shorted | 166.08 K | |||
| Price To Earning | 13.66 X | |||
| Price To Book | 1.00 X | |||
| Price To Sales | 2.91 X | |||
| Revenue | 191.91 M | |||
| Gross Profit | 107.74 M | |||
| EBITDA | 40.3 M | |||
| Net Income | 25.81 M | |||
| Cash And Equivalents | 154.04 M | |||
| Cash Per Share | 10.35 X | |||
| Total Debt | 33.67 M | |||
| Debt To Equity | 10.39 % | |||
| Book Value Per Share | 22.27 X | |||
| Cash Flow From Operations | 38.98 M | |||
| Short Ratio | 6.19 X | |||
| Earnings Per Share | 2.41 X | |||
| Target Price | 25.25 | |||
| Number Of Employees | 270 | |||
| Beta | 0.53 | |||
| Market Capitalization | 313.45 M | |||
| Total Asset | 3.06 B | |||
| Retained Earnings | 160.8 M | |||
| Annual Yield | 0.04 % | |||
| Five Year Return | 1.94 % | |||
| Net Asset | 3.06 B | |||
| Last Dividend Paid | 0.78 |
About PCB Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze PCB Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of PCB Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of PCB Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out PCB Bancorp Piotroski F Score and PCB Bancorp Altman Z Score analysis. For information on how to trade PCB Stock refer to our How to Trade PCB Stock guide.You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PCB Bancorp. If investors know PCB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PCB Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.5 | Dividend Share 0.78 | Earnings Share 2.41 | Revenue Per Share | Quarterly Revenue Growth 0.217 |
The market value of PCB Bancorp is measured differently than its book value, which is the value of PCB that is recorded on the company's balance sheet. Investors also form their own opinion of PCB Bancorp's value that differs from its market value or its book value, called intrinsic value, which is PCB Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PCB Bancorp's market value can be influenced by many factors that don't directly affect PCB Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PCB Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if PCB Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PCB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.