Timbercreek Financial Corp Stock Net Income
| TF Stock | CAD 6.99 0.10 1.41% |
As of the 31st of January, Timbercreek Financial has the Variance of 1.41, insignificant risk adjusted performance, and Coefficient Of Variation of (14,634). In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Timbercreek Financial, as well as the relationship between them.
Timbercreek Financial Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 6.582 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 53.1 M | 34.5 M | |
| Net Income From Continuing Ops | 53.1 M | 45.9 M | |
| Net Income Applicable To Common Shares | 53.1 M | 48.2 M | |
| Net Income Per Share | 0.50 | 0.44 |
Timbercreek | Net Income |
Evaluating Timbercreek Financial's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Timbercreek Financial Corp's fundamental strength.
Latest Timbercreek Financial's Net Income Growth Pattern
Below is the plot of the Net Income of Timbercreek Financial Corp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Timbercreek Financial financial statement analysis. It represents the amount of money remaining after all of Timbercreek Financial Corp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Timbercreek Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Timbercreek Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 46.16 M | 10 Years Trend |
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Net Income |
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Timbercreek Net Income Regression Statistics
| Arithmetic Mean | 35,758,842 | |
| Coefficient Of Variation | 58.71 | |
| Mean Deviation | 17,299,173 | |
| Median | 41,307,000 | |
| Standard Deviation | 20,993,357 | |
| Sample Variance | 440.7T | |
| Range | 66.8M | |
| R-Value | 0.74 | |
| Mean Square Error | 212.2T | |
| R-Squared | 0.55 | |
| Significance | 0.0007 | |
| Slope | 3,079,008 | |
| Total Sum of Squares | 7051.5T |
Timbercreek Net Income History
Timbercreek Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Timbercreek Financial is extremely important. It helps to project a fair market value of Timbercreek Stock properly, considering its historical fundamentals such as Net Income. Since Timbercreek Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Timbercreek Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Timbercreek Financial's interrelated accounts and indicators.
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Timbercreek Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Timbercreek Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Timbercreek Financial.
| 11/02/2025 |
| 01/31/2026 |
If you would invest 0.00 in Timbercreek Financial on November 2, 2025 and sell it all today you would earn a total of 0.00 from holding Timbercreek Financial Corp or generate 0.0% return on investment in Timbercreek Financial over 90 days. Timbercreek Financial is related to or competes with Atrium Mortgage, Firm Capital, MCAN Mortgage, VersaBank, Bank of New York, Fiera Capital, and Life Banc. Timbercreek Financial Corp., a mortgage investment company, provides shorter-duration structured financing solutions to ... More
Timbercreek Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Timbercreek Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Timbercreek Financial Corp upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.04) | |||
| Maximum Drawdown | 4.81 | |||
| Value At Risk | (1.78) | |||
| Potential Upside | 1.73 |
Timbercreek Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Timbercreek Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Timbercreek Financial's standard deviation. In reality, there are many statistical measures that can use Timbercreek Financial historical prices to predict the future Timbercreek Financial's volatility.| Risk Adjusted Performance | (0) | |||
| Jensen Alpha | (0.02) | |||
| Total Risk Alpha | (0.08) | |||
| Treynor Ratio | (0.13) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Timbercreek Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Timbercreek Financial January 31, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0) | |||
| Market Risk Adjusted Performance | (0.12) | |||
| Mean Deviation | 0.826 | |||
| Coefficient Of Variation | (14,634) | |||
| Standard Deviation | 1.19 | |||
| Variance | 1.41 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.02) | |||
| Total Risk Alpha | (0.08) | |||
| Treynor Ratio | (0.13) | |||
| Maximum Drawdown | 4.81 | |||
| Value At Risk | (1.78) | |||
| Potential Upside | 1.73 | |||
| Skewness | (0.78) | |||
| Kurtosis | 2.92 |
Timbercreek Financial Backtested Returns
As of now, Timbercreek Stock is not too volatile. Timbercreek Financial owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.17, which indicates the firm had a 0.17 % return per unit of risk over the last 3 months. We have found twenty-four technical indicators for Timbercreek Financial Corp, which you can use to evaluate the volatility of the company. Please validate Timbercreek Financial's insignificant Risk Adjusted Performance, variance of 1.41, and Coefficient Of Variation of (14,634) to confirm if the risk estimate we provide is consistent with the expected return of 0.16%. Timbercreek Financial has a performance score of 13 on a scale of 0 to 100. The entity has a beta of 0.14, which indicates not very significant fluctuations relative to the market. As returns on the market increase, Timbercreek Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Timbercreek Financial is expected to be smaller as well. Timbercreek Financial right now has a risk of 0.94%. Please validate Timbercreek Financial skewness, as well as the relationship between the day median price and relative strength index , to decide if Timbercreek Financial will be following its existing price patterns.
