Southern Missouri Bancorp Net Income
| SMBC Stock | USD 64.57 0.73 1.12% |
As of the 10th of February, Southern Missouri has the Coefficient Of Variation of 566.62, risk adjusted performance of 0.1465, and Semi Deviation of 1.21. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Southern Missouri Bancorp, as well as the relationship between them.
Southern Missouri's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Southern Missouri's valuation are provided below:Southern Missouri Bancorp does not presently have any fundamental trend indicators for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Will Regional Banks sector continue expanding? Could Southern diversify its offerings? Factors like these will boost the valuation of Southern Missouri. If investors know Southern will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Southern Missouri data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Southern Missouri Bancorp's market price often diverges from its book value, the accounting figure shown on Southern's balance sheet. Smart investors calculate Southern Missouri's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Southern Missouri's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Southern Missouri's value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern Missouri is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern Missouri's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Southern Missouri 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Southern Missouri's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Southern Missouri.
| 11/12/2025 |
| 02/10/2026 |
If you would invest 0.00 in Southern Missouri on November 12, 2025 and sell it all today you would earn a total of 0.00 from holding Southern Missouri Bancorp or generate 0.0% return on investment in Southern Missouri over 90 days. Southern Missouri is related to or competes with Great Southern, South Plains, Southern California, Independent Bank, First Community, SmartFinancial, and First Financial. Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financi... More
Southern Missouri Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Southern Missouri's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Southern Missouri Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.45 | |||
| Information Ratio | 0.1208 | |||
| Maximum Drawdown | 10.2 | |||
| Value At Risk | (1.77) | |||
| Potential Upside | 3.0 |
Southern Missouri Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Southern Missouri's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Southern Missouri's standard deviation. In reality, there are many statistical measures that can use Southern Missouri historical prices to predict the future Southern Missouri's volatility.| Risk Adjusted Performance | 0.1465 | |||
| Jensen Alpha | 0.227 | |||
| Total Risk Alpha | 0.1119 | |||
| Sortino Ratio | 0.1391 | |||
| Treynor Ratio | 0.4131 |
Southern Missouri February 10, 2026 Technical Indicators
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| Math Transform | ||
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| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
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| Volume Indicators |
| Risk Adjusted Performance | 0.1465 | |||
| Market Risk Adjusted Performance | 0.4231 | |||
| Mean Deviation | 1.26 | |||
| Semi Deviation | 1.21 | |||
| Downside Deviation | 1.45 | |||
| Coefficient Of Variation | 566.62 | |||
| Standard Deviation | 1.66 | |||
| Variance | 2.77 | |||
| Information Ratio | 0.1208 | |||
| Jensen Alpha | 0.227 | |||
| Total Risk Alpha | 0.1119 | |||
| Sortino Ratio | 0.1391 | |||
| Treynor Ratio | 0.4131 | |||
| Maximum Drawdown | 10.2 | |||
| Value At Risk | (1.77) | |||
| Potential Upside | 3.0 | |||
| Downside Variance | 2.09 | |||
| Semi Variance | 1.47 | |||
| Expected Short fall | (1.56) | |||
| Skewness | 0.0603 | |||
| Kurtosis | 1.46 |
Southern Missouri Bancorp Backtested Returns
Southern Missouri appears to be very steady, given 3 months investment horizon. Southern Missouri Bancorp owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.18, which indicates the firm had a 0.18 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Southern Missouri Bancorp, which you can use to evaluate the volatility of the company. Please review Southern Missouri's Risk Adjusted Performance of 0.1465, coefficient of variation of 566.62, and Semi Deviation of 1.21 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Southern Missouri holds a performance score of 14. The entity has a beta of 0.69, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, Southern Missouri's returns are expected to increase less than the market. However, during the bear market, the loss of holding Southern Missouri is expected to be smaller as well. Please check Southern Missouri's value at risk, kurtosis, price action indicator, as well as the relationship between the semi variance and rate of daily change , to make a quick decision on whether Southern Missouri's existing price patterns will revert.
Auto-correlation | 0.80 |
Very good predictability
Southern Missouri Bancorp has very good predictability. Overlapping area represents the amount of predictability between Southern Missouri time series from 12th of November 2025 to 27th of December 2025 and 27th of December 2025 to 10th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Southern Missouri Bancorp price movement. The serial correlation of 0.8 indicates that around 80.0% of current Southern Missouri price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.8 | |
| Spearman Rank Test | 0.8 | |
| Residual Average | 0.0 | |
| Price Variance | 4.68 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Southern Missouri Bancorp reported net income of 58.58 M. This is 95.41% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 89.74% higher than that of the company.
Southern Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Southern Missouri's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Southern Missouri could also be used in its relative valuation, which is a method of valuing Southern Missouri by comparing valuation metrics of similar companies.Southern Missouri is currently under evaluation in net income category among its peers.
Southern Fundamentals
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.013 | ||||
| Profit Margin | 0.36 % | ||||
| Operating Margin | 0.50 % | ||||
| Current Valuation | 743.14 M | ||||
| Shares Outstanding | 11.14 M | ||||
| Shares Owned By Insiders | 14.29 % | ||||
| Shares Owned By Institutions | 58.43 % | ||||
| Number Of Shares Shorted | 114.06 K | ||||
| Price To Earning | 11.78 X | ||||
| Price To Book | 1.28 X | ||||
| Price To Sales | 3.97 X | ||||
| Revenue | 305.25 M | ||||
| Gross Profit | 182.78 M | ||||
| EBITDA | 84.02 M | ||||
| Net Income | 58.58 M | ||||
| Cash And Equivalents | 49.74 M | ||||
| Cash Per Share | 5.39 X | ||||
| Total Debt | 142.28 M | ||||
| Debt To Equity | 10.15 % | ||||
| Book Value Per Share | 50.92 X | ||||
| Cash Flow From Operations | 81.56 M | ||||
| Short Ratio | 2.41 X | ||||
| Earnings Per Share | 5.78 X | ||||
| Target Price | 68.33 | ||||
| Number Of Employees | 696 | ||||
| Beta | 0.96 | ||||
| Market Capitalization | 727.62 M | ||||
| Total Asset | 5.02 B | ||||
| Retained Earnings | 359.58 M | ||||
| Annual Yield | 0.01 % | ||||
| Five Year Return | 1.58 % | ||||
| Net Asset | 5.02 B | ||||
| Last Dividend Paid | 0.96 |
About Southern Missouri Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Southern Missouri Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Southern Missouri using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Southern Missouri Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Southern Missouri Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Southern Missouri's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Southern Missouri Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Southern Missouri Bancorp Stock:Check out You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Will Regional Banks sector continue expanding? Could Southern diversify its offerings? Factors like these will boost the valuation of Southern Missouri. If investors know Southern will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Southern Missouri data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Southern Missouri Bancorp's market price often diverges from its book value, the accounting figure shown on Southern's balance sheet. Smart investors calculate Southern Missouri's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Southern Missouri's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Southern Missouri's value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern Missouri is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern Missouri's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.