Republic Bancorp Net Income
| RBCAA Stock | USD 68.87 0.23 0.34% |
As of the 8th of March, Republic Bancorp holds the Risk Adjusted Performance of 0.0151, semi deviation of 1.52, and Coefficient Of Variation of 7953.79. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Republic Bancorp, as well as the relationship between them.
Republic Bancorp Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.6661 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 131.3 M | 137.9 M | |
| Net Income Applicable To Common Shares | 104.8 M | 55.7 M | |
| Net Income From Continuing Ops | 116.6 M | 79.8 M | |
| Net Income Per Share | 6.65 | 6.98 | |
| Net Income Per E B T | 0.79 | 0.56 |
Republic | Net Income | Build AI portfolio with Republic Stock |
Analyzing Republic Bancorp's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Republic Bancorp's current valuation and future prospects.
Latest Republic Bancorp's Net Income Growth Pattern
Below is the plot of the Net Income of Republic Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Republic Bancorp financial statement analysis. It represents the amount of money remaining after all of Republic Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Republic Bancorp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Republic Bancorp's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 131.32 M | 10 Years Trend |
|
Net Income |
| Timeline |
Republic Net Income Regression Statistics
| Arithmetic Mean | 76,042,462 | |
| Geometric Mean | 61,796,121 | |
| Coefficient Of Variation | 50.73 | |
| Mean Deviation | 31,703,502 | |
| Median | 87,611,000 | |
| Standard Deviation | 38,579,788 | |
| Sample Variance | 1488.4T | |
| Range | 132M | |
| R-Value | 0.66 | |
| Mean Square Error | 893.8T | |
| R-Squared | 0.44 | |
| Significance | 0 | |
| Slope | 5,050,583 | |
| Total Sum of Squares | 23814.4T |
Republic Net Income History
Other Fundumenentals of Republic Bancorp
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Republic Bancorp Net Income component correlations
Republic Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Republic Bancorp is extremely important. It helps to project a fair market value of Republic Stock properly, considering its historical fundamentals such as Net Income. Since Republic Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Republic Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Republic Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Republic Bancorp. Anticipated expansion of Republic directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Republic Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.199 | Dividend Share 1.804 | Earnings Share 6.73 | Revenue Per Share | Quarterly Revenue Growth 0.1 |
The market value of Republic Bancorp is measured differently than its book value, which is the value of Republic that is recorded on the company's balance sheet. Investors also form their own opinion of Republic Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Republic Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Republic Bancorp's market value can be influenced by many factors that don't directly affect Republic Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Republic Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Republic Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Republic Bancorp's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Republic Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Republic Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Republic Bancorp.
| 12/08/2025 |
| 03/08/2026 |
If you would invest 0.00 in Republic Bancorp on December 8, 2025 and sell it all today you would earn a total of 0.00 from holding Republic Bancorp or generate 0.0% return on investment in Republic Bancorp over 90 days. Republic Bancorp is related to or competes with QCR Holdings, Byline Bancorp, ConnectOne Bancorp, Westamerica Bancorporation, Preferred Bank, FirstSun Capital, and Bank First. Republic Bancorp, Inc., a financial holding company, provides various banking products and services in the United States More
Republic Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Republic Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Republic Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.58 | |||
| Information Ratio | 0.0068 | |||
| Maximum Drawdown | 9.56 | |||
| Value At Risk | (2.76) | |||
| Potential Upside | 2.99 |
Republic Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Republic Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Republic Bancorp's standard deviation. In reality, there are many statistical measures that can use Republic Bancorp historical prices to predict the future Republic Bancorp's volatility.| Risk Adjusted Performance | 0.0151 | |||
| Jensen Alpha | 0.0113 | |||
| Total Risk Alpha | 0.0116 | |||
| Sortino Ratio | 0.0072 | |||
| Treynor Ratio | 0.0117 |
Republic Bancorp March 8, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0151 | |||
| Market Risk Adjusted Performance | 0.0217 | |||
| Mean Deviation | 1.19 | |||
| Semi Deviation | 1.52 | |||
| Downside Deviation | 1.58 | |||
| Coefficient Of Variation | 7953.79 | |||
| Standard Deviation | 1.68 | |||
| Variance | 2.81 | |||
| Information Ratio | 0.0068 | |||
| Jensen Alpha | 0.0113 | |||
| Total Risk Alpha | 0.0116 | |||
| Sortino Ratio | 0.0072 | |||
| Treynor Ratio | 0.0117 | |||
| Maximum Drawdown | 9.56 | |||
| Value At Risk | (2.76) | |||
| Potential Upside | 2.99 | |||
| Downside Variance | 2.49 | |||
| Semi Variance | 2.32 | |||
| Expected Short fall | (1.28) | |||
| Skewness | 0.3166 | |||
| Kurtosis | 1.52 |
Republic Bancorp Backtested Returns
At this point, Republic Bancorp is very steady. Republic Bancorp maintains Sharpe Ratio (i.e., Efficiency) of 0.0134, which implies the firm had a 0.0134 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Republic Bancorp, which you can use to evaluate the volatility of the company. Please check Republic Bancorp's Risk Adjusted Performance of 0.0151, coefficient of variation of 7953.79, and Semi Deviation of 1.52 to confirm if the risk estimate we provide is consistent with the expected return of 0.0221%. Republic Bancorp has a performance score of 1 on a scale of 0 to 100. The company holds a Beta of 0.95, which implies possible diversification benefits within a given portfolio. Republic Bancorp returns are very sensitive to returns on the market. As the market goes up or down, Republic Bancorp is expected to follow. Republic Bancorp right now holds a risk of 1.65%. Please check Republic Bancorp sortino ratio, potential upside, skewness, as well as the relationship between the maximum drawdown and semi variance , to decide if Republic Bancorp will be following its historical price patterns.