Auto-correlation | 0.64 |
Good predictability
Timbercreek Financial Corp has good predictability. Overlapping area represents the amount of predictability between Timbercreek Financial time series from 2nd of November 2025 to 17th of December 2025 and 17th of December 2025 to 31st of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Timbercreek Financial price movement. The serial correlation of 0.64 indicates that roughly 64.0% of current Timbercreek Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.64 | |
| Spearman Rank Test | 0.58 | |
| Residual Average | 0.0 | |
| Price Variance | 0.02 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Timbercreek Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Timbercreek Financial Corp reported net income of 46.16 M. This is 96.39% lower than that of the Thrifts & Mortgage Finance sector and significantly higher than that of the Financials industry. The net income for all Canada stocks is 91.92% higher than that of the company.
Timbercreek Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Timbercreek Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Timbercreek Financial could also be used in its relative valuation, which is a method of valuing Timbercreek Financial by comparing valuation metrics of similar companies.Timbercreek Financial is currently under evaluation in net income category among its peers.
Timbercreek Financial Current Valuation Drivers
We derive many important indicators used in calculating different scores of Timbercreek Financial from analyzing Timbercreek Financial's financial statements. These drivers represent accounts that assess Timbercreek Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Timbercreek Financial's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 781.5M | 594.6M | 557.8M | 586.9M | 528.2M | 348.4M | |
| Enterprise Value | 1.4B | 1.2B | 955.6M | 1.1B | 999.8M | 609.0M |
Timbercreek Fundamentals
| Return On Equity | 0.0552 | ||||
| Return On Asset | 0.0224 | ||||
| Profit Margin | 0.66 % | ||||
| Operating Margin | 0.68 % | ||||
| Current Valuation | 1.02 B | ||||
| Shares Outstanding | 82.75 M | ||||
| Shares Owned By Insiders | 0.96 % | ||||
| Shares Owned By Institutions | 2.81 % | ||||
| Number Of Shares Shorted | 899.56 K | ||||
| Price To Earning | 14.16 X | ||||
| Price To Book | 0.87 X | ||||
| Price To Sales | 10.05 X | ||||
| Revenue | 161.4 M | ||||
| Gross Profit | 50.47 M | ||||
| EBITDA | 56.19 M | ||||
| Net Income | 46.16 M | ||||
| Cash And Equivalents | 2.83 M | ||||
| Cash Per Share | 0.13 X | ||||
| Total Debt | 537.27 M | ||||
| Debt To Equity | 1.57 % | ||||
| Current Ratio | 63.27 X | ||||
| Book Value Per Share | 8.19 X | ||||
| Cash Flow From Operations | (69.08 M) | ||||
| Short Ratio | 5.93 X | ||||
| Earnings Per Share | 0.46 X | ||||
| Target Price | 7.75 | ||||
| Beta | 1.04 | ||||
| Market Capitalization | 578.44 M | ||||
| Total Asset | 1.73 B | ||||
| Retained Earnings | (52.14 M) | ||||
| Working Capital | 135.37 M | ||||
| Current Asset | 408.05 K | ||||
| Annual Yield | 0.1 % | ||||
| Five Year Return | 7.19 % | ||||
| Net Asset | 1.73 B | ||||
| Last Dividend Paid | 0.69 |
About Timbercreek Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Timbercreek Financial Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Timbercreek Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Timbercreek Financial Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Timbercreek Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Timbercreek Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Timbercreek Financial will appreciate offsetting losses from the drop in the long position's value.Moving against Timbercreek Stock
The ability to find closely correlated positions to Timbercreek Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Timbercreek Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Timbercreek Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Timbercreek Financial Corp to buy it.
The correlation of Timbercreek Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Timbercreek Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Timbercreek Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Timbercreek Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Other Information on Investing in Timbercreek Stock
Timbercreek Financial financial ratios help investors to determine whether Timbercreek Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Timbercreek with respect to the benefits of owning Timbercreek Financial security.