Auto-correlation | -0.28 |
Weak reverse predictability
Republic Bancorp has weak reverse predictability. Overlapping area represents the amount of predictability between Republic Bancorp time series from 8th of December 2025 to 22nd of January 2026 and 22nd of January 2026 to 8th of March 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Republic Bancorp price movement. The serial correlation of -0.28 indicates that nearly 28.0% of current Republic Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.28 | |
| Spearman Rank Test | -0.13 | |
| Residual Average | 0.0 | |
| Price Variance | 2.94 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Republic Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
|
Based on the recorded statements, Republic Bancorp reported net income of 131.32 M. This is 89.72% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 77.0% higher than that of the company.
Republic Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Republic Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Republic Bancorp could also be used in its relative valuation, which is a method of valuing Republic Bancorp by comparing valuation metrics of similar companies.Republic Bancorp is currently under evaluation in net income category among its peers.
Republic Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Republic Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Republic Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Republic Bancorp Institutional Holders
Institutional Holdings refers to the ownership stake in Republic Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Republic Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Republic Bancorp's value.| Shares | Charles Schwab Investment Management Inc | 2025-12-31 | 76.7 K | Bank Of New York Mellon Corp | 2025-09-30 | 71.2 K | Empowered Funds, Llc | 2025-09-30 | 67.5 K | Millennium Management Llc | 2025-09-30 | 63.7 K | Jpmorgan Chase & Co | 2025-09-30 | 46.5 K | The Goldman Sachs Group Inc | 2025-09-30 | 42.5 K | Inspire Advisors, Llc | 2025-12-31 | 42.2 K | Cary Street Partners Financial Llc | 2025-09-30 | 39.5 K | Aqr Capital Management Llc | 2025-09-30 | 37.8 K | Dimensional Fund Advisors, Inc. | 2025-12-31 | 922.7 K | Blackrock Inc | 2025-09-30 | 760.5 K |
Republic Fundamentals
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0189 | ||||
| Profit Margin | 0.34 % | ||||
| Operating Margin | 0.34 % | ||||
| Current Valuation | 1.75 B | ||||
| Shares Outstanding | 17.39 M | ||||
| Shares Owned By Insiders | 51.85 % | ||||
| Shares Owned By Institutions | 29.36 % | ||||
| Number Of Shares Shorted | 87.54 K | ||||
| Price To Earning | 9.77 X | ||||
| Price To Book | 1.25 X | ||||
| Price To Sales | 3.49 X | ||||
| Revenue | 521.34 M | ||||
| Gross Profit | 385.9 M | ||||
| EBITDA | 165.71 M | ||||
| Net Income | 131.32 M | ||||
| Cash And Equivalents | 762.15 M | ||||
| Cash Per Share | 38.60 X | ||||
| Total Debt | 626.87 M | ||||
| Debt To Equity | 0.07 % | ||||
| Book Value Per Share | 56.41 X | ||||
| Cash Flow From Operations | 168.21 M | ||||
| Short Ratio | 2.62 X | ||||
| Earnings Per Share | 6.73 X | ||||
| Price To Earnings To Growth | 1.27 X | ||||
| Target Price | 75.0 | ||||
| Number Of Employees | 973 | ||||
| Beta | 0.59 | ||||
| Market Capitalization | 1.35 B | ||||
| Total Asset | 7.04 B | ||||
| Retained Earnings | 853.63 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 2.59 % | ||||
| Net Asset | 7.04 B | ||||
| Last Dividend Paid | 1.8 |
About Republic Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Republic Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Republic Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Republic Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Republic Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Republic Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Republic Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Republic Bancorp Stock:Check out For information on how to trade Republic Stock refer to our How to Trade Republic Stock guide.You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Republic Bancorp. Anticipated expansion of Republic directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Republic Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.199 | Dividend Share 1.804 | Earnings Share 6.73 | Revenue Per Share | Quarterly Revenue Growth 0.1 |
The market value of Republic Bancorp is measured differently than its book value, which is the value of Republic that is recorded on the company's balance sheet. Investors also form their own opinion of Republic Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Republic Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Republic Bancorp's market value can be influenced by many factors that don't directly affect Republic Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Republic Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Republic Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Republic Bancorp's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.